Super Surplus Insurance Policy

Star Health and Allied Insurance Company Limited

The Super Surplus Insurance Policy is an affordable health plan provided by Star Health Insurance Company. It provides protection at low price. This insurance plan also covers hospitalization expenses. A deductible is applicable for each hospitalization. In this medical plan, there is no need for pre acceptance medical screening. This health scheme coveres pre existing diseases after completion of 36 successful months of the plan without any break.

Benefits and Features


  • Covers hospitalization expenses and pre existing diseases

  • Tax benefits

  • Deductible is applicable for each hospitalization

  • Cashless hospitalization

  • Hassle free claim settlement

  • Free expert medical consultation over phone

  • No third party administrator

expert view

Expert View

A plan that provides protection at low cost to customer for ensuring their safety. It provides basic health insurance coverage with a cover for pre exiting diseases.

expert view


What it covers?


  • Hospitalization Expenses: It covers hospitalization charges such as anesthetist, surgeon, Consultants, Medical Practitioner Specialist Fees, Medicines and Drugs charges. However, minimum 24 hours hospitalization is necessary.

  • Pre existing disease: It covers pre- existing diseases after completion of 36 successful months of the insurance plan.

Documents & Eligibility

The plan covers a child of 5 months to an adult of 65 years age group. It is available in the floater package as well.

All you need are age proof, ID proof, address proof and passport size photos