PMJAY Ayushman Bharat Yojana: Apply Online & Eligibility | PolicyX
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Apply for Ayushman Bharat

The Pradhan Mantri Jan Arogya Yojana (PMJAY), also known as Ayushman Bharat Yojana, is a government-funded health insurance scheme providing medical…

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Written by Simran Nirala
Published: 20 Sep 2024
Updated: 27 Jul 2026
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What is the Ayushman Bharat Yojana?

This article covers all the information you need on how to apply for the Ayushman Bharat Yojana.

The Pradhan Mantri Ayushman Bharat Yojana, also known as the PM health insurance scheme, is a government-funded initiative designed to provide healthcare coverage for underprivileged sections of society during medical emergencies. This flagship scheme aligns with the Sustainable Development Goals (SDGs) to 'leave no one behind.' It offers comprehensive health support, including ambulance services, and covers primary, secondary, and tertiary healthcare needs such as hospitalizations and daycare procedures.

This page provides a comprehensive guide on how to apply for the Ayushman Bharat Yojana, including eligibility criteria, online application procedures, and how to verify your eligibility.

Who is Eligible for the Pradhan Mantri Ayushman Bharat Yojana?

Individuals and families registered under the Socio-Economic and Caste Census (SECC) database are eligible for coverage under the Ayushman Bharat Yojana.

The PM health insurance under the Ayushman Bharat Scheme is intended for:

  • Families residing in rural and underdeveloped regions.
  • Families below the poverty line (BPL).
  • Individuals employed in specified categories such as vendors, street sweepers, and scavengers.

How to Verify Your Name in the Ayushman Bharat Scheme List

You can check your Ayushman Bharat health insurance eligibility through the following ways:

  • Visit the official SECC website to check your eligibility for the Ayushman health card.
  • Visit the nearest Common Service Centre (CSC) or an empanelled center to inquire about your eligibility for this PM health scheme.
  • Call the PMJAY toll-free numbers 14555, 1800111565, or 18001802415 to verify your eligibility.

How to Apply for Ayushman Bharat Yojana Online

Follow these steps to apply for the Ayushman Bharat Yojana online and avail cashless medical services:

  1. Check your eligibility for the PM health insurance scheme on the official PMJAY website.
  2. Click on the ABHA button on the Ayushman Bharat Yojana website and begin the registration process.
  3. Enter all mandatory details related to your Aadhaar card to proceed.
  4. You will receive a One-Time Password (OTP). After entering it, fill out all required details such as your name, PAN card number, and income.
  5. The approval of your Ayushman Card application will take some time to be processed and downloaded.
  6. After approval and verification, log in again with your Aadhaar card number and OTP on the Ayushman Bharat website to download your digital Ayushman Card.
  7. To avail cashless treatment at an empanelled hospital under your Ayushman Bharat health insurance scheme, you need to get a printout of your Ayushman card.

How to Get Your Ayushman Health Card Online

You can follow these steps to download your Ayushman Bharat health card online:

  1. Go to the official PMJAY website and log in with your registered mobile number.
  2. After logging in, you will receive an OTP. Then, choose your household identification code.
  3. Send this code to your nearest CSC or empanelled point of contact. Once verified, you will be closer to receiving your PM health insurance card.
  4. The Ayushman Mitra or CSC helpdesk representatives will complete all necessary formalities on your behalf.
  5. You will need to pay a small charge before obtaining your Ayushman Bharat Card.

Once all the steps mentioned above are completed, you can download your Ayushman Bharat health insurance card.

Conclusion: PM Health Insurance Scheme

Many individuals still have questions about how to apply for the Ayushman Bharat Yojana. PolicyX.com provides clear solutions to your queries. The Ayushman Bharat Yojana offers comprehensive medical care and health support to underprivileged families, settling specified medical bills directly as it is government-funded. To obtain an Ayushman card, you must first check and confirm your eligibility on the SECC list.

For more information on how to apply for the Ayushman Bharat Yojana, reach out to our insurance advisors. Get your queries resolved in minutes by calling us at 1800-4200-269 now.

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Frequently Asked Questions

Read below some of the standout benefits of having PM health insurance: Medical examination, treatment and consultation Pre-hospitalization Medication and pharmacy consumables Non-intensive and ICU facilities Diagnostic and laboratory check-ups Accommodation cover Food while accommodating to the hospital Complications arising during treatment Post-hospitalization follow-up care up to 15 days
This government-run health scheme covers yearly medical expenses of upto 5 Lakhs for each family.
Any individual or family registered under the SECC database can be covered under the Ayushman Bharat Yojana.
Here are the most common and essentially required documents to apply for PM health insurance: PM/CM entitlement letter Ration card Aadhaar card (for identification only)

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