ManipalCigna Network Hospitals 2024

ManipalCigna Health Insurance Plans

ManipalCigna offers extensive categories of health insurance plans for their diverse customer base. The company offers individual plans, family floater, critical illness, global health insurance, and more to meet various health insurance needs.

ManipalCigna Health Insurance Individual & Family Plans

Comprehensive Plan

ManipalCigna ProHealth Prime

A comprehensive health insurance plan with SI up to INR 1 Crore and 3 plan variants and features like a wellness program, unlimited tele consultations, and more.

Unique Features

3 Plan Variants
Up to 200% Cumulative Bonus
Critical Illness Cover

ManipalCigna ProHealth Prime (Pros)

Annual Health Check-up
Domestic Second Opinion
Switch Off Benefit
Premium Waiver Benefit
OPD Expense Covered

ManipalCigna ProHealth Prime (Cons)

Optional Deductibles
10% Co-Payment
PED 2-year waiting period
Long Waiting Period
Long Mental Illness Cover

ManipalCigna ProHealth Prime (Other Benefits)

Domiciliary Hospitalization
Air Ambulance Cover
Cumulative Bonus Booster
CI Add on Cover
SI Restoration

ProHealth Prime (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No Limit
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Comprehensive Plan

Manipalcigna Lifetime

Plan with comprehensive coverage up to INR 3 crores with benefits like OPD cover, global cover, women's care, and continuity benefits.

Unique Features

Avail Global OPD
Cancer treatment
High SI

Manipalcigna Lifetime (Pros)

No room rent limit
Avail Loyalty discount
Global OPD
International Second Opinion
27 CI Covered

Manipalcigna Lifetime (Cons)

Hazardous Activities not covered
Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities

Manipalcigna Lifetime (Other Benefits)

Travel Expenses Benefit
Global Second Opinion
Critical Illness Cover
Women+ Cover
Air Ambulance Cover

Manipalcigna Lifetime (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 1 L to 3 Cr
Waiting Period - 30 Days

Comprehensive Plan

Manipal Cigna Pro Health

A comprehensive Plan with 5 different variants suitable for individuals and young couples, offering a sum insured up to 1 Crore.

Unique Features

Avail Family Discount
Worldwide Emergency Protection
Avail Healthy Lifestyle Benefits

Manipal Cigna Pro Health (Pros)

5 Plan Variants
SI Up to 1 Crore
Hospital Cash Benefits
Up to 200% Cumulative Bonus
Avail Health Check-Up

Manipal Cigna Pro Health (Cons)

Optional Co-Pay
Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities

Manipal Cigna Pro Health (Other Benefits)

8500+ Cashless Hospitals
Tax Benefits
Inflation Protection
Medical Check Up Cover
Health Reward Points

Manipal Cigna Pro Health (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No limit
SI - 2.5 L to 1 Cr
Waiting Period - 30 Days

Affordable Plan

ManipalCigna Super Top-up Plan

An affordable health plan that offers added coverage to the policyholders as per their requirements with 2 plan variants.

Unique Features

Affordable Health Plan
Up to 30 Lakhs SI
Beat Medical Care Inflation

ManipalCigna Super Top-up Plan (Pros)

Add On CI benefit
Up to 50% Cumulative Bonus
Donor Expenses Cover
Day Care Treatment Cover
Ambulance Cover

ManipalCigna Super Top-up Plan (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

ManipalCigna Super Top-up Plan (Other Benefits)

Optional Covers Available
Add-on Covers Available
Non-medical expenses Cover
Opt for Any Room Category
Tax Benefits

ManipalCigna Super Top-up Plan (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No limit
SI - 3 L to 30 Lakhs
Waiting Period - 30 Days

Affordable Plan

ManipalCigna Pro Health Select

Customers can design their own health insurance plan and pay for features that they opt for in the plan. The plan is customizable as per your needs and requirements.

Unique Features

2 Plan Variants Available
Avail Customized Features
Long Term Policy

Pro Health Select (Pros)

Reassurance Benefits
High SI Up to 25 Lakhs
Tax Benefits
171 Day Care Procedures
Ambulance Cover

Pro Health Select (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

Pro Health Select (Other Benefits)

Premium Waiver Option
Long Term Policy
Restoration Benefit
Health Reward Points
AYUSH Cover

Pro Health Select (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No limit
SI - 3 L to 25 Lakhs
Waiting Period - 30 Days

Affordable Plan

ManipalCigna ProHealth Cash

A daily cash plan that offers financial aid for hospitalization expenses offering coverage for up to 180 days per policy year.

Unique Features

2 Plan Variants Available
Sickness Hospital Cash Benefit
ICU Cash Benefit

ManipalCigna ProHealth Cash (Pros)

Daily Cash Benefits
Accidental Death Cover
Permanent Total Disability Cover
Individual and Family Floater
1/2/3 Policy Years

ManipalCigna ProHealth Cash (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

ManipalCigna ProHealth Cash (Other Benefits)

Up to 10% long-term discount
10% Family Discount
Critical Illness Add-On
Online Wellness Program
15 Day free-Look Period

ManipalCigna ProHealth Cash (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 500 to 5000 Per day
Waiting Period - 30 Days

ManipalCigna Health Insurance Specialized Plans

Affordable Plan

ManipalCigna Arogya Sanjeevani Policy

An affordable standard health insurance plan for individuals and family members with up to 10 L SI.

Unique Features

Affordable Health Coverage
Avail modern treatments
Avail AYUSH Treatment

Arogya Sanjeevani Policy (Pros)

Allopathic & AYUSH Cover
Cashless Hospitalization
Tax Benefits
Multiple Discounts
Up to 50% Cumulative Bonus

Arogya Sanjeevani Policy (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

Arogya Sanjeevani Policy (Other Benefits)

Pre & Post Hospitalization
Road Ambulance Cover
15-Day Free-Look Period
Up to 10 L SI
30-Day Grace Period

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 50k to 10 Lakhs
Waiting Period - 30 Days

Affordable Plan

ManipalCigna Corona Rakshak Policy

An affordable plan providing lump sum benefits equal to 100% of the Sum Insured on a positive diagnosis of Covid.

Unique Features

Avail lump sum benefit
Affordable premiums
All India coverage

Affordable Plan

ManipalCigna Corona Kavach Policy

A Standard health insurance plan for Coronavirus disease providing hospital to homecare treatment up to SI.

Unique Features

Discounts for health care workers
Avail Home care treatment
Avail AYUSH treatment

Critical Illness Plan

ManipalCigna Lifestyle Protection Critical Care

A protection plan that offers support to you and your family against 30 critical illnesses with a high sum insured to opt from.

Unique Features

Up to 30 CI Covered
Avail Online Wellness Program
2 Plan Variants Available

Lifestyle Protection Critical Care (Pros)

High Sum Insured
Medical Second Opinion
Premium Installments Available
Avail Multiple Discounts
Tax Benefits

Lifestyle Protection Critical Care (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

Lifestyle Protection Critical Care (Other Benefits)

Lump Sum Or Staggered Payouts
Global Plan
Cancer Cover
Bone Marrow Transplant
Deafness Cover

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 25 Crore
Waiting Period - 30 Days

Accident Plan

ManipalCigna Lifestyle Protection Accident Care

A plan that provides complete protection on and off the job against death, disability, and loss of job through 3 different plan variants.

Unique Features

SI up to 10 Crores
Tax Benefits
Pre & Post Hospitalization Cover

Lifestyle Protection Accident Care (Pros)

Funeral Expenses Covered
Accidental Death Covered
Emergency Ambulance Covered
3 Plan Variants
Orphan Benefit Covered

Lifestyle Protection Accident Care (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

Lifestyle Protection Accident Care (Other Benefits)

Education Fund Cover
Burn Benefit Cover
Permanent Disablement Cover
Partial Disablement Cover
Loss of Employment Cover

(Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 80 Years
SI - 50k to 10 Crores
Waiting Period - 30 Days

Accident Plan

ManipalCigna Saral Suraksha Bima

Personal Accident policy to safeguard you from unexpected expenses arising from death or serious injuries.

Unique Features

Avail Accident Death Cover
Avail Security for dependant child
Permanent Total Disability Cover

Saral Suraksha Bima (Pros)

Up to 50% Cumulative Bonus
Add-On Cover
Individual & Family Cover
Flexible-Premium Payment
Up to 1 Crore SI

Saral Suraksha Bima (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

Saral Suraksha Bima (Other Benefits)

Hospitalization Expense Cover
Education Grant
3% Online Renewal Discount
15% Family Discount
10% Worksite Discount

Saral Suraksha Bima (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 70 Years
SI - 2.5 L to 1 Crore
Waiting Period - 30 Days

Group Plan

ManipalCigna Pro Health Group

A flexible, comprehensive, and easy group health insurance that covers illness and injury. The plan provides a sum insured up to 1 Crore with optional covers.

Unique Features

Customizable Plan
42 Optional Covers
Personal Accident Cover

Pro Health Group (Pros)

Avail hospitalization cover
Inpatient Hospitalization
Day Care Cover
Pre & Post Hospitalization
Road Ambulance

Pro Health Group (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure

Pro Health Group (Other Benefits)

Donor Expenses Cover
AYUSH Treatment Cover
Daily Cash Benefits
Critical Illness Cover
Personal Accident Cover

Pro Health Group (Eligibility Criteria)

Entry Age - No Limit
Max Entry Age - No Limit
SI - 5k to 1 Crore
Waiting Period - 30 Days

Group Plan

ManipalCigna Lifestyle Protection Group Policy

An all-in-one plan offering sum insured up to 50 Crores and umbrella cover of Group-Personal accident and/or critical illness.

Unique Features

Flexible Base and Optional Covers
36 CI Covered
Cancer-only coverage available

Lifestyle Protection Group Policy (Pros)

Accidental Death Benefit
Permanent Total Disability Benefit
Multiple Optional Benefits
Partial Disability Benefit
Temporary Total Disability Benefit

Lifestyle Protection Group Policy (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure

Lifestyle Protection Group Policy (Other Benefits)

Survival Period Waiver
Emergency Road Ambulance
Hospital Cash Benefit
Family Counselling
Medical Second Opinion

(Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 75 Years
SI - Up to 50 Crores
Waiting Period - 30 Days

Group Plan

ManipalCigna FlexiCare Group Insurance Policy

A plan offering sum assured up to 5 Crore and a range of covers including accident, mediclaim, surgery, domestic travel, and wellness.

Unique Features

Wellness Program
Customizable Cover
Home Care Benefit

FlexiCare Group Policy (Pros)

EMI Protection
Pay-out Options Available
Domestic Travel Cover
Premium Waiver
Cost Effective Plan

FlexiCare Group Policy (Cons)

Injuries due to Unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure

FlexiCare Group Policy (Other Benefits)

Surgery Cover
Day Care Cover
OPD Cover
Home Care Cover
Income Protection

(Eligibility Criteria)

Entry Age - No limit
Max Entry Age - No limit
SI - Up to 5 Crores
Waiting Period - 30 Days

Group Plan

ManipalCigna Group Overseas Travel

Group overseas travel insurance offers all-around coverage for business trips, vacations, and more. The plan offers a sum insured value of up to $ 50 Lac.

Unique Features