Manipal Cigna Health Insurance Renewal
Manipal Cigna Health Insurance guarantees to provide financial aid in the event of a medical crisis, such as hospitalisation, health exams, severe disease, and so on. Apart from health insurance, the company also sells travel, car, house, and personal injury insurance.
The company also offers an easy and hassle-free online renewal process to its customers so that they can renew their policies without any hurdles.
Let’s discuss the Manipal Cigna Mediclaim policy renewal in detail.
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Advantages of Renewing Manipal Cigna Health Insurance
- Manipal Cigna Health Insurance has a 36-month waiting period for pre-existing ailments and 12/24/36-month waiting periods for specific diseases. You will be eligible for coverage against all critical illnesses/diseases if you renew your Health Insurance policy on time.
- If you fail to renew your policy on time then you will have to repeat the same process and wait till your waiting period is over.
- Renewing your insurance on time gives you the freedom to modify your plan according to your specific needs and requirements. You can add or delete any family member, as well as choose any available rider.
- If you renew your insurance on time, you and your family will have ongoing coverage against medical uncertainties/emergencies.
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What happens if you do not renew your health insurance in a timely manner?
If you fail to renew your health insurance in a timely manner, you may face the following issues:
- You will not receive the benefits such as a no-claim bonus.
- You will not be able to get ongoing health coverage.
- After each renewal of the policy, the waiting period will be shortened. Only after a waiting time does the pre-existing illness are covered. So, if you do not renew your health insurance, the waiting period will restart from the beginning.
What is Manipal Cigna Health Insurance Renewal Process?
The Manipal Cigna health insurance must be renewed annually to enjoy its benefits. You can opt for Manipal Cigna online renewal, which makes it easy to renew your plan from the comfort of your home. The process is mentioned below.
- Visit Manipal Cigna Insurance’s website and submit your request online by clicking on the ‘Renew Online’ option displayed at the top of the menu bar.
- Enter the policy number and click on the ‘Renew Now’ button to proceed further.
- Specify the policy details.
- Deposit the premium via available payment modes. A policy renewal notification will be shared with you
Things to keep in mind when renewing your Manipal Cignal Health Insurance policy
Timely renewal of your policy is not a difficult job. Following are some of the most significant considerations to make while renewing your Health Insurance Policy:
- You must renew your health insurance coverage before the end of the policy period.
- Keep track of the policy's expiration date.
- Claims made between the expiration date of the insurance and the renewal date will not be reimbursed.
- You should re-evaluate your needs and requirements before renewing your coverage.
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