ICICI Term Insurance
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ICICI Term Insurance offers you multiple term insurance plans based on the features, benefits, and eligibility criteria. Here are some of the term plans offered by ICICI Term Insurance.
| Plan | Entry Age | Tenure | Min. Sum Assured | Unique Features |
|---|---|---|---|---|
| ICICI Prudential POS iProtect Smart Plan | Minimum Age - 18 years Maximum Age - 65 years | Simgle, Regular, Limited | As per premium |
|
| ICICI Prudential Protect-n-Gain Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs. 5 Lakhs |
|
| ICICI Pru Loan Protect Plus Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs. 5 Lacs |
|
| ICICI Pru Life Raksha Plan | Minimum Age - 18 years Maximum Age - 60 years | Annual, half-yearly, quarterly & monthly | As per premium |
|
| ICICI Pru iShield Term Plan | Minimum Age - 18 years Maximum Age - 60 years | Annual, half-yearly, quarterly & monthly | Rs. 50 Lakhs |
|
| ICICI Precious Life Term Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs. 2 Lacs |
|
| ICICI Pru iCare II Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs. 1 lakh |
|
| ICICI Pru iProtect Smart Term Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Min:Subject to the m |
|
| ICICI Pru Loan Protect Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs. 5 Lacs |
|
| ICICI Pru Saral Jeevan Bima Plan | Minimum Age - 18 years Maximum Age - 65 years | Premium payment mode Single Pay-5/10 years | Rs. 5 Lakhs |
|
| ICICI Prudential iProtect Return Of Premium Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, Half yearly, quaterly & monthly | Rs. 1 Lac |
|
Here is a quick overview of the ICICI Term Insurance Plans listed in the above table.
ICICI Pru POS iProtect Smart is a simple term insurance, non-participating term plan offer by ICICI Life insurance. This Plan offer inbuilt features of accidental death benefit.
ICICI Pru POS iProtect Smart Term Plan is a non-linked, non-participating term insurance plan that offers flexibility to customize your plan and enhan...
Unique Features
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ICICI Pru Protect n Gain plan, stays true to its tagline, ''Growth Bhi Protection Bhi'' which means it provides dual benefits of protection and wealth...
Unique Features
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ICICI Pru Loan Protect Plus Plan is a simple term insurance plan, specially designed to manage the risk associated with ongoing loan amounts. The plan...
Unique Features
ICICI Pru Life Raksha is a simple pure protection plan offering death benefits ranging from INR 50,000 to INR 5 lakhs. The plan is offered by ICICI Pr...
Unique Features
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ICICI Pru iShiled is a dual-benefit plan that gives both health & life insurance. Apart from life coverage, this policy offers coverage against he...
Unique Features
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Are you suffering from any pre-existing diseases? Then, getting a term plan might be difficult for you. But not anymore. ICICI Prudential’s Prec...
Unique Features
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Are you having a high-risk occupation such as a fire-fighter, coal miner, construction worker, and so on, in which the chances of an accident are much...
Unique Features
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ICICI Pru iProtect Smart Term Plan is a non-linked pure-term insurance plan. This plan provides advanced protection by offering comprehensive coverage...
Unique Features
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ICICI Pru Loan Protect is a non-participating term insurance plan offered by ICICI Pru Life Insurance Company. It provides life cover to individuals w...
Unique Features
ICICI Pru Saral Jeevan Bima offers a simplified answer to your protection needs and ensures that your family leads a comfortable life without any fina...
Unique Features
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ICICI Pru iProtect Return of Premium provides security to you and your loved ones against all such uncertainties of life that may pose a hurdle to you...
Unique Features
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ICICI Prudential Term Insurance
ICICI Prudential Term Insurance Review
| Name of the Riders | Benefits |
| ICICI Prudential Accidental Death Rider | Offers additional payout in case the insured dies due to an accident. |
| ICICI Prudential Critical Illness Plus Rider | A lump sum is offered if the policyholder is diagnosed with any of the critical illnesses mentioned in the policy document. |
| ICICI Prudential Permanent & Partial Disability Rider | The insurance company pays a certain sum assured for the next five or ten years in case of permanent or partial disability. |
| ICICI Prudential Income Benefit Rider | Offers a regular source of income to the family in case of the demise or disability of the policyholder. |
| ICICI Prudential Waiver of Premium Rider | It will waive off all future premiums and the benefits of the policy will remain the same. |
ICICI Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here are the reasons why you should choose ICICI Term Insurance Plans:
ICICI Prudential term insurance plans offer various additional benefits to the policyholders.
Some ICICI Prudential Term Plans such as ICICI Pru iProtect Smart offer Smart Exit Benefit to their policyholders which allows them to take exit from their plan mid policy term.
Some ICICI Prudential Term Plans such as ICICI Pru iProtect Return Of Premium offer income benefits to the policyholder’s loved ones in case of his demise.
ICICI Term Plans such as POS iProtect Smart offer special premium rates for women to promote insurance awareness among females.
ICICI Term Plans such as ICICI Pru Loan Protect protect your assets for your loved ones in case of your unfortunate demise.
ICICI Term Plans such as ICICI Pru Precious Life offer need-based payout as per the requirement to the policyholder’s loved ones.
There are various ICICI Prudential term plans based on their features, policy tenure, benefits, etc. You can choose the one that best suits your requirements.
These plans only provide a sum assured to the nominee in case of the death of the policyholder. No survival benefits are included.
These plans offer an inbuilt critical illness cover to their policyholders.
These plans offer an inbuilt accidental death cover to their policyholders.
These plans offer you the option to pay limited premiums while enjoying longer coverage.
These plans offer all the benefits of a term plan under a single plan including critical illness cover, accidental cover, etc.
Here are the documents required to buy a ICICI Prudential Term Insurance:
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
You can buy the ICICI Term Insurance policy from Policyx.com or the ICICI Term Insurance website.
Fill out the form given at the top of this page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, and riders (if required), and then proceed to make the payment.
Visit the official website of ICICI Prudential Life Insurance Company.
Click on the 'Plans' tab and select 'Term Insurance'.
Select the desired plan and click on 'Check Premium'.
Fill in the required details under 'Term Insurance Calculator'.
Opt for riders if you want to add any of them.
Analyze the premium and click on the tab 'Proceed'.
Make the payment using available payment modes.
The claim settlement process for ICICI Prudential Term Plans is simple and hassle-free. The insurance provider gives you the option of settling a claim both online and offline. We have explained the process by which you can easily submit your claim below:
Report your ICICI Pru Term plan claim by visiting the claim section of the ICICI Term Life Insurance website.
ICICI Term Insurance's customer support staff will review your claim form and will assist you at every step. Their staff will evaluate your claim and notify you if any papers are still pending.
Your claim will be resolved once you have informed the insurer of your claim and the insurer has received all of the necessary documents.
The ICICI Prudential Term plan claim settlement procedure can be reported by visiting the local ICICI Life Insurance branch office, sending an email to claimsupport@iciciprulife.com, or sending an SMS to 56767 with CLAIM<Space> Policy Number.
If you have any more queries regarding ICICI Term Insurance Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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