ICICI Prudential- Precious Life Term Plan

“A Plan Designed for Individuals with Pre-existing Medical Conditions”.

Are you suffering from any pre-existing diseases? Then, getting a term plan might be difficult for you. But not anymore. Icici Prudential’s Precious term plan is specifically designed for you which covers some of your pre-existing diseases such as high blood pressure, asthma, and hypertension, obesity, diabetes, and covers you even if you have recovered from cancer or any other surgeries.

The plan also covers you for accidents as it offers accidental death benefit and gives payout in multiple forms such as:

• lump sum,
• monthly income,
• or a combination of both
• Increasing income

ICICI Precious Life comes in two plan options such as:

3 Unique Features of ICICI Pru Precious Life Term Insurance Policy

ICICI Pru Precious comes with a bunch of unique features that can make this plan an excellent choice for you.

Eligibility Criteria of ICICI Prudential Precious Life Plan

Benefits of ICICI Pru Precious Term Insurance Plan

Premium Illustration of ICICI Pru Precious Life Term Insurance Plan

Below is a premium illustration for a 28-year-old non-smoker male, who opted for a coverage of up to 85 years with a life cover of 1 crore.

How to File ICICI Prudential Life Insurance Claims?

Filing a claim for ICICI Prudential Life Plan is a simple and hassle-free task. You can easily fill and submit their claims online or offline. To file a claim for ICICI Prudential Life Plan, you need to follow the below-mentioned steps.

Claim Intimation

Inform the company about the incident via various channels- by writing an email at claimsupport@iciciprulife.com or by calling on the toll-free number (1860 266 7766), filling the online claim form on its website, or by visiting the nearest branch. The following details have to be provided during the intimation of your claim:

• Name of the policyholder
• Policy number
• Date of death/event of the life assured
• Nominee name
• Cause of death
• Contact details

A claim reference number/intimation number will be provided to you upon successful registration of the claim.

Document Submission

Submit the necessary documents requested by the company to process the claim. In the case of natural death-

• Death claim form.
• Death certificate.
• Original policy documents.
• Claimant's identity & residence Proof.
• Medical records at the time of death & past illnesses.
• Account details of the nominee.

In the case of unnatural death (Accidental death/Murder/Suicide)-

• Death claim form.
• Death certificate.
• Original policy documents.
• Claimant's identity & residence proof.
• FIR, police inquest report & panchanama.
• Post mortem report.
• Account details of the nominee.

Claim Settlement

After receiving all the documents and claim forms, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over a call or an email.

How to Contact ICICI Prudential Life Insurance Company?