Compare & Buy Best Car Insurance Plan

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Car Insurance

Car insurance is a policy that is signed between two parties, the policyholder and the insurer to cover the losses that one might incur due to damages done to the car or in a case of theft. A pre-decided value is fixed according to the Insured Declared Value (IDV) of the vehicle for the premium to be paid by the policyholder periodically. These days, a policy seeker has many options available to choose from the various types of policies in the market.

Each with its own uniqueness and offerings, car insurance has become a must in today's time. But the question still remains, what are the real advantages of car insurance? What security does a policy gives to the buyer? You can find all the answers here at PolicyX.com which lets you compare and choose the best car insurance online.

Among a pool of insurances available online and offline both, in this age of consumerism, following are the general advantages that we could list down for you -

  1. Coverage against loss or damage of the vehicle caused by - Accident, theft, fire, explosion, self ignition, lightening, riots, strikes, Act of terrorism, Transit by Rail, Road, Air & Elevator and natural calamities, (Earthquake, Flood and more)
  2. Coverage against financial liability caused by injury or death of a third party or damage to the property
  3. Personal accident cover also comes under various car insurances

We at PolicyX assist you at every stage of your policy buying process and ensures that you get the right plan at the best price.

Inclusions and Exclusions in Car Insurance

Inclusions Exclusions
Own Car Damage for all damages that takes place because of accidents Damages caused if you’re caught driving under the influence of alcohol
Personal Accident Cover, in case of death or permanent disability in an accident, the insurance company will Loss and damages that takes place because of war and nuclear risk
Financial protection from Natural Calamities such as floods, earthquakes, etc. Accidental Damages caused while you were using your car for illegal activities
In case of Theft, your insurer will pay an amount equal to your IDV Losses incurred while driving without valid license
Man-made disasters including riots, strikes, fire, and terrorism is covered Regular mechanical expenses due to consistent wear and tear

Types of Car Insurance Policies in India

There are generally two types of Motor insurance coverage in India :-

1. Third Party Liability Coverage:

Under this feature, insures provides coverage to damages caused by you to the Third Party. This plan does not cover the losses, damages or the injuries to the insured person. It refers to the minimum risks which are covered under the Auto Vehicles Act 1938. Under the law of India, Third party liability coverage plan is compulsory to have by each and every owner of the car.

The quote that you get for this plan cover is the sum of its components which comprises of :-

  1. The basic third-party premium
  2. Premium for Personal Accident Owner Driver Cover - Rs. 100
  3. Goods and Service tax - 18%

The basic premium for third-party depends on the cubic capacity. These rates are revised each year by IRDA. From 1st April, 2017, the third-party insurance rates are :

Condition Relating to Engine Capacity Applicable Premium Rate
Not exceeding 1000cc Rs. 2,055
Above 1000cc but lower than 1500cc Rs. 2,863
Exceeding 1500cc Rs. 7,890
2. Comprehensive coverage:

This is a plan which provides wider coverage to the insured and Third party as well. Apart from the basic third party liability coverage, the comprehensive feature of the insurance covers the maximum expenses that can occur due to the damages caused to a car in case of an accident or loss due to theft or any other reason.

This plan provides coverage to all the damages which are caused because of natural calamities, accidents, theft, fire and much more. The insured person can extend the policy for increasing the additional benefits. It is recommended to choose comprehensive plan as it covers maximum things and provide helpful benefits.

It is important to evaluate the cover you are opting for your policy and look for specific features you need along with the premium discounts. PolicyX.com helps you in choosing the best policy for your favorite car. With PolicyX.com you can not only compare online quotes, but also buy policies of your choice within few minutes. You can read informative articles and blogs available on our site which will make you understand the plans better and make a decision.

The quote that you get for comprehensive coverage is the sum of its components which include:

  1. Third-Party premium
  2. Own Damage premium
  3. Premium for Personal Accident Owner Driver Cover - Rs. 100
  4. Charges for additional coverage (add-ons)
  5. Goods & Services Tax - 18%

Compare Car Insurance Online

Car Insurance is compulsory in India, thus you are required to have it. There are many insurers, which offer auto insurance policies, but for getting the best out of all you need to compare them. Vehicle insurance comparison helps you in getting the best car insurance Plan from the top insurers. Here at PolicyX.com, you will get free quotes that allow you to save up to 60 percent on the premium.

By getting free quotes you can compare them easily to get the desired one. As we all know, purchasing a motor insurance policy is mandatory in India, so you must purchase the same smartly. After getting free quotes you must compare the features and benefits of the policies provided by several car insurance companies. With it you can easily get the best one at an affordable price.

A car insurance policy protects you and your car from expenses related with damages, accidents, fire, explosion, theft, etc. You must purchase the auto insurance policy online as it will help you in saving more. With the help of online free quotes you do not need to pay anything to the agent. PolicyX.com helps you in choosing the best insurance Plan and assists you in purchasing the same easily.

Benefits of Buying Car Insurance Policies Online

Investing in a car insurance plan through the online medium has become very popular in the indian insurance industry. The insurance companies has come out with multiple innvative ideas which makes the whole experience of buying insurance policy online easier. Nowadays they came out with with the app as well. There are many benefits of purchasing car insurance online.

Easy to accessible

Through the online medium you are free to acess the website or app from the anywhere. If you have internt connection then place and time is not a contraint for you. If you have the internet facility with you then you can visit the insurance company anytime you want toLike from the comfort of home or any place taht you like.

Easy, hassle-free and less time-consuming

The whole process of buying insurance plans become easier and a big thanks goes to the websites and avaialble apps. You can easily log into any time and can provide the basic and necessary information to get free quotes and the best plan for yourself. The entire process is hassle free and takes a very little time as compared to offlien insurance policy. This process come out with less documentation and you dont have to stand in the long queque of insurance offices. You can also avail such assistance by simply chatting with the online assistant who will help resolve your issues, if any.

Comparing several options

Now you have th option to compare various plans provided by the top insurance companies of India. You can compare the same on the basis of your needs, budget and coverage as well. With the online faciliy you are getting the freedon of choosing the best insurance plan according to your needs.

Affordable cost and less documentation

When it comes to buy car insurance online, you will get it at much lower price as compared to offline with less documentation.Also, consumers who avail insurance via online modes/online are given certain discounts on insurance premium as paperless documentation cuts down the insurer's expense too.

Instant premium calculation and approval

The insurance ompany come out with the built-in tool which is popular by the name of insurane premium calculator. The insured just have to prove some basic information and the rest is upon the the calculator. The insurance company can verify the provided information anytime for the easy approval of your claim on time.

Why Car Insurance Comparison ?

While motor insurance is mandatory, it is also essential to get the best policy within the desired budget. At PolicyX.com, we have tie-ups with several insurance companies to serve the best premium rates. The process that we follow to provide free quotes is very simple. You simply need to put your personal details and vehicle related details in the online form, and in just a few steps you can get the best vehicle insurance policy.

By following these steps you can easily get the best and cheapest insurance policy that directly saves your hard earned money. The portal provides free quotes that will help you to choose best one. Our comparison service is free and unbiased. PolicyX.com is an IRDA approved portal which follows the guidelines to serve its consumers. The portal assists you in every possible manner and you can contact us anytime in case of assistance.

How to Choose Best Car Insurance Plan?

Car insurance is the arrangement between the insured and the insurer wherein the coverage is provided by the company to the insured in case of any financial loss due to the damages to the car. It is mandatory in India under the Motor Vehicles Act. It is also known as motor insurance policy provides coverage for the maximum losses that you might face in the case of damaged or stolen car.

The amount of the premium related to your auto plan depends upon the Insured Declared Value (IDV) of your car. The more the IDV the more will be the premium amount, the less IDVs leads to low premium amount. It is vital to compare features or plans before buying or renewing the current policy.

At PolicyX.com you can compare policies from top insurance companies with the help of free quotes in a few minutes. There are some things that you must check while purchasing an insurance policy. Auto insurance policy majorly covers the loss that occurs because of theft, scratch or accidents.

Nowadays there are many insurance companies which are offering the towing facility, depreciation and other value added services, thus it is essential to check all the terms and condition while purchasing the insurance policy. Carefully read through the policy documents and compare various plans before making a final choice.

What is IDV and why is it important?

Insured Declared Value(IDV) is your car's current market value. It is also an idea about the highest amount that you receive from a car insurance claim. This includes situations where you have incurred a total loss or damage beyond repair.

The insurance company will arrive at the IDV by assessing the following information:

  1. The registration details of the vehicle
  2. The city where the car was registered
  3. The registration date or date of first purchase
  4. The current registration type, i.e., company or individual owner
  5. The make and model of the car and the manufacturer
  6. The cubic capacity of the car's engine
  7. The vehicle description
  8. The ex-showroom price of the car, i.e., the actual cost of the car plus tax

The premium that you pay to keep your policy active is directly proportional to the IDV of the car. So, as the vehicle ages, the IDV goes down and so does the premium. The depreciation is based on the following schedule:

Age of the car Depreciation
1st year (new car) 5% depreciation is considered. Car insurance is offered at 95% of the ex-showroom price.
At the 2nd year renewal 20% depreciation is considered. Car insurance is offered at 80% of the ex-showroom price.
At the 3rd year renewal 30% depreciation is considered. Car insurance is offered at 70% of the ex-showroom price.
At the 4th year renewal 40% depreciation is considered. Car insurance is offered at 60% of the ex-showroom price.
At the 5th year renewal 50% depreciation is considered. Car insurance is offered at 50% of the ex-showroom price.
At the 6th year renewal 10% to 15% depreciation on the IDV of the previous year is considered. This amount is deducted each subsequent year. Car insurance is offered appropriately.

Claim Settlement Ratio of Best Car Insurance Companies in 2018

With a number of players in the car insurance space, only a few offer the best claim settlement ratios and have made their mark in the space. Here's an exhaustive list of the companies that offer car insurance plans with best settlement ratio -

Insurance Company Incurred Claim Ratio (%)
National Insurance 84.16
HDFC Ergo General Insurance 89.43
Bharti AXA General Insurance 89.09
IFFCO Tokio General Insurance 84.37
Future Generali India Insurance 81.77
ICICI Lombard General Insurance 78.91
Cholamandalam MS General Insurance 79.82
Magma HDI General Insurance 78.49
Liberty General Insurance 77.29
Bajaj Allianz General Insurance 69.19

Benefits Of Car Insurance

It is a necessity, not only because of the law, but also for its helpful features. A vehicle policy provides the needful coverage in case of any loss that occurs due to theft, accident, fire, explosion, etc. You should buy it for you and your vehicle's safety. Take advantage of the third party liability coverage that protects you from paying heavy penalties during accidents that are caused by you.

Zero Depreciation cover

If you choose the zero depreciation cover then you will get the original cost of the part and not the depreciated one from the insurer. Usually the companies offer these add on cover to those cars which are 2 to 3 years old. For taking advantage of this add-on-cover you have to pay an extra small amount apart from the basic premium.

No claim bonus

When you do not make any kind of claims during a policy tenure, then you will get a discount at the time of renewing your policy. This process is known as no-claim bonus. It will assist you in saving huge money in the premium also. In case if you have collected a nice no claim percentage then it will assist you in a future claim which you will make.

Roadside Assistance

With a vehicle insurance policy, you will get various kinds of assistance in a form of add-on covers. These can be emergency transport, daily allowances, assistance in case of a dead battery, taxi benefits, towing facilities, assistance if the fuel in the car runs out, freebies and many more. These small things help you effectively when you got stuck in unwanted situations.

Invoice cover

Commonly known as the Return to Invoice cover. These add on benefit assists the insured person in case of a complete loss of your car because of any damage caused by an accident. In such type of situations the insurance company will pay the depreciated value of the car to the insured, but with the help of this add-on coverage, you will receive the amount that will assist you in buying a new car.

Replacement cover

This feature of the plan assists you if you lose the keys of your car, this feature will cover the expenses of its replacement. This will also provide coverage for the procurement of new locks. Normally the insured will be able to take advantage of this plan once in the whole policy.

Coverage under Comprehensive Car Insurance

Protection against Third-party Liabilities

It covers the financial loss against the charges from third party damages including the death/injury or disability of the person of any third party vehicle.

Coverage against personal Accident

Damage caused or loss occurred due to natural calamities like flood or earthquake or manmade reasons are also covered under the comprehensive car insurance policy offered by various companies. Major natural reasons include - typhoon, lightning, storm, hurricane, inundation, tempest, cyclone, frost, hailstorm, rockslide and landslide. However, man-made factors such as burglary, riot, theft, strike and accident by external means, malicious act and terrorist activity, damages in transit by rail, road, lift, elevator, inland waterway or air are included in the policy agreement.

Additional Coverage

Apart from the basic damage and loss coverage, many policies offer extended coverage against other types of assistance for the vehicles. However, the premium amount of the policy increases accordingly. Following are some of the additional benefits or add-ons that one can opt from for their car insurance policy -

Zero Depreciation Cover

As the vehicle wears and tears gradually, depreciation is the reduction in the price of the vehicle over the years. Therefore, many insurance companies protect the policyholders from the loss of depreciation and allow you to claim the amount for deprecation by replacement or repair of the damaged car part. This is one of the most highly sought after add-on covers of a vehicle policy.

NCB Retention Cover

NCB or no claim bonus is a reward to the policyholder for not making any claim in the policy for over a year. Also, one can get up to 50% discount by accumulating NCB over the period of 5 years. So, those policyholders who have made even a single claim cannot claim the NCB. This is where the NCB retention cover comes into effect where owners can claim under pre defined limits which does not have any effect on the NCB for the specified duration.

Coverage against Damage or Loss

A type of policy called comprehensive car insurance plan covers the third party liabilities of the policyholder in case of any accident that leads to death or disability or injury to any third party or damage to any third party property.

Road Side Assistance

Coming along with the comprehensive car insurance policy, this add on feature rescues you when your vehicle gets stranded or faces an accident or is unable to move due to mechanical or electrical issues in the middle of a remote area. It offers services like towing, jump start of a battery, fuel re-fill and service by mechanics.

Daily Cash Allowance

While the policyholder has given their vehicle on service and the car company keeps the insured vehicle for more than the intended time period, the policyholder can claim cash for transportation and commuting through the add-on cover called daily cash allowance.

Documents Required to Buy Car Insurance Online

Purchasing motor insurance online requires minimal documentation. If you are buying a new insurance policy, then you need to fill a proposal form and a copy of Registration Certificate (RC).Every vehicle owner (private or non-commercial vehicle) is required to register his vehicle at the nearest RTO (Regional Transport Office).

In case of renewals, you need to provide a copy of Registration Certificate (RC) along with the previous insurance policy. It is advisable for you to fill your details carefully as by providing accurate and complete information you will face no issues at the time of a claim.

Things to Consider Before Buying Car Insurance Plan

Brand:

While buying a policy it is vital to pay attention to the reputation of the insurance company. You must check the company's record and claim ratio. An insurance company with a bad claims ratio would not be advisable when buying a vehicle insurance policy.

Voluntary Excess:

According to the experts, the voluntary excess should be less than the NCB amount you will qualify for next year.

Safety features:

If your car has any safety feature like alarm, immobilizer then you can get a great discount.

NCB:

It is advisable that you do not claim for minor damages and repairs which you can pay from your own pocket and which does not add any additional burden on you. It is advisable if you save your NCB for future requirements which may require higher cost spends.

Network garages:

The aim of buying car insurance policy is to protect you from any financial emergency in case of any damage/loss of your vehicle. Most online companies provide cashless services only if your vehicle was repaired in a network garage. Therefore, look for insurers with maximum network garages present in their list.

How Company Determines Car Insurance Premium?

Yar of manufacture of the vehicle - This determines the age of the car. Older vehicles can have decrease insurance rates in contrast to automobiles which might be especially new.

Vicinity of registration of the automobile - Your residential place and the vicinity in which you got your vehicle registered also has an impact for your motor insurance premium. Coverage groups have provide you with the concept of 'insurance zones', primarily based on the vulnerability of a car to loss or harm whilst operating in that region. U urban drivers usually pay extra for their vehicle coverage than vehicle-owners in rural regions or small towns. This is due to the fact the opportunity of theft, vandalism, and injuries are better in the cities.

Contemporary showroom rate - The premium quantity that you pay in large part relies upon at the Insured Declared Value (IDV), which is basically the market cost of the car. Cconsequently, if the value of the auto is high, then the coverage premium will also be on the better aspect.

Model of the auto - Imported manufacturers and vehicles including high-quit sedans and SUVs can be charged extra premium than hatchbacks. further, for diesel cars the top class is higher than that of petrol vehicles. If a automobile has steeply-priced or uncommon spare parts, the coverage top class of the car might be higher as well.

Motive of the auto - Automobile insurance carriers offer personal and business coverage rules. If a vehicle is used for business functions, it will attract higher coverage rates.

Safety devices - Present day motors are geared up with safety capabilities consisting of airbags, strong locks, superior braking systems, and anti-theft devices. coverage businesses tend to increase the rates for cars which are extra susceptible to damage, robbery, and occupant harm. You're eligible get a discount in premium of up to 2.5% if your vehicle is secure. However, the features covered in it ought to be permitted by the automobile studies association of India (ARAI). Consequently, you should studies properly and equip our car with protection capabilities for decreased premiums.

Claims records - if you raise a claim against your vehicle insurance, the premium for the subsequent year is probably to head up. If you abstain from raising claims, you may be rewarded with a No-claim Bonus (NCB) that interprets into a reduction in premium for the subsequent year.

How to save on Car Insurance Premium

Choose The Right IDV

A lower IDV demands a lower premium to be paid. (But compute wisely, since IDV is the utmost value the insurer can compensate you with).

Avail No Claim Bonus

Your responsible driving skills are rewarded with a bonus of upto 50% on your premium, for every consecutive claim-free year. Now isn't that a treat?

Install Security Devices

Automative Research Association of India (ARAI) approved anti-theft devices can fetch you up-to 2.5% discount on your car insurance premium!

Become AAI Member

Membership of the Automobile Association of India, an organisation powered by IRDAI, secures you a concession on own-damage premium.

Online Car Insurance Renewal Checklist

When it comes to renewing your car insurance policy online, you must not leave any scope for 'blind spots'.

  1. Right Coverage: If you only have third-party plan, then you must start thinking about having a comprehensive policy. With such plan, you will be able to get coverage agaisnt heavy expenses of repairing your car in case of an accident.
  2. Check IDV: You will get compensation in case of theft/loss. Depending on your car's age, re-evaluate your car's Insured Declared Value against premiums. By this, you'd know if you have got the best price.
  3. Claims Check: This makes a big different. If you haven't checked the claims ratio of your previous insurer, don't skip verifying it now.
  4. Check Cashless Garages: Have a look at all cashless garages near your area that would provide, repair services for your car.
  5. Add-ons: If you are not aware about add-ons which can help you during claims, this is the time. If your car's age is less than 5 years. Go for covers such as Zero Depreciation or Engine Protector or Return to Invoice.
  6. Deductibles & Discounts: Avail all available discounts that you are eligible for. A deductible indicates the amount you will have to pay every time before claim.

Car Insurance - Faq's

1
What is the best way to lower your car insurance premium?

The best way is to use an online insurance web aggregator at the time of purchase or renewal. Online insurance web aggregator will provide free quotes and comparison services so that you can take advantage of the same and choose the best insurance policy for yourself. Through this, you will be able to buy the cheapest policy for yourself.

2
What are some of the most customer friendly car insurance companies in India?

There are many customer friendly car insurance companies such as Iffco Tokio car insurance, SBI, Bajaj Allianz and many more. Just search for the best one on the internet and insure your vehicle today.

3
What are the cons of not paying car insurance?

In India, if you own a car, then it is mandatory to have car insurance with you. There are several cons of not paying for car insurance. It will be illegal to run a vehicle without it. If you do not pay for a car insurance then it will not protect you from unwanted incidents. This is something that will provide the needful coverage to you. You must insure your vehicle today, there are many insurers such as IFFCO Tokio car insurance, Bajaj Allianz and much more.

4
My car insurance was rejected. What to do now?

If any company rejects your car insurance policy or renewal of the same, then you can take help of online insurance companies that can provide you the needful service easily. There are many companies such as New India assurance, Bajaj Allianz and many more. So don't lose hope you will surely get the best one for yourself.

5
Which is the best website for car insurance?

There are several websites of top insurance companies such as New India Assurance, Oriental Insurance Company and many more. If you are confused which is the best for you then choose an online insurance web aggregator, compare quotes and get the best plan from top insurance company in a few minutes.

6
Which is the best car insurance company?

See if you are looking for the best car or home insurance companies in India then there are several options such as Oriental Insurance Company, New India Assurance, Bajaj Allianz and many more. It will be good if you can take help of an online insurance web aggregator which can provide free quotes and comparison service. With it, you will be able to get the best plan in a few minutes.

7
I took out car insurance last month. I have now found a cheaper insurance. Can I cancel?

Yes, you can switch insurance company whenever you want. But you have to keep in mind that most of the companies will not pay you back. You can ask your insurer about the refund system before switching your policy or check you policy documents carefully. There are many insurance companies that offer car insurance at a cheap price such as Bajaj Allianz, New India Assurance and many more.

8
Is there a list of documents that must be kept in the vehicle while plying in public places?

The following documents are needed while plying in public places-

  1. Certificate of Insurance
  2. Xerox copy of Registration Certificate
  3. Pollution under Control Certificate
  4. Photocopy of Driving Licence of person who is driving the vehicle
9
If I install an Anti-theft alarm and locking system, is there any discount available in Car Insurance Policy?

Yes, in case your vehicle is fitted with anti-theft devices, which are approved by the Automobile Research Association of India (ARAI), a discount on Own Damage (OD) premium is provided by the insurer.

10
What is Constructive Total Loss in Car Insurance Policy?

Constructive Total Loss is basically about the accidental loss/ damage to your vehicle where the aggregate cost of retrieval and/ or repairs amounts to be more than 75% of the Insured Declared Value (IDV) on your policy.

11
In Car Insurance Policy, does the insured have to pay the difference if the actual expenses are more than the cover?

Yes. For example, if the insured has a cover of Rs.10,000 and incurs an expense of Rs.15,000, then the insured will have to pay Rs.5,000.

12
What is ARAI stands for in Car Insurance Policy?

ARAI is the short form of Automotive Research Association of India. If you have installed an ARAI approved anti-theft device in your vehicle, whose installation is dully certified by the agency, you are eligible for getting a discount of 2.5% on the Own Damage (OD) premium subject to maximum of Rs. 500.

13
What is meant by premium bearing endorsement in car insurance policy?

A premium bearing endorsement is a form of endorsement for which additional premium is charged. For an example, transfer of ownership, addition of LPG/ CNG kit, change of RTO location, etc. are premium bearing endorsements.

14
Which documents are required to cancel your car insurance policy?

The documents required to cancel the policy by the customers are as follows:

  1. Customer Request Letter
  2. Alternate policy proof (TP / Comprehensive)
  3. Original Policy Copy
  4. Sale proof of the vehicle or Sale Deed/Form 29&30 along with RTO acknowledgement. (in case of vehicle being sold)
  5. NOC from financer.
15
What are the documents required to register a claim?

The main aim of investing in a car insurance is all abput getting an addeualte coverage that helps in dealing with any damages and losses. To make sure that you raise a claim that shuld get aprroval easily, it's necessary to keep all the relevant documents at hand. While insurers try their best to avoid pesky paperwork, here is a list of documents you need to have on you:

  1. The copy of the Registration Certificate and Tax Receipt of your car
  2. The proof of valid insurance document
  3. Copy of your Car Driving License
  4. Repair Bills and Payment Receipts in case of reimbursement
  5. Copy of FIR/Panchanama in case of Theft or Third Party damage/death/bodily injury For more details on different types of claim process, etc.
16
What are the documents required to buy car insurance online?

With the option of buying car insurance onlien at afforable price, it become very simple and hassle-free procedure. However, if the insurer demands, you would need to keep the following documents handy.

  1. The copy of your Registration Certificate (RC) of your vehicle
  2. The invoice copy for a new car
  3. Previous insurance policy
  4. No claim bonus reserving letter, whenever required

Insurance Calculator

Customer Reviews

"long term bike insurance"
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Freedom to choose long term bike insurance policy Read More.. Freedom to choose long term bike insurance policy

Pooja Sen, Pune
Reviewed On 18-03-2018
"Additional coverage"
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A zero dep policy is good by paying additional premium Read More.. A zero dep policy is good by paying additional premium

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"insurance policy online"
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A good website to compare and buy insurance policy online. Read More.. A good website to compare and buy insurance policy online.

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Reviewed On 12-03-2018
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Any two wheeler insurance is easily accessible at the time of need Read More.. Any two wheeler insurance is easily accessible at the time of need

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I did not know that two wheeler insurance policy also provides coverage to the riders Read More.. I did not know that two wheeler insurance policy also provides coverage to the riders

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"Car Insurance is must"
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one might sustain a car accident but the damage caused to the vehicle can be huge. So car insurance is must Read More.. one might sustain a car accident but the damage caused to the vehicle can be huge. So car insurance is must

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"car insurance purchase made easy"
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Comparing and buying car insurance is made easy these days. Thank you policyx Read More.. Comparing and buying car insurance is made easy these days. Thank you policyx

Raghunath Singh, Noida
Reviewed On 27-02-2018
"Pay little today and reap large benefits tomorrrow"
- "Great"

A car insurance gives you complete peace of mind. At the time of crisis you can reap the benefits of having a car insurance while paying little today Read More.. A car insurance gives you complete peace of mind. At the time of crisis you can reap the benefits of having a car insurance while paying little today

Roshan Joshi, Chandigarh
Reviewed On 23-02-2018
"Buying Car insurance online"
- "Great"

Its and easy and effortless job buying car insurance online these days. Also, one gets to compare plans between insurers and buys a policy. Read More.. Its and easy and effortless job buying car insurance online these days. Also, one gets to compare plans between insurers and buys a policy.

Taaliya, Delhi
Reviewed On 22-02-2018
"Third Party Coverage"
- "Great"

It is mandatory to have car insurance in India. It comes in handy when you have third party liability coverage also Read More.. It is mandatory to have car insurance in India. It comes in handy when you have third party liability coverage also

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Reviewed On 18-02-2018
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Reviewed On 07-01-2018
"ok site"
- "Satisfactory"

ok site Read More.. ok site

Nisha, Other
Reviewed On 07-01-2018
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Aggregate Rating for Motor Insurance    [ 68  ]