HDFC ERGO General Insurance Company Ltd. is a joint venture between ERGO International AG & HDFC Ltd. which is the main insurance body of Munich Re Group. It provides a wide range of motor & health travel insurance products. Customers can buy liability, marine, and property insurance products as well. The company is rated as 'iAAA' by ICRA Limited. It also has the ISO certification for its claim services, policy issuance & customer servicing.
HDFC ERGO General Insurance Company is a one-stop solution for all your car insurance needs. The company is offering multiple car insurance products to cater to the different needs of customers. Below is the list of such effective car insurance solutions.
It is a comprehensive cover that offers complete protection to your vehicle and third-party liability. The plan is available at a pocket-friendly price with the cashless feature. It also comes out with effective add-on options to enhance the cover.
It is a private car insurance policy that offers coverage to your beloved vehicle. All your car's own damage expenses will be liable to get the cover under this plan. It will provide an overnight repair service. The motto of this plan is to protect your car's own risks.
As discussed above, you will get all the benefits of comprehensive car insurance under the same but it will be for a longer period of time (not just for 1 year). This plan will offer protection to your vehicle in case of fire, earthquake, theft, etc. Moreover, it also offers cover against any third party liability in terms of death, bodily injury and property damage.
You need third-party liability insurance to drive legally on the roads of India. The main objective of this plan is to clear all your liabilities on your behalf. Unfortunately, it doesn’t offer coverage to the owner’s vehicle.
Quality shopping from home is a dream come true. HDFC ERGO is one such platform that allows customers to take the benefit of saving money and time. With multiple options, it will become easier for you to grab the best one for yourself. It will save you from the hefty paperwork and allow you to pay via debit card/credit card/net banking/others with no risk to your financial security. Other benefits are listed below:-
To assist customers from start to end, the company’s support system is always on high alert. It has a dedicated team of experts to provide the needful assistance (24*7) to its customers to achieve a seamless process.
The company carries effective car insurance policies that are liable to offer cashless services via 6800+ network garages. With the same, you don't have to pay a single penny from your pocket for the repairs.
Online Buying Option
Today, people look for convenience when they buy a product/service. Keeping this in mind, the company launched its own online portal which can be used to purchase/renew policies. Finally, buying a car policy is just a click away.
Wide Range Of Insurance Policies
The company offers a wide range of car insurance policies at budget prices. Customer can choose the best among the lot. From third-party liability cover to comprehensive cover, all are available at HDFC Ergo General Insurance Company.
The online application process is very quick and 100% secure. Thus, your investment will be safe and provide the required safety at the time of coverage.
Easy Application Process
The process is faster & easier than ever. You just have to fill out the necessary details, submit the required documents and you are just a step away from buying your policy.
HDFC ERGO Car Insurance offers multiple plans and they all carry a list of inclusions and exclusions which are stated below:-
Today, people are inclined to those parties who offer extra protection to the insured and his/her vehicle. HDFC is one of them. They keep their promise of extra protection via add-on covers. Here is a list for your understanding:-
Years Added To Your Car
There is a simple logic in the car industry. With each year added to your car, its market value will decrease accordingly. Why? You have to blame depreciation for that.
Association With Security Systems
If your car is full of security gadgets, the insurer will make a note of it and make some deductions in the premium.
Type Of Fuel
A premium for a car running on CNG/Diesel is more than that of a petrol car.
Role Of The Coverage
Comprehensive car insurance takes care of more risks so, its premium will be higher than third-party insurance.
|Reg. Year||Car Model||Variant||Premium|
|2019||Honda City||1.3 LXI Petrol (1343cc)||Rs.17527|
|2019||HONDA BRIO||1.2 V MANUAL TRANSMISSION Petrol (1198cc)||Rs.13905|
|2019||MARUTI BALENO HATCHBACK||Delta 1.2 Petrol (1197cc)||Rs.20722|
|2019||MARUTI CELERIO||LXI AMT (998 cc)||Rs.11973|
|2019||MARUTI Vitara Brezza||LDi (1248 cc)||Rs.21264|
The company is proud to offer an easy and worry-free claim process. The company is dedicated to providing ease to its customers with all the services (whether it is an innovative plan or a smooth claim process). The company is offering multiple forms to file a claim as well.
There is an easy process to file a cashless claim. So, just sit back, relax and follow the below-mentioned steps:-
HDFC ERGO offers coverage for private cars depends upon the price of the car and the Insured Declared Value. Claims can be easily made through cashless methods and policies can be availed instantly through the HDFC ERGO website.
Yes, HDFC ERGO is offering the renewal option using their bank accounts or credit cards. Transfers from another insurance company to HDFC ERGO motor insurance can also be done while taking care of full benefits.
At the time of renewing policies, the customer can easily get no claim bonus based on no claim history. You can get a 20 percent off discount easily but that varies from insurer to insurer. You can also transfer your no claim bonus amounts from your previous policies to HDFC ERGO car insurance.
HDFC is providing the facility for temporarily insuring your car while it is in the procedure of registration. It is basically valid for 60 days after which a package policy comes into effect.
HDFC ERGO motor offers complete protection to your new and used cars.
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Last updated on 30-12-2019