HDFC ERGO General Insurance Company Ltd. is a joint venture between HDFC Ltd. & ERGO International AG, which is the main insurance body of Munich Re Group. It provides a wide range of motor, health, and travel insurance products. Customers can buy liability, marine, and property insurance products as well. The company is rated as 'iAAA' by ICRA Limited. It also has the ISO certification for its claim services, policy issuance & customer servicing. The company has spread its branches in more than 106 cities. Among all products, car insurance is the most demanded one. The company is offering multiple car insurance products for the convenience of customers.
Third-party liability cover
Up to 7.5 lakhs
Table Data updated on 05-11-2020
You can renew your policy through PolicyX.com or by visiting HDFC ERGO General Insurance Company's website. Let's find out more about them.
Renewal via PolicyX.com
Renewal via HDFC ERGO General Insurance Website
HDFC ERGO is one such platform that allows customers to take the benefit of saving money and time. With multiple options, it will become easier for you to grab the best plan for yourself. It will save you from the hefty paperwork and allow you to pay via debit card/credit card/net banking/others with no risk to your financial security. Other benefits are listed below:-
To assist customers from start to end, the company's support system is always on high alert. It has a dedicated team of experts to provide the needful assistance (24*7) to its customers to achieve a seamless process.
The company offers cashless services via 6800+ network garages. With the same, you don't have to pay a single penny from your pocket for the repairs.
Wide Range of Insurance Policies
The company offers a wide range of car insurance policies at budget prices. Customers can choose the best as per their needs. From third-party liability cover to comprehensive cover, all are available at HDFC ERGO General Insurance Company.
The online application process is very quick and 100% secure. Thus, your investment will be safe and it also provides the required safety at the time of coverage.
Easy Application Process
The process is faster & easier than ever. You just have to fill out the necessary details, submit the required documents and you are just a step away from buying your policy.
To enjoy the coverage and benefits of car insurance policy, you have to pay a premium that will keep your policy active for the chosen tenure. To know how much you have to pay to insure your car, you can use the car insurance premium calculator.
You can also use the below-mentioned formula to calculate the same.
Premium = Own Damage Premium – (No claim bonus + discounts) + Liability Premium as Fixed by the IRDAI + Cost of Add-ons
Zero Dep cover*
Honda Amaze S CVT (1199cc)
Maruti Baleno Alpha 1.2 (1197cc)
Volkswagen POLO 1.0 Highline (999cc)
Fiat 500 Lounge (1248cc)
Table Data updated on 05-11-2020
The values are calculated on the basis of the city (Hyderabad) and year of registration (2020).
Today, people are inclined to those parties who offer extra protection to the insured and his/her vehicle. HDFC is one of them. They keep their promise of extra protection via add-on covers. Here is a list for your understanding:-
The company is proud to offer an easy and worry-free claim process. It offers ease to its customers with all the services (whether it is an innovative plan or a smooth claim process).
Cashless Network Garages Claim Process
There is an easy process to file a cashless claim. So, just sit back, relax and follow the below-mentioned steps:-
Reimbursement/Non-Network Garages Claim Process
Note- You can also register a claim through SMS or call.
HDFC ERGO General Insurance Company
Tollfree: 022 6234 6234 / 0120 6234 6234
Email id: preauth[at]hdfcergo[dot]com
Registered Address: 1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg,
Churchgate, Mumbai - 400020
PolicyX.com Insurance Web Aggregator
Contact number: 1800-4200-269/1800-4203-180
Email id: email@example.com
Registered Address: PolicyX.Com Insurance Web Aggregator Private Limited
1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.
1. What type of cars does HDFC ERGO insure?
It insures all types of cars whether new or old.
2. What is excluded from the HDFC ERGO Car Insurance policy?
Below are the few things that an HDFC ERGO car insurance policy does not cover-
3. What happens when I wish to renew my expired HDFC ERGO car insurance policy?
You have to download the HDFC ERGO Motor Self Inspection application (from play store or app store). On the app itself, you need to submit your reference/policy number. Later, you have to submit the required documents on the app. Once the company approves the documents, you will receive a payment link on your phone number. Once you are done with the payment, you will receive a copy of the policy on your registered email address.
4. What happens to the No Claim Bonus while renewing an HDFC ERGO expired car insurance policy?
No Claim Bonus is valid up to 90 days from the last expiry date. If you have not renewed within 90 days, then it will become 0% and no benefit shall be passed on to the renewed policy.
5. How can I make changes in my HDFC ERGO car insurance policy details after receiving the policy documents?
You can make changes in your policy details via visiting hdfcergo.com. You have to go to the 'HELP' section on the website and place a request.
Last updated on Aug 2022