Shriram Car Insurance
Shriram Car Insurance
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Shriram Car Insurance

Shriram General Insurance Company is one of the leading general insurance companies in India. The company is a joint venture between Shriram Capital Ltd. and Sanlam Limited (South Africa). The company is offering multiple insurance products to cater to different needs of customers starting from Shriram car insurance to home and travel insurance among others. The company is into the same business for many years and with such expertise in the same domain, it always comes out with innovative and affordable plans. The company has got the award "Excellence In Growth Award”. This General insurance company continues to focus on the needs of customers, grooming talent, and bringing a great platform with the latest technology and ideas so that customers will get the best out of their investment portfolio.

Cashless Service

Cashless Service

The company is dedicated to offering cashless service to customers for more convenience. With the same, the customers don't have to pay anything from their pocket in the hour of need.

Transparent Service

Transparent Service

The Company is offering transparent services which make it quite easier for customers to trust.

Customer Assistance

Customer Assistance

To deal with different queries of customers, the teams of experts are always there to provide the much-needed assistance

Key Features of Shriram Car Insurance

Quick Renewal

Quick Renewal

With the online availability and less paperwork, the company offers a quick renewal of your existing insurance policy. It saves your time and money as well.

Cashless Garages

Cashless Garages

When it comes to car insurance, everyone wants to avail cashless services and thus the company offers the same for more convenience.

Multiple Options

Multiple Options

The company is offering multiple plans to cater to the different needs of its customers. And all the products are affordable and great.

Trusted Insurer

Trusted Insurer

With the experience of many years and with great innovative products the company has gained the trust of its customers and become one of the most trusted insurance companies.

Types of Shriram Car Insurance Plans

As we discussed above, Shriram General Insurance Company is offering a wide range of motor insurance products that will suit your requirements. Here you can buy liability insurance and comprehensive motor insurance as well. Shriram Car Insurance company understands your needs and offer products accordingly. You can have free quotes for the same. Within a few minutes, you will be able to choose the car insurance plan for yourself.

Shriram Private Car Insurance

This plan provides comprehensive insurance coverage to your car in case of damage, theft or any kind of emergency. You will get extra protection with the help of add-on covers. Car insurance is something that you will surely buy if you love your car. Shriram car insurance is one of the best places to buy the same. The simple buying procedure will assist you in getting insured within a few minutes. There are several reasons for choosing Shriram General Insurance as it offers up to 50 % no claim bonus, best covers at low premiums, easy renewal service, hassle-free claim service, wide network, and online claim tracking service as well. If you are planning to buy a new car, don’t forget to add Shriram car insurance to it. Under it, you can opt for simple liability and the comprehensive cover as well.

Key Features Private Car Insurance

  • Loss or damage to your vehicle: The Shriram Car Insurance policy offers the required coverage against any loss or damage which is caused to the car because of the following natural and man-made calamities.
  • Natural Calamities: With the help of Shriram Car Insurance Policy, your car is secured from Fire, explosion, earthquake,self-ignition or lightning, flood, typhoon, storm, hurricane, tempest, cyclone, inundation, hailstorm, frost, landslide, rockslide.
  • Man-made Calamities: Shriram Car Insurance policy is a great plan that protects your car from Burglary, riot, theft, strike, accident by external means, malicious act, terrorist activity, any damage in transit by road, inland waterway, rail, lift, elevator or air.
  • Third-Party Liability: With Shriram Car Insurance Policy, you don't have to worry about third party liability as well. Under the same, you will get unlimited coverage.
  • Property Liability: In case of your car causing “Third Party” property damage, Shriram Car Insurance Policy will provide required compensation up to Rs. 7,50,000/-.

Shriram Commercial Insurance

It will provide complete coverage for commercial vehicles. A commercial vehicle is a highly valued possession. You will surely want to secure it. Shriram General Insurance Company understands the needs of securing commercial vehicles, thus it offers a special plan for the same. Shriram General Insurance Company offers several features through which you can easily secure your vehicle from unwanted situations.

Key Features Commercial Car Insurance

  • Direct Settlement Facility At Special Garages: The company and this plan are great at providing direct claim settlement at network garages.
  • Hassle-Free Claims Settlement: To provide more ease to the customers the plan has come out with a hassle-free claim settlement process.
  • Enhanced Protection Through Unique Add on Covers: With the help of great features, the company is providing enhanced protection and multiple options of add on covers.

Importance of Shriram General Insurance company

Shriram General Insurance company caters to almost every product of the general insurance category. It comes out with a wide range of products that can help you in different manners. All products of the company are effective and available at an affordable price. Through Shriram General Insurance company you can buy health insurance plans, travel plans, other plans as well. The need for having insurance is growing day by day and this company helps people in getting effective plans within the budget.

Shriram General Insurance company carries a good reputation in the industry. It has served people for many years and offers effective results as well. The products offered by the company are affordable and this is something that attracts people towards it.

In India, it is mandatory to have motor insurance if you own a vehicle. It is illegal to drive on the roads of India without a valid vehicle insurance plan. Under the Motor Insurance Act, the Government of India makes it mandatory to carry valid motor insurance for your vehicle, whether it is a car, bike or scooter. Having motor insurance will serve several benefits to you. It will make you feel secure. Both types of coverage- comprehensive and liability will help you in the case of the damaged and stolen vehicles.

At Shriram General Insurance Company, you will get a wide variety of motor insurance products that will help you in achieving the desired goal. With it, you will be able to feel safe and secure and drive with peace of mind. At Shriram General Insurance Company you will get complete coverage at affordable prices. You don’t have to worry about the purchasing process as all plans are available online and you can purchase it from there.

Shriram Car Insurance - Add on Covers

  • Zero Depreciation Cover: Depreciation depicts the devaluation of your car because of several factors that include-vehicle age, wear and tear, obsolescence. When you invest in a new car, the value of the same costs higher. Usually different parts of the car which are made up of plastic, glass, metal and much more carry different depreciation values. In case of an accident, it gets very tough to get cover for the entire expenses. But here, With this Shriram General Insurance add on the cover, the company will pay for the entire expenses and help you in the replacement of damaged parts as well. Hence, investing in a zero depreciation will help you in the long run. This cover is quite popular among people as compared to other add-ons.
  • Daily Reimbursement: Under the same, you have the facility of daily reimbursement if you buy car insurance from Shriram General Insurance.
  • Return to Invoice: Return to invoice is one of the Add ons that offers the invoice value or the vehicle along with the insurance details, road tax, and registration fee among others. Insurance companies pay the required amount confirmed in the invoice in case of total loss declared.
  • Personal Belongings: You invest in Shriram car insurance policy to protect your car from any kind of damage in the future. This add on the cover also covers the loss of personal belongings that includes car accessories, laptop, or electronic equipment from the locked vehicle.
  • Emergency Transport & Hotel Expenses: It might be cumbersome to rely on public transport. To provide a breakthrough driving experience without any roadblock to happiness and freedom. The company has come out with an Emergency Transport & Hotel Expenses cover.
  • Key Replacement: Keys are an essential part of your vehicle, many times these get misplaced or maybe stolen. In that case, if you are having the benefit of Key Replacement add-on you will get another.
  • NCB Protection Cover: No Claim Bonus comes out as a reward for the policyholder who has not filed any claim within the policy tenure. Several people who don't file any claim as they are quite confident about their driving. NCB offers a discount of up to 50% and the add-on cover allows you to avail of this benefit.
  • Multicar Rebate: As the name suggests, it is related to those who own more than one car. It will extend the add-ons like Depreciation deduction waiver, Key replacement, and Personal belongings benefits to the car or cars at applicable rates & condition on renewal with Shriram General Insurance.


No Claim Bonus is valid up to 90 days from the date of expiry. If you don't renew within 90 days, it will become 0% and there will be no benefits to pass on.

Well, it is quite an easy task. All you have to do is fill out an application form and submit the same along with the required documents. Once the documents got the approval, the company will send a payment link. Once you make the payment, you will get the policy copy.

For the same, your existing car has to be sold off. Based on the same insurance company will issue an NCB reserving letter. The same benefit can easily be transferred to the new vehicle

A non-premium bearing endorsement is an endorsement under which no additional premium is charged.

The documents required to cancel the policy by the customers are as follows

  • Customer Request Letter
  • Sale proof of the vehicle or Sale Deed/Form 29&30 along with RTO acknowledgment. (in case of vehicle sold)
  • Original Policy Copy
  • Alternate policy proof (TP / Comprehensive)
  • NOC from the financer if the vehicle is seized by the financer.

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Last updated on 30-12-2019