United India Insurance is one of the leading general insurance companies in India. The company was established on 18th February 1938. 4 Cooperative Insurance Societies, 12 Indian Insurance Companies, and Indian operations of 5 Foreign Insurers, besides General Insurance operations of the southern region of Life Insurance Corporation of India, were merged with United India Insurance Company Limited. Today, the company has 14000 employees spread across 2276 offices providing insurance cover to more than 1 crore policyholders. With innovative products and reliable services, the company has managed to become one of the most trusted public general insurance companies in the industry. In order to fight with other competitors and to deal with different needs of customers, the company has designed a motor package car insurance plan. You can invest in the same for wider coverage at pocket-friendly prices.
|Third-party cover||Up to 7 lakhs|
|Own damage cover||50 % of the cost incurred in replacement is covered|
**Last Updated on 05-11-2020
Holding a valid car insurance plan is a mandatory thing in India. To drive legally, you need to keep renewing your existing car insurance plan. The insured can renew their car insurance plan by choosing either of the ways - through PolicyX.com or by visiting the official website of United India Car Insurance. Let’s find out more about them.
United India Insurance carries multiple features and benefits that might assist you better in the hour of need. Let’s discuss them in detail.
Easy and Hassle-free Claim Settlement: This is where the company shines the brightest. It has an awesome track record of settling claims on time. The easy process with less waiting period is the secret behind it.
Transparent Services : The company ensures transparency in all services, especially in claims settlement. It makes sure that you are getting all the required information without any roadblocks.
24*7 Assistance: You don't have to keep a track of time in order to speak with their experts. They are available 24*7 to make your problems go away.
Discounts: The company offers discounts to both offline and online customers if they have installed anti-theft devices in their cars or are active members of a recognized automobile association (such as AAIE).
Unbeaten Security: If you are investing online, you don't have to compromise with the security. Your private data will be locked & secure.
There is an amount called ‘Premium’ that you need to pay to keep your car insurance plan active so that you can get the required financial cover in case of need. You might have some doubts about how much you have to pay to keep your policy active. To address the same, you can use the car insurance premium calculator available on our site. Below is the simple formula that usually company use to calculate the premium
Premium = Own Damage Premium - (No claim bonus + discounts) + Liability Premium as Fixed by the IRDAI + Cost of Add-ons
|Car Model||Price||IDV*||Zero Dep cover*||Estimated Premium*|
|Maruti Suzuki Dzire-LXI||Rs.5,88,948||Rs.4,38.993||Rs.2,414||Rs.14,437|
|Toyota Yaris- J MT OPT BS6||Rs.8,77,000||Rs.7,84,320||Rs.2,503||Rs.18,294|
|Mahindra XUV 300-W4 (1197cc)||Rs.10,60,000||Rs.6,75,450||Rs.3,546||Rs.16,000|
|Ford FIGO-1.6 Sports edition||Rs.5,39,000||Rs.3,94 228||Rs.1,258||Rs.13,937|
**Last Updated on 05-11-2020
*The values are calculated on the basis of the city (Jaipur) and year of registration (2020).
By paying an extra cost, you will be able to add more effective covers that will enhance your basic cover. Here is the list of the same:-
The whole point of buying a car policy is to get the desired claim without any bottlenecks. United India understands the same and offers a seamless claim process. There are two ways to file a claim:-
If you get your vehicle repaired at the company's authorized network garage, you will be liable to get the cashless facility. Here, your wallet won't see the day of light. The company will directly communicate with the network garage to settle your expenses.
In order to get timely assistance, policyholders must be ready with the following:
Email id: customercare[at]uiic[dot]co[dot]in
Registered Address: United India Insurance Co. Ltd., #19, Nungambakkam High Road, IV Lane, Chennai - 600034
Contact Number: 1800-4200-269/1800-4203-180
Email id: firstname.lastname@example.org
Registered Address: PolicyX.Com Insurance Web Aggregator Private Limited, 1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.
1. Can I get my NCB transferred to a new car insurance plan on switching the insurance under United India Insurance?
Yes, you can easily transfer your NCB to a new plan even if you switch the insurance company. You just have to provide proof of your NCB.
2. Can I bring accessories under the ambit of my United India Car Insurance cover?
Yes, you can easily ensure your additional accessories under the comprehensive car insurance policy. You might have to pay an additional premium for the same.
3. How much discount can I get if my car has an anti-theft device?
If your car has anti-theft devices that are approved by the Automobile Research Association of India (ARAI), you will be liable to get a discount of 2.5% on your own-damage premium.
4. What is 'deductible' under United India Car Insurance?
Deductible refers to an amount that you need to pay before your insurance company pays any expenses for repairs.
5. Can car insurance be cancelled under United India Insurance?
You can't cancel the car insurance policy until or unless there is a genuine case. For the same, you have to inform the company within 1 month from the date of issuance.
6. Can United India Insurance Company reject my car insurance claim?
There are a few factors based on which the company can easily reject your claim-
Last updated on 05-11-2020