Oriental Car Insurance
Oriental Insurance is a government-owned insurance company established on 12th September 1947. It is a wholly-owned subsidiary of the Oriental Government Security Life Assurance Company Ltd and was founded to run the general insurance business. The company provides great and innovative products for its customers. Car insurance is one of them. The company offers a single plan called Motor Package Insurance Policy for its customers. This plan is packed with all the essential benefits that a person & his/her car may need at the time of an emergency.
Claim ratio | 90.68% |
Third-party liability cover | Up to 7.5 lacs |
Cashless garages | 3100+ |
Table Data updated on 05-11-2020
Owning a car has become an important part of our daily lives and so does a car insurance policy. If you wish to renew your car insurance plan online, then you can do the same through PolicyX.com or from the official website of the company. Just follow the below-listed steps and you will have a renewed policy within minutes.
Easy Claim Settlement
A person chooses to buy a car policy for 2 main reasons- financial protection & reimbursement. If both the parameters are not met, what's the point in buying a policy? In order to never face this question, the company makes it a point to offer easy & smooth claim settlement.
24*7 Assistance
With the aim of assisting the customer in every situation, the company offers 24*7 assistance.
Cashless Services
To make things easier for the customers, the company provides cashless services with the help of network garages.
1800+ Operating Offices
The company has 1800+ operating offices across India. This only means one thing- you don't have to travel milestones to have a face to face interaction with the office peeps.
Trusted Insurance Company
With the government's backing and a reputation for offering fair service, this company meets the criteria of being the most trusted company in the industry.
The premium of car insurance depends on several factors viz. type, make, model, cc, usage, place of registration, past claims history, etc. of the vehicle. You can approach the underwriting office with vehicle details for an exact premium or simply use a car insurance premium calculator. Below are a few premium samples for your better understanding.
Car Model | Prices | IDV* | Zero Dep cover* | Estimated Premium* |
Toyota Camry- Hybrid | Rs.37,89,000 | Rs.10,34,179 | Rs.3,558 | Rs.36,757 |
Ford Aspire-Sports edition | Rs.5,99,000 | Rs.4,03,712 | Rs.2,158 | Rs.13,962 |
Renault Kwid- STD (799cc) | Rs.4,49,000 | Rs.2,19,708 | Rs.879 | Rs.7,004 |
TATA Tiago XE | Rs.4,60,000 | Rs.4,23,320 | Rs.1,390 | Rs.14,398 |
Table Data updated on 05-11-2020
*The values are calculated on the basis of the city (Chennai) and year of registration (2020).
Below is the list of all add-on covers in which the Oriental Insurance Company deals in.
Nil Depreciation Cover
This feature will allow you to avail the full claim amount without any deduction of depreciation.
Loss of Personal Effects
The loss of personal belongings (except for credit cards, laptops and mobile) up to Rs.5000 or Rs.10,000 as per chosen limit will be liable to get the required cover. You can get the same cover by paying Rs 400 and Rs.650 respectively.
Alternative Car Benefit
Under the same, you will get an alternative car to use in place of your car until it's under repairs. This benefit is payable when the vehicles get damaged beyond 20% of idv and are disabled.
Free Benefit of Emergency Service Through TVS
If your car is insured through the company's offices in the listed states (Delhi & NCR, Punjab, Haryana, Himachal Pradesh, Rajasthan, All-Southern States, Mumbai, and Kolkata), the plan will offer the emergency services in case of breakdown. This is a free benefit available with the policy. There is no need to pay a premium for it.
To make it convenient for the customers, Oriental Insurance has outlined a convenient process to file a claim. Strictly follow it & the claim amount will be happily walking towards your bank account.
Once this is done, the surveyor/company's executive will check the damages, get the repairs done in Oriental's cashless garage, and release the claim in no time. For more information, you can connect with the team of Oriental Insurance Company.
If you are unable to reach Oriental Insurance, experts of PolicyX.com will be happy to help you out.
Oriental India Insurance Company
Tollfree: 1800118485 I 011- 33208485
Email id: portal[dot]support[at]orientalinsurance[dot]co[dot]in
Registered Address: Oriental House, A-25/27, Asaf Ali Road,
New Delhi - 110002
PolicyX.com Insurance Web Aggregator
Contact number: 1800-4200-269
Email id: helpdesk@policyx.com
Registered Address: PolicyX.Com Insurance Web Aggregator Private Limited
1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.
1. Can I pay the Oriental car insurance premium online?
Yes, you can buy and renew policies online from Oriental Insurance Company Limited. All you have to do is register online as a customer (on the portal) by providing basic details. After registering, you will have access to several features under Customer's Dashboard.
2. What types of losses are not covered under Oriental car insurance policy?
The following events or losses are not covered under Oriental car insurance-
3. What does the Oriental Motor Package Insurance Policy Cover?
The Motor Package Insurance Policy covers:
4. What are the required documents to cancel the Oriental Car Insurance policy?
The documents required to cancel the oriental car insurance plan are mentioned below-
5. What is the procedure to transfer my insurance?
For the same, you have to reach the nearest branch with supporting documents for the transfer of insurance. Supporting documents include-
Last updated on 22 Aug
