Bajaj Allianz Car Insurance

Bajaj Allianz Car Insurance

  • Calculate Premium Online
  • Renew car insurance policy in just 2 mins
  • 1,00,000 + Happy Customers
right-arrow

Get Instant Quotes

Car Make
(Brand)
Variant
RTO Code
Reg. Year
Proceed

Bajaj Allianz General Insurance Company

Bajaj Allianz General Insurance Company is one of the leading general insurance companies of India. It is basically a joint venture between Allianz SE and Bajaj Finserv Limited. The company was established in 2001 and now carries presence in over 200 towns and cities of India.

The company is offering a wide range of insurance products and services. With the help of advanced digital publications, it has enabled insurance penetration.

The company has a centric approach and believes in offering high quality and valuable experience to its customers.

The company has proved its growth and has been recognized by the renowned publications such as Economic Times as Best Corporate Brand of 2016. It is also honored by Best Motor Insurance Provider. A few other awards and recognition are- Aon Best Employer 2016, Most Accepted Health Insurance Company by Pharma Power Leaders Brands Awards 2015, Asia Insurance Industry Awards, Money Today FPCIL Awards, Vijayavani BFSI Excellence Awards.

The government of India has made it compulsory for motor vehicles whether private or commercial to carry a valid vehicle insurance plan that can provide coverage against third party liability. There is no doubt in saying that purchasing a new vehicle required a lot of funds and it can be a huge investment for many people out there. That's why it is very important to insure your prized possession. A car insurance policy basically offers the required financial support for damages and losses which takes place because of theft, man-made or natural calamities.

Car insurance plans by Baja Allianz General insurance company is designed in a way that can offer the required protection against third party liability. If we say in simple words, then it will help you with the instant online policy issuance and renewal. In event of damage to the insured vehicle, you can make cashless claims at over 4000 authorized network garages across India. The company also provides the No Claim Bonus from other insurance providers ranging from 20% to 50%.

Bajaj Allianz Motor Insurance provides the required claim assistance and SMS updates on your motor claim status through its 24-hour customer support centers. It also takes care of hassle-free inspection at your convenience with high service standard for your motor claims.

Bajaj Allianz Car Insurance - What it offers?

Bajaj Allianz Motor Insurance will take care of all losses that occur because of damage of insured vehicle in event of:

  • The loss that occurs because of natural calamities that include hailstorm, explosion, storm, earthquakes, landslide, typhoon, inundation, floods, fire, hurricane, tempest, cyclone, self-ignition, frost, rockslide.

  • Loss or damage that occurs against man-made calamities such as burglary, theft, riot, strike, accident by terrorist activity, exterior means, or malicious acts, damage in transit by road, rail, inland waterways, lift, elevator or air.

  • Along with the basic cover, Bajaj Allianz General Insurance Company is also providing Personal accident cover for the driver-owner up to Rs. 2 lakh, optional cover for Passenger/ Paid Driver/ Driver/ Insured are also available

  • Third party official liability due to accidental costs to third party property or permanent injury or death of a third person

Services Beyond Insurance

Well, Bajaj Allianz General insurance believes in'Relationship beyond Insurance'.It offers a few services like Drive Smart Service which is an amazing vehicle tracking system. It lasso allows you to manage your day to day monitoring associated with your vehicle. It allows you to keep an update about the battery and engine condition to protect you from unwanted and untimely breakdowns. Moreover, you will also get Geo fencing that allows the vehicle tracking. Along with the same, you can ask for an emergency situation. It also takes care of alerts and notification associated with vehicle servicing, renewal of the driving license, car insurance, etc.

Bajaj Allianz Car Insurance Policies

Your car insurance policy’s documents are referred to be the most vital paper that you must carry with you always whenever you are driving. Today there is an alarming rate of road accidents in India. To protect yourself and your vehicle it is important to insure your vehicle with Bajaj Allianz Motor Insurance. It will compensate for your loss or damage to the vehicle for a small amount of premium. It also offers financial support for any permanent injury or death of the owner-driver for up to Rs. 2 lakhs under its personal accident cover. It offers fast track claim settlement through its efficient claim management. The insurance company has 4 types of motor insurance plans- Car Insurance, Two Wheeler Insurance, Liability only – Motor Insurance, Commercial Vehicle Insurance.

Car Insurance

Bajaj Allianz Car Insurance is a plan which is specifically designed for private cars. It will provide you the needful coverage against damage repair and service parts which are usually q why Bajajuite expensive. Bajaj Allianz provides cashless claim settlement with around 4000 garages across India. 24x7 road assistance, Drive Smart Telematics Service and towing facilities are other highlights of this policy.

Key Features

Drive Smart Get a vehicle tracking and monitoring device under DriveSmart Service .
Cashless claim Cashless claim settlement at over 4000 preferred garages
Assistance 24x7 Road side assistance
Towing Facility Towing Facility in the event of a breakdown
Zero Depreciation Cover Zero Depreciation Cover can be opted as an add-on*

Liability only- motor insurance

This liability only policy is liable to provide coverage against all legal liability associated with physical injury to a third party and damage to third party property in case of an accident. In India, it is compulsory to have a liability motor insurance.

Key Features

Bodily injury Death or bodily injury to a third party.
Third party Damage to third party property
Accident cover Accidental Death
Disability cover Permanent Total Disability

Commercial vehicle insurance

This plan is designed specifically for commercial purposes. Under the same, Both private and public, goods carriers as well as passenger carrying vehicles can be insured under this policy. Add on covers are also there to offer the coverage for goods and passengers on board.

Key Features

Cover Provides protection against financial losses and legal liabilities
Claim Settlement Hassle-free claim settlement
Ease Quick and easy policy purchase
Accidental damage Cover for accidental damage to a third party property

Add-on Covers for Bajaj Allianz Car Insurance

Well, the best thing about the Bajaj Allianz Car Insurance is that it is offering great add on cover that will help you in enhancing the basic car insurance policy. It is offering a wide range of effective add on covers, here we have listed the top covers for you

Consumables

Under the same, the insurance company will provide coverage against the cost of consumables that are required to be replaced or replenished while the vehicle is undergoing repairs following an accident.

Consumables items comprises of gearbox oil, AC Refrigerant, nuts, screws, bolts, windshield washer liquid, radiator coolant, battery electrolyte, fuel filter, bearings and other items of a similar nature, excluding fuel.

Conveyance Benefit

Under this benefit, if the insured vehicle is suffering from repairs following an accident, then your claim for accidental damage is accepted, you will be entitles to receive a specified amount as per day cash benefit.

The Conveyance Benefit amount is dependent on the plan which you have chosen.

Accident Shield

In the case, where the vehicle meets ith an accident and other occupants are suffering from bodily injury that results in Permanent Total Disability or Death, the Accident Shield Cover shall compensate them for the loss.

Bajaj Allianz Car Insurance Online Renewal

Well, there is no doubt in saying that the timely renewal is very important. You have to take care about the same. Baja Allianz insurance company provides timely messages to keep you updated about the renewal date so that you don't miss. If you find it difficult in renewing the same, then there also Bajaj Allianz General insurance company will assist you. You can easily renew the policy with the using online portal of the company or take help of PolicyX.com for the same.

For the Online car insurance renewal, Bajaj Allianz is offering great services that will be easy for a customer to use. With the online presence, you have to fill out some basic details about you and your existing car insurance policy and the company will do the rest. The easy payment system allows you to renew your vehicle within a few minutes.

Inclusion & Exclusion in Bajaj Allianz Car Insurance

  • Own Damage – Loss / damage that occurs because of natural calamities (earthquake, lightning, flood, typhoon, storm, hurricane, hailstorm, landslide, etc.), man made perils (fire, explosion, self-ignition, theft, burglary, house break-in, terrorist acts, etc.), accidental external means or during transit via rail, road, air, lift or inland waterway.

  • Liability To Third Parties - Takes care of all expenses that occurs because of aan injury / death / damage to the vehicle following a car accident involving the insured vehicle.

  • Personal Accident Cover –Offer Sum Assured to you or the legal heir following an accident of the insured vehicle taht has resulted in permanent total disablement or death of the owner.

Exclusion

  • Any loss that take place out of the specified geographical area

  • Any claim that take place because any contractual liability or consequential loss.

  • Any damage occurrs where the vehicle is used for any other perpose as specified in the policy.

New initiatives from Bajaj Allianz

All Women Branch is another new initiative from Bajaj Allianz General Insurance. It addresses the concerns of women returning to work after a break for family commitments and other reasons. It helps women maintain a healthy work life balance by providing facilities like flexible timings, work from home options, collaborative work environment, to keep their kids at work and grocery, laundry delivery at workplace. This initiative is aimed at ensuring women workforce need not give up their work to bring up a family. These All Women Branches are currently available at 19 Indian cities.

Virtual office is an innovative distribution initiative to improve insurance penetration in India. Though there about 28 General Insurance Companies in India, most of them focus on the metropolitan cities. With the help of technology Bajaj Allianz General Insurance aims to bring insurance solution to the customers even in the remote corners of the country. This brings the entire office in a tablet which enables users to access information relating to a policy, its features, payment, policy issuance, etc. at the click of your button. It brings customer service at your doorsteps. You can now send your policy related documents and make payments at the time of policy issuance without even leaving your home.

Online services
Bajaj Allianz offers the facility to buy your insurance policy online, after an inspection of the vehicle is conducted you can pay the premium online and download your policy document. Renewal of existing and expired policies of other insurers can also be done online. It also offers online insurance premium calculator where you can select your type of insurance and calculate premium in just a few seconds.

Customer service
Bajaj Allianz provides you with multiple platforms to reach their representative. It offers channels like #TweetInsurance, Online grievance mechanism, Policy Issuance Tracker, Claim Status Enquiry, Live Chat through which it engages with its customers.

Why Choose Bajaj Allianz Car Insurance?

To check which is the best car insurance company in India, people usually take care about the procurement, features, benefits, etc. Bajaj Motor Insurance serves all this, and more:

  1. A long list of network garages which are specraed across the country, where the insured can easily avail cashless settlement.

  2. 75 percent of the repair cost will be there as a claim amount in not ntwrk garage.

  3. Easy and hassle free claim settlement

  4. The option of online purchase is very quick and easy as well.

  5. On tranferring your existing policy to Bajaj Car Insurance, you can get upto 50 percent as NSB benefit.

  6. Take advantage of effective customer care service, 24x7, on weekend as well.

  7. Just as in the case of online purchase, Bajaj Allianz Motor Insurance Renewal is infinitely simple.

Value added services

TA car insurance policy is the one which offer complete security and peace of mind to the customer. What addtional it offers

  1. 24x7 Spot Assistance

    It will provide the needful coverage to the insured who requires assistance while on the road. It will include service for emergencies that includes repair of flat tyre, jump start for car battery, legal advice in case of an accident and many more.

  2. Lock and key replacement cover

    In the case of an irrecoverable loss of keys or a security risk that occurs because of a loss of the same, you will be indemnified for the cost that occurs in fitting or purchasing new locks or replacement of keys of the insured vehicle

  3. Accident Shield

    The insured will be liable to get compensation against total permanent disability or death of occupants (other than a paid driver), that occurs becuase of bodily injury because of an accident while traveling in the insured car

  4. Consumable Expenses

    Cost of consumables like Engine oil, Gear box oil, Power steering oil, coolant, AC gas oil, Brake oil, etc. that may be incurred while replacing/replenishing the damaged vehicle, will be covered

  5. Personal baggage

    The policyholder is indemnified in case of any loss or damage caused to his/her personal baggage kept which was there in the insured vehicle. Damage caused by the covered perils is covered in under Bajaj Allianz's Motor Insurance/Car Insurance policy

Documents Required When Applying For Bajaj Allianz Car Insurance Policy

TA car insurance policy is the one which offer complete security and peace of mind to the customer. What addtional it offers

  1. Form with signature and photograph.

  2. Driving License copy

  3. Copy of the vehicle’s registration.

  4. Copy of the vehicle’s insurance status.

  5. Proof of payment of all associative tax.

  6. KYC documents including address and age proof.

  7. Other documents as and when required.

Alternatively, when you are applying for the Bajaj Allianz Car Insurance plan online, tehre will be no such demands of actual documents on immediate basis. The ssubmission of same will take place at the time of raising claim.

Inclusions and Exclusions in Car Insurance

On purchaisng the policy online, it will get issued instantly and the hard copy of the same will be shared within 7 working days. Moreover, a soft copy of the same will availablebe there on Bajaj Allianz’s website for your kind inspection.

Contact Address

Bajaj Allianz General Insurance Company Ltd.
GE Plaza, Airport Road, Yerawada, Pune 411 006.
E-mail: websales(at)bajajallianz(dot)co(dot)in
Customer Care Number: 1800- 209- 0144

Baja Allianz Car Insurance - Faq's

1. What does an NCB stand means in car insurance?

NCB means No claim bonus is a form of discount that the insured get for every claimless year. At the time of renewal of your policy. It is applicable only for those who did not file any claim in the last year policy.

2. What are the perks of buying car insurance online?

A few benefits that a car insurance online includes

  • Multiple options to choose the best one according to your needs.

  • The buying process is fast, hassle-free and has very few steps.

3. Is my NCB transferable when I change my car or insurer?

Yes, you can easily transfer your NCB when you are switching the plan or the insurance company. It is completely related to your claim free record that shows how you manage how careful you are at the time of driving and maintaining your car.

Don't forget that NCB is related to your own damage premium and not third-party insurance for cars.

4. What happens if my car insurance lapses?

If you do not pay attention to the renewal of your car insurance on time then your policy may lapse. In the case where your policy lapses then your vehicle have to go through the inspection of the new policy. If you have an NCB and you do not renew the existing policy within 90 days of it lapse, then you will not be liable for NCB benefits.

5. What is a comprehensive car insurance policy?

In India, there are basically two forms of car insurance policy that you can purchase. Comprehensive Motor Insurance policy or Third Party Insurance policy. Under a comprehensive insurance cover, you will get coverage on own vehicle and third party liability also. Third party insurance is liable to offer third party liability only. It is compulsory to have a valid third party car insurance according to the Govt. of India.

6. What is IDV in car insurance?

IDV is basically the existing market value of your car's current market value that is fixed on current/ ex-showroom price - Deprecation value or Mutual understanding between the policyholder and insurance company for vehicles above 5 years or obsolete model.

7. What is the compulsory deductible in car insurance?

Suppose, you met with an accident and the repair amount comes up to Rs 5000 then you have to pay around 1000 or 2000 rupees as compulsory deductible or compulsory excess.

8. What is the period of car insurance policy?

Many insurers have defined a period for which the insurance cover is applicable. Both the policy start date and end date will be mentioned in the policy’s documents. At the end of the policy, you have to renew the same for further insurance cover.

Bajaj Allianz Car Insurance News

Tapan Singhel, CEO of Bajaj Allianz Recommends Insurance For Second Hand Vehicles

Friday October 12, 2018

Tapan Singhel, Chief Executive Officer of Bajaj Allianz says vehicle insurance is a mandatory document for any mode of transport. Whether you buy a two-wheeler or four-wheeler you must ensure that your vehicle is insured. Kavya bought a second- hand car which she wanted to get insured.

She read an article by Tapan Sindhel that said – Third Party Insurance is mandatory for all kinds of vehicles in India. She was more keen on buying a comprehensive plan that can not only cover her car but third party damage as well. In order to get her second-hand vehicle insured Kavya had two choices. First was to transfer the existing insurance from the original vehicle owner of the car. Another alternative could be to submit form 29 and form 30 to the motor insurance company.

Singhel also recommended her to buy a comprehensive plan as that can offer her dual advantage. One benefit was it covered a third-party damage and the other was it managed own damage as well. While the third party is a compulsion in India, for insuring your own vehicle needs the inspection from a surveyor. It can be easily done within the comfort of your home through a smartphone. You can easily upload photographs of your vehicle through a mobile application. Insurance for second-hand vehicles can be easily received within a few minutes if required steps are followed.

Monday November 30, -0001

Monday November 30, -0001

Customer Reviews

Ali, Ajmer
- Reviewed On 13-05-2018
"Best Car policy"

I have my car insured with Bajaj Allianz car insurance Assurance from last 4 years and it is one of the best policy. I am happy with the coverage value of this insurance policy.

Ajeet, Ahmedabad
- Reviewed On 12-05-2018
"The claim was good with Bajaj Allianz Care Insurance"

Assurance and the premium with Bajaj Allianz car insurance were around 8000 for a year. They provide all the benefits. My claim experience was good with this insurance policy.

Ajay, Agra
- Reviewed On 23-04-2018
"Good Car Insurance"

I have taken a car insurance from Bajaj Allianz, The policy benefits include bumper to bumper, road assistance, and cashless garage.

1

Aggregate Rating for Bajaj Allianz General Insurance Company Limited Insurance    [ 3  ]

Car Insurance Companies

Insurance Calculator

*Information provided on this webpage/website is only for the purpose of general information & understanding of the topic. PolicyX or any of its subsidiaries does not endorse any of the information provided herewith and are committed in providing correct and unbiased information to its customers helping them make an informed decision.