Bajaj Allianz Car Insurance
Bajaj Allianz Car Insurance
PX step

Compare Car Insurance Quotes Online

Or

Bajaj Allianz Car Insurance

Bajaj Allianz is a renowned name in the general insurance industry in India. It is a consolidated collaboration between Bajaj Finserv Limited and Allianz SE. With the expertise of many years in the general insurance industry, the company carries a reputation for stability and strength. In May 2001, the company received the registration certificate from IRDAI and since then, the company has been delivering great products to cater to different needs of the consumers. Bajaj Allianz comes out as one of the financially robust insurers by maintaining growth and profitability. The company also received iAAA rating from ICRA for the highest claim paying ability and holding a strong position in the industry.

Bajaj Allianz General Insurance offers multiple effective yet affordable car insurance plans which are equipped with great features and benefits to assist you better.

How To Renew Your Bajaj Allianz Car Insurance?

Car insurance is mandatory in India and so does its timely renewal. Bajaj Allianz Car Insurance allows its customers to easily insure their cars and quickly renew their existing plans. There are two ways of renewing your car insurance- through PolicyX.com or from the official website of Bajaj Allianz General Insurance. Let's find out more about them.

Renewal via PolicyX.com

  • Fill the details about your car and click on the tab 'Get Quotes'. You also have the option to click on 'Proceed without car number' and fill the details to visit the quotes section.
  • Check quotes and choose the one as per your needs.
  • Easily pay via different payment modes.
  • In case of any confusion, connect with our team of experts.

Renewal via Bajaj Allianz Official Website

  • Visit the official website of the Bajaj Allianz General Insurance Company.
  • Click on the tab 'Renew'.
  • Take your cursor to 'Car Insurance' and click on the tab 'Renew Now'.
  • It will take you to a new page where you have to fill the basic details such as policy number and registration number. Fill the captcha code and click on 'View Premium Details'.
  • Make the payment using different payment methods.

Key Features & Benefits of Bajaj Allianz Car Insurance

Bajaj Allianz Car Insurance comes out with useful features and benefits to assist you better in the hour of need. Let's take a look at them.

Multiple Plan Options

The company is offering multiple car insurance plans to cater to your different needs. You can choose the best one as per your requirements.

Cashless Services

To provide more ease and comfort, the company has come out with 4000+ garages that will help the insured with cashless claim settlement.

24*7 Customer Assistance

The team of Bajaj Allianz Car Insurance is always there to help you in the hour of need, whether it is about the claim or any other query.

No Claim Bonus

With the motive of saving more, the company is offering great discounts in the form of NCB. By investing in any Bajaj Allianz Car Insurance Policy, you will be entitled to get NCB ranging from 20% to 50%.

Timely Service

Time is of the essence and in case of an emergency, people need quick assistance. Fortunately, Bajaj always tops this service. They always give priority to those customers who are having a rough day.

Bajaj Allianz Car Insurance Premium Calculation

Car insurance owners have to pay a fixed amount of premium to keep their policy active so that they can easily deal with unwanted emergencies in the hour of need. To know how much you have to pay to keep your car insurance active, you must use the car insurance premium calculator which is available on our site.

The simple formula that most people use to calculate car insurance premium is:-

Premium = Own Damage Premium – (No claim bonus + discounts) + Liability Premium as Fixed by the IRDAI + Cost of Add-ons

Premium Samples

Car Model

Prices

IDV*

Zero Depreciation

Estimated Premium*

HYUNDAI CRETA-1.4L CRDI 6-speed manual base diesel

Rs.9.99 lakh

Rs.898700

Available

Rs. 35216

Audi A7- 1.4L CRDI 6-speed manual base diesel

Rs.90.5 lakh

Rs.8570473

Available

214266

MARUTI VITARA BREZZA - 1.4L CRDI 6-speed manual base diesel

Rs.11.41 lakh

Rs.785579

Available

29416

Table Data updated on 05-11-2020

*The values are calculated on the basis of the city (Delhi) and year of registration (2020)

Bajaj Allianz Car Insurance Add-On Covers

To enhance the basic cover, Bajaj Allianz Car Insurance Company offers a few add-on covers which are more than capable to deal with an emergency. Below is the list of such helpful add-on covers:-

24*7 Roadside Assistance

Along with basic features, the company is offering roadside assistance (anytime & anywhere in India) to deal with an accident/breakdown. It will also assist with flat tire repair/replacement, car battery jumpstart, etc.

Lock & Key Replacement

It is a helpful add-on cover that will look after the expenses of the cost of replacement of car keys in case they are lost or stolen. Moreover, locks of the insured vehicle will also be liable to get the required cover.

Accident Shield

This add-on cover will financially protect you against bodily injury that may occur because of permanent disability or an unfortunate event such as death. It is also available for other passengers apart from the driver.

Cover For Consumables

In case of damage to consumables such as the engine box, AC, gas oil, brake oil, power steering oil & engine oil, the cost of replacement and repair will be covered by the insurance provider.

Personal Baggage

Your personal belongings in the car such as mobiles, laptops, etc. which are damaged/lost due to an unfortunate incident will be liable to get the cover.

What is Bajaj DriveSmart?

Bajaj Allianz Car Insurance offers a unique service called Bajaj Drive Smart. It is an exclusive vehicle tracking system that keeps an eye on your vehicle's status (engine and motor condition) while analyzing one's driving pattern.

Following Are The Benefits of Bajaj Drive Smart

  • Pulse Check of Your Car: DriveSmart acts like a smart tool that diagnoses the health of your car's engine and keeps you updated to avoid any big damage.
  • Track Location: With the help of Bajaj Drive Smart, you are allowed to share the exact location of your car with your friends or family via SMS, E-mail, or Whatsapp.
  • Monitors Driving Pattern: Particulars like total distance covered in a day, speed variance, and much more will be provided.
  • Alerts: Incidents such as over-speeding, unauthorized car movements, low car battery, etc will be notified. It also allows you to set alerts for driving servicing date, license renewal date, and more.
  • General Help & Support: Any car associated query can be asked by an automobile expert using this device.

Bajaj Allianz Car Insurance Claim Process

Whether it is a minor breakdown, theft, accident or any incident, the Bajaj Allianz Car insurance claim process is easy and hassle-free. If you are going to use the toll-free number to register the claim, the company will assign a customer care executive to help you with the entire claim process. If it is a case of accident or theft, you must make sure to file a complaint in the nearest police station as soon as possible. Also, it is highly important to keep basic details such as date/time of accident/theft/fire, policy number, location of accident/theft/fire/others, Km reading and police complaint number handy as the insurer can ask for it without any notice.

Online Claims Process

There are two ways to register a claim- via a toll-free number, mail or online process. Below is the procedure to file a claim online:-

  • Visit the official website of the Bajaj Allianz General Insurance Company.
  • Click on the tab 'Claim'.
  • Click on the tab 'Motor'.
  • You will get three options to register your claim- Via Call, Email and Online.
  • To proceed online, you need to click on 'Register Online'.
  • Enter your policy number and click on 'Proceed' (with this step, you will receive a claim number).
  • Enter your Policy Number and Claim number. Click on 'Proceed'.
  • Upload all required documents (an assistant will be there to assist you with the whole claim process).

In case of approval or rejection, the company will directly communicate you through call, SMS or email.

What Are The Required Documents To File Bajaj Allianz Car Insurance Claim?

  • Duly signed claim form
  • RC of the vehicle with original keys
  • Copy of driving license
  • Policy documents (original)
  • FIR (in case of theft)
  • PAN card, driving license, and registration certificates

How Can PolicyX.com Help With Your Claim?

  • We have a dedicated team to assist you throughout the claim process.
  • You can connect to us by calling on our toll-free number- 18004200269
  • You can also write to us at - helpdesk@policyX.com

Contact Details

Bajaj Allianz General Insurance Company

Tollfree: 1800-209-0144 | 1800-209-5858

Email id: bagichelp[at]bajajallianz[dot]co[dot]in

Registered Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006

PolicyX.com Insurance Web Aggregator

Contact number: 1800-4200-269/1800-4203-180

Email id: helpdesk@policyx.com

Registered Address: PolicyX.Com Insurance Web Aggregator Private Limited

1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.

FAQs

1. What are the perks of buying Bajaj Car Insurance Online?

A few benefits include-

  • Instant issuance of policy through soft copy
  • 24*7 customer assistance
  • Easy and quick claim settlement
  • Wider cover and cashless service as well

2. Is my Bajaj Allianz NCB transferable when I change my car or insurer?

Yes, you can easily transfer your NCB when you are switching the plan or the insurance company. It is completely associated with the claim-free record and on changing insurers, you can easily carry the same with the new insurance company.

3. What does an NCB stand for in Bajaj Allianz Car Insurance?

NCB refers to the no claim bonus which is basically a form of discount that the insured gets for every claimless year at the time of renewal of your policy. It is applicable only for those who did not file any claim in the last year.

4. What happens if my Bajaj Allianz car insurance lapses?

If your policy lapses, then your vehicle has to go through the inspection. If you hold any NCB and you have not renewed the existing policy within 90 days, then you will not be liable for NCB benefits as well.

5. What is a Bajaj Allianz comprehensive car insurance policy & third party liability cover?

Comprehensive Motor Insurance is an all-round car insurance policy. The policy covers your vehicle from all aspects (like an ideal car insurance plan) along with the third-party liability cover. With the same, you insure yourself and your vehicle from road accidents, theft among others.

Whereas, Bajaj Allianz Third Party-Liability protects third parties for personal injury, death and property damage from an accident where a policyholder’s vehicle is involved.

6. What is IDV under Bajaj Allianz Car insurance?

IDV is basically the existing market value of your car in the current market. It is a value that is fixed on current/ ex-showroom price - deprecation value or by mutual understanding between the policyholder and insurance company for vehicles above 5 years or obsolete model.

7. What is the compulsory deductible under Bajaj Allianz Car insurance?

If you met with an accident and the repair amount comes up to Rs. 5000, then you have to pay around Rs. 1000 or 2000 rupees as a compulsory deductible or compulsory excess. It completely depends on you, as if you have chosen the voluntary deductible option, then only you have to pay the amount otherwise the insurer will take care of the same.

8. What is the tenure of Bajaj Allianz Car insurance?

Many insurers have defined a period for which the insurance cover is applicable. In India, you can insure your vehicle for 1 or 3 years and later renew the same. Both the policy start date and end date will be mentioned in the policy's documents. At the end of the policy, you have to renew the same for further insurance cover.

Last updated on 05-11-2020