PNB Metlife Insurance
PNB Metlife Insurance
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PNB MetLife Insurance

PNB MetLife India Insurance Company Limited has been in the insurance market since 2001 and has gained the financial strength to become one of the leading life insurance providers in India. Its shareholders are MetLife International Holdings LLC (MIHL), Punjab National Bank Limited (PNB), Jammu & Kashmir Bank Limited (JKB), M. Pallonji And Company Private Limited and many other private investors, where MIHL and PNB are the major shareholders. The vast distribution reach of PNB together with global insurance expertise makes the company a persistent and reliable organization. It offers a wide range of products such as protection plans, savings plans and pension plans to meet the requirements of each person.

Highlights

Claim Settlement Ratio

96.21%

No. Office Locations

107

Financial Advisors

7,338+

No. of Customers

(Inclusive of Bank Partnerships)

100 million

Table Data updated on 16-09-2020

PNB MetLife Insurance Plans

1. PNB MetLife Protection Plans

Protection insurance plan enables you to protect your family in case of eventualities. It ensures that your family's dreams remain secure at every stage of life. The plan comes along with rider options to enhance the existing cover so that the individual can customize the plan as per his/her requirements. Let us discuss the following PNB Metlife protection plans:

i) PNB MetLife Mera Term Plan

PNB MetLife Mera Term Plan is a protection plan that provides cover to your whole family and also offers the benefit of Joint Life Cover, in which you can cover your spouse in the same policy. It offers a limited premium payment term option as well.

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 65 years

Maturity Age

99 years for all options (except Joint Life cover option).

Joint Life Cover option: 75 years (applicable for both Primary & Secondary life)

Minimum Sum Assured

Rs. 10 lakhs

Table Data updated on 16-09-2020

ii) PNB MetLife Mera Jeevan Suraksha Plan

PNB MetLife Mera Jeevan Suraksha Plan is a tailor-made solution to offer regular income or lump sum amount for the protection of the family. The plan has an inbuilt terminal illness cover and an option of return of premiums (if the policyholder survives until the policy term ends).

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 65 years

Maturity Age

80 years

Minimum Sum Assured

Rs. 25 lakhs

Table Data updated on 16-09-2020

iii) PNB MetLife Loan and Life Suraksha

PNB MetLife Loan and Life Suraksha plan is a group life insurance policy that offers coverage against the outstanding loan amount so that your customers do not have to bear the burden of a loan (in case of an unexpected event strikes). It comes with the joint-life option and multiple premium payment term options in a group platform.

Eligibility Criteria:

Age at Entry

Minimum: 15 years

Maximum: 65 years

Maturity Age

70 years

Minimum Group Size

50 members

Minimum sum Assured

Rs. 5000 per member

Table Data updated on 16-09-2020

iv) PNB MetLife Aajeevan Suraksha Plan

PNB MetLife Aajeevan Suraksha Plan is a complete protection plan that provides flexibility to pay premiums for a shorter tenure, along with life cover up to 99 years of age. The plan offers an option to cover your spouse and 'return of premiums' on survival (until the policy term ends).

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 65 years

Maturity Age

99 years

Minimum sum Assured

Rs. 25 lakhs

Table Data updated on 16-09-2020

v) PNB MetLife Complete Care Plus Plan

PNB MetLife Complete Care Plus Plan is a group term life insurance policy that provides financial security against the death of the employee and supports his/her family. This plan can be offered to employees under Employees Provident Fund and Miscellaneous Provision's Act, 1976, instead of EDLI (Employee Deposit Link Insurance).

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 80 years

Maximum Expiry Age

81 years

Minimum Group Size

10 members

Minimum sum Assured

Rs. 5000 per member

Table Data updated on 16-09-2020

vi) PNB MetLife POS Suraksha Plan

PNB MetLife POS Suraksha Plan is a savings life insurance plan that assures safety together with a regular income for the family in the event of the unfortunate demise of the policyholder. On surviving the policy tenure, the plan offers a return of premiums.

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum:

  • For Policy term 10: 55 Years
  • For Policy term 15: 50 Years

Maturity Age

65 years

Minimum Sum Assured

Rs. 50,000

Premium Payment Term (years)

5 or 10

Table Data updated on 16-09-2020

vii) PNB MetLife Family Income Protector Plus Plan

PNB MetLife Family Income Protector Plus is a term plan, where the policyholder is allowed to select premium and monthly income. Also, the life assured gets back the paid premiums after the policy term ends.

Eligibility Criteria

Age at Entry

Minimum: 25 years

Maximum: 60 years

Maturity Age

75 years

Monthly Income Options

Rs. 10,000, Rs. 25,000, Rs. 50,000, Rs. 75,000 and Rs. 1,00,000

Premium paying options

Yearly, Half-Yearly, Monthly & PSP modes

Table Data updated on 16-09-2020

viii) PNB MetLife Group Term Life Plus Plan

PNB MetLife Group Term Life Plus is a group term life insurance plan that offers coverage to the family against the death of the employee. This policy can be provided in lieu of mandate EDLI (Employee Deposit Linked Insurance Scheme) for employees already covered by the Employees Provident Fund and Miscellaneous Provision's Act, 1976.

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 80 years

Maximum Maturity Age

81 years

Policy Coverage Term

1 Year Renewable

Minimum Premium

Rs. 5,000 per scheme

Table Data updated on 16-09-2020

ix) PNB MetLife Complete Loan Protection Plan

PNB MetLife Complete Loan Protection Plan offers comprehensive protection against disability, death, terminal illness and critical illness to the life assured and secure his/her family from financial liabilities.

Eligibility Criteria:

Age at Entry

Minimum:

  • Education Loan: 14 years
  • All other Loans: 18 Years

Maximum:

  • Life Protection & Life Protection Plus: 75 years
  • Critical Illness Safeguard and Accidental Safeguard: 65 years

Group Size

50 members

Minimum sum Assured

Rs. 5000 per member

Table Data updated on 16-09-2020

x) PNB MetLife Bima Yojana - Group Micro-Insurance Plan

A Group Micro-Insurance Plan that safeguards the financial goals of the insured's family in case of unfortunate circumstances. It also provides coverage against any loan amount taken by the group members.

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 69 years

Maximum Maturity Age

70 years

Minimum sum Assured

Rs. 1000 per member

Minimum Group Size

5 members

Table Data updated on 16-09-2020

xi) PNB MetLife Group Accidental Permanent & Total Disability Plus Plan

It ensures security in case of total and permanent disability due to an accident. The plan offers a rider sum assured amount on diagnosis of the above-said cause of the policyholder, only within 90 days of the accident taking place.

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 64 years

Maturity Age

65 years

Sum Assured

Rs. 5,000 per member

Minimum Group Size

50 members

Table Data updated on 16-09-2020

xii) PNB MetLife Accidental Permanent & Partial Disability Plus Plan

PNB MetLife Accidental Permanent & Partial Disability Plus Plan pays a percentage of the rider sum assured in an event where the life assured has total accidental loss of limbs, hearing, speech or sight.

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 64 years

Maturity Age

65 years

Rider sum Assured

Rs. 5,000 per member

Minimum Group Size

50 members

Table Data updated on 16-09-2020

xiii) PNB MetLife Mera Mediclaim Plan

PNB MetLife Mera Mediclaim Plan is a comprehensive plan that helps you protect your and your family's health and ensures a secure financial future for your loved ones (even when you are not around). It offers you the benefits of both health and life insurance in a single plan.

Eligibility Criteria:

Product Specifications

Life 

Health 

Minimum

Maximum

Minimum

Maximum

Age at Entry

18 years

65 years

Individual: 5 years

Floater: 91 days

No limit on Entry Age

Max. Age at Maturity (Years)

28 years

80 years

Lifelong on continuous renewal

Policy Term (Years)

10

40

1 / 2 / 3

Table Data updated on 16-09-2020

xiv) PNB MetLife Pradhan Mantri Jeevan Jyoti Bima Yojana

PNB MetLife Pradhan Mantri Jeevan Jyoti Bima Yojana is a non-participating and non-linked renewable term insurance plan. The scheme has been launched by the Government of India to fulfil the life insurance needs of an individual under the regulations of “Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)”.

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 50 years

Maturity Age

55 years

Sum Assured

Rs. 2 lakhs

Table Data updated on 16-09-2020

xv) PNB MetLife Group Accidental Death Benefit Plus Plan

PNB MetLife Group Accidental Death Benefit Plus Plan is a group insurance plan, which is liable to pay on death of the life assured (due to an accident) during the policy tenure. The rider sum assured along with the sum assured (of the base policy) will be paid to the nominee and the policy ceases after the payment.

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 65 years

Rider Cover ceasing Age

66 years

Minimum Sum Assured

Rs. 5,000

Maximum Sum Assured 

Rs. 2.5 Crores

Minimum Group Size

50

Table Data updated on 16-09-2020

xvi) PNB MetLife Income Protection Plan

PNB MetLife Income Protection Plan is a flexible life insurance plan that meets your savings and protection needs. This plan not only ensures peace of mind (by providing financial protection to your family by way of regular monthly income or Lump Sum) but also returns ranging from 100% to 150% of the total premiums paid on survival till maturity.

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 55 years

Maximum Sum Assured 

Rs. 10 Lakhs

Premium Payment Modes

Yearly/ Half-yearly/ Monthly

Table Data updated on 16-09-2020

2. PNB MetLife Savings Plans

Savings plans have the potential to accumulate wealth that can help you achieve your financial goals and secure your future. It offers a plethora of plans (like an endowment plan or a money back plan) that cater to your diverse savings needs with attractive features and benefits.

The different savings plans by PNB Metlife are as follows:

i) PNB MetLife Guaranteed Income Plan

PNB MetLife Guaranteed Income Plan is an investment cum savings plan, where the life assured gets guaranteed returns. The plan also offers survival and maturity benefits, along with attractive discounts on a higher sum assured.

Eligibility Criteria:

Premium Payment Type

5 Pay

7 Pay

10 Pay

12 Pay

Policy Term (years)

10

15

20

20

Maximum Age at entry

60 Years

Minimum Sum Assured (in Rs.)

4,00,000

2,00,000

1,50,000

1,50,000

Table Data updated on 16-09-2020

ii) PNB MetLife Guaranteed Savings Plan

PNB MetLife Guaranteed Savings Plan offers insurance coverage (for life) until the policy term ends. The plan provides guaranteed additions on cumulative premium payments and total sum assured on the date of maturation of the policy.

Eligibility Criteria:

Premium Payment Type

5 Pay

7 Pay

10 Pay

12 Pay

Policy Term (years)

10

12

15

20

Maximum Age at entry

60 Years

Minimum Sum Assured (in Rs.)

4,00,000

2,00,000

2,00,000

1,50,000

Table Data updated on 16-09-2020

iii) PNB MetLife Endowment Savings Plan Plus

PNB MetLife Endowment Savings Plan Plus is an endowment plus life insurance plan, designed to offer financial protection to your family's future. The plan offers additional bonuses from the first policy year and waiver of premium benefit against 35 critical illnesses.

Eligibility Criteria:

Minimum Entry Age

  • Savings: 8 Years
  • Savings Plus: 18 Years

Age at Maturity

80 years

Minimum Sum Assured

Rs. 2,20,000

Table Data updated on 16-09-2020

iv) PNB MetLife Super Saver Plan

PNB MetLife Super Saver Plan is a savings plan that helps to grow corpus along with life insurance cover. The policy offers liquidity through cash bonuses. Maturity benefit is paid at maturity to ensure financial security (even after the death of the policyholder).

Eligibility Criteria:

Minimum age at entry (Years)

Plan option

Age at entry

Savings

0 (30 days)

Savings + Family Care and Savings + Health Care

18

Maximum age at entry (Years)

Plan option

Premium payment mode

Annual mode

Other modes

Savings

60

55

Savings + Family Care

50

45

Savings + Health Care

For PPT: 5,7,10 and 12 Pay - 55 years

For PPT 15 and Regular Pay - 50 years

For PPT:5,7,10 and 12 Pay - 50 years

For PPT:15 and Regular Pay - 45 years

Maximum age at maturity (Years)


Plan option

Age at maturity

Savings

80

Savings + Family Care

70

Savings + Health Care

For PPT: 5,7,10 and 12 Pay - 75

For PPT: 15 Pay and Regular pay - 70

Minimum Sum Assured (Rs.)

2,20,000

Table Data updated on 16-09-2020

v) PNB MetLife Smart Platinum Plan

MetLife Smart Platinum plan creates investment returns with the help of 6 different fund options. This unit-linked insurance plan provides cover until the age of 99 years with minimal premium payment term.

Eligibility Criteria:

Age at Entry

Minimum: 7 years

Maximum: 70 years

Minimum Annualized Premium Amount 

Rs. 30,000

Premium Payment Term (years)

5 pay, 10 pay, entire policy term

Premium Payment Modes

Annual, semi-annual, monthly, quarterly

Table Data updated on 16-09-2020

vi) PNB MetLife Bachat Yojana Plan

PNB MetLife Bachat Yojana Plan gives you long-term financial security at affordable premium rates. The life assured only needs to pay for 10 years to get 15 years of coverage.

Eligibility Criteria:

Age at Entry

Minimum: 20 years

Maximum: 60 years

Policy Term

15 years

Premium Payment Term 

10 years for limited pay option

Minimum Sum Assured

Rs. 64,800

Table Data updated on 16-09-2020

vii) PNB MetLife Smart Platinum Plus

PNB MetLife Smart Platinum Plus is a whole life protection and savings oriented unit-linked insurance plan that offers life insurance cover to protect your family in case of your unfortunate demise. It also provides tailor-made solutions to achieve your goals, including an option where wealth creation doesn't take a back seat even during critical illness.

Eligibility Criteria:

Product Specification

Minimum

Maximum

Age at entry (Years)

Wealth Option

0 (30 days)

70

Wealth + Care Option

18

65

Maturity age (Years)

Maturity Option 1: 80; Maturity Option 2: 99

Policy Term (Years)

Maturity Option 1: 80 - age at entry;

Maturity Option 2: 99 years - age at entry

Table Data updated on 16-09-2020

viii) PNB MetLife Mera Wealth Plan

It is a unit-linked savings insurance plan that ensures to protect your financial goals in every stage of life. Loyalty additions will be rewarded for staying invested under this plan.

Eligibility Criteria:

Premium Payment Type

Single Pay

5 Pay

10 Pay

Regular Pay

Minimum Age at entry

(years)

0 (30 days)

Maximum Age at entry (years)

60

54

60 (policy term<=25 years),

55 (policy term>25 years)

60

Maximum age at maturity (years)

80

74

80

80

Table Data updated on 16-09-2020

ix) PNB MetLife Guaranteed Future Plan

PNB MetLife Guaranteed Future Plan is an individual, non-linked, non-participating savings life insurance plan that allows you to save systematically and offers guaranteed returns.

Eligibility Criteria:

Age at Entry

Minimum: 30 Days

Maximum: 60 years

Minimum Sum Assured 

For Limited pay: 10 x Annualised premium

For Single pay: 1.25 x Annualised premium

Premium Payment Modes

Single/Yearly / Half Yearly / Monthly

Table Data updated on 16-09-2020

3. PNB MetLife Pension Plans

Pension plans allow the policyholder to allocate a part of his/her savings to accumulate over a specific period. Once the policyholder retires, these plans help him/her in having a steady flow of income.

Here's the list of pension plans offered by PNB Metlife:

i) PNB MetLife Immediate Annuity Plan

PNB MetLife Immediate Annuity Plan is an effective one-time payment plan that allows you to customize your post-retirement plan the way you want and get a guaranteed increasing income for the rest of your life. The plan offers coverage to the spouse in case of death of the life assured.

Eligibility Criteria:

 

Standalone Annuity

Tied Annuity

Min Age at entry

Single Life options: 30 years

Joint Life options (both primary and secondary lives): 40 years

Single Life options - 0 years

Joint Life options (both primary and secondary lives) – 18 years

Max Age at entry

75 years

90 years In case the age of the nominee or beneficiary of your deferred pension policy is above 90 years, the annuity rates applicable will be the same as that at age 90

Maximum Annuity Payout

Subject to entry age of Annuitant & Purchase Price

Subject to entry age of Annuitant & Purchase Price

Annuity Payout Mode

Yearly/Half Yearly/Quarterly/Monthly

Yearly/Half Yearly/Quarterly/Monthly

Table Data updated on 16-09-2020

ii) PNB MetLife Superannuation

PNB MetLife Superannuation is a group variable insurance plan that provides a complete solution to employers for managing their superannuation/pension responsibilities and to outsource administration efficiently.

Eligibility Criteria:

Age at Entry (last birthday)

Minimum: 18 years

Maximum: As per policy clauses

Maximum Maturity Age

As per policy clauses

Group Size

Minimum: 10

Maximum: No Limit, subject to policy terms and conditions

Minimum Policy Term

Yearly renewable basis

Table Data updated on 16-09-2020

iii) PNB MetLife Traditional Employee Benefits Plan

PNB MetLife Traditional Employee Benefits Plan is a group life insurance plan that provides financial security to the employees and assists in the retention of substantial talent of an organisation. A minimum interest of 2% is offered by the plan on paid contributions. It also allows the employee to receive his/her gratuity in instalments.

Eligibility Criteria:

Age at Entry (last birthday)

Minimum: 18 years

Maximum: 1 year less than the 'Normal Retirement Age' as defined in the policy clauses.

Maximum Maturity Age

The 'Normal Retirement Age' as defined in the policy clauses.

Group Size

Minimum: 10

Maximum: No Limit, subject to policy terms and conditions

Minimum Policy Term

Yearly renewable basis

Table Data updated on 16-09-2020

iv) PNB MetLife Unit Linked Employee Benefit Plan

It is a comprehensive group life insurance for employers to manage gratuity and leave encashment liabilities. It benefits the employees by providing options to select among 5 linked funds, along with switching facilities between 2 funds.

Eligibility Criteria:

Age at Entry (last birthday)

Minimum: 18 years

Maximum: 74 years

Maximum Maturity Age

As per Individual employer's policy

Minimum Contribution

Rs. 1 lakh

Life Cover upon death (inbuilt)

Rs. 1,000

Table Data updated on 16-09-2020

v) MetLife Retirement Savings Plan

It is a non-linked participating pension plan that provides guaranteed income for golden years of your life. It offers financial freedom by accumulating savings in addition to vested simple reversionary bonuses. The plan also pays a part of lump sum benefit on maturity.

Eligibility Criteria:

Age at Entry

Minimum: 30 years

Maximum: 65 years

Minimum Sum Assured

Rs. 3 lakhs

Minimum Annualized Premium 

Rs. 7,044

Premium Payment Term

Single Pay / 5 Pay / 10 Pay / Equal to Policy Term

Table Data updated on 16-09-2020

4. Rider Plans

i) PNB MetLife Critical Illness Rider Plan

PNB MetLife Critical Illness Rider Plan protects the life assured and his/her family from serious illnesses that take a longer time to cure. The rider plan provides payment of an additional amount on the diagnosis of 10 critical conditions. This plan acts as an additional health cover under the base policy, where rider term and sum assured options are available to provide coverage as per your needs.

Eligibility Criteria:

Age at Entry

Minimum: 18 years

Maximum: 55 years

Maturity Age

60 years

Maximum Rider Sum Assured

Rs. 10 lakhs or base sum assured, whichever is lower

Table Data updated on 16-09-2020

ii) PNB MetLife Accidental Death Benefit Rider Plan

PNB MetLife Accidental Death Benefit Rider Plan offers additional coverage to cover the financial needs of the family in case of the unfortunate death of the policyholder (due to an accident). This rider offers payment of an additional amount should death occur as a result of an accident by outward violent and visible means (before age 60 years).

Eligibility Criteria:

Age at Entry

Minimum: 15 years

Maximum: 55 years

Maturity Age

60 years

Maximum Sum Assured

Rs. 10 lakhs or base sum assured, whichever is lower

Table Data updated on 16-09-2020

iii) PNB MetLife Term Rider Plan

PNB Term Rider is an additional benefit that can be attached to the life insurance coverage to enhance the death cover of your policy.

Eligibility Criteria:

Age at Entry

Minimum: 15 years

Maximum: 55 years

Maturity Age

60 years

Maximum Sum Assured

Equal to the Base Sum Assured

Table Data updated on 16-09-2020

iv) PNB Metlife Waiver of Premium Rider Plan

PNB Metlife Waiver of Premium (WOP) Rider offers an additional benefit, which ensures that future due premiums are waived off in case of total and permanent disability of the life assured. The benefit can be purchased by paying a nominal extra premium over and above the base premium.

Eligibility Criteria:

Age at Entry

Minimum: 15 years

Maximum: 55 years

Maturity Age

60 years

Maximum Sum Assured

Rs. 10 lakhs or base sum assured, whichever is lower

Table Data updated on 16-09-2020

Why Purchase PNB MetLife Insurance Plans?

  • Promotes Savings and Wealth Creation: PNB Metlife insurance policies help to foster the tendency of savings among the policyholders. It assists to create wealth for the unforeseen eventualities. Hence, making this habit more crucial to safeguard the family financially in the absence of the policyholder.
  • Loan Facility : You can avail a loan against your PNB Metlife insurance plan at nominal interest rates. The interest amount is declared by the company based on the number of premiums and the number of paid premiums for the policy. Whereas, the approved loan amount will depend upon the life insurance plan and its type along with the surrender value of the policy.
  • Income Tax Benefits: Once you start paying premiums for your PNB life insurance policy, you can enjoy tax benefits under the same- a maximum deduction up to Rs. 1.5 lakhs as per Section 80C of the Income Tax Act, 1961.
    Moreover, under the Section 10(10D) of the Income Tax Act, 1961, the sum assured plus the bonus payable during maturity or surrender of the policy or in the event of the death of the policyholder is completely free of tax for the nominee/receiver.

PNB MetLife Insurance: Claim Settlement Process

1. Claim Communication

First, the nominee of the life assured has to inform the company about the incident to start with the claim settlement process. A claim intimation letter has to be duly filled, signed and submitted, along with the policy number and brief of the mishappening.

You can directly write an email at claimshelpdesk@pnbmetlife.com or Indiaservice@pnbmetlife.co.in

You can also call at 1800-425-6969 (Toll-free) for claim intimations.

For any escalation relevant to death claims, call at 9096021118 or 9900100152.

2. Documentation

The nominee needs to submit the following documents along with the claim form:

  • Death certificate granted by the local authority.
  • Original policy documents.
  • Statement of the claimant.
  • Medical certificate from an authorized doctor.
  • ID proof, address proof like Aadhar card, PAN card, Voter ID, Passport, etc. in addition to a photo of the nominee. 
  • Cancelled cheque or copy of bank passbook for proof of account details of the nominee.
  • The insurer retains the right to call for additional information/documents depending on a specific case.

3. Verification

The verification process will occur after receiving the necessary documents. The insurer may contact you for successful verification of the claim.

4. Claim Payout

On successful verification (if everything is in place as per company's norms and conditions), the claim amount is processed (in a registered bank account) within 30 days from the date of receipt.

Note: In case of investigation required for settling the claim, it will be completed by the insurer not later than 90 days from the date of claim intimation by the claimant, The final decision will be informed within 30 days thereafter.

PNB MetLife Insurance: Contact Details 

Contact Address:

Head Office: PNB MetLife India Insurance Company Limited, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore – 560001, Karnataka.

Or, write at: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062.

Customer Support:

Phone: +91-22-41790000

1800-425-6969 (Toll-Free, within India only)

91-80-26502244 (10 a.m. to 7 p.m. Monday to Saturday)

[IVR available 24*7 with your policy details]

Fax: +91-22-41790203

E-mail: indiaservice@pnbmetlife.co.in

PNB MetLife Insurance: FAQs

Yes, it is possible to add more than one nominee in my PNB Metlife insurance policy. However, the amount will be distributed equally among the nominees.

Yes, PNB Metlife insurance policies are available for NRIs as well.

You need to visit the official website of PNB Metlife and login with your user ID and password. After logging in, you can see the 'policy details tab'. Click on it and you will be able to check your policy status for PNB Metlife Insurance policy.

Yes, the company offers free switches for the first 4 funds in a policy year in PNB MetLife Unit Linked Employee Benefit Plan.

Yes, PNB MetLife Loan and Life Suraksha plans offer loyalty additions.

The PNB MetLife Complete Care Plus plan allows an employee to convert this policy into an Individual Coverage plan after leaving the organisation.

No, there is no medical test required to opt for PNB MetLife Pradhan Mantri Jeevan Jyoti Bima Yojana.

The minimum age at entry for a standalone annuity in Joint Life option for PNB MetLife Immediate Annuity Plan is 40 years.

Yes, it is possible. PNB MetLife Mera Wealth Plan offers flexibility to choose between two options, i.e., systematic transfer option and self-managed option.

PNB MetLife Smart Platinum Plan offers liquidity facility for withdrawal of partial funds but only after completion of 5 policy years.

PNB MetLife Accidental Disability Benefit Rider Plan will provide the coverage only if the disability arises within 180 days from the date of the accident.

Last updated on 16-09-2020