Aditya Birla Health Insurance Co. Limited started its operations in October 2016 as a joint venture between Aditya Birla Capital Limited and MMI Strategic Investments Pvt. Ltd. It provides a wide range of health insurance policies that offer extensive coverage to customers that are designed to cover their diverse healthcare needs with attractive benefits.
Network Hospitals | 7000+ |
Number Of Advisors | 29700+ |
Table Data updated on 04-02-2021
i) Aditya Birla Activ Assure Diamond Plan
The Aditya Birla Activ Assure Diamond plan provides a cover for total expenses arising out of hospitalization. The plan also covers the expenses for the treatments done under Ayurveda, Unani, Siddha, Yoga & Naturopathy, and Homeopathy systems.
Key Features
Eligibility Criteria
Entry Age (for individual policy) | 5 Years- No maximum age limit |
Policy Term | 1 year, 2 years & 3 years |
Sum Insured | Rs. 2 Lacs to 2 Crores |
Table Data updated on 04-02-2021
i) Aditya Birla Activ Health Platinum-Enhanced
Aditya Birla Activ Health Platinum-Enhanced is specifically designed to support you in the time of medical crisis and offers comprehensive coverage against medical bills.
Key Features
Eligibility Criteria
Entry Age | 91 Days to No Limit |
Policy Term | 1 year, 2 years & 3 years |
Sum Insured | Rs. 2 Lacs to 2 Crores |
Table Data updated on 04-02-2021
ii) Aditya Birla Activ Health Platinum-Essential
Aditya Birla Activ Health Platinum-Essential Plan offers comprehensive coverage against your medical expenses. The plan understands the need for a better lifestyle and keeps encouraging you with several rewards.
Key Features
Eligibility Criteria
Entry Age | 91 Days to No maximum Limit |
Policy Term | 1 year, 2 years & 3 years |
Sum Insured | Rs 50,000 to Rs 10 Lacs |
Table Data updated on 04-02-2021
The Activ Care plan is designed for senior citizens to help them cover their overall medical costs arising out of hospitalization. Individuals can avail of this plan for their parents and grandparents to protect them financially in times of sickness. This plan is available in three variants - Standard, Classic, and Premier.
Key Features
Eligibility Criteria
Category | Standard | Classic | Premier |
Age at entry | Minimum: 55 years | ||
Maximum Sum Insured | Rs. 10 Lacs | Rs. 25 Lacs |
Table Data updated on 04-02-2021
i) Activ Secure Personal Accident Plan
The Active Secure Personal Accident Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents
Key Features
Apart from 100% total payout for death or disability (permanent or partial) due to accidents, the company also offers the option to select from five base plans that give a wide range of benefits such as:
Education benefitEmergency road ambulance coverFuneral expensesRepatriation of mortal remains Orphan benefitModification benefit (residence/repair)Compassionate benefitThe plan also provides a cumulative benefit of 5% every year.
Eligibility Criteria
Age | Minimum: 5 years, Maximum: 65 years |
Sum Insured | 12 times the annual gross income |
Table Data updated on 04-02-2021
The values may change as per the chosen plan option.
ii) Activ Secure Critical Illness Plan
The Activ Secure Critical Illness plan is designed to provide financial protection against critical illnesses and the expenses related to it. The plan ensures that its wide range of benefits help individuals get compensated against the loss of income arising out of critical illnesses.
Key Features
The policy offers three plans:
All three plans offer complete protection against all hospitalization expenses occurring since the first diagnosis, including a second health opinion and the services of a wellness coach.
Under the comprehensive plan, the policyholder gets a 150% payout of the sum insured for the diagnosis of more than one critical illness.
Eligibility Criteria
Age | Minimum entry age:, Plan 1 & 2: 5 years, Plan 3: 18 years |
Relationships covered | Self, spouse, up to 4 children, up to 2 parents and 2 parents-in-laws |
Maximum Sum insured | Rs. 1 Crore |
Table Data updated on 04-02-2021
iii) Activ Secure Hospital Cash Plan
The Activ Secure Hospital Cash Plan is designed to provide daily cash benefit for covering day-to-day expenses while being hospitalized.
Key Features
Eligibility Criteria
Days of the daily cash benefit | 30/45/60 |
Cash benefit | Rs. 500 - Rs. 10,000 |
Table Data updated on 04-02-2021
iv) Activ Secure Cancer Secure Plan
The Active Secure Cancer Secure Plan is designed to provide a total medical cover for expenses arising out of a cancer diagnosis. The plan provides benefits for all the three stages of cancer - early, major, and advanced-stage cancer.
Key Features
Eligibility Criteria
Age | Minimum: 18 years, Maximum: No Limit |
Short survival period | 7 days after the date of diagnosis |
Table Data updated on 04-02-2021
v) Global Health Secure
Global Health Secure is an international health cover that provides protection from listed 16 major illnesses, and cashless treatment across a global network of hospitals. This plan is designed to provide global healthcare options that keep you safe no matter where you are.
Key Features
Eligibility Criteria
Age | Minimum: 91 days/5 years, Maximum: 65 years |
Renewal Age | No Limit |
Table Data updated on 04-02-2021
i) Aditya Birla Group Activ Health Plan
Aditya Birla Group Activ Health plan provides comprehensive coverage with top-class features to members of a group.
Key Features
ii) Aditya Birla Group Activ Secure Plan
Aditya Birla Group Activ Secure Plan offers a lump-sum benefit to the policyholder against health events under the following plans-
Key Features
iii) Aditya Birla Group Activ Travel
It is comprehensive travel insurance that is highly customizable with several optional covers to meet the needs of the customers.
Key Features
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Aditya Birla looks after the overall health of the person, which includes an active health management program that takes care of all the lab tests, doctor consultations, and appointments. It provides chronic management and health assessment programs that ensure hassle-free access to all health facilities.
The company also rewards you for living a healthy life that can be tracked through its Health Dashboard. Your health is monitored through a host of parameters like the Healthy Heart Score, Activ Dayz program, etc. All these programs motivate you to remain active and healthy.
If you want to buy Aditya Birla Health Insurance without much trouble, there are two options to do so- from the company and PolicyX.com. Let's know more about them.
If you are admitted to a non-network hospital, you have to pay the hospital directly after the treatment is done.
1. To file a claim, submit the following documents to Aditya Birla within 15 days of discharge
Claim form (Part A & B)Health cardKYC documentsOriginal discharge summaryHospital bills The invoice with payment receiptAll consultation papersOthers
2. After reviewing the documents, Aditya Birla will take the appropriate decision and if approved, the amount will be reimbursed through NEFT to the registered bank account.
Note- You need to inform the company within 48 hours (in case of emergency hospitalization) and 3 days before your admission (for planned hospitalization).
1. Does Aditya Birla Activ Health Platinum offer a Cashless Facility?
Yes. One can avail of the cashless facility under both the variants of Activ Health Platinum Plan (Activ Health Enhanced and Activ Health Essential), provided that the hospital chosen should fall under the Aditya Birla Health Insurance network hospitals.
2. Will my claim be paid if my policy is in the Grace Period?
No, the company is not liable to pay any claim that occurs during the grace period.
3. Are there any sub-limits for the room rent and ICU in Activ Care policy?
No, there are no sub-limits for the room rent & ICU under the Activ care policy. The insured gets the rooms based upon the plan (s)he has chosen.
4. Can I upgrade my room under the Activ Assure Diamond Plan?
Under this plan, the policyholders have the freedom to choose their preferred room types. However, the option is applicable only on the sum insured of Rs. 5 Lakhs or above.
5. Are chronic diseases covered under Activ Assure Group Health Insurance?
Yes, Chronic Illnesses such as Diabetes, Asthma, High Cholesterol and Hypertension are covered under this policy.
Page updated on 04-02-2021