Network hospitals
10051+
Claim settlement ratio
99.41%
Sum insured
2 CR
No. of Plans
11
Solvency Ratio
1.73
Pan India Presence
2300+
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
Network hospitals
10051+
Claim settlement ratio
99.41%
Sum insured
2 CR
No. of Plans
11
Solvency Ratio
1.73
Pan India Presence
2300+
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
Aditya Birla Health Insurance Company Limited (ABHICL), a subsidiary of Aditya Birla Capital Ltd, is a joint venture between Aditya Birla Group and MMI Holdings of South Africa. The company, founded in the year 2015, commenced its operations in October 2016.
Some of the prime benefits that Aditya Birla Health Insurance plans offer are cashless treatment, cover for ambulance charges, AYUSH treatments, pre and post-hospitalization expenses, and much more.
Also, Aditya Birla Capital Health Insurance policies offer wellness and rewards that help you in keeping track of your health and encourage you to keep it in check so that you can meet your health goals and in turn reap further rewards.
Aditya Birla Health Insurance
Aditya Birla Health Insurance Plan Detailed Review
To get more insight into the company's performance, take a look at the below Key features that will help you to analyze the company based on its performance:
To cater to the dynamic healthcare needs of an individual and their family, Aditya Birla Mediclaim policy comes with several plans.
Affordable
Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.
Unique Benefits
Standard
A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.
Unique Benefits
comprehensive Plan
The plan offers comprehensive coverage with health return benefits, COVID-19 coverage, a chronic management program, and more.
Unique Benefits
Super top-up
A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.
Unique Benefits
Cancer Plan
Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.
Unique Benefits
Accident Plan
The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.
Unique Benefits
Critical Plan
The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.
Unique Benefits
Platinum Plan
A unique Plan with features such as a chronic management program, modern treatments, covid-19, and more.
Unique Benefits
Illness Plan
An Insurance plan that covers you against chronic illnesses like asthma, high blood pressure, high cholesterol, and diabetes.
Unique Benefits
comprehensive Plan
It is a comprehensive health insurance plan with 360-degree coverage for senior citizens. It supports your family members at every stage of their health.
Unique Benefits
comprehensive Plan
A health insurance plan designed especially for the youth. The plan provides protection and rewards for good health.
Unique Benefits
Aditya Birla Health Insurance Network Hospitals are present nationwide. With a wide network of over 10051+ cashless hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Aditya Birla Health Insurance company comes with a wide range of health plans that offers several benefits to the policyholders. Below mentioned are some of the unique benefits that one can avail through Aditya Birla Health Insurance.
To ensure a quick and easy procedure while making a health insurance claim with Aditya Birla Health Policy, it's crucial to include all required documentation. The following are the mandatory documents you must submit:
Let's walk through the process step by step since Aditya Birla Health Insurance Company has devised a hassle-free policy renewal procedure.
One can calculate their premiums by providing the below-mentioned details:
Plan Variants | Enhanced | Essential | Premiere |
Premium Payable (in Rs.) | 13,690 | 10,116 | 54,198 |
* Premiums calculated for a 30-year old, non-smoker male. Chosen plan option is "Life Cover only" with a premium payment term of 40 years.
Plan Variants | 1A | 2 A | 2A + 2C |
Premium Payable (in Rs.) | 7,919 | 15,046 | 25,751 |
* Premiums calculated for a 30-year old, non-smoker male. The chosen premium paying term and policy cover is of 10 years.
Plan Variants | Plan 1 | Plan 2 | Plan 3 |
Premium Payable (in Rs.) | 5,463 | 7,299 | 8,023 |
* Premiums calculated for a 30-year old, non-smoker male. The chosen premium paying term and policy cover is of 10 years.
For buying an Aditya Birla Health Insurance policy, one has two options. Either they can purchase directly from the website or can buy from PolicyX.com.
With so many buying options available in the market, one must think about why he/she needs to choose PolicyX.com. Well, we are here to answer. Read the below points to find out why to choose PolicyX.com.
Aditya Birla Health Insurance policy allows the customer to renew their policy online. Follow the below steps to renew your Aditya Birla Health Insurance Plans:
Aditya Birla Health Insurance company offers an easy and convenient claims settlement process. The policyholder can either choose cashless claims or can opt for reimbursement claims:
The cashless facility is only for policies that are purchased via a Third-Party Administrator (TPA).
If you are admitted to a non-network hospital, you have to pay the hospital directly after the treatment is done.
1. Claim form (Part A & B)
2. Health card
3. KYC documents
4. Original discharge summary
5.Hospital bills
6.The invoice with payment receipt
7.All consultation papers
8.Others
Note- You need to inform the company within 48 hours (in case of emergency hospitalization) and 3 days before your admission (for planned hospitalization)
Aditya Birla health insurance customer care is 24*7 available to look after your queries. To get in touch with Aditya Birla health insurance customer care, opt for the below methods:
Customer care number: 18002702700
healthinsurance@adityabirlacapital.com
Whatsapp No. 8828800035
Yes. One can avail of the cashless facility under both the variants of Activ Health Platinum Plan (Activ Health Enhanced and Activ Health Essential), provided that the hospital chosen should fall under the Aditya Birla Health Insurance network hospitals.
No, the company is not liable to pay any claim that occurs during the grace period.
No, there are no sub-limits for the room rent & ICU under the Activ care policy. The insured gets the rooms based upon the plan (s)he has chosen.
Under this plan, the policyholders have the freedom to choose their preferred room types. However, the option is applicable only on the sum insured of Rs. 5 Lakhs or above.
Yes, there are some plans such as Aditya Birla Active Health that offer maternity coverage. This policy covers the maternity-related expenses incurred on both the mother and the baby, vaccination, etc.
You can port your Aditya Birla Health Insurance plan at the time of renewal. All you need to do is intimate the company with the below-mentioned documents that are required to be presented for portability in Aditya Birla Health Insurance:
To view or edit your policy you need to follow the simple process:
Click on customer support->View/Change Policy Details->Member Details ->Edit->Date of Birth->Save
Follow the steps given below for the claim process:
With the help of an online calculator, one can easily check their Aditya Birla Mediclaim policies premium. With this calculator, one can calculate their premium online and can get an idea of how much he needs to pay annually.
With over 10051+ network hospitals, Aditya Birla Health Insurance company ensures to offer you a stress-free cashless facility.
Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.
Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.
Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.
To get a list of network providers of Aditya Birla, visit the Network hospital page of policyX.com. Fill in your details and the page will show the network hospitals in your vicinity.
The company has made a free Health Assessment test called the MER (including blood pressure, body mass index, smoking status, and HWR), fasting blood sugar, and total cholesterol, which will be performed at least once per policy year in order to calculate the Healthy Heart Score.
Compare Aditya Birla Health Insurance mediclaim policies with other top insurers in India.
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Read what our customers have to say about Aditya Birla health insurance company and Aditya Birla health mediclaim policy.
Anita srivastava
Delhi
December 9, 2022
Policyx helped me a lot in documentation process, I was skeptical at first but they made my work easy.
Ayush Sharma
Nagpur
November 30, 2022
I bought policy for my family from policy x.com, The advisor is very knowledgable,he suggest me better comparisons of plan and helps me to purchase suitable one. The process was very smooth.
Salman khan
Delhi
September 2, 2022
Pls Do Your Health Insurance I would Love to Suggest You Health Insurance im glad to have aditya birla Health insurance ❣️
Gurjeet Singh
Gurgaon
May 26, 2022
I bought an insurance plan to safeguard the future of my child and I am satisfied with the plan as it was customized according to my needs.
Riya
Bengaluru
February 21, 2022
ABRL is a good company for health insurance. I took senior citizen plan for my parents and happy that they are always there to help my old parents and their problems
mihir jani
Gandhinagar
February 17, 2022
I made claim for my husband s hand surgery from aditya birla health insurance. I live alone with my husband and got nobody to help but aditya birla helped me in the entire procedure and cashles...
Dilpreet Singh
Pune
October 19, 2021
very vast range of plans! the premiums are decent for anybody s budget. I would 1000% recommend the comapny
Kinshuk
Hyderabad
October 18, 2021
It has been an absolute pleasure associating with policyx for my health insurance. They have been very helpful in my decision.
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