Aditya Birla Health Insurance

  • Chronic Management Programs
  • Wide Range of Network Hospitals
  • Avail Rewards & Health Returns
Aditya Birla Health Insurance
premium

Network hospitals

10500+

premium

Claim settlement ratio

99.41%

premium

Sum insured

2 CR

premium

No. of Plans

11

premium

Solvency Ratio

1.9

premium

Pan India Presence

2300+

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

10500+

premium

Claim settlement ratio

99.41%

premium

Sum insured

2 CR

premium

No. of Plans

11

premium

Solvency Ratio

1.9

premium

Pan India Presence

2300+

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Aditya Birla Capital Health Insurance

Aditya Birla Health Insurance Company Limited a subsidiary of Aditya Birla Capital Ltd, is a financial service organisation of the Aditya Birla Group. In 2015 Aditya Birla Group shook hands with MMI Holding of South Africa, to create a joint venture, ABHICL. In 2016 Aditya Birla Group introduced a health insurance company, and since then Aditya Birla has shown a strong presence across asset management, corporate lending, life insurance, and much more. With over 17,000 employees, around 2 lakh agents, and several channel partners, the has become a nationwide presenter.

What Does Aditya Birla Health Insurance Do?

Aditya Birla Health Insurance offers a wide range of plans that aim to provide financial protection in an emergency. Some of the benefits that Aditya Birla Health Insurance plans offer are cashless treatments, ambulance charges, AYUSH treatment, and much more. Also, the company rewards discounted premiums if you keep yourself healthy. This is a way to make sure that the person stays healthy and should meet their health goals.

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Some interesting facts about Aditya Birla Health Insurance

  • Aditya Birla is more than just health insurance, they will reward you to stay healthy.
  • Till now they have saved more than 2.5 crore lives.
  • Having their appearances in more than 4800 cities.
  • The claim settlement ratio is 99.41% as per IRDAI.

Some of the Awards and Achievements

In less than a decade, Aditya Birla Health Insurance has won many awards and achievements. Let us have a look:

  • Best Health Insurance Company of the Year.
  • Best Group Insurance Growth.
  • Best Talent Diversity and Culture Initiative.
  • Excellence in Claims Service
  • Best Product Innovation - BFSI
  • Product Innovation Company of the Year.

A Quick Outlook

Cashless Claim Settlement 15 days
Minimum Entry Age 3 Months
Maximum Entry Age 65 years
Sum Insured Up to Rs. 2 Crores
Network Hospital More than 10500
Tax Benefits Upto Rs. 1 Lakh
Solvency Ratio (2021-22) 1.9 %
Claim Settlement Ratio (2021-22) 99.41%
Ambulance Expenses Covered
Coverage for Accidents Yes

Aditya Birla Health Insurance Plans

Aditya Birla offers a huge number of medical insurance policies. These healthcare safety net products are specifically designed to meet your requirements at the easiest. To make every policy visible to the customers, we at Policyx have curated a list for you to choose the best:

Know More about Plans by Aditya Birla Health Insurance

Affordable

Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.

Unique Benefits

  • 150% sum insured reload
  • No Room rent capping
  • Mental illness covered

Activ Assure Diamond (Pros)

  • 100% Ambulance Cover
  • Organ Donor Expenses Covered
  • AYUSH Treatment Cover
  • Hospital Allowance
  • Day Care Treatment Covered

Activ Assure Diamond (Cons)

  • 10% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond (Other Benefits)

  • Up to 10% Long Term Discount
  • Health Return Points
  • Room Upgrade Available
  • Super No Claim Bonus
  • Unlimited Reload of SI

Activ Assure Diamond (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - Age No Limit
  • SI - 2 L to 2 Cr
  • Waiting Period - 30 Days

Standard

Arogya Sanjeevani Policy

A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.

Unique Benefits

  • Avail 5% cumulative bonus
  • Cataract treatment covered
  • All daycare treatments covered

Arogya Sanjeevani Policy (Pros)

  • AYUSH Treatment
  • Pre & Post Hospitalization Cover
  • Cashless Treatment
  • Day Care Treatments
  • 5% No Claim Bonus

Arogya Sanjeevani Policy (Cons)

  • 5% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

  • High SI
  • Room Rent Cover
  • Cataract Treatment
  • 5% ICU Cover
  • Individual & Family Floater

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

comprehensive Plan

Activ Health Platinum Premier

The plan offers comprehensive coverage with health return benefits, COVID-19 coverage, a chronic management program, and more.

Unique Benefits

  • Dental Cover
  • Health Returns
  • Affordable Premiums

Activ Health Platinum Premier (Pros)

  • Post-Hospitalization Physiotherapy
  • Health Coach Benefit
  • One Premium Waiver
  • Health Assessment
  • Chronic Management Program

Activ Health Platinum Premier (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Health Platinum Premier (Other Benefits)

  • Road Ambulance Cover
  • No Claim Bonus
  • Critical Illness Cover
  • Domiciliary Hospitalization
  • Super Reload of SI

Activ Health Platinum Premier (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 10 L to 2 Cr
  • Waiting Period - 30 Days

Aditya Birla Health Insurance Specialized Plans

Super top-up

Activ Assure Diamond + Super Health Topup

A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.

Unique Benefits

  • 586-day care procedures covered
  • No restriction on room rent
  • Road Ambulance coverage up to 5K

Activ Assure Diamond + Super Health Topup (Pros)

  • COVID-19 Cover
  • Home Treatment Cover
  • DayCare Treatment Covered
  • Affordable Premiums
  • OPD Consultations

Activ Assure Diamond + Super Health Topup (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond + Super Health Topup (Other Benefits)

  • Air Ambulance
  • Wellness Benefits
  • Long Term Discounts
  • Domiciliary Hospitalization
  • Organ Donor Expenses

Activ Assure Diamond + Super Health Topup (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Cancer Plan

Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.

Unique Benefits

  • Short survival period of 7 days
  • Early stages of cancer covered
  • Avail no claim bonus

Activ Secure- Cancer Secure (Pros)

  • Covers 3 Stages
  • 150% of SI
  • 10% of No Claim Bonus
  • High SI
  • Lump Sum Payout

Activ Secure- Cancer Secure (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure- Cancer Secure (Other Benefits)

  • Wellness Coach
  • Second e-Opinion
  • Short Survival Period
  • Upto 1 Cr SI
  • Hospitalization Expense

Activ Secure- Cancer Secure (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Accident Plan

The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.

Unique Benefits

  • Education benefits provided
  • Funeral expenses covered
  • Protection against income loss

Activ Secure Personal Accident (Pros)

  • Total & Partial Disability Cover
  • Accidental Death Cover
  • No Claim Bonus
  • Ambulance Cover
  • Education Benefit

Activ Secure Personal Accident (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Personal Accident (Other Benefits)

  • Income Cover
  • Loan Protect Cover
  • Orphan Benefit
  • Compassionate Visit
  • Coma Benefit

Activ Secure Personal Accident (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 30 L
  • Waiting Period - 30 Days

Critical Plan

Activ Secure Critical Illness Plan

The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.

Unique Benefits

  • Lump Sum payout on detection
  • 150% sum assured
  • Short survival period

Activ Secure Critical Illness Plan (Pros)

  • Cover up to 64 CI
  • 3 Plan Variants
  • High SI
  • Short Survival Period
  • Active Health App

Activ Secure Critical Illness Plan (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Critical Illness Plan (Other Benefits)

  • Wellness Coach
  • Second Medical Opinion
  • Cancer Cover
  • Kidney Failure Cover
  • Brain Tumor Cover

Activ Secure Critical Illness Plan (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

Platinum Plan

Activ Health Platinum Enhanced

A unique Plan with features such as a chronic management program, modern treatments, covid-19, and more.

Unique Benefits

  • High SI
  • Affordable Premiums
  • Wellness Benefits

Activ Health Platinum Enhanced (Pros)

  • Earn 100% Health Return
  • Cover for Dental Consultations
  • Modern Treatment Cover
  • Wellness Coach
  • Mental Illness Cover

Activ Health Platinum Enhanced (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Health Platinum Enhanced (Other Benefits)

  • Chronic Management Program
  • Premium Waiver Benefit
  • Reload of SI
  • Road Ambulance Cover
  • Second e-opinion

Activ Health Platinum Enhanced (Eligibility Criteria)

  • Entry Age - Years
  • Max Entry Age - Years
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

Illness Plan

An Insurance plan that covers you against chronic illnesses like asthma, high blood pressure, high cholesterol, and diabetes.

Unique Benefits

  • Day 1 Cover
  • Day Care Treatment
  • Pre & Post Hospitalization

Activ Health Platinum Essential (Pros)

  • Health Returns Cover
  • Chronic Management Program
  • Mental Illness Cover
  • Home Care Treatment
  • Obesity Treatment

Activ Health Platinum Essential (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Health Platinum Essential (Other Benefits)

  • AYUSH Treatment Cover
  • Road Ambulance Cover
  • Health Check-Up Program
  • International Cover
  • Critical Illness Cover

Activ Health Platinum Essential (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - No Age Limit
  • SI - Unavailable
  • Waiting Period - 30 Days

comprehensive Plan

It is a comprehensive health insurance plan with 360-degree coverage for senior citizens. It supports your family members at every stage of their health.

Unique Benefits

  • Health Returns Available
  • Comprehensive Health Check-up
  • Up to 50% No Claim Bonus

Aditya Birla Activ Care Classic (Pros)

  • Personal Health Coach
  • AYUSH Treatment Cover
  • 21% Health Returns
  • Cashless Home Treatment
  • Day Care Treatment

Aditya Birla Activ Care Classic (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Aditya Birla Activ Care Classic (Other Benefits)

  • Nursing at Home
  • ICU Bed at Home
  • 586 Day Care Treatments
  • Domiciliary Hospitalization
  • ICU Expenses Cover

Aditya Birla Activ Care Classic (Eligibility Criteria)

  • Entry Age - 55 Years
  • Max Entry Age - 80 Years
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

comprehensive Plan

Aditya Birla Activ Fit

A health insurance plan designed especially for the youth. The plan provides protection and rewards for good health.

Unique Benefits

  • Affordable Premiums
  • Discounts Available
  • Travel Protect

Aditya Birla Activ Fit (Pros)

  • Maternity Cover
  • Binge Refill Feature
  • 10% Good Health Discount
  • Daily Cash Benefit
  • Day Care Treatment

Aditya Birla Activ Fit (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Aditya Birla Activ Fit (Other Benefits)

  • Up to 100% NCB
  • Health Check-up
  • Home Treatment
  • OPD Expense Cover
  • Premium Waiver Benefit

Aditya Birla Activ Fit (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 45 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Why choose Aditya Birla Health Insurance?

Aditya Birla Health Insurance is one of the best health insurance companies that work to provide a safety net for their customers. Listed Below are some of the benefits why you should choose Aditya Birla for your health insurance:

  • Dedicated Customer Support:
    Aditya Birla Health Insurance has a dedicated team of experts who aim to help you with the best knowledge. You can get your grievances and queries solved in no time.
  • Variety of Health Insurance Plans:
    Aditya Birla has a number of plans that can suit you all. You can choose the best one for you and your family.
  • Quality Network Hospital:
    Aditya Birla Health Insurance provides a wide network of more than 10500 network hospitals for you to access. You can avail the benefit of cashless claim benefits at these facilities.
  • Activ Health App:
    Aditya Birla's ActivHealth App can be your perfect health partner who has the capability to motivate you on your journey towards health and wellness. It can provide you with help and guidance at every stage of your fitness.
  • Chronic Management Program:
    ABC health insurance has some special programs that help you manage the cost of living with major conditions like asthma, high blood pressure, cholesterol, and diabetes. You can get day 1 cover for medical expenses in these four chronic conditions.
  • Lifetime Renewability Options:
    With Aditya Birla Health Insurance, you can get a lifetime renewability option. This means that you can avail the benefits, and there are no restrictions as to the maximum age at the time of your existing policy.
Aditya Birla Health Insurance Key Features

Know What is Covered - Inclusions

Emergency Ambulance Cover

In case of any emergency, you can book an ambulance, and transportation charges will be covered by the insurance.

Domiciliary Hospitalisation Expenses

This is the type of treatment that is taken home on the advice of doctors. ABC plans cover you against this kind of hospitalization.

Organ Donor Expenses

Your medical and surgical expenses incurred due to organ donation are being covered by the insurer.

Daycare Treatments

If there is a requirement for hospitalisation for less than 24 hours especially in the case of dialysis, eye surgery, sinusitis, etc, the expenses will be covered.

In-Patient Hospitalisation Expenses

With Aditya Birla Health Insurance plans your expenses that occurred due to any mishappening and requirement of hospitalization for more than 24 hours will be covered. These expenses included nursing, boarding, room rent, and other fees.

What is not Covered?- Exclusions

Cosmetic Surgery

Some surgeries like joint replacement, dental surgery, botox, and other cosmetic surgeries will not be covered by the insurance.

Venereal or STDs

Expenses incurred due to the treatments of such diseases as Venereal or STDs will not be covered by the insurance.

Self-Inflicting Injuries

Self-inflicting injuries like attempts to suicide, will not be covered in the insurance policy.

Injuries due to war

Injuries arising due to war, riot, nuclear threats, or strike will not be covered in the insurance policy.

Injuries due to Participation in Hazardous Activities

Injuries that occur due to indulging in any kind of hazardous activities such as paragliding, mountain climbing, and sky jumping will not be included in the ABC health Insurance policies.

What is the Waiting Period in Aditya Birla Health Insurance?

The waiting period is the duration in which you have to wait before making the claim. This waiting period applies from the date you buy the policy and lasts up to 15 days to 4 years depending upon policy to policy.

  • Initial Waiting Period
    This waiting period is incurred in the first 30 days from the policy commencements. You cannot file for a claim except for emergency hospitalization due to an accident.
  • Pre-existing disease waiting period
    As per IRDAI, pre-existing diseases are diseases that are diagnosed 48 months before you buy a health insurance plan. Diseases like diabetes, thyroid, hypertension, etc are some of the diseases in which waiting periods might occur.
  • Specific Diseases Waiting Period
    This type of waiting period occurs for a few diseases like cataracts, ENT Disorders, joint replacement surgery, mental illness, etc. The waiting period for these diseases can be up to 24 months depending on the type of plan you choose.
  • Maternity Benefit Waiting Period
    Maternity benefits usually start after 1 to 4 years of waiting period after buying health insurance. However, it totally depends upon the policy to policy. So, you need to plan your family accordingly.
  • Mental Illness Waiting Period
    There are many policies that provide coverage for mental illness these days but you can avail claim after a specific period of time. Usually, the waiting period for mental illness coverage is 1 to 4 years.

Factors to Consider While Buying A Health Insurance Plan

Choosing a health insurance plan can be complicated. But when you have an idea of what the plan is about and what are the things you need to consider before making the decision. Here are some of the factors that you should consider before buying a health insurance policy:

  • Individual or Family Floater Plan
    Whenever choosing a plan your first step should be to check whether your requirement is for yourself or for your family. Most of the time family floater plans are beneficial for those who want to secure their family as it is cheaper than the individual one.
  • Cover Amount
    We all know that with growing inflation, medical expenses are also increasing day by day. Therefore, having health insurance will help a lot to meet the expenses. In this, it is also necessary to choose a policy that offers maximum coverage and amount for your health claims.
  • Co-Payment Clause
    Every policy has some clauses that you need to follow. A co-payment clause is one of those clauses. This means that for every claim you make, you have to bear a certain percentage of the claim amount. So, you must check how much clause your policy is putting in.
  • Hospital Network
    Always check the list of hospitals included in your policy. Keep in mind what kind of medical facilities you might need in the future.
  • Waiting Period
    Look for the time period you need to wait before claiming the reimbursement. Some policies put a waiting period on critical illness as well, you need to check for that too.
  • Lifetime Renewal
    It might be possible that you need healthcare when you grow old. So, look for a policy that provides lifetime renewal options.
  • Compare the Premiums
    You should always choose the premium after comparing more than two policies. This thoughtful action will prevent you from paying a higher amount for lesser claims and vice versa.

Why Choose Online Procedure to Buy Mediclaim Policy?

Getting a medical insurance policy online from Policyx or directly from the company is full of benefits. Read below to know more:

  • Easy to Compare
    Online platforms give access to compare different Aditya Birla Health plans at the same place. You can pick the right one for you while comparing the premiums.
  • Buying Insurance within 5 minutes
    At an online platform you can choose and buy your policy within 5 minutes, without any hustle and bustle.
  • 24*7 Customer Service
    The experts are always at your service. No matter what the time is, you can contact them any time to clear your doubts.
  • Instant Quote
    With online accessibility, you can get quotations with one click. You can collect several quotes and choose the right one for you.

Benefits of Purchasing at an Early Age

Although, there are no specific age criteria for buying health insurance plans. But buying insurance at an early age is highly beneficial. Read below to get to know why buying health insurance at an early age is beneficial.

Benefits of Purchasing at an Early Age

Your premiums will be less at an early age.

Benefits of Purchasing at an Early Age

At an early age, a continuous cover with renewals will help you to go out with the waiting period.

Benefits of Purchasing at an Early Age

No medical test is required if you purchase health insurance at an early age.

Benefits of Purchasing at an Early Age

You can avail a no-claim bonus for every claim-free year.

Benefits of Purchasing at an Early Age

You do not need to share your medical bills as the co-payment is not applicable in this case.

How to Renew Health Insurance Policy?

To avail of the continuity of the benefits, you need to renew your health insurance policy on time. In the below content, you will get some simple steps on how to renew your health insurance policy.

  • Step 1

    You need to visit the Aditya Birla Health Insurance website to log in.

  • Step 2

    After you log in to the account, you need to click on the 'Renew' option.

  • Step 3

    Review the policy and fill in the necessary details.

  • Step 4

    Now choose the mode of payment and complete the payment.

  • Step 5

    Once the payment is done, your policy will be renewed instantly.

Health Banner

Health Banner

How to Claim?

These are the steps you need to know for filing your claim. Filing a Aditya Birla health insurance claim will become very easy if you choose the best and easiest way. That is why we have jotted down the steps you should follow to file a claim.

Cashless Claim Process

The cashless facility is only for policies that are purchased via a Third-Party Administrator (TPA).

  • Check the list of network hospitals from Aditya Birla's website. At the network hospital, show the cashless card of Aditya Birla Capital Health Insurance and valid ID proof like a Passport, PAN Card, Voting card, etc.
  • After the identification is done, the network hospital will send the cashless hospitalization request form to Aditya Birla. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization).
  • Aditya Birla will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail.
  • Once done, the payment will be made to the network hospital.

Reimbursement Claim Process

If you are admitted to a non-network hospital, you have to pay the hospital directly after the treatment is done.

  • To file a claim, submit the following documents to Aditya Birla within 15 days of discharge:

    1. Claim form (Part A & B)

    2. Health card

    3. KYC documents

    4. Original discharge summary

    5.Hospital bills

    6.The invoice with payment receipt

    7.All consultation papers

    8.Others

  • After reviewing the documents, Aditya Birla will take the appropriate decision and if approved, the amount will be reimbursed through NEFT to the registered bank account.

Note- You need to inform the company within 48 hours (in case of emergency hospitalization) and 3 days before your admission (for planned hospitalization)

Claim Process

Once you submit the claim intimation, the company will start their work of verification. They might assign a field doctor if required for this process. After completing the verification process, you will get the claim immediately.

Documents required while filing the claim

While filing the claim for health insurance at Aditya Birla, you need to be prepared with the documents listed below:

  • Duly filled form provided by the company.
  • Reports of actual investigations
  • The hospitalization order from the doctor
  • FIR or an autopsy report (if necessary)
  • Final hospital discharge summary
  • Reports and invoices for all diagnostic tests
  • The pharmacy's invoices and the original prescription
  • Properly filled out and officially signed claim form from the policyholder
  • The discharge statement, as well as the authentic invoices and receipts
  • Authenticated hospital bills and a photo ID are required
  • The type of surgery performed, together with the invoice and receipt from the surgeon
  • Genuine consultation notes and a report from the treating physician
  • Test results as well as a report from the physician or surgeon
  • The policyholder's bank account information and a voided check to transfer the claim amount
  • The pharmacy's invoices and the original prescription
  • The insured's and the policyholder's identification documents.

How to Calculate the Premiums?

You can calculate your health insurance premiums online at Policyx. This Aditya Birla Health premium calculator is a tool that is designed to enable some potential buyers to estimate the premiums that they need to pay.

Activ Health Platinum

Plan Variants Enhanced Essential Premiere
Premium Payable (in Rs.) 13,690 10,116 54,198

* Premiums calculated for a 30-year old, non-smoker male. Chosen plan option is "Life Cover only" with a premium payment term of 40 years.

Activ Assure Diamond

Plan Variants 1A 2 A 2A + 2C
Premium Payable (in Rs.) 7,919 15,046 25,751

* Premiums calculated for a 30-year old, non-smoker male. The chosen premium paying term and policy cover is of 10 years.

Activ Secure Critical Illness Plan

Plan Variants Plan 1 Plan 2 Plan 3
Premium Payable (in Rs.) 5,463 7,299 8,023

* Premiums calculated for a 30-year old, non-smoker male. The chosen premium paying term and policy cover is of 10 years.

Aditya Birla Top-Up Plans

Your general health insurance might not be able to cover all the expenses. But do not worry, top-up plans are there. This is the most important add-on feature that you can avail. These plans have their own benefits and features, which you can avail of by paying regular premiums. You can calculate your premiums at Aditya Birla Premium Calculator or you can contact Policyx experts to know more. Currently, the company is providing one top-up plan which is:

  • ABHI super health plus top-up plan

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present nationwide. With a wide network of over 10051+ cashless hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Aditya Birla Health Insurance Buying Process

For buying an Aditya Birla Health Insurance policy, one has two options. Either they can purchase directly from the website or can buy from PolicyX.com.

Buy from the Company

  • Visit the official website of the company. Click on the 'Health Insurance' option under that sub-title.
  • You will then be redirected to the Health.
  • Enter all the required details and your health insurance premium amount will be displayed on the screen.
  • Once you pay the premium online, you will get all the policy documents at your registered email address.

Buy from PolicyX

  • Fill in the details in the 'Calculate Premium' form.
  • The next page will show all the available plans.
  • Choose the Aditya Birla health plan and click on 'Buy Now'.
  • Pay the premium and your policy document will be shared with you on your registered email id.

Choose Policyx for all your Aditya Birla Health Insurance-related queries. We are:

  • IRDAI Approved:The Insurance Regulatory Development Authority of India (IRDAI) is a regulatory body created to protect the policyholder's interest. PolicyX.com follows all the guidelines and protocols approved by the IRDAI.
  • Free Comparison Service: With PolicyX.com, you can easily compare the best Health Plans in India without paying any extra amount.
  • Compare 15 Companies in 30 Seconds: With us, you can compare up to 15 companies in just a few seconds.
  • Buy Insurance within 5 mins: With PolicyX.com, you can buy your policy online without any hassles. We offer an easy 4-step online buying process that allows you to buy your policy without any trouble.
  • 24*7 Customer Service: The experts of PolicyX.com are always available to resolve any of your insurance-related queries.
  • Free Future Claim Assistance: Our team will assist you at every step of your claim process. Be it claim intimation, documentation, or any other process, we are always there to help.
Why Should You Buy the Aditya Birla Health Insurance Plan from Policyx.com?

End Note-Contact Details

Aditya Birla is a dedicated insurance company that works 24*7 for customer case support. They make sure to resolve all the customer queries, no matter what time. For a branch-wise contact detail, you can read more about Aditya Birla Health Insurance Customer Care.

Customer care number: 18002702700

healthinsurance@adityabirlacapital.com

Whatsapp No. 8828800035

Aditya Birla Health Insurance: FAQs

1. Does Aditya Birla Activ Health Platinum offer a Cashless Facility?

Yes. One can avail of the cashless facility under both the variants of Activ Health Platinum Plan (Activ Health Enhanced and Activ Health Essential), provided that the hospital chosen should fall under the Aditya Birla Health Insurance network hospitals.

2. Will my claim be paid if my policy is in the Grace Period?

No, the company is not liable to pay any claim that occurs during the grace period.

3. Are there any sub-limits for the room rent and ICU in Activ Care policy?

No, there are no sub-limits for the room rent & ICU under the Activ care policy. The insured gets the rooms based upon the plan (s)he has chosen.

4. Can I upgrade my room under the Activ Assure Diamond Plan?

Under this plan, the policyholders have the freedom to choose their preferred room types. However, the option is applicable only on the sum insured of Rs. 5 Lakhs or above.

5. Does Aditya Birla Medical Insurance offer maternity cover?

Yes, there are some plans such as Aditya Birla Active Health that offer maternity coverage. This policy covers the maternity-related expenses incurred on both the mother and the baby, vaccination, etc.

6. How can I port my Aditya Birla Health Insurance Policy?

You can port your Aditya Birla Health Insurance plan at the time of renewal. All you need to do is intimate the company with the below-mentioned documents that are required to be presented for portability in Aditya Birla Health Insurance:

  • Plan's proposal form
  • Portability form
  • Copy of expiring health insurance policy
  • Copy of renewal notice

7. How can I make changes in my Aditya Birla Health Insurance policy?

To view or edit your policy you need to follow the simple process:

Click on customer support->View/Change Policy Details->Member Details ->Edit->Date of Birth->Save

8. What is the claim process for Aditya Health Insurance policies?

Follow the steps given below for the claim process:

  • Check the list of network hospitals from Aditya Birla's website. At the network hospital, show the cashless card of Aditya Birla Capital Health Insurance and valid ID proof like Passport, PAN Card, Voting card, etc.
  • After the identification is done, the network hospital will send the cashless hospitalization request form to Aditya Birla. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization).
  • Aditya Birla will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail.
  • Once done, the payment will be made to the network hospital.

9. How can I calculate the premium for Aditya Birla Health Insurance policy?

With the help of an online calculator, one can easily check their Aditya Birla Mediclaim policies premium. With this calculator, one can calculate their premium online and can get an idea of how much he needs to pay annually.

10. How many network hospitals do Aditya Birla Health Insurance policies have?

With over 10051+ network hospitals, Aditya Birla Health Insurance company ensures to offer you a stress-free cashless facility.

11. Can I buy Aditya Health Insurance policy for my 4-year-old kid?

Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.

12. When should a reimbursement claim request be submitted?

Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.

13. What is the period in which Aditya Birla Health Insurance settles claims?

Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

14. How do I get a list of network providers of Aditya Birla Health Insurance?

To get a list of network providers of Aditya Birla, visit the Network hospital page of policyX.com. Fill in your details and the page will show the network hospitals in your vicinity.

15.How are Aditya Birla Health Returns calculated?

The company has made a free Health Assessment test called the MER (including blood pressure, body mass index, smoking status, and HWR), fasting blood sugar, and total cholesterol, which will be performed at least once per policy year in order to calculate the Healthy Heart Score.

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Aditya Birla Health Insurance Reviews

Read what our customers have to say about Aditya Birla health insurance company and Aditya Birla health mediclaim policy.

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Arti Sinha

Chennai

1 days ago

My search for the best health insurance ended with Aditya Birla Activ One Nxt health insurance suggested by PolicyX insurance experts. I am more than satisfied with the health plan

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Ritu

Bhopal

February 16, 2024

PolicyX insurance experts helped me enjoy the full potential of my Aditya Birla Health Insurance plan by informing me of all the impressive wellness benefits provided by the insurer.

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Nishtha Holkar

Mysore

February 16, 2024

I was looking for the best critical illness health insurance that can provide adequate coverage for cancer treatments. PolicyX insurance experts pointed me in the right direction with Aditya Bi...

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Nishant Tanwar

Dehradun

February 16, 2024

PolicyX customer service answered all my queries regarding Aditya Birla Activ Health Platinum Enhanced patiently. I am very satisfied with my policy purchase.

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Vivek

Hyderabad

February 14, 2024

When I was confused about opting for a separate senior citizen health plan or including my parents in a family floater health plan PolicyX helped me find the right fit with Aditya Birla Health ...

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Sunjyot Kapoor

Chandigarh

February 2, 2024

PolicyX helped me settle Aditya Birla& 039;s Health plan claim during my hospitalization in a non-network hospital smoothly without any issues.

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Ritika Pandey

Jaipur

February 2, 2024

After careful comparison and amazing suggestions from PolicyX insurance experts, I finalized Aditya Birla Health Insurance for my family’s health care and have been associated with the br...

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Pooja Bansal

Goa

October 4, 2023

Policyx.com s support was instrumental in my decision to purchase Aditya Birla Health Insurance. I couldn t be happier with my choice!

View All Aditya Birla Health Insurance Reviews

Simran Saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.