Aditya Birla Health Insurance

Yes. One can avail of the cashless facility under both the variants of Activ Health Platinum Plan (Activ Health Enhanced and Activ Health Essential), provided that the hospital chosen should fall under the Aditya Birla Health Insurance network hospitals.

No, the company is not liable to pay any claim that occurs during the grace period.

No, there are no sub-limits for the room rent & ICU under the Activ care policy. The insured gets the rooms based upon the plan (s)he has chosen.

Under this plan, the policyholders have the freedom to choose their preferred room types. However, the option is applicable only on the sum insured of Rs. 5 Lakhs or above.

Yes, there are some plans such as Aditya Birla Active Health that offer maternity coverage. This policy covers the maternity-related expenses incurred on both the mother and the baby, vaccination, etc.

You can port your Aditya Birla Health Insurance plan at the time of renewal. All you need to do is intimate the company with the below-mentioned documents that are required to be presented for portability in Aditya Birla Health Insurance:

• Plan's proposal form
• Portability form
• Copy of expiring health insurance policy
• Copy of renewal notice

To view or edit your policy you need to follow the simple process:

Click on customer support->View/Change Policy Details->Member Details ->Edit->Date of Birth->Save

Follow the steps given below for the claim process:

• Check the list of network hospitals from Aditya Birla's website. At the network hospital, show the cashless card of Aditya Birla Capital Health Insurance and valid ID proof like Passport, PAN Card, Voting card, etc.
• After the identification is done, the network hospital will send the cashless hospitalization request form to Aditya Birla. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization).
• Aditya Birla will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail.
• Once done, the payment will be made to the network hospital.

With the help of an online calculator, one can easily check their Aditya Birla Mediclaim policies premium. With this calculator, one can calculate their premium online and can get an idea of how much he needs to pay annually.

With over 10051+ network hospitals, Aditya Birla Health Insurance company ensures to offer you a stress-free cashless facility.

Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.

Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.

Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

To get a list of network providers of Aditya Birla, visit the Network hospital page of policyX.com. Fill in your details and the page will show the network hospitals in your vicinity.

The company has made a free Health Assessment test called the MER (including blood pressure, body mass index, smoking status, and HWR), fasting blood sugar, and total cholesterol, which will be performed at least once per policy year in order to calculate the Healthy Heart Score.