Network hospitals
10500+
Claim settlement ratio
99.41%
Sum insured
2 CR
No. of Plans
11
Solvency Ratio
1.9
Pan India Presence
2300+
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
Network hospitals
10500+
Claim settlement ratio
99.41%
Sum insured
2 CR
No. of Plans
11
Solvency Ratio
1.9
Pan India Presence
2300+
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
Aditya Birla Health Insurance Company Limited a subsidiary of Aditya Birla Capital Ltd, is a financial service organisation of the Aditya Birla Group. In 2015 Aditya Birla Group shook hands with MMI Holding of South Africa, to create a joint venture, ABHICL. In 2016 Aditya Birla Group introduced a health insurance company, and since then Aditya Birla has shown a strong presence across asset management, corporate lending, life insurance, and much more. With over 17,000 employees, around 2 lakh agents, and several channel partners, the has become a nationwide presenter.
Aditya Birla Health Insurance offers a wide range of plans that aim to provide financial protection in an emergency. Some of the benefits that Aditya Birla Health Insurance plans offer are cashless treatments, ambulance charges, AYUSH treatment, and much more. Also, the company rewards discounted premiums if you keep yourself healthy. This is a way to make sure that the person stays healthy and should meet their health goals.
Aditya Birla Health Insurance
Aditya Birla Health Insurance Plan Detailed Review
Aditya Birla Health Insurance Plan 2023
Aditya Birla Health Insurance Review
In less than a decade, Aditya Birla Health Insurance has won many awards and achievements. Let us have a look:
Cashless Claim Settlement | 15 days |
Minimum Entry Age | 3 Months |
Maximum Entry Age | 65 years |
Sum Insured | Up to Rs. 2 Crores |
Network Hospital | More than 10500 |
Tax Benefits | Upto Rs. 1 Lakh |
Solvency Ratio (2021-22) | 1.9 % |
Claim Settlement Ratio (2021-22) | 99.41% |
Ambulance Expenses | Covered |
Coverage for Accidents | Yes |
Aditya Birla offers a huge number of medical insurance policies. These healthcare safety net products are specifically designed to meet your requirements at the easiest. To make every policy visible to the customers, we at Policyx have curated a list for you to choose the best:
Affordable
Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.
Unique Benefits
Standard
A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.
Unique Benefits
comprehensive Plan
The plan offers comprehensive coverage with health return benefits, COVID-19 coverage, a chronic management program, and more.
Unique Benefits
Super top-up
A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.
Unique Benefits
Cancer Plan
Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.
Unique Benefits
Accident Plan
The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.
Unique Benefits
Critical Plan
The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.
Unique Benefits
Platinum Plan
A unique Plan with features such as a chronic management program, modern treatments, covid-19, and more.
Unique Benefits
Illness Plan
An Insurance plan that covers you against chronic illnesses like asthma, high blood pressure, high cholesterol, and diabetes.
Unique Benefits
comprehensive Plan
It is a comprehensive health insurance plan with 360-degree coverage for senior citizens. It supports your family members at every stage of their health.
Unique Benefits
comprehensive Plan
A health insurance plan designed especially for the youth. The plan provides protection and rewards for good health.
Unique Benefits
Aditya Birla Health Insurance is one of the best health insurance companies that work to provide a safety net for their customers. Listed Below are some of the benefits why you should choose Aditya Birla for your health insurance:
In case of any emergency, you can book an ambulance, and transportation charges will be covered by the insurance.
This is the type of treatment that is taken home on the advice of doctors. ABC plans cover you against this kind of hospitalization.
Your medical and surgical expenses incurred due to organ donation are being covered by the insurer.
If there is a requirement for hospitalisation for less than 24 hours especially in the case of dialysis, eye surgery, sinusitis, etc, the expenses will be covered.
With Aditya Birla Health Insurance plans your expenses that occurred due to any mishappening and requirement of hospitalization for more than 24 hours will be covered. These expenses included nursing, boarding, room rent, and other fees.
Some surgeries like joint replacement, dental surgery, botox, and other cosmetic surgeries will not be covered by the insurance.
Expenses incurred due to the treatments of such diseases as Venereal or STDs will not be covered by the insurance.
Self-inflicting injuries like attempts to suicide, will not be covered in the insurance policy.
Injuries arising due to war, riot, nuclear threats, or strike will not be covered in the insurance policy.
Injuries that occur due to indulging in any kind of hazardous activities such as paragliding, mountain climbing, and sky jumping will not be included in the ABC health Insurance policies.
The waiting period is the duration in which you have to wait before making the claim. This waiting period applies from the date you buy the policy and lasts up to 15 days to 4 years depending upon policy to policy.
Choosing a health insurance plan can be complicated. But when you have an idea of what the plan is about and what are the things you need to consider before making the decision. Here are some of the factors that you should consider before buying a health insurance policy:
Getting a medical insurance policy online from Policyx or directly from the company is full of benefits. Read below to know more:
Although, there are no specific age criteria for buying health insurance plans. But buying insurance at an early age is highly beneficial. Read below to get to know why buying health insurance at an early age is beneficial.
Your premiums will be less at an early age.
At an early age, a continuous cover with renewals will help you to go out with the waiting period.
No medical test is required if you purchase health insurance at an early age.
You can avail a no-claim bonus for every claim-free year.
You do not need to share your medical bills as the co-payment is not applicable in this case.
To avail of the continuity of the benefits, you need to renew your health insurance policy on time. In the below content, you will get some simple steps on how to renew your health insurance policy.
Step 1
You need to visit the Aditya Birla Health Insurance website to log in.
Step 2
After you log in to the account, you need to click on the 'Renew' option.
Step 3
Review the policy and fill in the necessary details.
Step 4
Now choose the mode of payment and complete the payment.
Step 5
Once the payment is done, your policy will be renewed instantly.
These are the steps you need to know for filing your claim. Filing a Aditya Birla health insurance claim will become very easy if you choose the best and easiest way. That is why we have jotted down the steps you should follow to file a claim.
The cashless facility is only for policies that are purchased via a Third-Party Administrator (TPA).
If you are admitted to a non-network hospital, you have to pay the hospital directly after the treatment is done.
1. Claim form (Part A & B)
2. Health card
3. KYC documents
4. Original discharge summary
5.Hospital bills
6.The invoice with payment receipt
7.All consultation papers
8.Others
Note- You need to inform the company within 48 hours (in case of emergency hospitalization) and 3 days before your admission (for planned hospitalization)
Once you submit the claim intimation, the company will start their work of verification. They might assign a field doctor if required for this process. After completing the verification process, you will get the claim immediately.
While filing the claim for health insurance at Aditya Birla, you need to be prepared with the documents listed below:
You can calculate your health insurance premiums online at Policyx. This Aditya Birla Health premium calculator is a tool that is designed to enable some potential buyers to estimate the premiums that they need to pay.
Plan Variants | Enhanced | Essential | Premiere |
Premium Payable (in Rs.) | 13,690 | 10,116 | 54,198 |
* Premiums calculated for a 30-year old, non-smoker male. Chosen plan option is "Life Cover only" with a premium payment term of 40 years.
Plan Variants | 1A | 2 A | 2A + 2C |
Premium Payable (in Rs.) | 7,919 | 15,046 | 25,751 |
* Premiums calculated for a 30-year old, non-smoker male. The chosen premium paying term and policy cover is of 10 years.
Plan Variants | Plan 1 | Plan 2 | Plan 3 |
Premium Payable (in Rs.) | 5,463 | 7,299 | 8,023 |
* Premiums calculated for a 30-year old, non-smoker male. The chosen premium paying term and policy cover is of 10 years.
Your general health insurance might not be able to cover all the expenses. But do not worry, top-up plans are there. This is the most important add-on feature that you can avail. These plans have their own benefits and features, which you can avail of by paying regular premiums. You can calculate your premiums at Aditya Birla Premium Calculator or you can contact Policyx experts to know more. Currently, the company is providing one top-up plan which is:
Aditya Birla Health Insurance Network Hospitals are present nationwide. With a wide network of over 10051+ cashless hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
For buying an Aditya Birla Health Insurance policy, one has two options. Either they can purchase directly from the website or can buy from PolicyX.com.
Aditya Birla is a dedicated insurance company that works 24*7 for customer case support. They make sure to resolve all the customer queries, no matter what time. For a branch-wise contact detail, you can read more about Aditya Birla Health Insurance Customer Care.
Customer care number: 18002702700
healthinsurance@adityabirlacapital.com
Whatsapp No. 8828800035
Yes. One can avail of the cashless facility under both the variants of Activ Health Platinum Plan (Activ Health Enhanced and Activ Health Essential), provided that the hospital chosen should fall under the Aditya Birla Health Insurance network hospitals.
No, the company is not liable to pay any claim that occurs during the grace period.
No, there are no sub-limits for the room rent & ICU under the Activ care policy. The insured gets the rooms based upon the plan (s)he has chosen.
Under this plan, the policyholders have the freedom to choose their preferred room types. However, the option is applicable only on the sum insured of Rs. 5 Lakhs or above.
Yes, there are some plans such as Aditya Birla Active Health that offer maternity coverage. This policy covers the maternity-related expenses incurred on both the mother and the baby, vaccination, etc.
You can port your Aditya Birla Health Insurance plan at the time of renewal. All you need to do is intimate the company with the below-mentioned documents that are required to be presented for portability in Aditya Birla Health Insurance:
To view or edit your policy you need to follow the simple process:
Click on customer support->View/Change Policy Details->Member Details ->Edit->Date of Birth->Save
Follow the steps given below for the claim process:
With the help of an online calculator, one can easily check their Aditya Birla Mediclaim policies premium. With this calculator, one can calculate their premium online and can get an idea of how much he needs to pay annually.
With over 10051+ network hospitals, Aditya Birla Health Insurance company ensures to offer you a stress-free cashless facility.
Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.
Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.
Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.
To get a list of network providers of Aditya Birla, visit the Network hospital page of policyX.com. Fill in your details and the page will show the network hospitals in your vicinity.
The company has made a free Health Assessment test called the MER (including blood pressure, body mass index, smoking status, and HWR), fasting blood sugar, and total cholesterol, which will be performed at least once per policy year in order to calculate the Healthy Heart Score.
Compare Aditya Birla Health Insurance mediclaim policies with other top insurers in India.
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Read what our customers have to say about Aditya Birla health insurance company and Aditya Birla health mediclaim policy.
Mahesh Gill
Dehradun
March 15, 2024
As we have a long history of mental illness, I was looking for a senior citizen plan that covers mental illness treatment cost. The PolicyX team helped me purchase the Aditya Birla Activ Health...
Kartik Shehrawat
Vijayawada
March 14, 2024
Aditya Birla Health Insurance offered me the best renewal discounts at the time of policy renewal, a huge thanks to PolicyX for their useful guidance.
Shefali Shah
Pune
February 28, 2024
I was having trouble with the claim settlement process, but PolicyX stepped in and helped me settle my Aditya Birla Health Insurance claim ASAP.
Arti Sinha
Chennai
February 26, 2024
My search for the best health insurance ended with Aditya Birla Activ One Nxt health insurance suggested by PolicyX insurance experts. I am more than satisfied with the health plan
Ritu
Bhopal
February 16, 2024
PolicyX insurance experts helped me enjoy the full potential of my Aditya Birla Health Insurance plan by informing me of all the impressive wellness benefits provided by the insurer.
Nishtha Holkar
Mysore
February 16, 2024
I was looking for the best critical illness health insurance that can provide adequate coverage for cancer treatments. PolicyX insurance experts pointed me in the right direction with Aditya Bi...
Nishant Tanwar
Dehradun
February 16, 2024
PolicyX customer service answered all my queries regarding Aditya Birla Activ Health Platinum Enhanced patiently. I am very satisfied with my policy purchase.
Vivek
Hyderabad
February 14, 2024
When I was confused about opting for a separate senior citizen health plan or including my parents in a family floater health plan PolicyX helped me find the right fit with Aditya Birla Health ...
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.
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