Aditya Birla Activ One Max Plan

Overview

Activ One MAX is another variant of Aditya Birla's Activ One policy. This plan offers notable features, including the flexibility to choose members under one policy. You can also earn up to a 100% discount on renewal premiums by maintaining a healthy lifestyle. Activ One MAX provides comprehensive coverage with an exceptional bonus system and built-in consumable coverage. Read more to understand the features and benefits of the plan.

Family Members Covered

This health insurance plan can cover you and your family, including:

• Your spouse
• Son
• Daughter
• Brother
• Sister
• Grandson
• Granddaughter
• Son-in-law
• Daughter-in-law
• Brother-in-law
• Sister-in-law
• Nephew
• Niece
• Parents
• Parents-in-law
• And even your live-in partner

Aditya Birla Activ One MAX Policy Benefits

Here are some benefits that make the Aditya Birla Activ One MAX plan a strong contender in the insurance market:

HealthReturns

Maintain a healthy lifestyle and earn up to 100% of your premium back. By walking 10,000 steps or burning 300 calories a day, you can secure your health and potentially pay nothing for your next renewal.

Complete Hospital Bill Coverage

With the 'Claim Protect' feature, you can set aside worries about non-medical expenses. This plan offers complete coverage, from hospital bills to non-medical costs, allowing you to focus on your health and well-being.

Unlimited Hospitalisation Expenses

The Activ One MAX plan removes room rent capping, giving you flexibility in your choice of hospital room. It also covers ambulance costs, ICU treatment, organ donor expenses, mental illness treatment, and other related hospitalization expenses.

Unlimited Refill of Sum Insured

The Super Reload benefit allows you to refill your base sum insured from the second claim onwards, ensuring continuous coverage.

6X Cover by the 6th Year

Renew your policy annually to see your coverage grow. The plan increases your coverage by 100% of the base sum insured each year, up to a maximum of 500% (or 3 crores). This bonus is applied irrespective of your claim history.

Exclusions

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• Investigation and evaluation
• Maternity expenses
• Cosmetic plastic surgery
• Non-medical expenses
• A 30-day initial waiting period for hospitalizations, unless due to an accident.
• A 3-year waiting period for any pre-existing diseases declared at the time of policy purchase.
• A 2-year waiting period for a specified list of diseases before claims can be made.

Conclusion

Aditya Birla Health Insurance Company is a joint venture between the Aditya Birla Group and MMI Holdings from South Africa. They have secured over 2.5 crore lives, settling more than 21 lakh claims with an impressive claim settlement ratio of 96%.

Investing in the Aditya Birla Activ One MAX plan offers peace of mind, knowing your family's health is protected. With its extensive coverage and potential for renewal discounts, this plan empowers you to focus on recovery while Aditya Birla manages the financial burden. Explore the plan further to discover how it can safeguard your family's well-being. Visit PolicyX.com for expert advice.