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Aditya Birla Group Health Insurance
Aditya Birla Group health insurance offers options like Aditya Birla Group Activ Health, Activ Secure, and Activ Travel. Group health insur…
- 92.97% claim settlement ratio
- Day 1 coverage
- Up to 30% health returns
Aditya Birla Health Insurance
Aditya Birla Global Health Secure Plan
This plan is designed to give you global coverage. You can avail treat ...Read More
Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,711 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
✅ 96% claim settlement
About Aditya Birla Global Health Secure Plan
A quick read on what this Aditya Birla Health Insurance plan covers and why it might be a fit for you.
Aditya Birla Global Health Secure is an international health insurance plan designed to cover treatment for major critical illnesses outside India. It allows you to access cashless treatment at global hospitals, along with coverage for travel, accommodation, and related medical expenses. The plan focuses on providing access to advanced healthcare facilities and specialists worldwide for listed serious conditions like cancer and heart diseases.
Key highlights:
- Treatment for 16 major illnesses
- Cashless hospitalization across a global network hospitals
- International travel and accommodation expenses cover
- Organ donor cover
- Visa documentation guidance
Please note, this global health insurance plan is available only for those who already have a domestic health insurance indemnity policy (mandatory in India), the sum insured of which should be INR 10 Lakhs or more. There is no age limit for renewing the policy, meaning you can renew your policy after each completed policy tenure. It helps you maintain your health while traveling globally and protects you from financial strain.
This plan page details the eligibility criteria, benefits, exclusions, and other aspects of the Aditya Birla Global Health Secure policy. Scroll below to learn more!
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
Child: 91 days - 5 years; Adult: 18 - 65 years
Plan type
Individual
Sum insured options
₹3 L, ₹6 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1/2/3 years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- In-patient Treatment Cover
- Post-hospitalization Cover
- Accommodation Expenses
- Travel Expenses Cover
Cons
- Floater Option Not Available
- Change of Gender Treatments
- Alcoholism/Drug Use Cover
- Hazardous or Adventure Sports
- Maternity Not Covered
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Covered
- Day-care treatment Covered
- OPD charges Covered
- Covid-19 treatment Covered
- Cataract Not covered
Bonuses & restoration
- No-claim bonus Covered
- Automatic restoration of SI Covered
- Daily hospital cash Covered
Family & special care
- Maternity cover Covered
- New-born baby cover Covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Not covered
- E-consultation Not covered
- Health check-up Covered
- Second medical opinion Not covered
- Vaccination Covered
Conditions & global
- Co-payment Not covered
- Sub-limits Not covered
- Compassionate travel Not covered
- Global coverage Not covered
Aditya Birla Global Health Secure Plan Benefits
Aditya Birla Global Health Secure Plan offers a range of benefits to insured individuals. These include:
-
Optional Covers
Insured individuals can avail of optional covers along with the base cover under the Aditya Birla Global Health Secure Plan. Some of the optional cover features include Travel Protect (domestic cover), Premium Waiver, EMI Protection, OPD Expenses, Super No-Claim Bonus, and more.
-
Value Added Benefits
Aditya Birla Activ Fit encourages insured individuals to maintain a healthy lifestyle by providing multiple lifestyle-enhancing benefits. The plan provides features like health assessment, health returns, and mental health assessment programs.
-
Tax Benefits
Aditya Birla Global Health Secure Plan is eligible for tax benefits under the Income Tax Act, 1961. Policyholders paying premiums for the plan can avail tax benefits.
-
Binge Refill Benefit
Under this benefit, the Aditya Birla Global Health Secure Plan offers a refill of the sum insured an unlimited number of times during the policy year. If the sum insured is exhausted or insufficient due to previous claims, this benefit acts as a financial safety net.
-
Multiple Discounts
Under the Aditya Birla Global Health Secure Plan, insured individuals are eligible for various discounts such as early bird, good health, family, and long-term discounts.
Aditya Birla Health Insurance Network Hospital List
Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Obesity or weight-control-related surgeries
- Change of gender treatments
- Maternity-related expenses
- Cosmetic or plastic surgeries
- Treatment for substance abuse
- Sterility and infertility treatments
- Pre-Existing Diseases: 48 Months
- Listed Ailments: 24 Months
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Entry Age: 91 days: 65 years; Sum Insured: Up to INR 6 Cr; Waiting Period: 30 Days
Other features & benefits
Summary
In an increasingly globalized world, your health insurance should keep pace. The Aditya Birla Global Health Secure plan addresses the need for international healthcare coverage. It offers international treatment and e-opinion benefits, ensuring peace of mind when traveling outside India.
We hope this guide has helped you understand the specifications of the Aditya Birla Global Health Secure insurance plan. If you need any further help, call us at 1800 4200 269 or click 'Get a Quote' to connect with our insurance advisors.
Aditya Birla Global Health Secure Plan: FAQs
The 5 most-asked questions about Aditya Birla Global Health Secure Plan, answered.
The major benefits of this plan are as follows: International in-patient hospitalization Post-hospitalization expenses cover Covers 16 major illnesses Repatriation of mortal remains International second e-opinion Travel and accommodation cover Visa documentation guidance Organ donor expense, and so on.
Yes, this plan covers in-patient treatment costs on a cashless basis.
Cancer Treatment Coronary Artery By-Pass surgery Heart Valve Replacement Major Organ Transplantation Bone Marrow Transplant Neurosurgery Pulmonary Artery Graft Surgery Aorta Graft Surgery Coronary Artery By-Pass surgery post occurrence of Myocardial Infraction Surgical treatment for Stroke Surgical treatment for Benign Brain tumour Lung Transplant Surgery in case of End-Stage Lung Disease Kidney Transplant Surgery in case of the End Stage Renal Failure Skin grafting surgery for Major Burns Surgical treatment of Coma Surgery for Pheochromocytoma
These are the available discount options for Aditya Birla Global Health Secure policy: 2-year policy- 7.5% 3-year policy- 10%
An individual who is a resident of India and has a domestic health insurance indemnity policy with an SI value of INR 10 Lakhs and above can buy this policy.
Conclusion
Aditya Birla Global Health Secure is a specialized global health plan best suited for individuals se
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