Aditya Birla Global Health Secure Plan

Overview

Aditya Birla Global Health Secure is an international health insurance plan designed to cover treatment for major critical illnesses outside India. It allows you to access cashless treatment at global hospitals, along with coverage for travel, accommodation, and related medical expenses. The plan focuses on providing access to advanced healthcare facilities and specialists worldwide for listed serious conditions like cancer and heart diseases.

Key Highlights

• Treatment for 16 major illnesses
• Cashless hospitalization across a global network of hospitals
• International travel and accommodation expenses cover
• Organ donor cover
• Visa documentation guidance

Please note, this global health insurance plan is available only for those who already have a domestic health insurance indemnity policy (mandatory in India), the sum insured of which should be INR 10 Lakhs or more. There is no age limit for renewing the policy, meaning you can renew your policy after each completed policy tenure. It helps you maintain your health while traveling globally and protects you from financial strain.

This plan page details the eligibility criteria, benefits, exclusions, and other aspects of the Aditya Birla Global Health Secure policy. Scroll below to learn more!

Aditya Birla Global Health Secure Plan Benefits

• Optional Covers

  Insured individuals can avail of optional covers along with the base cover under the Aditya Birla Global Health Secure Plan. Some of the optional cover features include Travel Protect (domestic cover), Premium Waiver, EMI Protection, OPD Expenses, Super No-Claim Bonus, and more.

• Value Added Benefits

  Aditya Birla Activ Fit encourages insured individuals to maintain a healthy lifestyle by providing multiple lifestyle-enhancing benefits. The plan provides features like health assessment, health returns, and mental health assessment programs.

• Tax Benefits

  Aditya Birla Global Health Secure Plan is eligible for tax benefits under the Income Tax Act, 1961. Policyholders paying premiums for the plan can avail tax benefits.

• Binge Refill Benefit

  Under this benefit, the Aditya Birla Global Health Secure Plan offers a refill of the sum insured an unlimited number of times during the policy year. If the sum insured is exhausted or insufficient due to previous claims, this benefit acts as a financial safety net.

• Multiple Discounts

  Under the Aditya Birla Global Health Secure Plan, insured individuals are eligible for various discounts such as early bird, good health, family, and long-term discounts.

Exclusions

• Obesity or weight-control-related surgeries
• Change of gender treatments
• Maternity-related expenses
• Cosmetic or plastic surgeries
• Treatment for substance abuse
• Sterility and infertility treatments
• Pre-Existing Diseases: 48 Months
• Listed Ailments: 24 Months

Summary

In an increasingly globalized world, your health insurance should keep pace. The Aditya Birla Global Health Secure plan addresses the need for international healthcare coverage. It offers international treatment and e-opinion benefits, ensuring peace of mind when traveling outside India.

We hope this guide has helped you understand the specifications of the Aditya Birla Global Health Secure insurance plan. If you need any further help, call us at 1800 4200 269 or click 'Get a Quote' to connect with our insurance advisors.