Aditya Birla Activ Health Platinum Premiere

Overview

The Activ Health Platinum Premiere plan is a variant of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergencies and encourages you to maintain holistic health. It offers exclusive benefits like HealthReturns™, organ donor expenses, a second opinion for listed critical illnesses, physiotherapy after hospitalization for speedy recovery, a chronic issues management program, coverage for treatment against COVID-19, and much more.

The Super Reload benefit of this plan allows you to get continued coverage for your health and wellness needs if the sum insured is not enough to cover medical expenses. The Aditya Birla Activ Health Platinum Premiere policy has a lot more to offer; read further to know more.

Benefits of Buying Aditya Birla Activ Health Platinum Premiere Plan

What can you get from this plan? Read further to learn more about the benefits of the Activ Health Platinum Premiere policy:

• Up to 100% Premium as HealthReturns™

  If you are concerned about getting all healthcare facilitation without paying any premium, stay healthy. This will help you get back up to 100% of your paid premium.

• Expert Health Coach

  You get expert coaching to maintain your holistic health, including fitness, nutritional, homeopathy consultations, mental, and medical guidance.

• Post-Hospitalization Physiotherapy

  To speed up recovery after treatment for a health issue, policyholders can also avail of physiotherapy sessions after discharge.

• Mental Illness Hospitalization Cover

  Listed mental illnesses mentioned in policy documents are covered for pre and post-hospitalization treatment.

• Cover for Dental Consultations

  There's a cashless cover benefit for dental consultation or investigation. You need to check the criteria of coverage in the policy wording.

• Tax Benefits

  All premiums paid towards the Aditya Birla Activ Health Platinum Premiere plan are eligible for tax benefits under Section 80D of the Income Tax Act 1961.

Exclusions

Permanent diseases or health conditions that are not included under Activ Health Platinum Premiere Policy are:

• Hazardous or Adventure Sports
• Breach of Law
• Excluded Providers
• Treatment for Alcoholism, Drug or Substance Abuse
• 30-Day Waiting Period for Cover Benefits (except accidental mishaps)
• Refractive Error
• Unproven Treatments
• Sterility and Infertility
• Pre-Existing Diseases
• Specified Disease/Procedure Waiting Period
• Maternity Expenses
• Investigation & Evaluation
• Rest Cure, Rehabilitation and Respite Care
• Obesity/Weight Control
• Change-of-Gender Treatments
• Cosmetic or Plastic Surgery

Long Story Short

Aditya Birla Health Insurance Company is known for its trusted customer care services, a wide network of hospitals to avail cashless hospitalization, and a good claim settlement ratio for incurred claims.

The Aditya Birla Activ Health Platinum Premiere plan is specially curated for those who want a health plan that's more than just insurance. From domestic to international emergency services, mental illness hospitalization care, post-treatment physiotherapy coverage, to major critical illness treatment cover, you get it all in just one plan.

To know more about the coverage benefits of this plan, reach out to the health insurance experts of PolicyX at 18004200269.