Aditya Birla Activ Health Platinum Premiere
  • Mental illness cover
  • Physiotherapy
  • Critical illness cover
Aditya Birla Activ Health Platinum Premiere
Network hospitals

Network hospitals

11000+

Claim settlement ratio

Claim settlement ratio

64.68%

Sum insured

Sum insured

Up to 1 Cr

No. of Plans

No. of Plans

1

Solvency Ratio

Solvency Ratio

2.3

Pan India Presence

Pan India Presence

4800+

Customized Health Insurance Plan for you.

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Aditya Birla Activ Health Platinum Premiere

The Activ Health Platinum Premiere plan is one of the variants of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergencies coming along the way and also encourages you to maintain holistic health. It offers exclusive benefits like HealthReturns™, organ donor expenses, second opinion for listed critical illnesses, physiotherapy after hospitalization for a speedy recovery, chronic issues management program, coverage for treatment against COVID-19, and so much more. 

The Super Reload benefit of this plan allows you to get continued coverage for your health and wellness needs if the sum insured is not enough to cover the medical expenses. Aditya Birla Activ Health Platinum Premiere policy has a lot more to offer you, read further to know more. 

Aditya Birla Activ Health Platinum Premiere Specifications

To understand Aditya Birla Activ Health Platinum Premiere Insurance in detail, take a look at the below table:

Entry Age

5 years

Policy Type

Individual and Family Health Insurance

Sum Insured

10 L | 20 L | 40 L | 60 L | 80 L | 1 Cr | 2 Cr

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1/2/3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

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Choose Your Aditya Birla Activ Health Platinum Premiere

With wide coverage options available, Aditya Birla Activ Health Platinum Premiere Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Covered

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Covered

Compassionate Travel

Covered

Global Coverage

Covered

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

Covered

Vaccination

Covered

Limitations

Co-payment

Covered

Sub-limits

Covered

What is Room Rent?

The room rent limit is the maximum bed charge you can claim if you are hospitalised. Common Room categories covered under room rent are all kinds of rooms including single, private and AC rooms (except suite).

What are ICU Charges?

It is a special hospital department where patients with serious medical conditions are treated.

What is Pre Hospitalization?

Medical expenses incurred before hospitalisation of the policyholder.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

What is Domiciliary Hospitalization?

Domiciliary hospitalization or home care treatments are the arrangements for an insured individual due to the unavailability of medical amenities in hospitals, or in a case where an insured member can not be admitted to the hospital due to an inability. The treatment should last equal to or more than 72 hours to get financial coverage.

What is Daycare Treatment?

Treatments that can be completed within 24 hours of hospitalization like blood dialysis, cataracts, etc.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization. .

What is COVID-19 Treatment?

It includes the treatment cost for COVID-19 with a confirmative diagnosis from a government-approved centre.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred due to cloudy formation in your eyes.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the sum insured amount as a no-claim bonus or cumulative bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage varying from one plan to the other.

What is Automatic Restoration?

It is a benefit in which an insurance company restores the amount of sum insured completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from one plan to the other.

What is Daily Hospital Cash?

Daily hospital cash or Hospicash is a cash amount that you receive each day during the time of hospitalization to cover your non-medical expenses.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body. In most of the cases, the insurer pays for the hospitalization and transplant expenses for both the parties i.e. the donor and the receiver.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section deliveries.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalisation of the newborn baby in case of any childbirth complications, medical challenges, and so on. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Daycare treatment
What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are settled or reimbursed for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)
What is a Modern Treatment?

Medical treatments that demand the use of modern technology and advanced machinery such as robotic surgeries, stem cell therapy, etc.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer them to another hospital, and take them for different tests outside the hospital.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

What is Compassionate Travel?

Refers to the travelling expenses of a family member who’s visiting the hospital to look after the patient when the policyholder gets admitted to a hospital outside his/her residential city.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India is covered for hospitalization expenses, modern and specific treatments, etc.

What is E-Consultation?

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

What is a Health Checkup?

A facility where the policyholder can avail of free health check-ups after fulfilling the company's eligibility criteria. In most cases, the insured member/s gets an annual health check-up cover.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations of either the newborn baby, for an animal bite, etc is provided by the insurance companies.

What is Co-payment?

In the co-payment clause, policyholders have to pay a preset amount (either compulsorily or voluntarily) of the hospitalisation expense on their own and the insurer will pay the rest of the medical bill amount.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder. For instance, if your policy covers room rent for upto 20% of the sum insured, but the expense of the same is more than 25%, you will have to pay the rest amount, i.e. 5%, for your room rent.

Benefits of Buying Aditya Birla Activ Health Platinum Premiere Plan

What can you get from this plan? Read further to learn more about the benefits of the Activ Health Platinum Premiere policy:

  • Up to 100% premium as HealthReturns™

    If you are concerned about getting all health care facilitation without paying any premium, stay healthy. This will help you get back your paid premium up to 100%.
  • Expert health coach

    You get expert coaching to maintain your holistic health like, fitness, nutritional, homoeopathy consultations, mental and medical guidance, etc.
  • Post-hospitalization physiotherapy

    To speed up the recovery after getting treated for a health issue, policyholders can also avail of physiotherapy sessions after getting discharged.
  • Mental illness hospitalization cover

    Listed mental illnesses that are mentioned in policy documents are covered for pre and post-hospitalization treatment.
  • Cover for dental consultations

    There's a cashless cover benefit for dental consultation or investigation. You need to check the criteria of coverage in the policy wording.
  • Tax benefits

    All the premiums paid towards the Aditya Birla Activ Health Platinum Premiere plan are eligible for tax benefits under Section 80D of the Income Tax Act 1961.

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Exclusions of Activ Health Platinum Premiere Care

Permanent Exclusions

Permanent diseases or health conditions that are not included under Activ Health Platinum Premiere Policy are:

Hazardous or Adventure sports

Breach of law

Excluded Providers

Treatment for alcoholism, drug or substance abuse

30-day waiting period for cover benefits (except accidental mishaps)

Refractive Error

Unproven Treatments

Sterility and Infertility

Pre-existing Diseases

Specified disease/procedure waiting period

Maternity expenses

Investigation & Evaluation

Rest cure, rehabilitation and respite care

Obesity/Weight Control

Change-of-gender treatments

Cosmetic or plastic surgery

Long Story Short

Aditya Birla Health Insurance Company is known for its trusted customer care services, a wide network of hospitals to avail cashless hospitalization, and they have maintained a good claim settlement ratio of the incurred claims as well.

The Aditya Birla Activ Health Platinum Premiere plan is specially curated for those who want a health plan that's more than just insurance. From domestic to international emergency services, mental illness hospitalization care, post-treatment physiotherapy coverage, to major critical illness treatment cover, you get it all in just one plan.

To know more about the coverage benefits of this plan, reach out to the health insurance experts of PolicyX at 18004200269.

Explore other Aditya Birla Health Insurance

To cater to the different medical needs of an individual & their family, Aditya Birla Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Aditya Birla Health Insurance plans explore more:

Critical Illness Health Insurance

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

  • Upto 1 Cr SI
  • Minimum Survival Period
  • All Cancer Stages Covered

Aditya Birla Cancer Health Plan (Pros)

Aditya Birla Cancer Health Plan
  • Covers 3 stages
  • 150% of SI
  • 10% of no claim bonus
  • High SI
  • Lump sum payout

Aditya Birla Cancer Health Plan (Cons)

Aditya Birla Cancer Health Plan
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Aditya Birla Cancer Health Plan (Other Benefits)

Aditya Birla Cancer Health Plan
  • Wellness coach
  • Second e-opinion
  • Short survival period
  • Upto 1 Cr SI
  • Hospitalization Expense

Aditya Birla Cancer Health Plan (Eligibility Criteria)

Aditya Birla Cancer Health Plan
  • Entry Age- 18 Years
  • Max Entry Age- 65 Years
  • SI- 5L to 1 Cr
  • Waiting Period- 90 days

Accident Health Insurance

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

  • Up to 20 Cr SI
  • 11 Optional Covers
  • Avail Wellness Benefit

Aditya Birla Personal Accident Plan (Pros)

Aditya Birla Personal Accident Plan
  • Total and partial disability cover
  • Accidental death cover
  • No claim bonus
  • Ambulance cover
  • Education benefit

Aditya Birla Personal Accident Plan (Cons)

Aditya Birla Personal Accident Plan
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Cosmetic surgery unavailable

Aditya Birla Personal Accident Plan (Other Benefits)

Aditya Birla Personal Accident Plan
  • Income cover
  • Loan protect cover
  • Orphan benefits
  • Compassionate visit
  • Coma benefit

Aditya Birla Personal Accident Plan (Eligibility Criteria)

Aditya Birla Personal Accident Plan
  • Entry age- 5 years
  • Max entry age- 65 years
  • SI- 30L
  • Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

  • Critical Illness Cover
  •  Health Coach
  •  SI Up to 2 Crores

Aditya Birla Activ Health Platinum Enhance (Pros)

Aditya Birla Activ Health Platinum Enhance
  • Earn 100% health returns
  • Cover for dental consultations
  • Modern treatment cover
  • Wellness coach
  • Mental illness cover

Aditya Birla Activ Health Platinum Enhance (Cons)

Aditya Birla Activ Health Platinum Enhance
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Aditya Birla Activ Health Platinum Enhance (Other Benefits)

Aditya Birla Activ Health Platinum Enhance
  • Chronic management program
  • Premium waiver benefit
  • Reload of SI
  • Road ambulance cover
  • Second e-opinion

Aditya Birla Activ Health Platinum Enhance (Eligibility Criteria)

Aditya Birla Activ Health Platinum Enhance
  • Entry age- 90 days
  • Max entry age- 45
  • SI- 1L to 1 Cr
  • Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ Fit Health Plan (Pros)

Aditya Birla Activ Fit Health Plan
  • Provides health reward for keeping yourself healthy
  • gives optional benefits
  • Get maternity expense benefits

Aditya Birla Activ Fit Health Plan (Cons)

Aditya Birla Activ Fit Health Plan
  • Does not cover air ambulance
  • No coverage for global treatment

Aditya Birla Activ Fit Health Plan (Other Benefits)

Aditya Birla Activ Fit Health Plan
  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ Fit Health Plan (Eligibility Criteria)

Aditya Birla Activ Fit Health Plan
  • Entry Age - 18
  • Maximum Entry Age - 65
  • SI -4-25 Lakh
  • Waiting Period - 30 days

Critical Illness Health Insurance

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

  • 64 Critical Illnesses Covered
  • Replace Loss of Income
  • Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Pros)

Aditya Birla Activ Secure Critical Illness Plan
  • 64 Critical Illnesses Covered Replace
  • Loss of Income
  • Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Cons)

Aditya Birla Activ Secure Critical Illness Plan
  • Does not cover maternity
  • Does not cover any congenital illness
  • Does not cover any evaluation purposes

Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)

Aditya Birla Activ Secure Critical Illness Plan
  • The sum insured of this plan is of up to 1 Cr
  • It comes in three different variants - Plans 1/ 2/ 3 with specific coverage options

Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)

Aditya Birla Activ Secure Critical Illness Plan
  • Min- 5 years
  • Max- 65 years

Senior Citizen Health Insurance

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

  • 360 degrees support to seniors
  • Cashless home treatment
  • 586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Pros)

Aditya Birla Activ Care Classic Plan
  • 360 degrees support to seniors
  • Cashless home treatment
  • 586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Cons)

Aditya Birla Activ Care Classic Plan
  • Does not cover modern treatments
  • Vaccinations not covered
  • Compassionate travel not covered

Aditya Birla Activ Care Classic Plan (Other Benefits)

Aditya Birla Activ Care Classic Plan
  • Tax benefits
  • Advanced health check-up
  • Optional room upgrade facility

Aditya Birla Activ Care Classic Plan (Eligibility Criteria)

Aditya Birla Activ Care Classic Plan
  • Min- 55 years
  • Max- 80

Individual and Family Health Insurance

Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...

Unique Features

  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ One (Pros)

Aditya Birla Activ One
  • Chronic illness covered
  • double coverage

Aditya Birla Activ One (Cons)

Aditya Birla Activ One
  • Daily hospital cash not covered
  • OPD charges not covered
  • Maternity not covered

Aditya Birla Activ One (Other Benefits)

Aditya Birla Activ One
  • Initial waiting period 30 years

Aditya Birla Activ One (Eligibility Criteria)

Aditya Birla Activ One

Individual and Family Health Insurance

The Activ Health Platinum Premiere plan is one of the variants of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergenc...

Unique Features

  • Mental illness cover
  • Physiotherapy
  • Critical illness cover

Aditya Birla Activ Health Platinum Premiere (Pros)

Aditya Birla Activ Health Platinum Premiere
  • Annual health check-up
  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Daycare procedure

Aditya Birla Activ Health Platinum Premiere (Cons)

Aditya Birla Activ Health Platinum Premiere
  • Obesity/ weight control
  • Change of gender treatments
  • Hazardous or adventure sports. Maternity (basic cover)
  • IVF/sterility treatment

Aditya Birla Activ Health Platinum Premiere (Other Benefits)

Aditya Birla Activ Health Platinum Premiere
  • Organ donor cover
  • International coverage
  • Optional dental treatment cover
  • Air ambulance

Aditya Birla Activ Health Platinum Premiere (Eligibility Criteria)

Aditya Birla Activ Health Platinum Premiere
  • Entry Age - 91 days
  • Max Entry Age - 65 Years
  • SI - 10 L - 2 Cr
  • Waiting Period - 30 Days

Senior Citizen Health Insurance

What if someone looked after your parents just like you?' Aditya Birla's Active Care Standard plan does that for your parents. This is one of the plan...

Unique Features

  • Cashless home treatment
  • Optional lifestyle support
  • 586 daycare procedures

Aditya Birla Active Care Standard Plan (Pros)

Aditya Birla Active Care Standard Plan
  • In-patient hospitalisation
  • Daycare treatment
  • Domiciliary hospitalisation
  • Sum insured restoration
  • Organ donor expense coverage

Aditya Birla Active Care Standard Plan (Cons)

Aditya Birla Active Care Standard Plan
  • Sports injury not covered
  • Cosmetic treatment unavailable
  • Baldness not covered
  • Higher co-pay applicable

Aditya Birla Active Care Standard Plan (Other Benefits)

Aditya Birla Active Care Standard Plan
  • AYUSH treatment cover
  • Second e-opinion covered
  • Multiple discounts available
  • COVID-19 treatment cover

Aditya Birla Active Care Standard Plan (Eligibility Criteria)

Aditya Birla Active Care Standard Plan
  • Entry age - 55 - 80 years
  • SI - INR 3 - 10 Lakhs
  • Waiting Period - 30 days
  • No. of insured (floater)- self & spouse

Individual and Family Health Insurance

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

  • Stay fit & get rewarded
  • Travel protection cover
  • Unlimited SI refill

Aditya Birla Activ Fit Plus Plan (Pros)

Aditya Birla Activ Fit Plus Plan
  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Modern treatment cover
  • Organ donor cover

Aditya Birla Activ Fit Plus Plan (Cons)

Aditya Birla Activ Fit Plus Plan
  • Obesity/ weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • External providers
  • Beauty/cosmetic treatment

Aditya Birla Activ Fit Plus Plan (Other Benefits)

Aditya Birla Activ Fit Plus Plan
  • 10-50-100 benefits
  • Activ Health App
  • Binge SI refill
  • Premium back option
  • Super no-claim bonus

Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)

Aditya Birla Activ Fit Plus Plan
  • Entry Age - 91 days
  • Max Entry Age - 45 years
  • SI - 5 L - 1 Cr
  • Waiting Period - 30 Days

Individual

When you have access to everything global, why should your healthcare be any different? To cater to your global healthcare services requirements, the ...

Unique Features

  • 16 major illness cover
  • International second e-opinion
  • Worldwide cashless treatment

Aditya Birla Global Health Secure Plan (Pros)

Aditya Birla Global Health Secure Plan
  • In-patient treatment cover
  • Post-hospitalization cover
  • Accommodation expenses
  • Travel expenses cover

Aditya Birla Global Health Secure Plan (Cons)

Aditya Birla Global Health Secure Plan
  • Floater option not available
  • Change of gender treatments
  • Alcoholism/drug use cover
  • Hazardous or adventure sports
  • Maternity not covered

Aditya Birla Global Health Secure Plan (Other Benefits)

Aditya Birla Global Health Secure Plan
  • No age bar for renewability
  • Organ donor cover
  • Long-term discounts
  • PEDs post-waiting period
  • Multi-individual plan benefit

Aditya Birla Global Health Secure Plan (Eligibility Criteria)

Aditya Birla Global Health Secure Plan
  • Entry Age - 91 days
  • Max Entry Age - 65 Years
  • SI - Up to 6 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Isn't it right to have a health insurance policy that provides all-time healthcare accessibility for you and your family and doesn't drain out your al...

Unique Features

  • All daycare procedures
  • Covers AYUSH treatment
  • Cataract expenses covered

Aditya Birla Arogya Sanjeevani Plan (Pros)

Aditya Birla Arogya Sanjeevani Plan
  • All daycare procedures
  • AYUSH treatment
  • Cataract expenses covered

Aditya Birla Arogya Sanjeevani Plan (Cons)

Aditya Birla Arogya Sanjeevani Plan
  • Domiciliary hospitalisation
  • OPD charges
  • Automatic restoration

Aditya Birla Arogya Sanjeevani Plan (Other Benefits)

Aditya Birla Arogya Sanjeevani Plan
  • Covid-19 coverage
  • Hospitalisation covered
  • Affordable premiums

Aditya Birla Arogya Sanjeevani Plan (Eligibility Criteria)

Aditya Birla Arogya Sanjeevani Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 5 L

Top Up and Super Top Up

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond does!...

Unique Features

  • International/domestic emergency
  • 586 daycare procedures
  • Health and wellness discounts

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Pros)

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan
  • Cover for hospitalisation expenses like COVID-19
  • Home treatment expenses
  • Over 586 daycare procedures covered

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Cons)

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan
  • Daily hospital cash not covered
  • No maternity cover
  • Modern treatment not covered
  • E-consultatin not covered

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Other Benefits)

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan
  • International/domestic emergency cover
  • 586 daycare procedures covered
  • Health and wellness discounts

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Eligibility Criteria)

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

  • Explore the Eligibility Criteria
  • Key Features of the Plan
  • Inclusions & Exclusions

Activ Health Platinum (Pros)

Activ Health Platinum
  • Post hospitalisation physiotherapy
  • Health coach benefit
  • One premium waiver
  • Health assessment
  • Chronic management program

Activ Health Platinum (Cons)

Activ Health Platinum
  • Illness due to intoxicants
  • change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Activ Health Platinum (Other Benefits)

Activ Health Platinum
  • Road ambulance cover
  • No claim bonus
  • Critical illness cover
  • Domiciliary hospitalisation
  • Super reload of SI

Activ Health Platinum (Eligibility Criteria)

Activ Health Platinum
  • Entry age- 91 days
  • Max entry age- 65 years
  • SI- 10L to 2 Cr

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

  • Chronic Management Care
  • Wellness Benefits
  • COVID-19 Cover

Activ Health Platinum Essential (Pros)

Activ Health Platinum Essential
  • Health returns cover
  • Chronic management program
  • Mental illness cover
  • Home care treatment
  • Obesity treatment

Activ Health Platinum Essential (Cons)

Activ Health Platinum Essential
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activities not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Activ Health Platinum Essential (Other Benefits)

Activ Health Platinum Essential
  • AYUSH treatment cover
  • Road ambulance cover
  • Health check-up program
  • International cover
  • Critical Illness cover

Activ Health Platinum Essential (Eligibility Criteria)

Activ Health Platinum Essential
  • Entry age- 91 days
  • Max entry age- No age limit

Individual and Family Health Insurance

A plan that covers you and your extended family. Imagine getting a health insurance plan for you and your family. With family, I mean: Your spouse ...

Unique Features

  • Covers extended family
  • HealthReturn benefits
  • 6X benefits by 6th year

Aditya Birla Activ One Max Plan (Pros)

Aditya Birla Activ One Max Plan
  • Cover your extended family
  • High sum insured options
  • 30 days waiting period

Aditya Birla Activ One Max Plan (Cons)

Aditya Birla Activ One Max Plan
  • Maternity expenses
  • Non-medical expenses
  • Sterlity and infertility treatment

Aditya Birla Activ One Max Plan (Other Benefits)

Aditya Birla Activ One Max Plan
  • Mental illness hospitalisation
  • AYUSH treatment covered
  • Obesity treatment
  • Day care treatment

Aditya Birla Activ One Max Plan (Eligibility Criteria)

Aditya Birla Activ One Max Plan
  • Min entry age: 18 Years
  • Max entry age: No limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Individual and Family Health Insurance

A plan designed for every lifestyle. What if I told you that there is a health insurance plan that gives coverage according to your lifestyle? Yes, Ad...

Unique Features

  • Chronic diseases covered from day 1
  • HLTH meter
  • HealthReturn program

Activ One VYTL (Pros)

Activ One VYTL
  • Non-medical expenses covered
  • Mental illness covered
  • Obesity treatment
  • Home healthcare
  • AYUSH treatment

Activ One VYTL (Cons)

Activ One VYTL
  • Investigation and evaluation
  • Rest cure rehabilitation and respite care
  • Sterlity and infertility

Activ One VYTL (Other Benefits)

Activ One VYTL
  • Organ donor expenses
  • annual health check-up
  • Chronic care

Activ One VYTL (Eligibility Criteria)

Activ One VYTL
  • Min entry age: 18 Years
  • Max entry age: No Limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 6 Cr

Activ Health Platinum Premiere: FAQs

1. Does Activ Health Platinum Premiere cover in-patient hospitalization?

Yes. Additionally, it covers pre-hospitalization (60 days) and post-hospitalization (180 days).

2. What does one premium waiver do with this plan?

You can avail of one premium waiver for 18 illnesses mentioned in the policy documents.

3. Can I avail of health check-up benefits with this plan?

The policyholders can receive an annual health check-up with this plan.

4. Can I take maternity benefits with the Active Health Platinum Premiere plan?

Maternity care is not available but this plan has optional cover for maternity expenses like childbirth, pre and postpartum care, etc.

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Simran Nirala

Written By: Simran Nirala

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.