Aditya Birla Activ Health Platinum Essential
  • Avail Chronic Management Care
  • Wellness Benefits Included
  • COVID-19 care
premium

Network hospitals

11000+

premium

Incurred claim ratio

64.68%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

22

premium

Solvency Ratio

2.3

premium

Pan India Presence

213

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Customized Health Insurance Plan for you.

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Age of Eldest Member

premium

Network hospitals

11000+

premium

Incurred claim ratio

64.68%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

22

premium

Solvency Ratio

2.3

premium

Pan India Presence

213

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Aditya Birla Activ Health Platinum Essential

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a robust health insurance cover that protects you against chronic illnesses, provides hospitalization benefits, and a high sum insured. A health plan that goes beyond hospitalization coverage. Activ Health Platinum Essential offers coverage against:

  • 4 chronic conditions - Asthma, High Blood Pressure, High Cholesterol, and Diabetes (Type 1 and Type 2) from day 1.
  • Get an automatic upgrade to Chronic Management Program if you develop a chronic condition after buying the policy.
  • Get covered for doctor consultations and diagnostic tests for up to a defined limit in the policy schedule.
  • Hospitalization expenses including COVID-19 and daycare procedures.

The plan is available as an individual and family health insurance plan and provides multiple health benefits such as wellness coach, annual health check-ups and more.

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Activ Health Platinum Essential Plan At A Glance

Plan Type

Individual/ Family Floater

Sum Insured

50k - 10 lac

Network Hospitals

10051+

Chronic Cover

BP, Diabetes, Cholesterol, and Asthma

No claim Bonus

10% every claim-free year, max 50% of SI applicable for Sum Insured up to 10 Crores only.

Day Care Procedures

586

To Know More About The Plan Refer To The Brochure Provided

Benefits of Aditya Birla Activ Health Platinum Essential

Activ health platinum essential offers a multitude of benefits to the insurance holders that are mentioned below:

  • Cover provided from day one
    Insurance holders can avail of instant coverage without any waiting period under a chronic management program for conditions such as high blood pressure, diabetes type 1 and type 2, high cholesterol, and asthma. This feature enables individuals to secure their health without having to wait to avail services for their health.
  • Earn Health Return Points
    Insurance holders can avail of health return points by staying active allowing insurance holders to earn up to 50% premium. The feature motivates insurance holders to be active and take essential steps to improve their overall health consistently.
  • Expert Wellness Coaches
    Under the plan, individuals may consult an expert wellness coach that will provide them with guidance toward a better quality of life by providing them with fitness tips, healthy diet plans, and many more such features.
  • Cover for Mental Illness
    The plan covers medical expenses incurred up to the specified limit mentioned in the policy schedule during the hospitalization of an individual due to any mental illness. However, the plan does not cover any condition which is not clinically significant or is related to anxiety, bereavement, relationship or academic problems, acculturation difficulties, or work pressure.
  • Tax Benefits
    Aditya Birla Activ Health Platinum Essential is eligible for tax benefits under section 80D as per the income tax act, 1961.

Eligibility Criteria For Aditya Birla Activ Health Platinum Essential Plan

Below mentioned are the eligibility criteria for activ health platinum essential

Entry Age

Minimum: 91 Days

Adult Entry Age

Maximum: No Limit

Relationships Covered

Self, spouse, up to 3 children, up to 2 parents, and 2 parents-in-laws

Policy Tenure

1/2/3 Years

Initial Waiting Period

Not Applicable for Accident Cover

Choose your Aditya Birla Activ Health Platinum Essential Plan

The plan provides coverage to its customers for the following specifications mentioned below:

In-patient & Out-patient coverage

Room Rent

Covered up to SI

ICU Charges

Covered up to SI

Pre-Hospitalization

Covered for up to 30 days

Post-Hospitalization

Covered for up to 60 days

Domiciliary Hospitalization

Covered up to SI

Daycare Treatment

Covered up to SI

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Not Covered

No Claim Bonus

Applicable 10%, Max up to 100%

Automatic Restoration

Not Applicable

Daily Hospital Cash

Available

Organ Donor

Not Covered

Maternity Cover

Covered up to SI

New Born Baby Cover

Covered up to SI

Alternative Treatments

AYUSH Treatment

Covered up to SI

IVF Treatment

Not Covered

Modern Treatment

Covered up to SI

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Available

Second Medical Opinion

Available

Vaccination

Covered

Limitations

Co-payment

Applicable

Sub-limits

Not Available

What is Room Rent?

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under Aditya Birla Activ Health Platinum Essential, the room rent is covered:

  • Up to Sum insured value of 3 L - Shared Room/ Single Private A/C Room
  • Up to Sum insured value of 4 L and above - Shared Room/ Single Private A/C Room/ Any Room

What are ICU Charges?

The Intensive Care Unit (ICU) is a hospital special department where patients with severe medical conditions are treated.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under Aditya Birla Activ Health Platinum Essential, the ICU charges coverage is available up to S.I.

What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under Aditya Birla Activ Health Platinum Essential, pre-hospitalization is covered for up to 30 days.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Aditya Birla Activ Health Platinum Essential covers medical expenses incurred during post-hospitalization for up to 60 days.

What is Domiciliary Hospitalization?

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Aditya Birla Activ Health Platinum Essential Plan covers domiciliary hospitalizations up to SI

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Aditya Birla Activ Health Platinum Essential plan covers expenses of all daycare procedures up to SI.

What are OPD charges?

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Conditional Coverage under Aditya Birla Activ Health Platinum Essential.

  • Available under Chronic Management Program
  • Available as an optional Cover OPD Limit: Rs. 5000 to Rs. 20,000
  • General Medical Practitioner/Specialist Medical Practitioner: 10% of OPD Limit per visit
  • Medicine and Diagnostic: 50% of OPD Limit
  • Road Traffic Accident Diagnostic (over and above OPD Limit): Rs. 10,000

What is COVID-19 Treatment?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved center.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Covid-19 Covered.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Aditya Birla Activ Health Platinum Essential plan does not cover Cataract Treatment.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Aditya Birla Activ Health Platinum Essential plan offers an additional 10% to the sum insured as a no-claim bonus for each claim-free year, a maximum of up to 100% of the sum insured.

What is Automatic Restoration?

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Aditya Birla Activ Health Platinum Essential plan does not offer automatic restoration benefit .

What is Daily Hospital Cash?

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Aditya Birla Activ Health Platinum Essential?

The Daily hospital cash available under Aditya Birla Activ Health Platinum Essential Plan is Rs. 500 to Rs. 5000 in multiples of Rs. 500 per hospitalization

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the plan Aditya Birla Activ Health Platinum Essential plan the organ donor expenses are not covered.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the Aditya Birla Activ Health Platinum Essential plan Maternity Cover is available

  • Normal Delivery - Rs. 75,000
  • C-Section Delive - Rs. 1,00,000

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover are listed below and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the Aditya Birla Activ Health Platinum Essential plan, new born baby cover is available up to SI.

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the Aditya Birla Activ Health Platinum Essential plan, AYUSH treatment is covered up to SI.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the Aditya Birla Activ Health Platinum Essential plan, IVF is not available

What is a Modern Treatment?

Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the Aditya Birla Activ Health Platinum Essential plan modern treatment is covered up to SI for listed procedures. A co-payment of 50% is applicable for robotic surgeries.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the Aditya Birla Activ Health Platinum Essential plan ambulance cover is available

  • Up to actual expenses per event in case of network providers
  • Reimbursed up to Rs 3000 per Hospitalization for non-network providers

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the Aditya Birla Activ Health Platinum Essential plan air ambulance is not covered.

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the Aditya Birla Activ Health Platinum Essential plan, compassionate travel is not covered.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the Aditya Birla Activ Health Platinum Essential plan, global coverage is not covered

What is E-Consultation?

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the Aditya Birla Activ Health Platinum Essential plan, E-consultation is not covered.

What is a Health Checkup?

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Under the Aditya Birla Activ Health Platinum Essential plan, health check-up is available once in a policy year

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Aditya Birla Activ Health Platinum Essential plan covers the expenses for a second medical opinion for major illnesses.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Aditya Birla Activ Health Platinum Essential plan covers vaccination expenses upto maternity sum insured.

What is Co-payment?

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Aditya Birla Activ Health Platinum Essential?

Co-payment is applicable

  • 20% for all S.I. options
  • Co-Payment of 50% for Robotic Surgeries

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Coverage status under Aditya Birla Activ Health Platinum Essential?

No sub-limits are available

What is Covered Under Aditya Birla Activ Health Platinum Essential Plan

The plan provides coverage to its customers for the following specifications mentioned below:

Basic Covers Provided under the plan include:

In-patient Hospitalization

Pre and Post Hospitalization Expenses

Day Care Treatment

Domiciliary Hospitalizations

Road Ambulance Cover

Mental Illness Hospitalization

Obesity Treatment

Home Treatment

Modern Treatment

AYUSH Cover

Additional cover provided under the plan include

10% cumulative bonus, maximum up to 100% of SI up to a maximum of INR 50 lac

Annual Health Check-up

Second E-opinion on critical illnesses

Chronic Management Program

Health Return Benefit

Expert Health Coach

Health Assessment

Choose Aditya Birla Health Insurance Plan for

Aditya Birla Health Insurance for Senior Citizens

Aditya Birla Health Insurance for Senior Citizens

Aditya Birla Health Insurance Plans for Family

Aditya Birla Health Insurance Plans for Family

Aditya Birla Health Insurance for Critical Illness

Aditya Birla Health Insurance for Critical Illness

Aditya Birla Health Insurance for Maternity

Aditya Birla Health Insurance for Maternity

Aditya Birla Health Top-up Plan

Aditya Birla Health Top-up Plan

What is Not Covered Under Aditya Birla Activ Health Platinum Essential Plan

The plan has certain exclusions that are mentioned below in further details:

Suicide or attempted suicide, intentional self-injury

Venereal disease, mental illness or sickness, psychiatric condition

Any hospitalization not arising out of an injury

The insured person committing any breach of law with criminal intent

Claim Process of Aditya Birla Activ Health Platinum Essential

To avail of claim settlement services, the insured individual must follow the process given below:

Cashless Claim Process

  • Intimate the health insurance provider for emergency hospitalization within 48 hours of hospitalization and in case of planned hospitalization intimation has to be done 3 days before hospitalization.
  • Submit your policy number and identification proof.
  • Verification of documents and claim requests will be done by the insurer after which the claim is settled.

Reimbursement Claim Process

  • Intimate the health insurance provider for emergency hospitalization within 48 hours of hospitalization and in case of planned hospitalization intimation has to be done 3 days before hospitalization.
  • Submit all the necessary documents required such as identity proof, hospital bills, doctor’s prescription, and any other document required by the insurer.
  • Once the insurer has received the documents they will verify and settle the claim.

In A Nutshell

Aditya Birla Activ Health Platinum Essential Plan provides protection to its customers from day 1 against personal accidents and other chronic illnesses. It is an individual and family floater plan with affordable premiums and a plethora of features along with affordable premium prices. It is an apt choice for those suffering from diabetes, hyper tension and other chronic diseases.

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present nationwide. With a wide network of over 10051+ cashless hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Aditya Birla Network Hospital

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Aditya Birla Premium Calculator

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Aditya Birla Health Insurance Plans

Aditya Birla Health Insurance Plans

Explore other Aditya Birla Health Plans

Aditya Birla Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Affordable

Activ Assure Diamond

Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.

Unique Benefits

  • 150% sum insured reload
  • No Room rent capping
  • Mental illness covered

Activ Assure Diamond (Pros)

  • 100% Ambulance Cover
  • Organ Donor Expenses Covered
  • AYUSH Treatment Cover
  • Hospital Allowance
  • Day Care Treatment Covered

Activ Assure Diamond (Cons)

  • 10% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond (Other Benefits)

  • Up to 10% Long Term Discount
  • Health Return Points
  • Room Upgrade Available
  • Super No Claim Bonus
  • Unlimited Reload of SI

Activ Assure Diamond (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - Age No Limit
  • SI - 2 L to 2 Cr
  • Waiting Period - 30 Days

Standard

Arogya Sanjeevani Policy

A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.

Unique Benefits

  • Avail 5% cumulative bonus
  • Cataract treatment covered
  • All daycare treatments covered

Arogya Sanjeevani Policy (Pros)

  • AYUSH Treatment
  • Pre & Post Hospitalization Cover
  • Cashless Treatment
  • Day Care Treatments
  • 5% No Claim Bonus

Arogya Sanjeevani Policy (Cons)

  • 5% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

  • High SI
  • Room Rent Cover
  • Cataract Treatment
  • 5% ICU Cover
  • Individual & Family Floater

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

comprehensive Plan

Activ Health Platinum Premier

The plan offers comprehensive coverage with health return benefits, COVID-19 coverage, a chronic management program, and more.

Unique Benefits

  • Dental Cover
  • Health Returns
  • Affordable Premiums

Activ Health Platinum Premier (Pros)

  • Post-Hospitalization Physiotherapy
  • Health Coach Benefit
  • One Premium Waiver
  • Health Assessment
  • Chronic Management Program

Activ Health Platinum Premier (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Health Platinum Premier (Other Benefits)

  • Road Ambulance Cover
  • No Claim Bonus
  • Critical Illness Cover
  • Domiciliary Hospitalization
  • Super Reload of SI

Activ Health Platinum Premier (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 10 L to 2 Cr
  • Waiting Period - 30 Days

Super top-up

Activ Assure Diamond + Super Health Topup

A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.

Unique Benefits

  • 586-day care procedures covered
  • No restriction on room rent
  • Road Ambulance coverage up to 5K

Activ Assure Diamond + Super Health Topup (Pros)

  • COVID-19 Cover
  • Home Treatment Cover
  • DayCare Treatment Covered
  • Affordable Premiums
  • OPD Consultations

Activ Assure Diamond + Super Health Topup (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond + Super Health Topup (Other Benefits)

  • Air Ambulance
  • Wellness Benefits
  • Long Term Discounts
  • Domiciliary Hospitalization
  • Organ Donor Expenses

Activ Assure Diamond + Super Health Topup (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Cancer Plan

Activ Secure- Cancer Secure

Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.

Unique Benefits

  • Short survival period of 7 days
  • Early stages of cancer covered
  • Avail no claim bonus

Activ Secure- Cancer Secure (Pros)

  • Covers 3 Stages
  • 150% of SI
  • 10% of No Claim Bonus
  • High SI
  • Lump Sum Payout

Activ Secure- Cancer Secure (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure- Cancer Secure (Other Benefits)

  • Wellness Coach
  • Second e-Opinion
  • Short Survival Period
  • Upto 1 Cr SI
  • Hospitalization Expense

Activ Secure- Cancer Secure (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Accident Plan

Activ Secure Personal Accident

The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.

Unique Benefits

  • Education benefits provided
  • Funeral expenses covered
  • Protection against income loss

Activ Secure Personal Accident (Pros)

  • Total & Partial Disability Cover
  • Accidental Death Cover
  • No Claim Bonus
  • Ambulance Cover
  • Education Benefit

Activ Secure Personal Accident (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Personal Accident (Other Benefits)

  • Income Cover
  • Loan Protect Cover
  • Orphan Benefit
  • Compassionate Visit
  • Coma Benefit

Activ Secure Personal Accident (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 30 L
  • Waiting Period - 30 Days

Critical Plan

Activ Secure Critical Illness Plan

The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.

Unique Benefits

  • Lump Sum payout on detection
  • 150% sum assured
  • Short survival period

Activ Secure Critical Illness Plan (Pros)

  • Cover up to 64 CI
  • 3 Plan Variants
  • High SI
  • Short Survival Period
  • Active Health App

Activ Secure Critical Illness Plan (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Critical Illness Plan (Other Benefits)

  • Wellness Coach
  • Second Medical Opinion
  • Cancer Cover
  • Kidney Failure Cover
  • Brain Tumor Cover

Activ Secure Critical Illness Plan (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

Platinum Plan

Activ Health Platinum Enhanced

A unique Plan with features such as a chronic management program, modern treatments, covid-19, and more.

Unique Benefits

  • High SI
  • Affordable Premiums
  • Wellness Benefits

Activ Health Platinum Enhanced (Pros)

  • Earn 100% Health Return
  • Cover for Dental Consultations
  • Modern Treatment Cover
  • Wellness Coach
  • Mental Illness Cover

Activ Health Platinum Enhanced (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Health Platinum Enhanced (Other Benefits)

  • Chronic Management Program
  • Premium Waiver Benefit
  • Reload of SI
  • Road Ambulance Cover
  • Second e-opinion

Activ Health Platinum Enhanced (Eligibility Criteria)

  • Entry Age - Years
  • Max Entry Age - Years
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

comprehensive Plan

Activ Care Classic

It is a comprehensive health insurance plan with 360-degree coverage for senior citizens. It supports your family members at every stage of their health.

Unique Benefits

  • Health Returns Available
  • Comprehensive Health Check-up
  • Up to 50% No Claim Bonus

Aditya Birla Activ Care Classic (Pros)

  • Personal Health Coach
  • AYUSH Treatment Cover
  • 21% Health Returns
  • Cashless Home Treatment
  • Day Care Treatment

Aditya Birla Activ Care Classic (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Aditya Birla Activ Care Classic (Other Benefits)

  • Nursing at Home
  • ICU Bed at Home
  • 586 Day Care Treatments
  • Domiciliary Hospitalization
  • ICU Expenses Cover

Aditya Birla Activ Care Classic (Eligibility Criteria)

  • Entry Age - 55 Years
  • Max Entry Age - 80 Years
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

comprehensive Plan

Aditya Birla Activ Fit

A health insurance plan designed especially for the youth. The plan provides protection and rewards for good health.

Unique Benefits

  • Affordable Premiums
  • Discounts Available
  • Travel Protect

Aditya Birla Activ Fit (Pros)

  • Maternity Cover
  • Binge Refill Feature
  • 10% Good Health Discount
  • Daily Cash Benefit
  • Day Care Treatment

Aditya Birla Activ Fit (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Aditya Birla Activ Fit (Other Benefits)

  • Up to 100% NCB
  • Health Check-up
  • Home Treatment
  • OPD Expense Cover
  • Premium Waiver Benefit

Aditya Birla Activ Fit (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 45 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Aditya Birla Platinum Essential Plan: FAQs

1. What is the minimum entry age for Aditya Birla Activ Health Platinum Essential Plan?

The minimum entry age for the plan is 91 days and the maximum entry age has no limits.

2. Is there coverage available from day 1 under Aditya Birla Activ Health Platinum Essential Plan?

Yes, the plan offers coverage from day 1 for illnesses such as Diabetes, High Blood Pressure, Asthma, and High Cholesterol.

3. What are Health Returns under Activ Health platinum essential?

It is an initiative provided by the company that motivates insurance holders to stay fit and healthy.

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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