Aditya Birla Active Care Standard Plan

Overview

The Aditya Birla Active Care Standard Plan is designed for senior citizens who need strong and regular medical support. It covers hospitalization expenses, including COVID-19 treatment, and also allows cashless treatment at home when hospitalization is not required. The plan includes 586 daycare procedures and offers a personal health coach to guide policyholders on managing their health better.

It also provides added value through benefits like health returns, premium discounts, and tax benefits. Optional covers such as room upgrade can be added for better comfort during treatment. Overall, this plan supports seniors at every stage, from staying healthy to treatment and recovery, making it a practical choice for parents who need consistent healthcare support.

Exclusions

General Exclusions

• Hearing aids, spectacles, contact lenses
• Cosmetic, reshaping treatments, and beauty surgeries
• Any illness, injury, or accident due to abuse of intoxicants
• Breach of law or intentional self-injury
• Suicidal act or suicide
• War, an act of a foreign enemy, insurrection, etc.
• Spas or nature cure clinic costs
• Diagnostic tests or unrelated consumables
• Baldness treatment or any similar application like alopecia, wigs, or toupees

Waiting Periods

• COVID-19 diagnosis: 15 days
• Specific illnesses: 24 months
• Joint replacement surgery: 48 months
• Pre-existing diseases (PEDs): 2 years