Activ Health Platinum

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Aditya Birla Activ Health Platinum Plan?

Under this plan, ICU Charges are covered up to the SI.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Aditya Birla Activ Health Platinum Plan?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Aditya Birla Activ Health Platinum Plan?

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Aditya Birla Activ Health Platinum Plan?

Under Active Health Platinum Plan, domiciliary hospitalizations is covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Aditya Birla Activ Health Platinum Plan?

This plan covers the expenses of all daycare procedures.

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Aditya Birla Activ Health Platinum Plan?

Not Covered under the plan.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Aditya Birla Activ Health Platinum Plan?

COVID-19 treatment cover is available under this plan.

A common eye condition in which your vision gets blurred.

Coverage status under Aditya Birla Activ Health Platinum Plan?

The plan does not cover Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Aditya Birla Activ Health Platinum Plan?

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Aditya Birla Activ Health Platinum Plan?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Aditya Birla Activ Health Platinum Plan?

Under the Essential plan variant, Organ Donor expenses are not covered.

Under the plan, Organ Donor expenses are covered up to the SI

An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under Aditya Birla Activ Health Platinum Plan?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Aditya Birla Activ Health Platinum Plan?

The plan covers the Domestic Emergency Assistance Services (including Air Ambulance) & International Emergency Assistance Services (including Air Ambulance).

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Aditya Birla Activ Health Platinum Plan?

Not available

Any kind of medical/health emergency when you are outside of India.

Coverage status under Aditya Birla Activ Health Platinum Plan?

Not available

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Aditya Birla Activ Health Platinum Plan?

The plan does not cover the expenses for E-consultation.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Aditya Birla Activ Health Platinum Plan?

The plan covers the expenses for Second Medical Opinion on critical illnesses.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Aditya Birla Activ Health Platinum Plan?

Co-payment is only applicable if the policyholder is above 61 years.