Activ Health Platinum
  • Explore the Eligibility Criteria
  • Key Features of the Plan
  • Inclusions & Exclusions

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Activ Health Platinum

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is one of the best ways for a policyholder to customize their healthcare needs and cover their family under a single sum insured.

The plan provides comprehensive coverage to the insured. Not only does it provide coverage to the insured but also rewards the insured for keeping good health. The plan comes in three variants- Essential, Premiere, and the Aditya Birla Activ Health Platinum Enhanced Plan. The plan provides a wide range of benefits, that ensures none of your healthcare needs is ignored.

Let's explore more about the plan:

Eligibility Criteria of Activ Health Platinum

Parameters Essential Enhanced Premiere
Entry Age 91 Days to No Age Limit
Sum Insured Options Rs. 50,000 - Rs. 1 Crore Rs. 2 Lakhs - Rs. 2 Crores Rs. 10 Lakhs- Rs. 2 Crore
Relations Covered Self, legally wedded spouse, and 3 dependant children.

**Last Updated on 13-04-2021

Key Features of Aditya Birla Platinum:

  1. Wellness Coach

    Under this plan, one can avail of personal wellness coaching from qualified coaches.

  2. Chronic Management Program

    Under the Chronic Management program, the Activ Health Platinum plan provides cover from day 1 in case of severe illness and diseases like diabetes, high cholesterol, hypertension, and asthma.

  3. Health Returns

    Health returns are the rewards given to the policyholder for keeping fit and these rewards can be used by the insured as per their convenience like from getting medicine for a fever to a surgery bill payment (which is not covered under the policy due to waiting period).

  4. Activ Health App

    With this app you can do a lot- It will help keep you active and track your fitness journey. It tracks your fitness activity, Active Dayz, etc. and helps you stay hale and hearty.

  5. Health Check-ups

    Every year, the insured can take the service of a health check-up program for each insured adult. The checkups are customized according to the age of the insured.

Sample Premium Illustration of Activ Health Platinum

To understand the premium amount payable of all the three variants of Activ Health Platinum, we at PolicyX.com, have tentatively calculated the premium amounts of all the variants for a couple aged 30 & 25 years respectively, and have created the below tables and graphs.

Let's' have a look at this plan by Aditya Birla Health Insurance Company:

Aditya Birla Activ Health Platinum Enhanced Plan

Enhanced
Policy Term 10 Lakhs 25 Lakhs 50 Lakhs
1 years 13,690 21,922 31,236
2 years 25,394 38,804 57,866
3 years 37,199 56,889 84,568

**Last Updated on 13-04-2021

Premium Amount payable under Aditya Birla Activ Health Platinum Enhanced Plan

Premium Amount payable under Activ Health Platinum-Enhanced Plan

For Activ Health Platinum Essential Plan

Essential
Policy Term 10 Lakhs 25 Lakhs 50 Lakhs
1 years 10,116 14,392 22,044
2 years 18,752 26,627 40,790
3 years 27,421 38,967 59,713

**Last Updated on 13-04-2021

Premium Amount payable under Activ Health Platinum Essential Plan

Premium Amount payable under Activ Health Platinum-Essential Plan

For Activ Health Platinum Premiere Plan

Premiere
Policy Term 10 Lakhs 25 Lakhs 50 Lakhs
1 years 54,198 62,031 73,889
2 years 1,03,208 1,17,555 1,39,473
3 years 1,51,831 1,73,169 2,04,997

**Last Updated on 13-04-2021

Premium Amount payable under Activ Health Platinum Premiere Plan

Premium Amount payable under Activ Health Platinum- Premiere Plan

What Is Covered Under Activ Health Platinum?

Parameters Plan Variants
Essential Enhanced Premiere
In Patient Hospitalization Room Type
Room Options up to S.I. - 3 L

1. Shared Room
2. Single Private A/C Room
Room Type


Room Options up to S.I. - 3 L
1. Shared Room
2. Single Private A/C Room
Up to SI for all options
Room Options S.I. 4L and above


1. Shared Room
2. Single Private A/C Room
3. Any room
Room Options S.I. 4L and above
1. Shared Room
2. Single Private A/C Room
3. Any room
Up to SI for all options
ICU Charges up to SI ICU Charges up to SI ICU Charges up to SI
Pre-Hospitalization Expenses Available, up to 30 days Available, up to 60 days Available, up to 60 days
Post-Hospitalization Expenses Available, up to 60 days Available, up to 180 days Available, up to 180 days
Day Care Treatment
Domiciliary Hospitalization
Road Ambulance Cover
Mental Illness Hospitalization Rs. 50,000 (up to SI of Rs. 4 Lakhs)
Rs.1,00,000 (upto SI of Rs. 5 Lakhs & Above)
AYUSH Cover
Obesity Treatment
Modern Treatment Available for listed procedures Available for listed procedures Available for listed procedures
Dental Consultation & Investigations x Available for Sum Insured 15 lakhs and above
Post Hospitalization- Physiotherapy Cover x x
Premium Waiver x Available for 1 policy year Available for 1 policy year
Mandatory Co-payment 20% Not Applicable Not Applicable
Organ Donor Expenses x
Reload of Sum Insured x Available (up to 100 % SI) x
Super Reload x x 100% reload available
Health Check-up Program Available, once in a policy year Available, once in a policy year Available, once in a policy year
Second e-opinion for major illnesses
Recovery Benefit x 1% of Sum Insured x
Waiting Period
Initial Waiting Period 30 days (not applicable in case of an accident)
For Specified Disease or Procedure 24 Months
For Pre-Existing Disease 36 Months

**Last Updated on 13-04-2021

What is Not Covered in Aditya Birla Activ Health Platinum Plan?

The following are the exclusions of the Aditya Birla Activ Health Platinum Plan:

  • Any injury, or hospitalization due to any man-made disasters like war, invasion, etc.
  • Any expenses incurred on surgeries meant for enhancing facial features like plastic, and surgeries for the congenital disorder, infertility, etc.
  • Intentional self-injury and treatment for drug addiction and alcoholism.
  • Any injuries due to participating in any adventurous activities.

How To Buy Aditya Birla Activ Health Platinum Plan?

Buying Aditya Birla Activ Health Platinum Plan online is an easy and hassle-free process. Just follow the below process and buy your policy today:

Step 1: Visit the official website of Aditya Birla Activ Health.

Step 2: From the top menu bar, click on the products, and then select the Activ Health Platinum from the drop-down menu.

Step 3: Click on the variant you want to choose.

Step 4: Go to the 'Quick Quote' option, and fill up your details in it.

Step 5: Once done, the next page will show you all the details related to the premium you need to pay. You can choose the policy term, sum insured, and can also add other family members.

Step 6: Click on the 'Buy Now' option, and pay the premium online. Your policy details will be shared at your registered email address.

If you have any difficulty or any confusion regarding the buying process, you can also visit PolicyX.com and can buy your policy from there.

Simply click on the link, and fill up your details. The page will show you all the required details. Pay the premium online, and get your insurance details at your registered email address.

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Find Out What the Customers Are Saying

(Showing latest 5 reviews only)

- 4.3/5 (21 Total Rating)

April 27, 2021

Ashish Tiwari
Ahmedabad

Thanks to my Aditya Birla Health Insurance, I got a cashless treatment The company understands the needs of its customers and helps them in the time of need.

January 23, 2021

Akshay
Chandigarh

Last year, I took the health insurance plan from Aditya Birla for my family. The company offered very good service and helped me alot in selecting the right coverage amount. I will suggest everyone to go for this company.

September 28, 2020

Mohit Jain
Mumbai

In my view, Aditya Birla is a reliable company. I would recommend all my friends and family to take health insurance plan from Aditya Birla.

June 29, 2020

Lavisha Singh
Bhopal

There is a big thumbs up from my side for Aditya birla Insurance company. I purchased health insurance plan 2 years back and till now have not faced any problem.

June 15, 2020

Kanishka Rana
Gujarat

I am satisfied with the insurance plan that I purchased from Aditya Birla last year. The company offers good customer service and their staff is also very coperative.

Last updated on 13-04-2021

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