Activ Health Platinum, provides customized coverage to the insured. It also rewards the insured for keeping in good health. The plan comes in three variants- Essential, Premiere, and the Aditya Birla Activ Health Platinum Enhanced Plan.
Let's explore more about the plan:
Parameters | Essential | Enhanced | Premiere |
Entry Age | 91 Days to No Age Limit | ||
Sum Insured Options | Rs. 50,000 - Rs. 1 Crore | Rs. 2 Lakhs - Rs. 2 Crores | Rs. 10 Lakhs- Rs. 2 Crore |
Relations Covered | Self, legally wedded spouse, and 3 dependant children. |
**Last Updated on March, 2022
Under this plan, one can avail of personal wellness coaching from qualified coaches.
Under the Chronic Management program, the Activ Health Platinum plan provides cover from day 1 in case of severe illness and diseases like diabetes, high cholesterol, hypertension, and asthma.
Health returns are the rewards given to the policyholder for keeping fit and these rewards can be used by the insured as per their convenience like from getting medicine for a fever to a surgery bill payment (which is not covered under the policy due to waiting period).
The app can help you track your fitness journey and also keep you active and healthy.
Every year, the insured can take the service of a health check-up program for each insured adult. The checkups are customized according to the age of the insured.
To understand the premium amount payable of all the three variants of Activ Health Platinum, we at PolicyX.com, have tentatively calculated the premium amounts of all the variants for a couple aged 30 & 25 years respectively, and have created the below tables and graphs.
Let's' have a look at this plan by Aditya Birla Health Insurance Company:
Aditya Birla Activ Health Platinum Enhanced Plan
Enhanced | |||
Policy Term | 10 Lakhs | 25 Lakhs | 50 Lakhs |
1 years | 13,690 | 21,922 | 31,236 |
2 years | 25,394 | 38,804 | 57,866 |
3 years | 37,199 | 56,889 | 84,568 |
**Last Updated on March, 2022
Premium Amount payable under Aditya Birla Activ Health Platinum Enhanced Plan
For Activ Health Platinum Essential Plan
Essential | |||
Policy Term | 10 Lakhs | 25 Lakhs | 50 Lakhs |
1 years | 10,116 | 14,392 | 22,044 |
2 years | 18,752 | 26,627 | 40,790 |
3 years | 27,421 | 38,967 | 59,713 |
**Last Updated on March, 2022
Premium Amount payable under Activ Health Platinum Essential Plan
For Activ Health Platinum Premiere Plan
Premiere | |||
Policy Term | 10 Lakhs | 25 Lakhs | 50 Lakhs |
1 years | 54,198 | 62,031 | 73,889 |
2 years | 1,03,208 | 1,17,555 | 1,39,473 |
3 years | 1,51,831 | 1,73,169 | 2,04,997 |
**Last Updated on March, 2022
Premium Amount payable under Activ Health Platinum Premiere Plan
Aditya Birla Life Insurance Network Hospitals are present nationwide. With a wide network of over 8787 cashless hospitals, Aditya Birla Life Insurance ensures that you are medically secured, irrespective of the city you reside in.
Parameters | Plan Variants | ||
Essential | Enhanced | Premiere | |
In Patient Hospitalization | Room Type Room Options up to S.I. - 3 L 1. Shared Room 2. Single Private A/C Room | Room Type Room Options up to S.I. - 3 L 1. Shared Room 2. Single Private A/C Room | Up to SI for all options |
Room Options S.I. 4L and above 1. Shared Room 2. Single Private A/C Room 3. Any room | Room Options S.I. 4L and above 1. Shared Room 2. Single Private A/C Room 3. Any room | Up to SI for all options | |
ICU Charges up to SI | ICU Charges up to SI | ICU Charges up to SI | |
Pre-Hospitalization Expenses | Available, up to 30 days | Available, up to 60 days | Available, up to 60 days |
Post-Hospitalization Expenses | Available, up to 60 days | Available, up to 180 days | Available, up to 180 days |
Day Care Treatment | ✓ | ✓ | ✓ |
Domiciliary Hospitalization | ✓ | ✓ | ✓ |
Road Ambulance Cover | ✓ | ✓ | ✓ |
Mental Illness Hospitalization | Rs. 50,000 (up to SI of Rs. 4 Lakhs) Rs.1,00,000 (upto SI of Rs. 5 Lakhs & Above) | ✓ | ✓ |
AYUSH Cover | ✓ | ✓ | ✓ |
Obesity Treatment | ✓ | ✓ | ✓ |
Modern Treatment | Available for listed procedures | Available for listed procedures | Available for listed procedures |
Dental Consultation & Investigations | x | Available for Sum Insured 15 lakhs and above | ✓ |
Post Hospitalization- Physiotherapy Cover | x | x | ✓ |
Premium Waiver | x | Available for 1 policy year | Available for 1 policy year |
Mandatory Co-payment | 20% | Not Applicable | Not Applicable |
Organ Donor Expenses | x | ✓ | ✓ |
Reload of Sum Insured | x | Available (up to 100 % SI) | x |
Super Reload | x | x | 100% reload available |
Health Check-up Program | Available, once in a policy year | Available, once in a policy year | Available, once in a policy year |
Second e-opinion for major illnesses | ✓ | ✓ | ✓ |
Recovery Benefit | x | 1% of Sum Insured | x |
Waiting Period | |||
Initial Waiting Period | 30 days (not applicable in case of an accident) | ||
For Specified Disease or Procedure | 24 Months | ||
For Pre-Existing Disease | 36 Months |
**Last Updated on March, 2022
The following are the exclusions of the Aditya Birla Activ Health Platinum Plan:
Buying Aditya Birla Activ Health Platinum Plan online is an easy and hassle-free process. Just follow the below process and buy your policy today:
Step 1: Visit the official website of Aditya Birla Activ Health.
Step 2: From the top menu bar, click on the products, and then select the Activ Health Platinum from the drop-down menu.
Step 3: Click on the variant you want to choose.
Step 4: Go to the 'Quick Quote' option, and fill up your details in it.
Step 5: Once done, the next page will show you all the details related to the premium you need to pay. You can choose the policy term, sum insured, and can also add other family members.
Step 6: Click on the 'Buy Now' option, and pay the premium online. Your policy details will be shared at your registered email address.
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*Terms and Conditions May Apply
You can buy the Aditya Birla Activ Health Platinum plan for yourself and your spouse, as well as up to your 3 dependent children.
It depends on the applicant’s age and the sum insured he/she opted for. The cost of the medical check-ups will be fully reimbursed if the policy was accepted by the insurance company.
No, pre and post-hospitalization expenses are not covered under AYUSH treatment.
Yes, there is a 30 day grace period for the renewal of the policy.
Yes, Domiciliary treatment is covered up to 100% of your selected Sum Insured.
(Showing latest 5 reviews only)
May 26, 2022
Gurjeet Singh
GurgaonFebruary 21, 2022
Riya
BengaluruABRL is a good company for health insurance. I took senior citizen plan for my parents and happy that they are always there to help my old parents and their problems
February 17, 2022
mihir jani
GandhinagarI made claim for my husband s hand surgery from aditya birla health insurance. I live alone with my husband and got nobody to help but aditya birla helped me in the entire procedure and cashless claim like a family member
October 19, 2021
Dilpreet Singh
Punevery vast range of plans! the premiums are decent for anybody s budget. I would 1000% recommend the comapny
October 18, 2021
Kinshuk
HyderabadIt has been an absolute pleasure associating with policyx for my health insurance. They have been very helpful in my decision.
Last updated on March, 2022
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