Activ Health Platinum
  • Explore the Eligibility Criteria
  • Key Features of the Plan
  • Inclusions & Exclusions
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Activ Health Platinum

Activ Health Platinum, provides customized coverage to the insured. It also rewards the insured for keeping in good health. The plan comes in three variants- Essential, Premiere, and the Aditya Birla Activ Health Platinum Enhanced Plan.

Let's explore more about the plan:

Eligibility Criteria of Activ Health Platinum

Parameters Essential Enhanced Premiere
Entry Age 91 Days to No Age Limit
Sum Insured Options Rs. 50,000 - Rs. 1 Crore Rs. 2 Lakhs - Rs. 2 Crores Rs. 10 Lakhs- Rs. 2 Crore
Relations Covered Self, legally wedded spouse, and 3 dependant children.

**Last Updated on March, 2022

Key Features of Aditya Birla Platinum:

  1. Wellness Coach

    Under this plan, one can avail of personal wellness coaching from qualified coaches.

  2. Chronic Management Program

    Under the Chronic Management program, the Activ Health Platinum plan provides cover from day 1 in case of severe illness and diseases like diabetes, high cholesterol, hypertension, and asthma.

  3. Health Returns

    Health returns are the rewards given to the policyholder for keeping fit and these rewards can be used by the insured as per their convenience like from getting medicine for a fever to a surgery bill payment (which is not covered under the policy due to waiting period).

  4. Activ Health App

    The app can help you track your fitness journey and also keep you active and healthy.

  5. Health Check-ups

    Every year, the insured can take the service of a health check-up program for each insured adult. The checkups are customized according to the age of the insured.

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Sample Premium Illustration of Activ Health Platinum

To understand the premium amount payable of all the three variants of Activ Health Platinum, we at PolicyX.com, have tentatively calculated the premium amounts of all the variants for a couple aged 30 & 25 years respectively, and have created the below tables and graphs.

Let's' have a look at this plan by Aditya Birla Health Insurance Company:

Aditya Birla Activ Health Platinum Enhanced Plan

Enhanced
Policy Term 10 Lakhs 25 Lakhs 50 Lakhs
1 years 13,690 21,922 31,236
2 years 25,394 38,804 57,866
3 years 37,199 56,889 84,568

**Last Updated on March, 2022

Premium Amount payable under Aditya Birla Activ Health Platinum Enhanced Plan

Premium Amount payable under Activ Health Platinum-Enhanced Plan

For Activ Health Platinum Essential Plan

Essential
Policy Term 10 Lakhs 25 Lakhs 50 Lakhs
1 years 10,116 14,392 22,044
2 years 18,752 26,627 40,790
3 years 27,421 38,967 59,713

**Last Updated on March, 2022

Premium Amount payable under Activ Health Platinum Essential Plan

Premium Amount payable under Activ Health Platinum-Essential Plan

For Activ Health Platinum Premiere Plan

Premiere
Policy Term 10 Lakhs 25 Lakhs 50 Lakhs
1 years 54,198 62,031 73,889
2 years 1,03,208 1,17,555 1,39,473
3 years 1,51,831 1,73,169 2,04,997

**Last Updated on March, 2022

Premium Amount payable under Activ Health Platinum Premiere Plan

Premium Amount payable under Activ Health Platinum- Premiere Plan

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Life Insurance Network Hospitals are present nationwide. With a wide network of over 8787 cashless hospitals, Aditya Birla Life Insurance ensures that you are medically secured, irrespective of the city you reside in.

What Is Covered Under Activ Health Platinum?

Parameters Plan Variants
Essential Enhanced Premiere
In Patient Hospitalization Room Type
Room Options up to S.I. - 3 L

1. Shared Room
2. Single Private A/C Room
Room Type


Room Options up to S.I. - 3 L
1. Shared Room
2. Single Private A/C Room
Up to SI for all options
Room Options S.I. 4L and above


1. Shared Room
2. Single Private A/C Room
3. Any room
Room Options S.I. 4L and above
1. Shared Room
2. Single Private A/C Room
3. Any room
Up to SI for all options
ICU Charges up to SI ICU Charges up to SI ICU Charges up to SI
Pre-Hospitalization Expenses Available, up to 30 days Available, up to 60 days Available, up to 60 days
Post-Hospitalization Expenses Available, up to 60 days Available, up to 180 days Available, up to 180 days
Day Care Treatment
Domiciliary Hospitalization
Road Ambulance Cover
Mental Illness Hospitalization Rs. 50,000 (up to SI of Rs. 4 Lakhs)
Rs.1,00,000 (upto SI of Rs. 5 Lakhs & Above)
AYUSH Cover
Obesity Treatment
Modern Treatment Available for listed procedures Available for listed procedures Available for listed procedures
Dental Consultation & Investigations x Available for Sum Insured 15 lakhs and above
Post Hospitalization- Physiotherapy Cover x x
Premium Waiver x Available for 1 policy year Available for 1 policy year
Mandatory Co-payment 20% Not Applicable Not Applicable
Organ Donor Expenses x
Reload of Sum Insured x Available (up to 100 % SI) x
Super Reload x x 100% reload available
Health Check-up Program Available, once in a policy year Available, once in a policy year Available, once in a policy year
Second e-opinion for major illnesses
Recovery Benefit x 1% of Sum Insured x
Waiting Period
Initial Waiting Period 30 days (not applicable in case of an accident)
For Specified Disease or Procedure 24 Months
For Pre-Existing Disease 36 Months

**Last Updated on March, 2022

Activ Health Platinum Plan

What is Not Covered in Aditya Birla Activ Health Platinum Plan?

The following are the exclusions of the Aditya Birla Activ Health Platinum Plan:

  • Any injury, or hospitalization due to any man-made disasters like war, invasion, etc.
  • Any expenses incurred on surgeries meant for enhancing facial features like plastic, and surgeries for the congenital disorder, infertility, etc.
  • Intentional self-injury and treatment for drug addiction and alcoholism.
  • Any injuries due to participating in any adventurous activities.

How To Buy Aditya Birla Activ Health Platinum Plan?

Buying Aditya Birla Activ Health Platinum Plan online is an easy and hassle-free process. Just follow the below process and buy your policy today:

Step 1: Visit the official website of Aditya Birla Activ Health.

Step 2: From the top menu bar, click on the products, and then select the Activ Health Platinum from the drop-down menu.

Step 3: Click on the variant you want to choose.

Step 4: Go to the 'Quick Quote' option, and fill up your details in it.

Step 5: Once done, the next page will show you all the details related to the premium you need to pay. You can choose the policy term, sum insured, and can also add other family members.

Step 6: Click on the 'Buy Now' option, and pay the premium online. Your policy details will be shared at your registered email address.

How To Renew an Aditya Birla Health Insurance Policy?

  • Visit the official website of Aditya Birla Health Insurance. On the top right, click on the 'Renew' option.
  • From the drop-down menu, select 'Quick Renew'.
  • On the next page, fill up your policy number, prosper's date of birth or mobile number.
  • Click on the 'Abhi Karo'
  • Pay the premium online, and your Aditya Birla health insurance renewal details will be mailed to your registered email address.

Aditya Birla Important Links


Activ Health Platinum Plan: FAQ

1. Who can I purchase the Aditya Birla Activ Health Platinum plan for?

You can buy the Aditya Birla Activ Health Platinum plan for yourself and your spouse, as well as up to your 3 dependent children.

2. Are medical check-ups required for buying the Aditya Birla Activ Health Platinum plan?

It depends on the applicant’s age and the sum insured he/she opted for. The cost of the medical check-ups will be fully reimbursed if the policy was accepted by the insurance company.

3. Are pre and post-hospitalization covers for AYUSH treatment under the Active Health plan?

No, pre and post-hospitalization expenses are not covered under AYUSH treatment.

4. Is there any grace period for the renewal of the Aditya Birla Activ Health Platinum plan?

Yes, there is a 30 day grace period for the renewal of the policy.

5. Is the home care treatment covered under the Aditya Birla Activ health Platinum Plan?

Yes, Domiciliary treatment is covered up to 100% of your selected Sum Insured.

Find Out What the Customers Are Saying

(Showing latest 5 reviews only)

- 4.1/5 (53 Total Rating)

May 26, 2022

Gurjeet Singh

Gurgaon

I bought an insurance plan to safeguard the future of my child and I am satisfied with the plan as it was customized according to my needs.

February 21, 2022

Riya

Bengaluru

ABRL is a good company for health insurance. I took senior citizen plan for my parents and happy that they are always there to help my old parents and their problems

February 17, 2022

mihir jani

Gandhinagar

I made claim for my husband s hand surgery from aditya birla health insurance. I live alone with my husband and got nobody to help but aditya birla helped me in the entire procedure and cashless claim like a family member

October 19, 2021

Dilpreet Singh

Pune

very vast range of plans! the premiums are decent for anybody s budget. I would 1000% recommend the comapny

October 18, 2021

Kinshuk

Hyderabad

It has been an absolute pleasure associating with policyx for my health insurance. They have been very helpful in my decision.

Last updated on March, 2022

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