Aditya Birla Activ Fit Plus Plan

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer

You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy!

YES, you heard this right. Don't you trust us? Let us explain this to you further, read on.

So, the Aditya Birla Activ Fit Plus health plan gives you a versatile range of benefits that leads you to improve your overall well-being, be it physical, emotional, mental, or social. This plan is a boon for young adults or Gen-Zs, as it provides;

All of the basic healthcare benefits at affordable premiums
Rewards them to stay fit and healthy
Unlimited times of sum insured refill in a policy year so they're covered no matter how expensive the situation gets while hospitalizing
Doubles the sum insured on two consecutive claim-free policy years
A good health discount
Early bird discounts
Cashless treatment benefits
And there's a plus of optional travel protection cover
Free health assessment and optional Super No Claim Bonus as well

Aditya Birla Activ Fit Plus Plan Specifications

To understand Aditya Birla Activ Fit Plus Plan Insurance in detail, take a look at the below table:

Entry Age

Min- 90 days, Max- 45 years

Policy Type

Individual and Family Health Insurance

Sum Insured

5 L | 10 L | 25 L | 50 L | 70 L | 85 L | 1 Cr

Initial Waiting Period*

30 Days

Renewability

Policy Term

1/2/3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your Aditya Birla Activ Fit Plus Plan

With wide coverage options available, Aditya Birla Activ Fit Plus Plan Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Covered

Organ Donor

Covered

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Not Covered

Air Ambulance

Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

Not Covered

Vaccination

Not Covered

Limitations

Co-payment

Not Covered

Sub-limits

Not Covered

Features of Activ Fit Plus Plan

On staying healthy and fit, this plan can make you earn up to 50% HealthReturns™
Earn up to 10% upfront good health discount on paying the first premium of your policy
If you are below 35 years of age, you can get up to 10% early bird discount from the 8th policy tenure and afterwards
The optional travel protection cover provides benefits for baggage loss, trip cancellation charges, and so on
Avail a tax benefit under section 80D of the Income Tax Act

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Exclusions: Aditya Birla Activ Fit Plus Plan

Here are some of the standard exclusions of this plan for your reference:

No cover till the initial waiting period of 30 days, except for the accident

Self-inflicted injury

An attempt to suicide or a suicidal act

Adventure, hazardous activity

An act of war

Childbirth or complications related to it

Alcoholism, drug abuse, causing a health complication or leading to treatment

Non-allopathic treatments

Parkinson's disease, stem cell therapy, etc

Diagnostics expenses

Investigation and evaluation

Hearing aids, spectacles/contact lenses including optometric therapy, multifocal lenses, etc

Gender change treatment

Obesity management/weight control

Cosmetic treatments, and beauty surgeries

Criminal intent or breach of law

Treatment taken outside India or external hospital networks

How can I earn HealthReturns™ with the Activ Fit Plus plan?

Step 1
Take a health assessment, and get your heart score
Step 2
Walk 10K steps/day, earn 1 Active Dayz™ or Workout for 30 minutes to burn 300 calories/day
Step 3
Earn up to 30% HealthReturns™ on completing 13 Active Dayz™/month
Step 4
Avail up to 20% additional HealthReturns™ on completing 275 Active Dayz™/year

Where can I use my Activ Fit Plus HealthReturns™?

Use your HealthReturns™ to pay the next premium of your policy
Buy medicinal drugs/prescribed medications from the insurer's networking partners
Go to the network hospital to pay for your diagnostic tests
Use it as a health contingency in times of need for medical support

Explore other Aditya Birla Health Insurance

To cater to the different medical needs of an individual & their family, Aditya Birla Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Aditya Birla Health Insurance plans explore more:

Critical Illness Health Insurance

Aditya Birla Cancer Health Plan

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

Upto 1 Cr SI
Minimum Survival Period
All Cancer Stages Covered

Aditya Birla Cancer Health Plan (Pros)

Covers 3 stages
150% of SI
10% of no claim bonus
High SI
Lump sum payout

Aditya Birla Cancer Health Plan (Cons)

Illness due to intoxicants
Obesity treatment unavailable
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Aditya Birla Cancer Health Plan (Other Benefits)

Wellness coach
Second e-opinion
Short survival period
Upto 1 Cr SI
Hospitalization Expense

Aditya Birla Cancer Health Plan (Eligibility Criteria)

Entry Age- 18 Years
Max Entry Age- 65 Years
SI- 5L to 1 Cr
Waiting Period- 90 days

Accident Health Insurance

Aditya Birla Personal Accident Plan

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

Up to 20 Cr SI
11 Optional Covers
Avail Wellness Benefit

Aditya Birla Personal Accident Plan (Pros)

Total and partial disability cover
Accidental death cover
No claim bonus
Ambulance cover
Education benefit

Aditya Birla Personal Accident Plan (Cons)

Illness due to intoxicants
Obesity treatment unavailable
Hazardous activity not covered
Cosmetic surgery unavailable

Aditya Birla Personal Accident Plan (Other Benefits)

Income cover
Loan protect cover
Orphan benefits
Compassionate visit
Coma benefit

Aditya Birla Personal Accident Plan (Eligibility Criteria)

Entry age- 5 years
Max entry age- 65 years
SI- 30L
Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Enhance

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

Critical Illness Cover
Health Coach
SI Up to 2 Crores

Aditya Birla Activ Health Platinum Enhance (Pros)

Earn 100% health returns
Cover for dental consultations
Modern treatment cover
Wellness coach
Mental illness cover

Aditya Birla Activ Health Platinum Enhance (Cons)

Illness due to intoxicants
Change of gender treatment
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Aditya Birla Activ Health Platinum Enhance (Other Benefits)

Chronic management program
Premium waiver benefit
Reload of SI
Road ambulance cover
Second e-opinion

Aditya Birla Activ Health Platinum Enhance (Eligibility Criteria)

Entry age- 90 days
Max entry age- 45
SI- 1L to 1 Cr
Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Fit Health Plan

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ Fit Health Plan (Pros)

Provides health reward for keeping yourself healthy
gives optional benefits
Get maternity expense benefits

Aditya Birla Activ Fit Health Plan (Cons)

Does not cover air ambulance
No coverage for global treatment

Aditya Birla Activ Fit Health Plan (Other Benefits)

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ Fit Health Plan (Eligibility Criteria)

Entry Age - 18
Maximum Entry Age - 65
SI -4-25 Lakh
Waiting Period - 30 days

Critical Illness Health Insurance

Aditya Birla Activ Secure Critical Illness Plan

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

64 Critical Illnesses Covered
Replace Loss of Income
Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Pros)

64 Critical Illnesses Covered Replace
Loss of Income
Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Cons)

Does not cover maternity
Does not cover any congenital illness
Does not cover any evaluation purposes

Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)

The sum insured of this plan is of up to 1 Cr
It comes in three different variants - Plans 1/ 2/ 3 with specific coverage options

Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)

Min- 5 years
Max- 65 years

Senior Citizen Health Insurance

Aditya Birla Activ Care Classic Plan

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

360 degrees support to seniors
Cashless home treatment
586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Pros)

360 degrees support to seniors
Cashless home treatment
586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Cons)

Does not cover modern treatments
Vaccinations not covered
Compassionate travel not covered

Aditya Birla Activ Care Classic Plan (Other Benefits)

Tax benefits
Advanced health check-up
Optional room upgrade facility

Aditya Birla Activ Care Classic Plan (Eligibility Criteria)

Min- 55 years
Max- 80

Individual and Family Health Insurance

Aditya Birla Activ One

Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...

Unique Features

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ One (Pros)

Chronic illness covered
double coverage

Aditya Birla Activ One (Cons)

Daily hospital cash not covered
OPD charges not covered
Maternity not covered

Aditya Birla Activ One (Other Benefits)

Initial waiting period 30 years

Aditya Birla Activ One (Eligibility Criteria)

Individual and Family Health Insurance

Aditya Birla Activ Fit Plus Plan

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

Stay fit & get rewarded
Travel protection cover
Unlimited SI refill

Aditya Birla Activ Fit Plus Plan (Pros)

Pre-hospitalization cover
Post-hospitalization cover
Modern treatment cover
Organ donor cover

Aditya Birla Activ Fit Plus Plan (Cons)

Obesity/ weight control
Change of gender treatments
Hazardous or adventure sports
External providers
Beauty/cosmetic treatment

Aditya Birla Activ Fit Plus Plan (Other Benefits)

10-50-100 benefits
Activ Health App
Binge SI refill
Premium back option
Super no-claim bonus

Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)

Entry Age - 91 days
Max Entry Age - 45 years
SI - 5 L - 1 Cr
Waiting Period - 30 Days

Individual and Family Health Insurance

Activ Health Platinum

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

Explore the Eligibility Criteria
Key Features of the Plan
Inclusions & Exclusions

Activ Health Platinum (Pros)

Post hospitalisation physiotherapy
Health coach benefit
One premium waiver
Health assessment
Chronic management program

Activ Health Platinum (Cons)

Illness due to intoxicants
change of gender treatment
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Activ Health Platinum (Other Benefits)

Road ambulance cover
No claim bonus
Critical illness cover
Domiciliary hospitalisation
Super reload of SI

Activ Health Platinum (Eligibility Criteria)

Entry age- 91 days
Max entry age- 65 years
SI- 10L to 2 Cr

Individual and Family Health Insurance

Activ Health Platinum Essential

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

Chronic Management Care
Wellness Benefits
COVID-19 Cover

Activ Health Platinum Essential (Pros)

Health returns cover
Chronic management program
Mental illness cover
Home care treatment
Obesity treatment

Activ Health Platinum Essential (Cons)

Illness due to intoxicants
Change of gender treatment
Hazardous activities not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Activ Health Platinum Essential (Other Benefits)

AYUSH treatment cover
Road ambulance cover
Health check-up program
International cover
Critical Illness cover

Activ Health Platinum Essential (Eligibility Criteria)

Entry age- 91 days
Max entry age- No age limit

Aditya Birla Activ Fit Plus Plan: FAQs

1. Can I buy Activ Fit Plus health plan on an individual basis?

Yes, you can buy this policy as an individual plan as well and the minimum entry age for buying this policy is 5 years.

2. Are pre-existing diseases (PEDs) covered under this plan?

Yes, PEDs are covered after a waiting period of 48 months.

3. Where can I buy the Activ Fit Plus plan?

Call our health insurance experts and buy your Activ Fit Plus insurance after understanding all the aspects of this plan.

4. What is the 10-50-100 benefit of the Activ Fit Plus plan?

It means a 10% upfront good health discount, up to 50% HealthReturnsTM, and upto 100% of unlimited sum insured refill.

5. How can the Activ Health app help me?

Activ Health application maintains a wellness ecosystem that helps you keep track of your health, contact healthcare experts, record daily activities, book health check-ups, and so on.

Aditya Birla Activ Fit Plus Plan

Aditya Birla Activ Fit Plus Plan Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Choose Your Aditya Birla Activ Fit Plus Plan

In-patient & Out-patient coverage

Coverage Terms

Alternative Treatments

Emergency Coverage

Wellness Programmes

Limitations

Features of Activ Fit Plus Plan

Recommended Videos

Aditya Birla Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Exclusions: Aditya Birla Activ Fit Plus Plan

How can I earn HealthReturns™ with the Activ Fit Plus plan?

Where can I use my Activ Fit Plus HealthReturns™?

Explore other Aditya Birla Health Insurance

Aditya Birla Cancer Health Plan (Pros)

Aditya Birla Cancer Health Plan (Cons)

Aditya Birla Cancer Health Plan (Other Benefits)

Aditya Birla Cancer Health Plan (Eligibility Criteria)

Aditya Birla Personal Accident Plan (Pros)

Aditya Birla Personal Accident Plan (Cons)

Aditya Birla Personal Accident Plan (Other Benefits)

Aditya Birla Personal Accident Plan (Eligibility Criteria)

Aditya Birla Activ Health Platinum Enhance (Pros)

Aditya Birla Activ Health Platinum Enhance (Cons)

Aditya Birla Activ Health Platinum Enhance (Other Benefits)

Aditya Birla Activ Health Platinum Enhance (Eligibility Criteria)

Aditya Birla Activ Fit Health Plan (Pros)

Aditya Birla Activ Fit Health Plan (Cons)

Aditya Birla Activ Fit Health Plan (Other Benefits)

Aditya Birla Activ Fit Health Plan (Eligibility Criteria)

Aditya Birla Activ Secure Critical Illness Plan (Pros)

Aditya Birla Activ Secure Critical Illness Plan (Cons)

Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)

Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)

Aditya Birla Activ Care Classic Plan (Pros)

Aditya Birla Activ Care Classic Plan (Cons)

Aditya Birla Activ Care Classic Plan (Other Benefits)

Aditya Birla Activ Care Classic Plan (Eligibility Criteria)

Aditya Birla Activ One (Pros)

Aditya Birla Activ One (Cons)

Aditya Birla Activ One (Other Benefits)

Aditya Birla Activ One (Eligibility Criteria)

Aditya Birla Activ Fit Plus Plan (Pros)

Aditya Birla Activ Fit Plus Plan (Cons)

Aditya Birla Activ Fit Plus Plan (Other Benefits)

Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)

Activ Health Platinum (Pros)

Activ Health Platinum (Cons)

Activ Health Platinum (Other Benefits)

Activ Health Platinum (Eligibility Criteria)

Activ Health Platinum Essential (Pros)

Activ Health Platinum Essential (Cons)

Activ Health Platinum Essential (Other Benefits)

Activ Health Platinum Essential (Eligibility Criteria)

Aditya Birla Activ Fit Plus Plan: FAQs

1. Can I buy Activ Fit Plus health plan on an individual basis?

2. Are pre-existing diseases (PEDs) covered under this plan?

3. Where can I buy the Activ Fit Plus plan?

4. What is the 10-50-100 benefit of the Activ Fit Plus plan?

5. How can the Activ Health app help me?

Explore Aditya Birla Health Insurance

Other Health Insurance Companies