Aditya Birla Activ Fit Plus
  • Stay fit & get rewarded
  • Travel protection cover
  • Unlimited SI refill
premium

Network hospitals

11000+

premium

Incurred claim ratio

64.68%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

22

premium

Solvency Ratio

2.3

premium

Pan India Presence

213

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

11000+

premium

Incurred claim ratio

64.68%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

22

premium

Solvency Ratio

2.3

premium

Pan India Presence

213

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Aditya Birla Activ Fit Plus Plan

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer

You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy!

YES, you heard this right. Don't you trust us? Let us explain this to you further, read on.

So, the Aditya Birla Activ Fit Plus health plan gives you a versatile range of benefits that leads you to improve your overall well-being, be it physical, emotional, mental, or social. This plan is a boon for young adults or Gen-Zs, as it provides;

  • ll of the basic healthcare benefits at affordable premiums
  • Rewards them to stay fit and healthy
  • Unlimited times of sum insured refill in a policy year so they're covered no matter how expensive the situation gets while hospitalizing
  • Doubles the sum insured on two consecutive claim-free policy years
  • A good health discount
  • Early bird discounts
  • Cashless treatment benefits
  • And there's a plus of optional travel protection cover
  • Free health assessment and optional Super No Claim Bonus as well

Features of Activ Fit Plus Plan

  • On staying healthy and fit, this plan can make you earn upto 50% HealthReturns™
  • Earn upto 10% upfront good health discount on paying the first premium of your policy
  • If you are below 35 years of age, you can get upto 10% early bird discount from the 8th policy tenure and afterwards
  • The optional travel protection cover provides benefits for baggage loss, trip cancellation charges, and so on
  • Avail a tax benefit under section 80D of the Income Tax Act

How can I earn HealthReturns™ with the Activ Fit Plus plan?

Step 1: Take a health assessment, and get your heart score

Step 2: Walk 10K steps/day, earn 1 Active Dayz™ or Workout for 30 minutes to burn 300 calories/day

Step 3: Earn upto 30% HealthReturns™ on completing 13 Active Dayz™/month

Step 4: Avail upto 20% additional HealthReturns™ on completing 275 Active Dayz™/year

Where can I use my Activ Fit Plus HealthReturns™?

  • Use your HealthReturns™ to pay the next premium of your policy
  • Buy medicinal drugs/prescribed medications from the insurer's networking partners
  • Go to the networking hospital to pay for your diagnostic tests
  • Use it as a health contingency in times of need for medical support

Eligibility Criteria for Buying Aditya Birla Activ Fit Plus Plan

Entry Age

Child: 91 days (minimum)

Entry Age Max.

Adult: 18 - 45 years

Policy Term

1/2/3 year/s

Plan Type

Individual/Multi Individual/Family Floater

Sum Insured

5 L - 1 Cr

Initial Waiting Period*

30 days

*The Initial Waiting Period is the period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

To know more about the plan, read the policy brochure provided below:

Specifications of the Aditya Birla Activ Fit Plus Plan

In-patient & Out-patient Coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Covered (only with optional cover)

Coverage Terms

COVID-19 Treatment

Covered

Cataract

NA

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Covered

Organ Donor

Covered

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

NA

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

NA

Compassionate Travel

NA

Global Coverage

NA

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

NA

Vaccination

Not Covered

Limitations

Co-payment

NA

Sub-limits

NA

What is Room Rent?

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered for SI 5 Lacs & above - Any Room

What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered for - Actual

What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the Planholder

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered (90 days)

What is Post Hospitalization?

Medical expenses incurred after the discharge of the Planholder from the hospital.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered (180 days)

What is Domiciliary Hospitalization?

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered upto SI

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under the Aditya Birla Activ Fit Plus Plan

All daycare treatment covered up to the sum insured

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered for optional cover only

What is COVID-19 Treatment?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Not Covered

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward Planholders with an increase in the Sum Insured amount as a no-claim bonus on Plan renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Available (10% of SI per annum, max up to 100%)

What is Automatic Restoration?

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Available Binge Refill - Cover up to 100% sum insured unlimited times for any illness/injury

What is Daily Hospital Cash?

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Daily Cash Benefit (Shared Accommodation):

  • SI - INR 5 Lacs - 10 Lacs - INR 800 per day (Max up to INR 4,800 per event)
  • SI 15 Lacs & Above: INR 1,000 per day; (Max Up to INR 6,000 per event)
What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered up to sum insured

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedure deliveries.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Not covered

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under the Aditya Birla Activ Fit Plus Plan

Not Covered

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered up to sum insured

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under the Aditya Birla Activ Fit Plus Plan

Not covered

What is a Modern Treatment?

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered up to sum insured

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered; Network hospitals- Actuals Non-network hospitals- up to INR 3000 per event

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Not covered

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the Planholder gets admitted to a hospital outside his/her residential city.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Not available

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Not available

What is E-Consultation?

If a Plan offers E-consultation it allows Planholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Covered; Teleconsultations by General Medical Practitioner or AYUSH Medical Practitioner, unlimited times during the policy year

What is a Health Checkup?

A facility where the Planholder can avail of free health check-ups after fulfilling the company's policies.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Available once during the policy year for insured aged 18 years & above on the start date of the policy

What is a Second Medical Opinion?

If the Planholder wants, they may opt for a second medical opinion wherein the Planholder can consult another doctor within the company's network of medical practitioners.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Not Covered

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Not Covered

What is Co-payment?

In the co-payment clause, Planholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Not available

What is the Sub limit?

Sub-limits are the specific limits set in an insurance policy for its various features. For example, there are usually sub-limits set on room rent, OPD, doctor's fees, ambulance charges, family visits, etc. Small amounts of the total sum insured are allotted to different features that the policy comes with and exceeding these amounts leads to out-of-pocket expenses from the policyholder.

Coverage status under the Aditya Birla Activ Fit Plus Plan

Not applicable

Aditya Birla Health Insurance Network Hospital List

Exclusions: Aditya Birla Activ Fit Plus Plan

Here are some of the standard exclusions of this plan for your reference:

No cover till the initial waiting period of 30 days, except for the accident

Self-inflicted injury

An attempt to suicide or a suicidal act

Adventure, hazardous activity

An act of war

Childbirth or complications related to it

Alcoholism, drug abuse, causing a health complication or leading to treatment

Non-allopathic treatments

Parkinson's disease, stem cell therapy, etc

Diagnostics expenses

Investigation and evaluation

Hearing aids, spectacles/contact lenses including optometric therapy, multifocal lenses, etc

Gender change treatment

Obesity management/weight control

Cosmetic treatments, and beauty surgeries

Criminal intent or breach of law

Treatment taken outside India or external hospital networks

Others, as per the specifications of your policy's terms and conditions

Pinned Note

Activ Fit Plus policy is here to provide you with the best healthcare benefits, and medical coverage and will reward you for being healthy.

Sounds interesting to you. But how will you be able to get the reward? Give us a call at 1800 4200 269 and talk to the experts of PolicyX right now and get all these answers to your queries and know more about the Aditya Birla Activ Fit Plus plan.

Explore other Aditya Birla Health Plans

Aditya Birla Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Affordable

A versatile health insurance plan with a wide range of sum insured options ranging between 5 Lakhs to 2 Crores.

Unique Benefits

  • Up to 100% Health Returns
  • No Hospitalization Capping
  • Mental Illness Healthcare

Aditya Birla Activ One (Pros)

  • Multiple Optional Covers
  • Long Term Discounts
  • Daycare Treatment Cover
  • Claim Protect
  • Organ Donor Expenses

Aditya Birla Activ One (Cons)

  • Change of gender treatments
  • Cosmetic Surgery
  • Injuries due to Adventure Sports
  • Breach of law
  • IVF treatments

Aditya Birla Activ One (Other Benefits)

  • Cancer Cover
  • Critical Illness Cover
  • Chronic Health Ailments
  • OPD Cover

Aditya Birla Activ One (Eligibility Criteria)

  • Minimum: 18 Years
  • Max Entry Age: No limit
  • Policy Term: 1/2/3 Years
  • Initial Waiting Period: 30 Days

Affordable

Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.

Unique Benefits

  • 150% sum insured reload
  • No Room rent capping
  • Mental illness covered

Activ Assure Diamond (Pros)

  • 100% Ambulance Cover
  • Organ Donor Expenses Covered
  • AYUSH Treatment Cover
  • Hospital Allowance
  • Day Care Treatment Covered

Activ Assure Diamond (Cons)

  • 10% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond (Other Benefits)

  • Up to 10% Long Term Discount
  • Health Return Points
  • Room Upgrade Available
  • Super No Claim Bonus
  • Unlimited Reload of SI

Activ Assure Diamond (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - Age No Limit
  • SI - 2 L to 2 Cr
  • Waiting Period - 30 Days

Cancer Plan

Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.

Unique Benefits

  • Short survival period of 7 days
  • Early stages of cancer covered
  • Avail no claim bonus

Activ Secure- Cancer Secure (Pros)

  • Covers 3 Stages
  • 150% of SI
  • 10% of No Claim Bonus
  • High SI
  • Lump Sum Payout

Activ Secure- Cancer Secure (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure- Cancer Secure (Other Benefits)

  • Wellness Coach
  • Second e-Opinion
  • Short Survival Period
  • Upto 1 Cr SI
  • Hospitalization Expense

Activ Secure- Cancer Secure (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Accident Plan

The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.

Unique Benefits

  • Education benefits provided
  • Funeral expenses covered
  • Protection against income loss

Activ Secure Personal Accident (Pros)

  • Total & Partial Disability Cover
  • Accidental Death Cover
  • No Claim Bonus
  • Ambulance Cover
  • Education Benefit

Activ Secure Personal Accident (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Personal Accident (Other Benefits)

  • Income Cover
  • Loan Protect Cover
  • Orphan Benefit
  • Compassionate Visit
  • Coma Benefit

Activ Secure Personal Accident (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 30 L
  • Waiting Period - 30 Days

Illness Plan

An Insurance plan that covers you against chronic illnesses like asthma, high blood pressure, high cholesterol, and diabetes.

Unique Benefits

  • Day 1 Cover
  • Day Care Treatment
  • Pre & Post Hospitalization

Activ Health Platinum Essential (Pros)

  • Health Returns Cover
  • Chronic Management Program
  • Mental Illness Cover
  • Home Care Treatment
  • Obesity Treatment

Activ Health Platinum Essential (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Health Platinum Essential (Other Benefits)

  • AYUSH Treatment Cover
  • Road Ambulance Cover
  • Health Check-Up Program
  • International Cover
  • Critical Illness Cover

Activ Health Platinum Essential (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - No Age Limit
  • SI - Unavailable
  • Waiting Period - 30 Days

Platinum Plan

Activ Health Platinum Enhanced

A unique Plan with features such as a chronic management program, modern treatments, covid-19, and more.

Unique Benefits

  • High SI
  • Affordable Premiums
  • Wellness Benefits

Activ Health Platinum Enhanced (Pros)

  • Earn 100% Health Return
  • Cover for Dental Consultations
  • Modern Treatment Cover
  • Wellness Coach
  • Mental Illness Cover

Activ Health Platinum Enhanced (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Health Platinum Enhanced (Other Benefits)

  • Chronic Management Program
  • Premium Waiver Benefit
  • Reload of SI
  • Road Ambulance Cover
  • Second e-opinion

Activ Health Platinum Enhanced (Eligibility Criteria)

  • Entry Age - Years
  • Max Entry Age - Years
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

comprehensive Plan

Aditya Birla Activ Fit

A health insurance plan designed especially for the youth. The plan provides protection and rewards for good health.

Unique Benefits

  • Affordable Premiums
  • Discounts Available
  • Travel Protect

Aditya Birla Activ Fit (Pros)

  • Maternity Cover
  • Binge Refill Feature
  • 10% Good Health Discount
  • Daily Cash Benefit
  • Day Care Treatment

Aditya Birla Activ Fit (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Aditya Birla Activ Fit (Other Benefits)

  • Up to 100% NCB
  • Health Check-up
  • Home Treatment
  • OPD Expense Cover
  • Premium Waiver Benefit

Aditya Birla Activ Fit (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 45 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Platinum Plan

This is a plan that comes with wellness and chronic care benefits.

Unique Features

  • Day 1 Cover for chronic disease
  • 586 Day Care Treatment
  • Worldwide Emergency Assistance

Standard

Arogya Sanjeevani Policy

A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.

Unique Benefits

  • Avail 5% cumulative bonus
  • Cataract treatment covered
  • All daycare treatments covered

Arogya Sanjeevani Policy (Pros)

  • AYUSH Treatment
  • Pre & Post Hospitalization Cover
  • Cashless Treatment
  • Day Care Treatments
  • 5% No Claim Bonus

Arogya Sanjeevani Policy (Cons)

  • 5% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

  • High SI
  • Room Rent Cover
  • Cataract Treatment
  • 5% ICU Cover
  • Individual & Family Floater

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

comprehensive Plan

Activ Health Platinum Premier

The plan offers comprehensive coverage with health return benefits, COVID-19 coverage, a chronic management program, and more.

Unique Benefits

  • Dental Cover
  • Health Returns
  • Affordable Premiums

Activ Health Platinum Premier (Pros)

  • Post-Hospitalization Physiotherapy
  • Health Coach Benefit
  • One Premium Waiver
  • Health Assessment
  • Chronic Management Program

Activ Health Platinum Premier (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Health Platinum Premier (Other Benefits)

  • Road Ambulance Cover
  • No Claim Bonus
  • Critical Illness Cover
  • Domiciliary Hospitalization
  • Super Reload of SI

Activ Health Platinum Premier (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 10 L to 2 Cr
  • Waiting Period - 30 Days

Super top-up

Activ Assure Diamond + Super Health Topup

A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.

Unique Benefits

  • 586-day care procedures covered
  • No restriction on room rent
  • Road Ambulance coverage up to 5K

Activ Assure Diamond + Super Health Topup (Pros)

  • COVID-19 Cover
  • Home Treatment Cover
  • DayCare Treatment Covered
  • Affordable Premiums
  • OPD Consultations

Activ Assure Diamond + Super Health Topup (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond + Super Health Topup (Other Benefits)

  • Air Ambulance
  • Wellness Benefits
  • Long Term Discounts
  • Domiciliary Hospitalization
  • Organ Donor Expenses

Activ Assure Diamond + Super Health Topup (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Critical Plan

The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.

Unique Benefits

  • Lump Sum payout on detection
  • 150% sum assured
  • Short survival period

Activ Secure Critical Illness Plan (Pros)

  • Cover up to 64 CI
  • 3 Plan Variants
  • High SI
  • Short Survival Period
  • Active Health App

Activ Secure Critical Illness Plan (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Critical Illness Plan (Other Benefits)

  • Wellness Coach
  • Second Medical Opinion
  • Cancer Cover
  • Kidney Failure Cover
  • Brain Tumor Cover

Activ Secure Critical Illness Plan (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

comprehensive Plan

It is a comprehensive health insurance plan with 360-degree coverage for senior citizens. It supports your family members at every stage of their health.

Unique Benefits

  • Health Returns Available
  • Comprehensive Health Check-up
  • Up to 50% No Claim Bonus

Aditya Birla Activ Care Classic (Pros)

  • Personal Health Coach
  • AYUSH Treatment Cover
  • 21% Health Returns
  • Cashless Home Treatment
  • Day Care Treatment

Aditya Birla Activ Care Classic (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Aditya Birla Activ Care Classic (Other Benefits)

  • Nursing at Home
  • ICU Bed at Home
  • 586 Day Care Treatments
  • Domiciliary Hospitalization
  • ICU Expenses Cover

Aditya Birla Activ Care Classic (Eligibility Criteria)

  • Entry Age - 55 Years
  • Max Entry Age - 80 Years
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Aditya Birla Activ Fit Plus Plan : FAQs

1. Can I buy Activ Fit Plus health plan on an individual basis?

Yes, you can buy this policy as an individual plan as well and the minimum entry age for buying this policy is 5 years.

2. Are pre-existing diseases (PEDs) covered under this plan?

Yes, PEDs are covered after a waiting period of 48 months.

3. Where can I buy the Activ Fit Plus plan?

Call our health insurance experts and buy your Activ Fit Plus insurance after understanding all the aspects of this plan.

4. What is the 10-50-100 benefit of the Activ Fit Plus plan?

It means a 10% upfront good health discount, up to 50% HealthReturnsTM, and upto 100% of unlimited sum insured refill.

5. How can the Activ Health app help me?

Activ Health application maintains a wellness ecosystem that helps you keep track of your health, contact healthcare experts, record daily activities, book health check-ups, and so on.

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Simran Nirala

Written By: Simran Nirala

Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.