Aditya Birla Activ Fit Plus Plan

Overview

The Aditya Birla Activ Fit Plus plan rewards you for staying fit and healthy.

This plan offers a versatile range of benefits designed to improve your overall well-being, covering physical, emotional, mental, and social aspects. It is particularly beneficial for young adults and Gen-Zs, providing:

• All basic healthcare benefits at affordable premiums.
• Rewards for maintaining fitness and health.
• Unlimited sum insured refill in a policy year, ensuring coverage for expensive hospitalizations.
• Doubles the sum insured on two consecutive claim-free policy years.
• A good health discount.
• Early bird discounts.
• Cashless treatment benefits.
• An optional travel protection cover.
• Free health assessment and optional Super No Claim Bonus.

Features of Activ Fit Plus Plan

• Earn up to 50% HealthReturns™ by staying healthy and fit.
• Get up to 10% upfront good health discount on paying the first premium of your policy.
• If you are below 35 years of age, you can get up to 10% early bird discount from the 8th policy year onwards.
• The optional travel protection cover provides benefits for baggage loss, trip cancellation charges, and more.
• Avail a tax benefit under section 80D of the Income Tax Act.

Exclusions

Here are some of the standard exclusions of this plan for your reference:

• No cover during the initial waiting period of 30 days, except for accidental injuries.
• Self-inflicted injury.
• Attempted suicide or suicidal acts.
• Adventure or hazardous activities.
• Acts of war.
• Childbirth and related complications.
• Alcoholism, drug abuse, and related complications or treatments.
• Non-allopathic treatments.
• Parkinson's disease, stem cell therapy, etc.
• Diagnostic expenses.
• Investigation and evaluation procedures.
• Hearing aids, spectacles, contact lenses, optometric therapy, multifocal lenses, etc.
• Gender change treatments.
• Obesity management or weight control treatments.
• Cosmetic treatments and beauty surgeries.
• Treatment for injuries sustained due to criminal intent or breach of law.
• Treatment taken outside India or outside network hospitals.

How can I earn HealthReturns™ with the Activ Fit Plus plan?

1. Step 1 Take a health assessment and get your heart score.
2. Step 2 Walk 10K steps/day to earn 1 Active Dayz™ or workout for 30 minutes to burn 300 calories/day.
3. Step 3 Earn up to 30% HealthReturns™ on completing 13 Active Dayz™/month.
4. Step 4 Avail up to 20% additional HealthReturns™ on completing 275 Active Dayz™/year.

Where can I use my Activ Fit Plus HealthReturns™?

• Use your HealthReturns™ to pay the next premium of your policy.
• Buy medicinal drugs/prescribed medications from the insurer's networking partners.
• Go to the network hospital to pay for your diagnostic tests.
• Use it as a health contingency in times of need for medical support.