Aditya Birla Critical Illness Plans

Aditya Birla Health Insurance for Critical Illness

Aditya Birla's Critical Illness plan is a comprehensive plan designed to protect individuals from the financial burden caused by critical illness treatment. If you are diagnosed with any of the critical illnesses listed in the plan, the Aditya Birla Critical Illness plan provides a financial safety net by offering compensation for lost income and treatment costs. The diagnosis of any critical illness causes enormous mental and emotional stress on the patient and their family members; financial stress should not be an additional concern during this time.

Aditya Birla Health Insurance Critical Illness plans are designed to combat such critical illnesses by providing a range of services and coverage benefits that protect the individual and their family from financial stress. The Aditya Birla Critical Illness plan covers 60+ critical illnesses and is available in three different plan variants.

Aditya Birla Critical Illness Eligibility Criteria

• Entry Age: Minimum: Plan 1 & 2 - 5 Years | Plan 3 - 18 Years
• Maximum Age: 65 Years
• Plan Type: Individual / Family Floater
• Policy Term: 1 / 2 / 3 year
• Sum Insured: 1 L | 5 L | 10 L | 15 L | 20 L | 40 L | 50 L | 1 Cr
• Initial Waiting Period*: 30 Days

Key Benefits of Aditya Birla Critical Illness

Aditya Birla Critical Illness is a comprehensive health insurance plan with numerous features and benefits.

• Go Beyond Health Insurance

  The Aditya Birla Critical Illness health insurance policy is designed with the policyholder's overall well-being in mind. It includes an optional cover where you can access a wellness coach who will guide you through recovery and healthy living, helping you recover faster with personalized health advice.

• Comprehensive Coverage

  Critical illnesses can be costly to treat. Aditya Birla Critical Illness provides a sum insured of up to 1 Crore for extensive coverage of costly treatments and therapies. The plan offers extensive coverage for up to 64 critical illnesses, allowing the policyholder to focus on their well-being and health.

• Lump-Sum Payout

  If diagnosed with any of the 64 critical illnesses listed under the Aditya Birla Critical Illness plan, you will receive a lump-sum payment to cover your treatment and recovery costs. Policyholders can receive up to 150% of their sum insured if diagnosed with any of the critical illnesses listed under Aditya Birla Critical Illness.

• Multiple Plan Variants

  Aditya Birla Critical Illness offers three different variants to select from. Individuals can choose between the three plan variants: Plan 1 covers 20 critical illnesses, Plan 2 covers 50 critical illnesses, and Plan 3 covers 64 critical illnesses.

• Tax Benefits

  Policyholders can avail tax benefits under the Income Tax Act for premiums paid towards Aditya Birla's Critical Illness plan.

Aditya Birla Critical Illness Inclusions

The various inclusions of Aditya Birla Critical Illness are listed below:

• Accidental Death Cover
• Permanent Total Disablement
• Emergency Road Ambulance
• Daycare Treatment
• Air Ambulance
• Cancer
• Heart Attack
• Open Chest CABG

Aditya Birla Critical Illness Exclusions

The various exclusions of Aditya Birla Critical Illness are listed below:

• Sexually transmitted diseases or HIV/AIDS
• Influence of intoxicating liquor or drugs
• Suicide, attempted suicide, or intentional self-injury
• Congenital external diseases, defects, or anomalies
• Injuries or accidents caused while involved in any unlawful activity