Aditya Birla Health for Maternity
  • Pre & Post Natal Care
  • Multiple Discounts
  • Health Return Benefit
Aditya Birla Health for Maternity
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Aditya Birla Health Insurance for Maternity

Aditya Birla health insurance for maternity provides financial security for couples who want to bring their bundle of joy into the world and plan to expand their family. The fun and excitement of becoming new parents is no less than a feeling of victory. However, the pregnancy and childbirth process involves many hurdles and financial obligations as it involves regular doctor visits, medical tests, pre-natal, medicines and supplements, birthing classes, and more. A couple needs to be financially secure as bringing a new life into the world and caring for it does not stop post-delivery, once the baby is born it requires attention including medical vaccines, doctor visits, treatments for congenital diseases if any, and other medical expenses.

It is necessary for a child and a mother to be at their fittest and healthiest both physically and psychologically. Hence, investing in the Aditya Birla Maternity Insurance plan is a smart choice to manage pregnancy and childbirth without draining your life savings. Aditya Birla Health Insurance Maternity covers hospitalization and delivery expenses, and pre and post-natal expenses.

Key Benefits of Aditya Birla Health Insurance Maternity

There are a plethora of benefits when it comes to investing in Aditya Birla Health Insurance Maternity Cover for a couple who wants to start a family as it acts as a financial cushion.

  • Comprehensive Protection Pregnancy cover, newborn baby cover, congenital diseases coverage, pre & post-hospitalization cover, day care treatments, room rent, and more are all included in the Aditya Birla maternity insurance.
  • Early Bird Discount Aditya Birla health insurance maternity cover provides policyholders with a discount known as the early bird discount. It is available to individuals who invest in Aditya Birla Health Insurance Maternity at an early age i.e. before 35 years of age. The discount is applicable if the individual is below 35 years of age at the time of inception of the policy bought for the first time.
  • Efficient Service Aditya Birla health insurance maternity cover is amongst the most preferred names as the brand has built a loyal customer base by proving its efficiency in service. Aditya Birla health insurance offers individuals prompt claim settlement service, as well as any grievance redressal, is done effectively and efficiently. The insurance company is always available to help their policyholders in any way.
  • Tax Benefits Opting for Aditya Birla maternity insurance is beneficial as Aditya Birla Health Insurance for Maternity is eligible to avail of tax benefits on the premiums paid towards the policy under the Income Tax Act.
  • Health Returns Aditya Birla health insurance maternity offers a feature known as health return which states that individuals can earn up to 50% of their premiums as health returns as the policy rewards the policyholders who keep themselves fit and active. Individuals can earn these rewards by periodically indulging in the health-related activities set up by the insurance providers allowing them to accumulate health return rewards.

Aditya Birla Health Insurance Maternity Plan Eligibility Criteria

 

Entry Age

New Born: Day 1 to 90 Days
Child: Day 1 to 24 Years

 

Entry Age Adult

Adult: 18 Years
Maximum:65 Years

 

Policy Term

1/2/3 Years

 

Plan Type

Individual/ Family Floater

 

Sum Insured (in Rs.)

5 L | 10 L | 20 L | 40 L | 50 L | 75 L | 1 Cr

 

Initial Waiting Period

30 Days*

Aditya Birla Health Insurance Maternity Inclusions

Inclusions of Aditya Birla Health Insurance Maternity Cover include

Pre and post hospitalization expenses

Daycare Treatments

Pregnancy cover

Home Treatment

Organ Donor

Ambulance cover

Newborn baby cover

Domiciliary Hospitalization

AYUSH Cover

Aditya Birla Health Insurance Maternity Exclusions

Exclusions of Aditya Birla Health Insurance Maternity Cover include:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Adventure Sports Injuries

Cosmetic or obesity-related surgeries

Pre-existing illness up to 48 months

Network Hospital List

Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ensures that you are medically secured, irrespective of the city you reside in.

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Explore other Aditya Birla Health Insurance Company

To cater to the different medical needs of an individual & their family, Aditya Birla Health Insurance Company offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Aditya Birla Health Insurance Company plans explore more:

Critical Illness Health Insurance

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

  • Upto 1 Cr SI
  • Minimum Survival Period
  • All Cancer Stages Covered

Aditya Birla Cancer Health Plan (Pros)

Aditya Birla Cancer Health Plan
  • Covers 3 stages
  • 150% of SI
  • 10% of no claim bonus
  • High SI
  • Lump sum payout

Aditya Birla Cancer Health Plan (Cons)

Aditya Birla Cancer Health Plan
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Aditya Birla Cancer Health Plan (Other Benefits)

Aditya Birla Cancer Health Plan
  • Wellness coach
  • Second e-opinion
  • Short survival period
  • Upto 1 Cr SI
  • Hospitalization Expense

Aditya Birla Cancer Health Plan (Eligibility Criteria)

Aditya Birla Cancer Health Plan
  • Entry Age- 18 Years
  • Max Entry Age- 65 Years
  • SI- 5L to 1 Cr
  • Waiting Period- 90 days

Accident Health Insurance

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

  • Up to 20 Cr SI
  • 11 Optional Covers
  • Avail Wellness Benefit

Aditya Birla Personal Accident Plan (Pros)

Aditya Birla Personal Accident Plan
  • Total and partial disability cover
  • Accidental death cover
  • No claim bonus
  • Ambulance cover
  • Education benefit

Aditya Birla Personal Accident Plan (Cons)

Aditya Birla Personal Accident Plan
  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Cosmetic surgery unavailable

Aditya Birla Personal Accident Plan (Other Benefits)

Aditya Birla Personal Accident Plan
  • Income cover
  • Loan protect cover
  • Orphan benefits
  • Compassionate visit
  • Coma benefit

Aditya Birla Personal Accident Plan (Eligibility Criteria)

Aditya Birla Personal Accident Plan
  • Entry age- 5 years
  • Max entry age- 65 years
  • SI- 30L
  • Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

  • Critical Illness Cover
  •  Health Coach
  •  SI Up to 2 Crores

Aditya Birla Activ Health Platinum Enhance (Pros)

Aditya Birla Activ Health Platinum Enhance
  • Earn 100% health returns
  • Cover for dental consultations
  • Modern treatment cover
  • Wellness coach
  • Mental illness cover

Aditya Birla Activ Health Platinum Enhance (Cons)

Aditya Birla Activ Health Platinum Enhance
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Aditya Birla Activ Health Platinum Enhance (Other Benefits)

Aditya Birla Activ Health Platinum Enhance
  • Chronic management program
  • Premium waiver benefit
  • Reload of SI
  • Road ambulance cover
  • Second e-opinion

Aditya Birla Activ Health Platinum Enhance (Eligibility Criteria)

Aditya Birla Activ Health Platinum Enhance
  • Entry age- 90 days
  • Max entry age- 45
  • SI- 1L to 1 Cr
  • Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ Fit Health Plan (Pros)

Aditya Birla Activ Fit Health Plan
  • Provides health reward for keeping yourself healthy
  • gives optional benefits
  • Get maternity expense benefits

Aditya Birla Activ Fit Health Plan (Cons)

Aditya Birla Activ Fit Health Plan
  • Does not cover air ambulance
  • No coverage for global treatment

Aditya Birla Activ Fit Health Plan (Other Benefits)

Aditya Birla Activ Fit Health Plan
  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ Fit Health Plan (Eligibility Criteria)

Aditya Birla Activ Fit Health Plan
  • Entry Age - 18
  • Maximum Entry Age - 65
  • SI -4-25 Lakh
  • Waiting Period - 30 days

Critical Illness Health Insurance

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

  • 64 Critical Illnesses Covered
  • Replace Loss of Income
  • Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Pros)

Aditya Birla Activ Secure Critical Illness Plan
  • 64 Critical Illnesses Covered Replace
  • Loss of Income
  • Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Cons)

Aditya Birla Activ Secure Critical Illness Plan
  • Does not cover maternity
  • Does not cover any congenital illness
  • Does not cover any evaluation purposes

Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)

Aditya Birla Activ Secure Critical Illness Plan
  • The sum insured of this plan is of up to 1 Crore
  •   It comes in three different variants - Plans 1/ 2/ & 3 with specific coverage options. 

Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)

Aditya Birla Activ Secure Critical Illness Plan
  • Min- 5 years
  • Max- 65 years

Senior Citizen Health Insurance

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

  • 360 degrees support to seniors
  • Cashless home treatment
  • 586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Pros)

Aditya Birla Activ Care Classic Plan
  • 360 degrees support to seniors
  • Cashless home treatment
  • 586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Cons)

Aditya Birla Activ Care Classic Plan
  • Does not cover modern treatments
  • Vaccinations not covered
  • Compassionate travel not covered

Aditya Birla Activ Care Classic Plan (Other Benefits)

Aditya Birla Activ Care Classic Plan
  • Tax benefits
  • Advanced health check-up
  • Optional room upgrade facility

Aditya Birla Activ Care Classic Plan (Eligibility Criteria)

Aditya Birla Activ Care Classic Plan
  • Min- 55 years
  • Max- 80

Individual and Family Health Insurance

Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...

Unique Features

  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available

Aditya Birla Activ One (Pros)

Aditya Birla Activ One
  • Chronic illness covered
  • double coverage

Aditya Birla Activ One (Cons)

Aditya Birla Activ One
  • Daily hospital cash not covered
  • OPD charges not covered
  • Maternity not covered

Aditya Birla Activ One (Other Benefits)

Aditya Birla Activ One
  • Initial waiting period 30 years

Aditya Birla Activ One (Eligibility Criteria)

Aditya Birla Activ One

Individual and Family Health Insurance

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

  • Stay fit & get rewarded
  • Travel protection cover
  • Unlimited SI refill

Aditya Birla Activ Fit Plus Plan (Pros)

Aditya Birla Activ Fit Plus Plan
  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Modern treatment cover
  • Organ donor cover

Aditya Birla Activ Fit Plus Plan (Cons)

Aditya Birla Activ Fit Plus Plan
  • Obesity/ weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • External providers
  • Beauty/cosmetic treatment

Aditya Birla Activ Fit Plus Plan (Other Benefits)

Aditya Birla Activ Fit Plus Plan
  • 10-50-100 benefits
  • Activ Health App
  • Binge SI refill
  • Premium back option
  • Super no-claim bonus

Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)

Aditya Birla Activ Fit Plus Plan
  • Entry Age - 91 days
  • Max Entry Age - 45 years
  • SI - 5 L - 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

  • Explore the Eligibility Criteria
  • Key Features of the Plan
  • Inclusions & Exclusions

Activ Health Platinum (Pros)

Activ Health Platinum
  • Post hospitalisation physiotherapy
  • Health coach benefit
  • One premium waiver
  • Health assessment
  • Chronic management program

Activ Health Platinum (Cons)

Activ Health Platinum
  • Illness due to intoxicants
  • change of gender treatment
  • Hazardous activity not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Activ Health Platinum (Other Benefits)

Activ Health Platinum
  • Road ambulance cover
  • No claim bonus
  • Critical illness cover
  • Domiciliary hospitalisation
  • Super reload of SI

Activ Health Platinum (Eligibility Criteria)

Activ Health Platinum
  • Entry age- 91 days
  • Max entry age- 65 years
  • SI- 10L to 2 Cr

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

  • Avail Chronic Management Care
  • Wellness Benefits Included
  • COVID-19 Care

Aditya Birla Activ Health Platinum Essential (Pros)

Aditya Birla Activ Health Platinum Essential
  • Health returns cover
  • Chronic management program
  • Mental illness cover
  • Home care treatment
  • Obesity treatment

Aditya Birla Activ Health Platinum Essential (Cons)

Aditya Birla Activ Health Platinum Essential
  • Illness due to intoxicants
  • Change of gender treatment
  • Hazardous activities not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Aditya Birla Activ Health Platinum Essential (Other Benefits)

Aditya Birla Activ Health Platinum Essential
  • AYUSH treatment cover
  • Road ambulance cover
  • Health check-up program
  • International cover
  • Critical Illness cover

Aditya Birla Activ Health Platinum Essential (Eligibility Criteria)

Aditya Birla Activ Health Platinum Essential
  • Entry age- 91 days
  • Max entry age- No age limit

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Aditya Birla Health Insurance for Maternity: FAQs

1. What is the eligibility criteria for Aditya Birla Health Insurance for Maternity?

The eligibility to avail of Aditya Birla Health Insurance for Maternity is Child - 91 Days to 25 Years Adult- 18 Years to 45 Years

2. What are the sum insured options available under Aditya Birla Health Insurance for Maternity?

The various sum insured for Aditya Birla Health Insurance for Maternity are 5 L, 7 L, 10 L, 15 L, 20 L, 25 L, 30 L, 40 L, 50 L, 75 L, 1 Cr.

3. What are the other coverage features available under Adtiya Birla Health Insurance for Maternity?

The various coverage options available under Aditya Birla Health Insurance for Maternity are Pre and post-hospitalization expense Daycare Treatments Ambulance cover Pregnancy cover New born baby cover Home Treatment Organ Donor AYUSH Cover Domiciliary Hospitalization

4. Can I cover my family members under Aditya Birla Health Insurance for Maternity?

Yes, Aditya Birla Health Insurance for maternity is an individual as well as family floater plan.

5. What is the Binge Refill feature under Aditya Birla Health Insurance for Maternity?

The benefit states that if you have used your sum insured due to medical emergencies, you can refill it, unlimited times, in case of any illness/injury.

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