Aditya Birla Health for Maternity
  • Pre & Post Natal Care
  • Multiple Discounts
  • Health Return Benefit
premium

Network hospitals

11000+

premium

Incurred claim ratio

64.68%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

22

premium

Solvency Ratio

2.3

premium

Pan India Presence

213

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

11000+

premium

Incurred claim ratio

64.68%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

22

premium

Solvency Ratio

2.3

premium

Pan India Presence

213

Recognized By Aditya BirlaPolicyX.com is a Recognised Aditya Birla Partner View Certificate

Aditya Birla Health Insurance for Maternity

Aditya Birla health insurance for maternity provides financial security for couples who want to bring their bundle of joy into the world and plan to expand their family. The fun and excitement of becoming new parents is no less than a feeling of victory. However, the pregnancy and childbirth process involves many hurdles and financial obligations as it involves regular doctor visits, medical tests, pre-natal, medicines and supplements, birthing classes, and more. A couple needs to be financially secure as bringing a new life into the world and caring for it does not stop post-delivery, once the baby is born it requires attention including medical vaccines, doctor visits, treatments for congenital diseases if any, and other medical expenses.

It is necessary for a child and a mother to be at their fittest and healthiest both physically and psychologically. Hence, investing in the Aditya Birla Maternity Insurance plan is a smart choice to manage pregnancy and childbirth without draining your life savings. Aditya Birla Health Insurance Maternity covers hospitalization and delivery expenses, and pre and post-natal expenses.

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Aditya Birla Health Insurance Maternity Plans

Aditya Birla Activ Fit

An insurance plan designed specifically for the young population of the country with maternity benefits and health return rewards and an early bird discount .

Unique Features

  • Avail Early Bird Discount
  • Maternity Benefit
  • Travel Protect

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Key Benefits of Aditya Birla Health Insurance Maternity

There are a plethora of benefits when it comes to investing in Aditya Birla Health Insurance Maternity Cover for a couple who wants to start a family as it acts as a financial cushion.

  • Comprehensive Protection Pregnancy cover, newborn baby cover, congenital diseases coverage, pre & post-hospitalization cover, day care treatments, room rent, and more are all included in the Aditya Birla maternity insurance.
  • Early Bird discount Aditya Birla health insurance maternity cover provides policyholders with a discount known as the early bird discount. It is available to individuals who invest in Aditya Birla Health Insurance Maternity at an early age i.e before 35 years of age. The discount is applicable if the individual is below 35 years of age at the time of inception of the policy bought for the first time.
  • Efficient Service Aditya Birla health insurance maternity cover is amongst the most preferred names as the brand has built a loyal customer base by proving its efficiency in service. Aditya Birla health insurance offers individuals with prompt claim settlement service as well as any grievance redressal is done effectively and efficiently. The insurance company is always available to help their policyholders in any way.
  • Tax Benefits Opting for Aditya Birla maternity insurance is beneficial as Aditya Birla Health Insurance for Maternity is eligible to avail of tax benefits on the premiums paid towards the policy under the Income Tax Act.
  • Health Returns Aditya Birla health insurance maternity offers a feature known as health return which states that individuals can earn up to 50% of their premiums as health returns as the policy reward the policyholders who keep themselves fit and active. Individuals can earn these rewards by periodically indulging in the health-related activities set up by the insurance providers allowing them to accumulate health return rewards.

Health Insurance Companies

Aditya Birla Health Insurance Maternity Plan Eligibility Criteria

Entry Age

New Born: Day 1 to 90 Days
Child: Day 1 to 24 Years

Entry Age Adult

Adult: 18 Years
Maximum:65 Years

Policy Term

1/2/3 Years

Plan Type

Individual/ Family Floater

Sum Insured (in Rs.)

5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 30 L | 40 L | 50 L | 75 L | 1 Cr

Initial Waiting Period

30 Days*

Aditya Birla Health Insurance Maternity Inclusions

Inclusions of Aditya Birla Health Insurance Maternity Cover include

Pre and post hospitalization expenses

Daycare Treatments

Pregnancy cover

Home Treatment

Organ Donor

Ambulance cover

New born baby cover

Domiciliary Hospitalization

AYUSH Cover

Aditya Birla Health Insurance Maternity Exclusions

Exclusions of Aditya Birla Health Insurance Maternity Cover include:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Adventure Sports Injuries

Cosmetic or obesity-related surgeries

Pre-existing illness up to 48 months

Explore other Aditya Birla Health Plans

Aditya Birla Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive

A comprehensive health insurance plan that offers comprehensive coverage against medical bills & comes with access to Chronic Management Program.

Unique Benefits

  • Chronic illness cover
  • Modern treatments covered
  • Double coverage

Affordable

Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.

Unique Benefits

  • 150% sum insured reload
  • No Room rent capping
  • Mental illness covered

Activ Assure Diamond (Pros)

  • 100% Ambulance Cover
  • Organ Donor Expenses Covered
  • AYUSH Treatment Cover
  • Hospital Allowance
  • Day Care Treatment Covered

Activ Assure Diamond (Cons)

  • 10% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond (Other Benefits)

  • Up to 10% Long Term Discount
  • Health Return Points
  • Room Upgrade Available
  • Super No Claim Bonus
  • Unlimited Reload of SI

Activ Assure Diamond (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - Age No Limit
  • SI - 2 L to 2 Cr
  • Waiting Period - 30 Days

Standard

Arogya Sanjeevani Policy

A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.

Unique Benefits

  • Avail 5% cumulative bonus
  • Cataract treatment covered
  • All daycare treatments covered

Arogya Sanjeevani Policy (Pros)

  • AYUSH Treatment
  • Pre & Post Hospitalization Cover
  • Cashless Treatment
  • Day Care Treatments
  • 5% No Claim Bonus

Arogya Sanjeevani Policy (Cons)

  • 5% Co-Payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

  • High SI
  • Room Rent Cover
  • Cataract Treatment
  • 5% ICU Cover
  • Individual & Family Floater

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Senior Citizen

A senior citizen plan that offers complete protection such as nursing at home, AYUSH cover, personal health coach, etc.

Unique Benefits

  • Avail up to 21% health returns
  • Second E-opinion
  • Worldwide Emergency Assistance

Super top-up

Activ Assure Diamond + Super Health Topup

A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.

Unique Benefits

  • 586-day care procedures covered
  • No restriction on room rent
  • Road Ambulance coverage up to 5K

Activ Assure Diamond + Super Health Topup (Pros)

  • COVID-19 Cover
  • Home Treatment Cover
  • DayCare Treatment Covered
  • Affordable Premiums
  • OPD Consultations

Activ Assure Diamond + Super Health Topup (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Assure Diamond + Super Health Topup (Other Benefits)

  • Air Ambulance
  • Wellness Benefits
  • Long Term Discounts
  • Domiciliary Hospitalization
  • Organ Donor Expenses

Activ Assure Diamond + Super Health Topup (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Cancer Plan

Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.

Unique Benefits

  • Short survival period of 7 days
  • Early stages of cancer covered
  • Avail no claim bonus

Activ Secure- Cancer Secure (Pros)

  • Covers 3 Stages
  • 150% of SI
  • 10% of No Claim Bonus
  • High SI
  • Lump Sum Payout

Activ Secure- Cancer Secure (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure- Cancer Secure (Other Benefits)

  • Wellness Coach
  • Second e-Opinion
  • Short Survival Period
  • Upto 1 Cr SI
  • Hospitalization Expense

Activ Secure- Cancer Secure (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Accident Plan

The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.

Unique Benefits

  • Education benefits provided
  • Funeral expenses covered
  • Protection against income loss

Activ Secure Personal Accident (Pros)

  • Total & Partial Disability Cover
  • Accidental Death Cover
  • No Claim Bonus
  • Ambulance Cover
  • Education Benefit

Activ Secure Personal Accident (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Personal Accident (Other Benefits)

  • Income Cover
  • Loan Protect Cover
  • Orphan Benefit
  • Compassionate Visit
  • Coma Benefit

Activ Secure Personal Accident (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 30 L
  • Waiting Period - 30 Days

Critical Plan

The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.

Unique Benefits

  • Lump Sum payout on detection
  • 150% sum assured
  • Short survival period

Activ Secure Critical Illness Plan (Pros)

  • Cover up to 64 CI
  • 3 Plan Variants
  • High SI
  • Short Survival Period
  • Active Health App

Activ Secure Critical Illness Plan (Cons)

  • Illness due to intoxicants
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Secure Critical Illness Plan (Other Benefits)

  • Wellness Coach
  • Second Medical Opinion
  • Cancer Cover
  • Kidney Failure Cover
  • Brain Tumor Cover

Activ Secure Critical Illness Plan (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

Aditya Birla Health Insurance for Maternity: FAQ's

1. What is the eligibility criteria for Aditya Birla Health Insurance for Maternity?

The eligibility to avail of Aditya Birla Health Insurance for Maternity is

  • Child - 91 Days to 25 Years
  • Adult- 18 Years to 45 Years

2. What are the sum insured options available under Aditya Birla Health Insurance for Maternity?

The various sum insured for Aditya Birla Health Insurance for Maternity are 5 L, 7 L, 10 L, 15 L, 20 L, 25 L, 30 L, 40 L, 50 L, 75 L, 1 Cr.

3. What are the other coverage features available under Adtiya Birla Health Insurance for Maternity?

The various coverage options available under Aditya Birla Health Insurance for Maternity are

  • Pre and post-hospitalization expense
  • Daycare Treatments
  • Ambulance cover
  • Pregnancy cover
  • New born baby cover
  • Home Treatment
  • Organ Donor
  • AYUSH Cover
  • Domiciliary Hospitalization

4. Can I cover my family members under Aditya Birla Health Insurance for Maternity?

Yes, Aditya Birla Health Insurance for maternity is an individual as well as family floater plan.

5. What is the Binge Refill feature under Aditya Birla Health Insurance for Maternity?

The benefit states that if you have used your sum insured due to medical emergencies, you can refill it, unlimited times, in case of any illness/injury.

What Our Customers Have to Say

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Prakash Kaur

Hyderabad

April 8, 2024

PolicyX helped me with all my queries regarding the Aditya Birla Active Essential Plan and helped me with the buying process. I am so grateful.

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Radhika Aneja

Coimbatore

April 8, 2024

With the help of PolicyX, I got my health insurance policy from Aditya Birla Health Insurance. They answered all my queries without any hesitation and helped with every process.

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Raghav Mohan

Vijayawada

April 8, 2024

My mom needed a minor surgery recently. Thankfully, it was covered under our Aditya Birla Health Plan. PolicyX took care of cashless settlement and made our hard time easy.

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Soumya Singla

Belgaum

April 8, 2024

Thank you PolicyX for helping me claim Aditya Birla Health Insurance. It even covered for the ambulance transportation.

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Avatar Singh

Gurgaon

April 8, 2024

I was suffering from liver damage, due to which I needed a transplant. Fortunately, my Active Health Platinum Enhanced plan covered all the costs. And PolicyX helped me to settle all the claims...

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Devika Avatar

Jalandhar

April 8, 2024

I want to purchase a health insurance plan that will cover my wife and kids. I am so grateful to PolicyX who helped me choose Aditya Birla Active One VIP.

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Mahi Prakash

Jamshedpur

April 8, 2024

PolicyX helped me get a perfect health insurance plan for my parents. I am so satisfied and relaxed now to get the Aditya Birla Activ Assure Diamond.

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Sahil

Indore

April 8, 2024

Buying an Aditya Birla Health Insurance policy was a difficult task for me. I had a lot of questions and PolicyX answered all the doubts. I am so grateful to them.

View All Aditya Birla Health Insurance Reviews

Naval Goel

Reviewed By : Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.