Network hospitals
11000+
Incurred claim ratio
64.68%
Sum insured
Up to 2 CR
No. of Plans
22
Solvency Ratio
2.3
Pan India Presence
213
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
Network hospitals
11000+
Incurred claim ratio
64.68%
Sum insured
Up to 2 CR
No. of Plans
22
Solvency Ratio
2.3
Pan India Presence
213
PolicyX.com is a Recognised Aditya Birla Partner View Certificate
Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal accident plan has comprehensive coverage term for:
The plan can be customized in 3 simple steps wherein you have to select your base sum insured ranging between INR 1 Lac to 20 Crore, the second step involves customers selecting their base coverage from 5 different base plans with varying features and benefits. Lastly, opt for optional covers from a total of 11 optional covers available under the plan
Plan Type | Individual/ Family Floater |
Sum Insured | 1 Lac - 20 Crore |
Eligibility for Sum Insured | Earning member - Up to 12 times of annual gross income In case Loan Protect benefit is opted for - Total sum of Personal Accident Sum Insured + Loan Protect limit chosen, should not exceed 15 times of annual gross Income Non-earning spouse - 100% of Proposer’s sum insured/eligibility or 30L whichever is lower Non-earning Parent/ Parent in-laws – 100% of Proposer’s sum insured/eligibility or 15L whichever is lower (TTD benefit is not applicable) Children – 100% of Proposer’s sum insured/eligibility or 15L whichever is lower (TTD benefit is not applicable) |
Network Hospitals | 10051+ |
Optional Covers | 11 |
No claim Bonus | 5% every claim-free year, max 50% of SI applicable for Sum Insured up to 10 Crores only. |
Aditya Birla Activ Secure Personal Accident Plan has a wide range of customizations available through which insurance holders can create the plan that is best suited for them. There are various benefits associated with Aditya Birla Activ Secure Personal Accident Plan which are mentioned below
Mentioned below is the eligibility criteria required to purchase the cancer insurance plan offered by Aditya Birla
Minimum: 5 Years
Maximum: 65 Years
*Coverage under Temporary Total Disablement (TTD) benefit cannot be renewed post 70 years*
Self, spouse, up to 4 children, up to 2 parents, and 2 parents-in-laws
None
1/2/3 Years
Refer to the table below to know the plan specifications:
Coverage Terms | Plan I | Plan II | Plan III | Plan IV | Plan V |
Accidental Death | 100% of SI | ||||
Permanent Total Disablement | Not Covered | 100% of SI | |||
Permanent Partial Disablement | Not Covered | 100% of SI | |||
Education Benefit | 10% of SI max up to 10 Lac | ||||
Emergency Road Ambulance | Not Covered | Covered up to INR 10,000 | |||
Funeral Expenses | Not Covered | Covered up to 1% of Sum Insured up to max up to INR 50,000 | |||
Repatriation of Mortal Remains | Not Covered | Lump Sum Benefit of INR 50,000 | |||
Orphan Benefit | Not Covered | Lump Sum Benefit of 10% of Sum Insured max up to 15 Lac | |||
Modification Benefit | Not Covered | Covered up to INR 1 Lac | |||
Compassionate Visit | Not Covered | Domestic - Up to INR 10k International - Up to INR 25k | |||
Cumulative Bonus | 5% per year, up to 50% of SI | 5% per year, up to 50% of SI applicable for SI up to 10 Crore |
The plan has certain exclusions that are mentioned below in further details:
Aditya Birla Activ Secure Personal Accident Plan is a highly versatile plan that allows its customers to customize it as per their suitable needs. The plan offers a high sum insured of up to 20 Crores and has 0 initial waiting period for efficient and instant coverage for customers. The plan is highly effective for those who want to protect themselves and their loved ones in the face of adversity. The orphan benefit inbuilt in the plan also allows you to provide shelter to your dependent children in case both parents die during a mishap.
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Simran is an insurance expert with more than 3 years of experience in the industry. She may have all the answers to your insurance queries. With a background in Banking, she proactively helps her readers to stay on par with all the latest Insurance industry developments.
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