ChatGPT
Claude
Perplexity
Overview
Aditya Birla Arogya Sanjeevani Policy is an IRDAI-mandated standard health insurance plan designed to provide essential medical coverage at an affordable cost. It covers a wide range of healthcare needs, including in-patient hospitalization, pre and post-hospitalization expenses, and daycare treatments. The policy also extends coverage to AYUSH treatments, cataract surgeries, and joint replacement procedures, along with ambulance charges. Available for both individuals and families, this plan ensures comprehensive protection for basic healthcare requirements.
This page provides all details related to the Aditya Birla Arogya Sanjeevani Policy.
Exclusions
Permanent Exclusions
- Investigation and evaluation
- Rest cure, rehabilitation, and respite care
- Obesity/weight control
- Change of gender treatments
- Maternity expenses and newborn care
- Unproven treatment, sterility/infertility
- Treatment taken outside India
- Hazardous/adventure sports/life-threatening activities
- Plastic/cosmetic surgery
- Breach of law
- Suicide or self-inflicted injury
- Any expenses incurred on domiciliary hospitalization and OPD treatment
- Treatment for alcoholism, drug, or substance abuse
Waiting Periods for Specific Diseases and Treatments
- Specific illnesses (Hernia, Piles, Cataract and age-related eye ailments, Varicose veins, etc.): 24 months
- For joint replacement treatment or age-related Osteoarthritis and Osteoporosis: 48 months
- Pre-existing diseases: 48 months
Summary
Are you searching for a health insurance policy that covers basic healthcare facilities at an affordable premium? Look no further!
Aditya Birla Arogya Sanjeevani Policy covers all essential medical care benefits such as ambulance for emergency hospitalization, pre and post-hospitalization, daycare procedures, AYUSH treatment, room rent and ICU charges, COVID-19 expenses, and much more.
Call us at 1800 4200 269 and get quotations for the Arogya Sanjeevani Aditya Birla health insurance plan only at PolicyX.
