Aditya Birla Activ Secure Critical Illness Plan

Overview

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to treatment for a critical illness. The plan offers wide coverage with up to 64 listed critical illnesses, compensating for income loss during your treatment period. This helps protect you and your family from financial strain during challenging times of physical and emotional distress.

A key feature of this plan is the sum insured of up to INR 1 Crore, providing substantial financial assistance for major surgical operations and extensive therapeutic procedures. The Aditya Birla Activ Secure Critical Illness insurance provides a lump sum payout upon diagnosis of a critical illness, or 150% of the total sum insured as a lump sum payout upon diagnosis of two or more critical illnesses. The critical illness cover includes a short survival period of 15 days if initially diagnosed with any of the covered illnesses. Additionally, this plan has three different variants - Plans 1, 2, & 3, with specific coverage options, which will be discussed further in this article.

Beyond this, you also get coverage for an optional wellness coach and a second e-consultation service for individuals diagnosed with a critical illness. You can buy this plan on an individual or family floater basis. A family floater policy under this plan can cover the policyholder, spouse, up to 4 children, 2 parents, and 2 parents-in-law. The sum insured for the Activ Secure Critical Illness Health Insurance Plan ranges from INR 1 Lakh to INR 1 Crore.

Benefits of the Activ Secure Critical Illness Health Insurance Plan

Here are the features and benefits of this plan:

• Critical Illness Coverage

  This plan covers up to 64 types of critical illnesses that may involve extensive surgical procedures and severe treatment. All these critical illnesses are covered up to INR 1 Crore of the sum insured.

• Lump Sum Payout

  The policyholder can receive a lump sum payout of up to 150% of the sum insured upon diagnosis of one or more critical illnesses. This provides medical and financial support for your treatment procedures.

• Short Survival Period

  If the policyholder is initially diagnosed with a critical illness, they can avail the policy benefits within a short survival period of just 15 days.

• Wellness Coaching

  The plan provides access to regular wellness coaches for continued health benefits, helping track your recovery post-diagnosis.

• Tax Benefits

  All premiums paid towards the Aditya Birla Activ Secure Critical Illness Policy are eligible for tax benefits under Section 80D of the Income Tax Act.

Exclusions

The plan does not cover:

• Cosmetic/beautification treatments
• HIV/AIDS and STD conditions
• Attempted suicide or self-inflicted injury
• Diagnostic tests (unless specified in the policy document)
• War injuries, participation in riots or war-like situations
• Hearing aids (unless specified in the policy document)
• Vision treatment, dental care, physiotherapy (unless specified in the policy)
• For other exclusions, please refer to the detailed terms and conditions, inclusions & exclusions in the policy documents provided by the company.

Choose Your Activ Secure Critical Illness Health Insurance Plan

This health insurance policy comes with three different plan variants, with specifications detailed below: Plan 1, Plan 2, and Plan 3.

Here are the specifications of the Activ Secure Critical Illness Plan under Aditya Birla Health Insurance:

Understanding Critical Illness Coverage

In today's environment, critical illnesses are a growing concern due to factors like pollution and stress. With the Aditya Birla Activ Secure Critical Illness Plan, you can receive an upfront lump sum payout ranging from INR 1 Lakh to INR 1 Crore upon the diagnosis of a critical illness. This helps alleviate the financial burden of severe treatments, providing you with essential medical and financial aid for a faster and better recovery.

For more information, please contact our customer care executives at 1-800-3450330 or visit the official PolicyX website.