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Galaxy Health Insurance Overview
Galaxy Health Insurance Company Limited is a standalone health insurer in India, founded in 2024 and headquartered in Chennai. It is backed by the TVS Group and the family of V. Jagannathan, founder of Star Health, bringing experienced leadership to a new company.
The insurer focuses only on health insurance, offering plans designed around current healthcare needs with the support of technology. Led by G. Srinivasan, Galaxy aims to provide structured coverage options. As a new entrant, buyers should review its network and claim support before choosing a plan.
Key Features
- Focuses on retail health insurance and health insurance products for the small and medium-sized enterprises (SME) segment.
- The company started with a capital of nearly Rs 300 Crore.
- Launched its maiden product: Galaxy Promise.
- No co-payment applicable on health plans.
- 24x7 customer support.
Why Choose Galaxy Health Insurance?
- Hassle-free claim settlement.
- 24/7 customer support.
- Comprehensive and affordable coverage options.
- Maternity and delivery coverage available.
- Health and wellness programs.
What is Covered By Galaxy Health Insurance?
Pre and Post-Hospitalization Expenses
Galaxy Health Insurance understands the impact of rising medical expenses. Their insurance products cover pre and post-hospitalization expenses related to in-patient hospitalization.
AYUSH Treatments
Galaxy Health Insurance plans include alternative treatment cover for AYUSH treatments, which comprise Ayurveda, Unani, Siddha, and Homeopathy.
Hospitalization Expenses
Galaxy health insurance plans cover hospital expenses such as room rent, ICU charges, surgery expenses, doctor consultations, and other related costs.
Day Care Treatments
Many procedures do not require 24-hour hospitalization. Galaxy health insurance plans are designed to cover daycare procedures for policyholders.
Domiciliary Hospitalization
On a doctor’s recommendation, a policyholder can receive medical care at home. Galaxy health insurance plans cover domiciliary hospitalization up to specified sub-limits.
What is Not Covered By Galaxy Health Insurance?
Self-Inflicted Injuries
Galaxy health policies will not cover injuries or hospitalization caused by self-harm.
Cosmetic Procedures
Galaxy Health Insurance plans do not cover any cosmetic surgeries or treatments.
Adventure Sports
Galaxy Health Insurance plans will not cover hospitalizations or accidents caused due to adventure sports.
Obesity or Weight Control Treatments
Galaxy Health Insurance plans generally do not cover treatments related to obesity and weight management, such as bariatric surgeries.
Involvement in Illegal Activities
Galaxy health insurance plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.
Galaxy Health Insurance Plans Buying Process
If you are looking to purchase Galaxy Health insurance online, follow these simple steps:
- Step 1: Visit the PolicyX health insurance page and enter your details such as name, age, number of members to be covered, and city.
- Step 2: Click on 'Get free quotes' and compare Galaxy Health Insurance Plans as per your needs.
- Step 3: Select and pay premiums online for the Galaxy health insurance plan of your choice.
- Step 4: Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Galaxy Health Insurance plan.
Documents Required for Galaxy Health Policy Claim Settlement
Submit the following documents when filing for Galaxy health claims:
- Duly completed and signed claim form (original).
- Valid photo ID proof.
- Medical practitioner's referral letter and prescription.
- Original bills, receipts, and discharge cards from the hospital/medical practitioner.
- Original bills from pharmacy/chemists.
- Original pathological/diagnostic test reports/radiology reports and payment receipts.
- Indoor case papers.
- First Information Report (FIR) and final police report, if applicable.
- Post-mortem report, if conducted.
- Any other document as required by the company to assess the claim.
