Network hospitals
10000+
Claim settlement ratio
93.23%
Sum insured
Up to 25 Lakh
No. of Plans
10
Solvency Ratio
1.89
Pan India Presence
152
Network hospitals
10000+
Claim settlement ratio
93.23%
Sum insured
Up to 25 Lakh
No. of Plans
10
Solvency Ratio
1.89
Pan India Presence
152
Cholamandalam Health Insurance provides a significant range of features and benefits to address the medical needs of its customers. The company has come up with 11 health plans that target all the health care requirements of policy buyers. Cholamandalam health insurance has a robust network of 10000+ network hospitals in PAN India catering to every need of their policyholders.
Chola MS General Insurance Company is a collaboration between Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. The company is recognized and awarded by the Indian government, international entities, and several rating agencies for its innovations in the insurance industry. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology.
Cholamandalam Health Insurance
To understand more about the company's performance, take a look at the below key features that will help you to analyze the company based on its performance:
To cater to the different needs of the customers, the company has come out with a wide range of health insurance plans. Take a look below.
A plan with sum insured, premium payments and tenure options. Provides coverage for alternate treatments besides allopathy too.
Unique Features
A plan that covers you and your family against the financial risks arising out of medical contingencies and offers the flexibility of paying in multiple frequencies.
Unique Features
An ideal option if you are looking for coverage for yourself, your spouse, and your children. The plan offers four smart health insurance solutions.
Unique Benefits
Chola MS Critical Healthline insurance covers all individuals who have been insured under the policy and are diagnosed as critically ill within the policy tenure.
Unique Benefits
The Chola Super Top Up insurance is a booster plan for your existing basic health insurance providing additional coverage in addition to SI.
Unique Features
Chola Hospital Cash Healthline (Revision) offers a fixed amount to the insured in case of hospitalization, to be used by them according to their immediate needs.
Unique Features
Chola Accident protection policy offers financial assistance in an accident leading to disability/death.
Unique Features
Corona Rakshak is an Insurance Cover that provides a Lump sum benefit if the Insured is diagnosed with Novel CoronaVirus (Covid-19) during the policy period.
Unique Features
It is designed to address the basic health insurance needs of insuring the public related to COVID-19.
Unique Features
An affordable plan that reduces your financial burden in case of any illness due to vector-borne diseases like malaria, dengue, and chikungunya.
Unique Features
A special healthcare plan designed for women offering protection against cancer and 39 other illnesses.
Unique Features
For buying a Cholamandalam Health Insurance policy, one has two options. Either they can purchase directly from the website or can buy from PolicyX.com.
With so many buying options available in the market, one must think about why he/she needs to choose PolicyX.com. Well, we are here to answer.
Cholamandalam Health Insurance company offers an easy and convenient claims settlement process. The policyholder can either choose cashless claims or can opt for reimbursement claims:
If you are admitted to a non-network hospital, you have to pay the hospital directly after the treatment is done.
Note- You need to inform the company within 48 hours (in case of emergency hospitalization) and 3 days before your admission (for planned hospitalization).
Cholamandalam Health Insurance policy allows the customer to renew their policy online. Follow the below steps to renew your Cholamandalam Health Insurance Plans:
Cholamandalam health insurance customer care is 24*7 available to look after your queries. To get in touch with Cholamandalam health insurance customer care, opt for the below methods:
No. 39, Second Floor, Samyak Tower,Opp. Metro Pillar No. 120,Pusa Road, New Delhi - 110 005
customercare@cholams.murugappa.com
1800-2085-544 / Whatsapp No. 7305234433
1. What is the waiting period for Chola MS Critical Healthline Insurance?
The plan offers a waiting period of 90 days.
2. Can I cancel my health insurance policy?
Yes, Cholamandalam MS Insurance allows its customers to cancel their policy. The company ceases the cover from the date of cancellation of the policy. The premium amount is refunded for the cancellation done in a short period. For more details, refer to the specific plan brochure.
3. Am I eligible to get a free medical checkup if I do not make any claim during a policy year?
No, free health checkup is available once after every two claim free renewals.
4. Can non-Indian citizens living in India buy health insurance from Cholamandalam?
Yes, the company allows foreigners living in India to buy health insurance policies. However, the coverage is restricted to ailments/accidents within India and hospitalization happens within India.
5. How can I know the status of my claim request?
Customers can log in at the e-card portal available at the company's website in order to track the status of their claim.
6. Does Chola MS COVID-19 Health Insurance require pre-policy health check-ups?
Under this plan, no pre-policy medical check-up is applicable.
7. Is there any particular Chola MS health plan for children?
No, there is no particular Chola MS health plan for children but they can be covered under various health plans of Chola MS with their parents.
8. Is there a family floater health insurance policy offer from Chola MS Group Health Insurance?
Yes. Chola MS Group Health Insurance offers family-floater health insurance plans. Chola Healthline is a popular family health insurance plan offered by the company.
9. Can I check the policy status of the Cholamandalam Mediclaim policy?
Yes, you can check the policy status by login into the official website.
10. How are Chola MS health insurance premiums decided?
The following criteria are used to determine the premium amount for the Cholamandalam mediclaim policy:
11. What is the renewal process for the Cholamandalam health insurance policy?
Policyholders can renew their policy via an online or offline medium. For offline medium, visit the nearest branch of the company and submit the renewal form along with the cheque of the premium amount.
For the online renewal process:
12. Can Cholamandalam health insurance offers coverage for dependent siblings?
Some Cholamandalam health insurance plans cover dependent siblings. Check the terms and conditions of the plan If you want to cover your siblings under the policy.
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Read what our customers have to say about Cholamandalam MS Health Insurance Company
Akhil Dev
Chennai
June 6, 2022
Good company. The company supports you financially at the time of medical emergency and offers great and satisfactory services to its customers.
Darshan Pal
Hyderabad
October 19, 2021
It was nice to see very diligent agent who helped me buy plan from cholamandalam...i think she got me a pretty good deal wih many benefits
Siddhant Kapoor
Kolkata
October 13, 2021
just renewed my health plan with the company...got some decent discounts for loyalty program! All in all it s been a good, hassle free equation!
Vivek Dhaiya
Ludhiana
October 11, 2021
It is indeed a 5-star company. I am happy with the products available and the services that the customer-care support team provides.
Akshay Dewan
Chennai
October 8, 2021
Really nice how they have thoughtfully curated their product range...i m pretty sure i have done the right thing getting my Health insurance from here :)
Savitri Devi
Chennai
October 7, 2021
their reputation stands true for itslef! such quick service by the team...im more than impressed! Keep rising ...good luck and thanks again!
Tanay Charkravarty
Goa
September 9, 2021
i had to settle claims for the hospitalization bills...it was very expensive but Chola mandalam covered a large portion and helped me a lot :))) Thx guys
Naina Desai
Jalandhar
September 9, 2021
Chola plans se I got kaafi cheaper deals...i did thorough comparison and got a health plan mere parents ke liye
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