Sehwag PX
Cholamandalam MS Health Insurance
  • 8000+ Network Hospitals
  • Cover 140+ Day-care Treatments
  • Double coverage for Emergency
  • Tax Benefit Under Section 80D
  • Lifetime Renewal Option

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Cholamandalam Health Insurance

Cholamandalam MS General Insurance Company is found by the collaboration with Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS provides a wide range of helpful health insurance products that are customized in a way which can easily meet the different needs of customers. Chola MS champions a brand philosophy known as T3, which stands for Trust, Transparency and Technology. The company has been consistently recognised and awarded by the Government of India, international entities and several rating agencies for its innovations in the insurance industry. The company carries 109 branches and over 9000 agents across the country.

Health Insurance products offered by this insurance company is gaining attention from customers for its exclusive features and affordability. All plans by Cholamandalam MS General Insurance Company are highly beneficial and comes at a price which lies under the budget of the common man.

Highlights of Cholamandalam Health Insurance

Incurred Claim Ratio72.54%
Network Hospitals8000+ (Cashless Hospitalization)
Renewal PeriodLifelong
Waiting Period4 years (for already existing diseases only)
Grievances Solved99.55%

Cholamandalam MS Health Insurance Benefits

Chola MS health insurance benefits are many, let's have a look at the following:

  • A few Chola MS Health plans offer coverage against critical diseases and accidents.
  • Plans by this company are also come out with essential feature like domiciliary hospitalization
  • Offers cashless hospitalization in 8000+ hospitals all around India.
  • Selected health plans to cover 20 primary critical diseases.
  • Offer tax benefits according to Section 80D of the Income Tax Act India, 1961.
  • Offers cover against 140 daycare activities and processes.
  • Charges including before and after in-patient conditions are also covered.
  • Easy claim settlement procedure.

Cholamandalam Health Insurance Plans

Health insurance policy is mandatory if you want to cover your health-related expenses best health insurance plan which is bought wisely after keeping an eye on all requirements and needs of an individual will stand by the side of the policyholder in all adverse situations of health-related problems and cover the expenses. Good health insurance ensures the happiness of your loved ones and you.

Following are health insurance plans that are offered by Cholamandalam Health insurance plan:

  • Chola MS Healthline Insurance
  • Chola Swasth Health Insurance Plan
  • Chola Tax Plus Healthline
  • Chola MS Family Healthline Insurance
  • Chola MS Individual Healthline Insurance
  • Chola MS Super Top Up Healthline Insurance
  • Chola MS Critical Illness Healthline Insurance
  • Chola MS Hospital Cash Insurance

Chola MS Healthline Insurance

Chola MS Healthline Insurance

A complete health insurance policy to cover all types of hospitalization expenses by the Cholamandalam MS health insurance policy. Under the plan, one can choose to cover his/her family under the individual sum insured basis as well as the floater sum insured basis.

Eligibility of Chola MS Healthline Insurance

Age at Entry18 to 65 years
Policy Term(1-3) years
Renewal PeriodLifelong
Health Check-UpsRequired
Members IncludedSelf and family (spouse & dependent parents or children or siblings or parents-in-law)
Discounts6% for a 2 years tenure; 12% for a 3 years tenure
Co-payment10% as per the policy norms

Benefits and features of the Chola MS Healthline Insurance

  • One can get secure health cover for own self, spouse and dependent children in the floater sum insured basis. While if you go for the individual cover of Chola Healthline, you can also include your parents or parents-in-law and even you can get a cover for your siblings.
  • The Chola Healthline offers four different plans from which you can choose whichever plan suits you and your loved one's requirements

A. Value Healthline Insurance

Features of Value Healthline Insurance

  • The sum assured for the Value Healthline can be chosen from 2 lakh, 3 lakh, 5 lakh, 7.5 lakh and 10 lakh.
  • It offers the cashless hospital facility across the network hospital of the Cholamandalam MS Health Insurance.
  • Hospitalisation for less than 24 hours falls in the daycare section, and in the Value Healthline, Daycare procedure expenses are covered.
  • An exclusive 5% to 50 % discount is offered to the policyholder at the pharmacies, labs, hospitals and etc.all over the country.
  • It offers the Ayush benefit under which the medical expenses of the policyholder for any patient treatment that fall under Ayurveda, Unani, Sidha and homoeopathy are covered.

Eligibility

  • Anyone who is between ages 18 years to age 65 years can get the benefit from the Value Healthline health insurance.
  • The pre - existing conditions are not covered until the policy is renewed continuously for 48 months.
  • Any injury that is caused while playing a harmful or adventurous sport is not covered

B. Freedom Healthline Insurance

Features of Chola MS Freedom Healthline Insurance

  • The sum assured for the Value Healthline can be chosen from 3 lakh, 5 lakh, 7.5 lakh, 10 Lakh and 15 lakh.
  • An exclusive 5% to 50 % discount is offered to the policyholder at the pharmacies, labs, hospitals and etc.all over the country.
  • It offers the Ayush benefit under which the medical expenses of the policyholder for any patient treatment that fall under Ayurveda, Unani, Sidha and homoeopathy are covered.
  • 60 days pre-hospitalisation expenses are covered under the Freedom Healthline while any expenditure after being discharged from hospital are covered for 90 days.
  • It also offers 140 Daycare expenses cover that does not require the policyholder to be admitted in the hospital for 24 hours.
  • Domiciliary treatments (in which medical treatments of an individual are undertaken at home) are also covered. But it is only covered for 7 days in a single policy year.
  • Emergency ambulance charges for up to Rs.2000 also covered under the Freedom Healthline health insurance policy.

Eligibility

Anyone who is from the age of 18 years to 65 years can buy the Chola MS Freedom Healthline policy.

C. Enrich Healthline Insurance

  • The sum assured for the Value Healthline can be chosen from 3 lakh, 5 lakh, 7.5 lakh, 10 lakh, 15 lakh, 20 lakh and 25 lakh.
  • Every expense that occurred due to organ donor required for the treatment of policyholder is covered.
  • If any child is hospitalised than our allowance of Rs. 500/- for every day basis is provided for every hospitalisation.
  • It offers the Ayush benefit under which the medical expenses of the policyholder for any patient treatment that fall under Ayurveda, Unani, Sidha and homoeopathy are covered.
  • If the hospitalisation extends from 10 days, alarm some amount of Rs.10, 000 is provided as an allowance.
  • If the insured person is diagnosed with 14 specified critical illnesses from the Enrich Healthline cover and any accident then he/she gets the benefit of the double sum insured.
  • The policyholder is awarded with the 50% cumulative bonus for every claim free year. This bonus is subject to a maximum of a hundred percent of the base sum insured.

Eligibility

Anyone who is 18 years to 65 years can avail the benefit of the Enrich Healthline health insurance policy.

D. Privilege Healthline Insurance

Features of Privilege Healthline Insurance

  • The sum assured for the Value Healthline can be chosen from 5 lakh, 7.5 lakh, 10 lakh, 15 lakh, 20 lakh, and 25 lakh.
  • The privilege Healthline covers off Ho Rs.5000 for emergency ambulance expenses per hospitalisation of the policyholder.
  • It offers maternity expenses up to Rs.1 lakh for delivery.
  • It also offers cover for newborn baby expenses into the limit of the sum insured of the mother (floaters sum insured).
  • If the policyholder is diagnosed with 14 specified critical illnesses from the Privilege Healthline cover and any accident then he/she gets the benefit of the double sum insured.
  • It also offers cover for outpatient dental cover, any specs expense, contact lenses and any hearing aid expense Ra. 10,000 every 2 years.
  • It offers the Ayush benefit under which the medical expenses of the policyholder for any patient treatment that fall under Ayurveda, Unani, Sidha and homoeopathy are covered.
  • The policyholder is awarded with the 5% cumulative bonus for every claim free year. This bonus is subject to a maximum of 50% percent of the base sum insured

Chola MS Chola Swasth Parivar Insurance

Chola MS Chola Swasth Parivar Insurance

A comprehensive health insurance plan by Cholamandalam MS Health Insurance which provides insurance cover to the whole family on a floating sum insured basis and covers the hospitalisation expenses for the same. Under the plan, personal accident cover is also offered to the family members on the Individual Sum insured basis.

Benefits and features of the Chola Swasth Parivar Insurance

  • Under this plan, two insurance plans with the option of the flexible sum insured are offered. The dual protection covers include the hospitalisation cover on the floater basis and the personal accident coverage on an individual basis.
  • Covers the expenses of the hospitalisation of the policyholder including 140 Daycare procedures. Daycare procedures are which usually require less than 24 hours of hospitalisation.
  • 30 days pre-hospitalisation charges are covered under the plan while 60 days of the post-hospitalisation charges are covered.
  • Policyholder enjoys the tax exemption benefit under section 80 (D) of the income tax which is up to Rs. 25,000.
  • During the emergency, ambulance charges up to Rs. 2000 are covered per hospitalization of the policyholder.
  • The premium amount of the insurance is quite economical and completely in the budget of everyone.
  • One can have the benefit of lifetime renewal of the Chola Swasth Parivar Insurance.
  • Chola Swasth Parivar Insurance Cover various standard hospitalisation charged such as doctors' fees, surgery, anaesthesia and oxygen charges, ICU charges, plaster casting, dressing and physiotherapy charges are also covered.
  • The health checks up before buying an insurance policy is only required after the age of 55 years.

Eligibility of the Chola Swasth Parivar Insurance

Sum AssuredUpto 5 lakhs
Premium AmountUpto Rs.10,351
Co-Payment15% compulsory, 10% voluntary (for non-network hospitals)
CoverageInpatient hospitalisation expenses, Room charges,ICU, Costs of treating medical professionals, consumables etc. required for treatment, 140 daycare procedures, pre & post-hospitalisation expenses, daycare treatment, pre-existing diseases , etc.
Add-On CoversAvailable

The Chola Swasth Parivar Insurance offers covers from the age of 18 years to 65 years ago. If even one parent is covered under the Chola Swasth Parivar Insurance, then up to two children can be covered from the age three months to 26 years. This plan offer coverage for self, spouse and dependent children.

Exclusions of the Chola Swasth Parivar Insurance

  • Along with the wide coverage and benefits, these are some exclusion that is not covered under the health insurance policy.
  • The pre - existing conditions are not covered until the policy is renewed continuously for 48 months.
  • Apart from the accidental cases, any expense that occurs during the 30 days of the commencement of the insurance policy is not covered.
  • Any type of suicidal attempt or intentional attempt to harm or injure self in senses or in the insane condition is not covered under the Chola Swasth Parivar Insurance.
  • Any coverage again expense that is caused due to any type of terrorist act or terrorism is not offered by the health insurance plan.
  • Any injury that is caused while playing a harmful or adventurous sport is not covered under the Chola Swasth Parivar Insurance.

Chola Tax Plus Healthline

Chola Tax Plus Healthline

This Insurance Policy is meant for providing medical insurance coverage for both hospitalisation and non-hospitalisation. Non-hospitalisation means outpatient department OPD. It is one of a kind health policy to cover hospitalisation and the policyholder's day- to-day medical expenses. This Policy can be issued for an individual and family floater sum insured basis.

Features of Chola Tax plus Healthline

  • It offers a wide range of some insured option - Rs.1 lakh, 2 lakh, 3 lakh, 4 lakh, 5 lakh.
  • NNo medical check up is required for buying the Chola text plus helpline for up to 55 years of age. It also covers the expense of Spectacles, contact lenses, hearing aids, prosthetic appliances, etc. If required by the policyholder
  • Policyholder can enjoy life time Chola Tax Plus Healthline Insurance policy renewal for life.
  • 5% increase in the sum assured is offered per claim-free year, the maximum increase can be up to 50%.
  • It also offers 140 Daycare expenses cover that does not require the policyholder to be admitted in the hospital for 24 hours.
  • The Chola Tax Plus Healthline offer triple benefit to the policyholder
    1. It covers the Hospitalisation expenses.
    2. It covers the daily medicinal and OPD expenses.
    3. Policyholder can enjoy tax exemption under section 80 D of Income tax.

Eligibility of Chola Tax plus Healthline

Age at Entry18 to 65 years and 3 months (for children)
Health Check-UpsEntrees above 55 years
Sum AssuredUpto 5 lakhs
Cover ProvidedHospital charges, costs for ambulance, before & after hospital care expenditure, in-patient cataract, Hernia, Knee or joint replacement surgery, out-patient cover, pre & expenditure after childbirth, pre-existing illnesses, etc.

Chola MS Family Healthline Insurance

Chola MS Family Healthline Insurance

Chola MS Family Healthline Insurance is the best suited family Healthline insurance for the new and young families. This is a flexible, comprehensive and versatile family insurance plan. The three types of Chola MS Family Healthline Insurance are -

  • Standard Family Healthline
  • Superior Family Healthline
  • Advanced Family Healthline

Features of Chola MS Family Healthline Insurance

  • Chola MS Family Healthline Insurance provides cashless hospitalisation with more than 8000+ network hospitals.
  • Any Organ transplantation charges that are required for the treatment of policyholder is covered. But, only the costs of the donor are covered, excluding the costs of the organ.
  • It offers benefits of pre existing medical condition cover after 48 months of continuous renewal of the insurance policy from the first policy start date.
  • Chola MS Family Healthline Insurance provide cover for Intensive Care Unit, Nursing expenses, Surgical fees, operating theatre, anaesthesia and oxygen and their administration and etc.
  • Physical therapy expenses, Drugs and medicines consumed on the premises
  • Sometimes, policyholder does not require hospitalisation for more than 24 hours. Chola MS Family Healthline Insurance also offers 140 Daycare expenses cover to the policyholder.
  • If one parent is injured then the dependent child from the age of 3 months to 26 years can also get the cover under the Chola MS Family Healthline Insurance policy and it does not require any medical check up for that.
  • Offers Emergency ambulance charges for up to Rs. 1000 to Rs. 3000, depending on the type of plan that is chosen by the policyholder.
  • It offers lifelong renewal offer of the Health insurance policy to the policyholder.

Eligibility of Chola MS Family Healthline Insurance

Age at Entry18 to 65 years, 5 years (for children)
Health Check-UpsMore than 55 years
Members IncludedEntire family along including the individual, husband/wife and children who are dependent)
Sum Insured AmountStandard: Rs.2 to 5 lakhs, Superior: Rs.4 to 10 lakhs, Advanced: Rs.6 to 12 lakhs
Co-Payment/Discounts10% of discount in premiums

Chola MS Individual Healthline Insurance Plan

Chola MS Individual Healthline Insurance Plan

Chola MS Individual Healthline Insurance Plan not only offers coverage for the hospitalisation but also coverage for various other incidental expenses along with the other hospitalisation cover.

The Chola MS Individual Healthline Insurance plan is sub-categorised under the following three categories-

  • Standard Individual Healthline Insurance Plan
  • Superior Individual Healthline Insurance Plan
  • dvanced Individual Healthline Insurance Plan

Features of Chola MS Individual Healthline Insurance Plan

  • An idle individual health plan as it is specially designed to meet the health insurance health insurance requirements of your loved ones with the specific sum insured for each person as per everyone's requirement.
  • Policyholder enjoys the benefit of lifetime renewal of the insurance.
  • Easy to buy online with no document medical check up and it can also be renewed with a simple four step procedure online.
  • The policyholder also enjoy directly claim through the plan; there is no involvement of any third party administrator.
  • Offers pre-hospitalisation covers for 60 days while the post hospitalisation cover is offered for 90 days from the date of hospitalisation.
  • Emergency ambulance charges are also covered.
  • Daily cash allowance is also provided to the policyholder is a shared occupancy room is choosing during hospitalisation.
  • The policyholder will be rewarded with a cumulative bonus of a person for every claim free year but the maximum cumulative bonus of 50% of the sum insured can be availed by the policyholder.
  • Domiciliary expenses are also covered for the policyholder but only in advance.
  • Under the advance plan of Individual Healthline Insurance Plan various benefits like the cover for the maternity expenses, external aids such as specs, contact lenses, hearing and dental problems, etc. is also offered to the policyholder.

Eligibility of Chola MS Individual Healthline Insurance Plan

Age at Entry18 to 65 years and 3 months (for children)
Health Check-UpsAbove 55 years
Sum AssuredStandard: Upto 5 lakhs, Superior: Rs. 3.5 lakhs to 5.5 lakhs, Advanced: Rs. 4.5 lakhs to 10 lakhs
Discounts10% discount with regard to 10% co-payment

Exclusions of Chola MS Individual Healthline Insurance Plan

  • Expenses that occur during the first 30 days of commencement of policy except in the case of accidents are not covered.
  • No pre-existing disease benefit will be offered until 48 months of continuous coverage from the first policy start date.

Chola MS Super Top Up Insurance

Chola MS Super Top Up Insurance

Chola Super Top Up Insurance is a classic Top Up Health plan which offers cover to fulfill the medical expenses on a floating Sum Insured basis or on Individual Sum Insured basis.

Features of Chola MS Super Top Up Insurance

  • Offer a wide coverage to meet the medical expenses of the policyholder on a floating sum insured basis or an Individual sum insured basis.
  • The Chola MS Super Topup Insurance offer coverage for Extended family under Individual Policy.
  • Under this Long Term Cover of the insurance Policy can be availed for One, Two or Three Years Term.
  • The Chola MS super Top Up Insurance plan offer relaxed entry age from 3 months to 70 Years. But, Proposer should be 18 years of age at the time of availing the policy.
  • The Chola MS super Top Up Insurance plan offers the AYUSH treatment cover that is the non - allopathic treatments.
  • Hospitalisation charges such as ICU charges, Doctors fees, room etc charges are covered.

Eligibility of Chola MS Super Top Up Insurance

Renewal PeriodLifelong
PortabilityYes
Free Look Period15 days
Daycare Processes140
Pre-insurance health check-upUpto 50% will be reimbursed

Exclusions of Chola MS Super Top Up Insurance

  • Day one Coverage for Accidents is covered under the Chola MS super Top-up Insurance. However, this policy is subject to a waiting period of 30 days for claims due to illness.
  • Any Weight Control program is also not covered under the Insurance policy.

Chola MS Critical Healthline Insurance

Chola MS Critical Healthline Insurance

Nowadays, critical illness health insurance cover has become one of the essential and necessary insurance covers due to increasing critical illnesses. Chola MS Critical Healthline Insurance offers to fix benefit policy with the flexible Sum Insured that a policyholder chooses from the listed Critical Illness cover mentioned in the insurance policy.

Features of Chola MS Critical Healthline Insurance

  • Provides lump sum payment for a range of critical illnesses: Guaranteed cash will be paid when the policyholder is diagnosed with any of the critical illness that is included in the insurer's list.
  • Offers two plans options to choose from:
    • Standard Plan: Coverage for 10 critical diseases.
    • Advanced Plan: Coverage for 12 critical diseases plus ambulance charges of upto Rs. 1000.
  • It offers lifetime policy renewal option.
  • Any proof of hospital expenses is not required during the claim time.
  • Up to Rs. 1000 per insured year of the insurance policy
  • The maximum sum that can be offered by the policy is Rs. 10 lakhs.

Eligibility of Chola MS Critical Healthline Insurance

Age at Entry18 to 65 years, 5 years (for children)
BasisIndividual
Sum AssuredRs. 3 lakhs to 10 lakhs
Health Check-UpsAbove 55 years
Renewal PeriodLifelong

Exclusions of Chola MS Critical Healthline Insurance

  • Any critical illness that is a result of some pre-existing disease is not covered.
  • If any critical illness is diagnosed within the first 3 months (90 days) from the date of commencement of the health insurance policy then it is not covered.
  • Any intentional injury that is caused knowingly due to intake of any harmful toxic drugs and alcohol is also not covered.
  • date of the policy is also not covered.
  • Any pre-existing disease or condition until 48 months of consecutive coverage is not covered.

Chola MS Hospital Cash Healthline

Chola MS Hospital Cash Healthline

The Chola MS Hospital Cash Healthline insurance policy offers the policyholder a broader parameter to meet the hospital admission expenses.

Features of Chola MS Hospital Cash Healthline

  • It is available in three flexible variants viz. Plan A, Plan B, Plan C to give the policyholder the freedom to choose the right plan according to requirement, needs and expected coverage.
  • Convalescence Benefit (Lump sum payment on continuous hospitalization beyond 20 days payable once per policy period per person) is Rs. 10000, Rs. 15000 and Rs. 20000 for Plan A, Plan B, Plan C respectively.
  • Family discount of 5% on total premium for every additional insured is offered to the policyholder but it is up to 10%
  • Double confinement benefit in case of ICU hospitalization is offered by the insurance plan to the policyholder.

Eligibility of Chola MS Hospital Cash Healthline

Age at Entry18 to 65 years and 3 months (for children)
Health Check-UpsAbove 55 years
Discounts5% discount per add-on member cover, maximum discount offered is 10%
Premium AmountFor Plan 1: Rs. 762 to 6,817 - For Plan 2: Rs. 1,317 to 13,355 - For Plan 3: Rs. 1,872 to 19,893
Renewal PeriodLifelong

Exclusions of Chola MS Hospital Cash Healthline

  • Cover for any illness that is diagnosed within 30 days from the commencement date of the policy is also not covered.
  • Any pre-existing disease or condition until 48 months of consecutive coverage is not covered.

Cholamandalam Health Insurance And Its Necessity

Health is a very important factor to enhance the growth of individual and loved ones. But usually we do not look at our health as an important factor until and unless it gives us some problems like illness or some impairments. And in such a situation even the little help problems, successfully hindered the race in race and pace of our fast life. For example, imagine you got ulcers in your mouth.

Even one ulcer will change your eating habits, you will remember to drink water, and you will take care of your mouth till the time your ulcer heals. How just one small illness change our outlook on our health? Now imagine you or your loved ones suffering from some critical disease, an accident, or some other physical disorder which is unplanned. This is so hard to imagine then why can't we be ready for the bigger and smaller health issues beforehand? Health Insurance is just the answer to all health-related problems in our sorted manner.

In India, as the education sector is booming so is the awareness of taking care of one's life before any major problem with. The insurance sector is just another result of educated India. People are now more aware and they want to be ready for the security of their property, motor, life, and health-related problems in advance. Due to decreasing immunity system and the birth of various new viruses and illnesses which are quite expensive for the treatments, health insurance has become the greatest need of the hour. Instead of investing heavy money as the hospitalisation fees and burning hole in the pocket, one can easily pay an affordable premium of health insurance policy and be safe from the economic point of view at least.

Cholamandalam is the right health insurance company that you trust for the healthcare needs of the long run. All plans by these companies are great and the company offers a wide range of products catering to different needs of customers. Buy Cholamandalam health insurance online for a secure future in a simple and easy way.

Chola MS Health Insurance Claim Process

Cholamandalam health insurance policies offer great health insurance covers. And along with the covers, they offer very smooth and transparent insurance online claim process for the customers. Now calculate premium for your health insurance online easily sitting at home by using the health insurance calculator.

Following are the two ways to make an insurance claim under the Cholamandalam health insurance policies:

Cashless Claim

  • In this condition, the policyholder does not have to pay the bill if he/she is admitted in a hospital or nursing home up to the sum insured under the insurance policy.
  • The policyholder has to report at the TPA desk of the hospital along with the Chola MS Health Card, a Photo ID card and the investigation reports and complete the pre-authorisation form.
  • The letter will be sent to the claim management team for authorisation and they have the power to cross-questioning the hospital for the same.
  • In case the authorization is rejected by the team then the policyholder has to pay the amount and pay to initiate the treatment and file then file for reimbursement claim.
and

Reimbursement Claim

  • The policyholder has to complete the necessary information in the reimbursement form.
  • Then the required documents such as discharge summary, prescription etc will be sent along with the form.
  • An approved letter will be received from the claim management team if everything is a place.
  • In case your claim is rejected you will receive the same along with the reason.

Chola MS Health Insurance Reviews

Chola MS Health Insurance offers a very vast range of health insurance plans which cover an individual from all aspects of individual and family members' health protection. Chola MS Health Insurance ensures peace of mind and facilitates the policyholder to bear all expenses of medical emergencies in a smooth manner, therefore, has gained first-rate reviews. Chola MS Health Insurance had 105 branches and over 9000 agents, the company offers a quite good customer care service and customer-friendly environment.

The company has been awarded as the Best Insurance Company for on-time claim settlements in the year 2011-12 for Rashtriya Swasthya Bima Yojana (RSBY) scheme by the Ministry of Labour & Employment, Government of India.

Chola MS General Insurance Company had won the award for settling the claims of the Below Poverty Line (bpl) families from different districts all over the country and providing cashless treatment to them from their network hospitals.

Faq's

Following factors are very crucial for deciding the premium amount of the insurance plan-

  • Gender of the policyholder
  • Age of the policyholder
  • The monetary value of the insurance amount chosen

Following is the documents required for processing the treatment in Cholamandalam health insurance policy-

  • Claim form duly filled and signed
  • Prescription of a doctor advising the admission
  • Discharge card issued by the hospital
  • Final hospital bill (in original) and payment receipt
  • Medical investigation reports
  • Medicine bills with the supporting prescriptions
  • Invoice/sticker for implants if used in the surgery
  • Other bills or documents related to the treatment

Yes, it is possible to buy an MS Critical Healthline Policy even when you have some existing policy. The insured can claim both Critical illness cover of the policies when a critical illness occurs.

Documents Required for Purchasing the Chola MS Health Insurance Policy are-

  • ID proof such as voter ID card or/and adhar card.
  • Address proof, for example, Voter Id card or / and adhar card.
  • Medical certificates, if asked or required specifically in your health insurance policy.

The Health Alert is a feature that is available exclusively only to the Chola MS Health Insurance Policy policyholders, this feature provides health tips to customers through SMS alerts. From taking medication on time, meeting your family doctor on a scheduled appointment to health tips, this messaging service keeps you updated through instant messages for a healthy lifestyle.

Within a few days of buying or renewing your policy, an executive from Purple Teal will call you to activate the service. But, If you haven't updated your mobile number with the Chola MS Health Insurance Policy then you have to do so by, calling 1800-200-5544 (Toll Free) so that you do not miss out any important information.

Last updated on 09-10-2019