Bajaj Allianz Term Insurance
- Cover death disease and disability
- Enhance cover with riders
- Protection against liabilities
Bajaj Allianz Term Insurance offers you multiple term insurance plans based on the features, benefits, and eligibility criteria. Here are some of the term plans offered by Bajaj Allianz Term Insurance.
| Plan | Entry Age | Tenure | Min. Sum Assured | Unique Features |
|---|---|---|---|---|
| Bajaj Allianz Life e-Touch Plan Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs 50 lakhs |
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| Bajaj Allianz iSecure Plan Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs 25 lakhs |
|
| Bajaj Allianz Life Secure Plan Plan | Minimum Age - 25 years Maximum Age - 55 years | Annual, half-yearly, quarterly & monthly | No limit |
|
| Bajaj Allianz Saral Jeevan Bima Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs 5 lakhs |
|
| Bajaj Allianz iSecure Loan Plan Plan | Minimum Age - 18 years Maximum Age - 60 years | Annual, half-yearly, quarterly & monthly | Rs 3 lakhs |
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| Bajaj Allianz Lifestyle Secure Plan Plan | Minimum Age - 18 years Maximum Age - 50 years | Annual, half-yearly, quarterly & monthly | Rs 3 lakhs |
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| Bajaj Allianz Life Smart Protect Goal Plan Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs 50 lakhs |
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| Bajaj Allianz Diabetic Term Plan Plan | Minimum Age - 18 years Maximum Age - 60 years | Annual, half-yearly, quarterly & monthly | Rs 25 lakhs |
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Here is a quick overview of the Bajaj Allianz Term Insurance Plans listed in the above table.
Bajaj Allianz Life eTouch is an online protection plan that comes with three variants to choose from- Life Shield, Life Shield Plus and Life Shield ROP. By choosing premium holiday option you can also skip your premiums for 1, 2 or 3 years during the premium payment term.
Here are the key features of the above plan
Bajaj Allianz e-touch is a pure term insurance plan safeguarding you and your loved ones from unforeseen circumstances. The plan is equipped to manage...
Unique Features
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Bajaj Allianz iSecure is a non-linked, non-participating plan that offers an advanced level of term insurance coverage at a low cost. The plan offers ...
Unique Features
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Bajaj Allianz Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-partic...
Unique Features
Bajaj Allianz Sararl Jeevan Bima is a non-linked, non-participating individual, pure-risk premium life insurance plan designed to provide financial se...
Unique Features
Bajaj Allianz iSecure Loan is a pure protection loan cover term life insurance plan. With a flexible policy term and a minimum sum assured of 3 lacs, ...
Unique Features
Most Indians consider insurance an unnecessary expense because they're not sure whether to get life insurance or health insurance. What if we told you...
Unique Features
Bajaj Allianz Life Smart Goal Protect is a comprehensive insurance plan that offers multiple benefits. An economic plan with affordable premium rates,...
Unique Features
Bajaj Allianz Life Diabetic Term Plan Sub 8 HbA1c is a unique protection plan offering term insurance coverage to pre-diabetics and type 2 diabetic in...
Unique Features
Bajaj Allianz Term Insurance Plans
Bajaj Allianz Term Insurance Review 2023
| Name of the rider | Benefits |
| Bajaj Allianz Waiver of Premium Benefit Rider | Future premiums are waived off in case of the policyholder’s demise due to accidental death, disability, or any of the 11 critical illnesses mentioned. |
| Bajaj Allianz Family Income Benefit Rider | 1% of the sum assured is offered for a rider term or 10 years as family income in case of accidental death, disability, or diagnosis of any of 11 critical illnesses. |
| Bajaj Allianz Accidental Death Benefit Rider | In case of the policyholder’s demise due to an accident, an additional payout is given to the nominee along with the base sum assured. |
| Bajaj Allianz Accidental Permanent Total/Partial Disability Benefit Rider | Additional payout is offered in case of total or partial disability of the policyholder due to an accident. |
| Bajaj Allianz Critical Illness Rider | Benefits are offered to the nominee in case of the policyholder’s demise due to any of 11 listed critical illnesses. |
Bajaj Allianz Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here are the reasons why you should choose Bajaj Allianz Term Insurance Plans:
Bajaj Allianz Term Insurance Plans offer various additional benefits to the policyholders.
Some Bajaj Allianz term plans such as Bajaj Allianz eTouch offer you to skip your premiums for 1, 2 and 3 years.
Bajaj Allianz term plans such as Bajaj Allianz Life Diabetic Term Plan II Sub 8 HbA1c offer health management services through webinars, medical consultations, etc.
Bajaj Allianz Term Plans offer high sum assured rebate to the policyholders.
Bajaj Allianz term insurance plans such as Bajaj Life iSecure offer joint life cover so that you can cover your spouse under a single plan.
Some Bajaj Allianz term plans such as Bajaj Allianz Life Saral Jeevan Bima offer female life rebates.
There are various Bajaj Allianz term plans based on their features, policy tenure, benefits, etc. You can choose the one that best suits your requirements.
These plans only provide a sum assured to the nominee in case of the death of the policyholder. No survival benefits are included.
These plans give the premium amount back to the policyholders only if they survive the policy term.
These plans offer monthly income to the policyholder’s dependents in case of the policyholder’s demise.
These plans offer inbuilt coverage against critical illnesses.
These plans offer inbuilt coverage against accident disability and death cover.
Here are the documents required to buy a Bajaj Allianz Term Insurance Policy:
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
You can buy the Bajaj Allianz Term Insurance policy from Policyx.com or the Bajaj Allianz Term Insurance website.
Fill out the form given at the top of this page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, and riders (if required), and then proceed to make the payment.
Visit the official website of Bajaj Allianz Life Insurance Company.
Click on ‘Buy Term Plan' on the navigation bar and select ‘Term Insurance Plans'.
Click on the ‘Buy Now' button and fill in the required details.
Tap on 'Next' and select a plan as per your requirements.
Select the cover option you want and make your payment.
You can use the PolicyX Term Insurance Calculator to get your premium amount.
Filing a claim for Bajaj Allianz Term Plan is a simple and hassle-free task. You can easily fill and submit their claims online or offline. To file a claim for Bajaj Allianz Term Plan, you need to follow the below-mentioned steps.
Inform the company about the incident via any of the channels- by writing an email at balic.healthclaims@healthindiatpa.com, calling the toll-free number (1860 209 7272), filling out the online claim form on its website, or visiting the nearest branch.
Bajaj Allianz’s customer support staff will review your claim form and will assist you at every step. Their staff will next evaluate your claim and notify you if any papers are still pending.
After receiving all the documents and claim forms, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over a call or an email.
We can also report Bajaj Allianz Term Insurance claim by visiting their nearest branch office. For details of your nearest branches, you can visit 'Contact Us' section on their official website. You have to carry all your essential documents at the branch so that your claim can be processed smoothly.
If you have any more queries regarding Bajaj Allianz Term Insurance Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!
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