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Raheja QBE Health Insurance
Raheja QBE Health Insurance
Raheja QBE Health Insurance, a joint venture between Rajan Raheja Group and QBE Insurance, is a leading provider of ...Read More
What you get with Raheja QBE Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 1 Cr
Coverage scales from entry-level individual plans to high-end family-floater protection.
5,000+ cashless hospitals
Direct billing at network hospitals across 10 presence — no out-of-pocket payment at admission.
97.3% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
1.72x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
About Raheja QBE Health Insurance
A quick overview of the insurer — parent group, brand history, and where they sit in the Indian health-insurance market.
About Raheja QBE Health Insurance
Raheja QBE Health Insurance is a joint venture between Rajan Raheja Group and QBE Insurance, offering insurance solutions to look after the healthcare needs of its customers. Raheja QBE collaborates internally and externally to deliver highly adaptable insurance solutions that cater to diverse requirements.
The company's adaptable insurance solutions cater to multiple requirements. At present, the company offers health insurance plans that provide customized health insurance solutions to fulfill consumer demands. Raheja QBE Health Insurance offers a cashless facility, easy claim registration, and a large hospital network to ease your stress.
Raheja QBE Health Insurance offers various health plan options for individuals and families alike. Versatile health insurance plans offered by Raheja QBE act as a shield against unexpected medical bills in case of unfortunate incidents.
Key Statistics:
- 5000+ Network Hospitals
- 77.91% Incurred Claims Ratio
- 1.9 Solvency Ratio
- Up to 1 Cr Sum Insured
- 10 Pan India Presence
Key Features of Raheja QBE Health Insurance
Raheja QBE Health Insurance provides extensive and exclusive coverage and is amongst the best insurance providers in the country. To get more insight into the company's performance, take a look at the below key features that will help you analyze the company based on its performance:
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Network Hospitals:
The company has tie-ups with more than 5000+ hospitals. These hospitals allow policyholders to avail cashless treatments at the time of a medical emergency.
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Solvency Ratio:
Raheja QBE Health Insurance has a Solvency Ratio of 2.44 as per the IRDAI annual report 2021-22. The solvency ratio helps prospective policyholders assess the ability of a company to meet its financial obligations. As of now, IRDAI mandates maintaining a healthy solvency ratio of 1.50 for every insurer.
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Claim Support:
Claim support of an insurer helps you analyze its claims settling ability. As per the IRDAI annual report of 2021-22, the claim support of Raheja QBE Health Insurance is 93.3%.
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Annual Premium:
As per the annual report of IRDAI 2021-22, the Annual Premium of Raheja QBE Capital Health Insurance is 375.83 Cr.
Why Choose Raheja QBE Health Insurance?
Benefits of Raheja QBE Health Insurance
Every individual has diverse needs when it comes to health insurance, which is why Raheja QBE is equipped with insurance solutions that cater to every individual and their needs. Below are some of the unique benefits offered by Raheja QBE Health Insurance:
Why Buy from PolicyX.com?
With so many buying options available in the market, one must think about why they need to choose PolicyX.com. Well, we are here to answer:
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Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
Raheja QBE Health Insurance
This video talks about Raheja QBE Health Insurance in detail. It talks about key features like Solvency Ratio, Claim Support Ratio which help an individual to analyze if the Insurer matches with his/ her requirements.
Buy, claim, renew, port — step-by-step
Step-by-step guides for the four moments that matter most in your policy lifecycle. Click a tab to switch.
For buying a Raheja QBE Health Insurance policy, one has two options: either they can purchase directly from the company's website or can buy from PolicyX.com.
Step 1
Fill in the details in the 'Calculate Premium' form.
Step 2
The next page will show all the available plans.
Step 3
Choose the Raheja QBE health plan and click on Buy Now.
Step 4
Pay the premium, and your policy document will be shared with you on your registered email ID.
Step 1
Visit the official website of the company. Click on the Health Insurance section provided under the 'Personal' section on the menu bar.
Step 2
You will then be redirected to the Health Insurance page and can explore all the available plans and click on 'Buy Now'.
Step 3
Enter all the required details, and your health insurance premium amount will be displayed on the screen.
Step 4
Once you pay the premium online, you will get all the policy documents at your registered email address.
Raheja QBE Health Insurance Company offers an easy and convenient claims settlement process. Policyholders can either choose cashless claims or opt for reimbursement claims:
Step 1
Check the list of network hospitals from Raheja QBE's website. At the network hospital, show the cashless card of Raheja QBE Capital Health Insurance and valid ID proof like a Passport, PAN Card, Voting card, etc.
Step 2
After identification, the network hospital will send the cashless hospitalization request form to Raheja QBE. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization).
Step 3
Raheja QBE will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail.
Step 4
Once approved, the payment will be made directly to the network hospital.
To file a claim, submit the following documents to Raheja QBE within 15 days of discharge:
- Claim form (Part A & B)
- Health card
- KYC documents
- Original discharge summary
- Hospital bills
- Invoice with payment receipt
- All consultation papers
- Others
After reviewing the documents, Raheja QBE will take the appropriate decision, and if approved, the amount will be reimbursed through NEFT to the registered bank account.
Raheja QBE Health Insurance policy allows customers to renew their policy online. Follow the below steps to renew your Raheja QBE Health Insurance Plans:
Step 1
Visit the official website of the company. Click on the Health Insurance section provided under the 'Personal' section on the menu bar.
Step 2
You will then be redirected to the Health Insurance page and can explore all the available plans and click on 'Renew'.
Step 3
Enter all the required details, and your health insurance premium amount will be displayed on the screen.
Step 4
Pay the premium online, and your Raheja QBE health insurance renewal details will be mailed to your registered email address.
Connect with our insurance experts for Raheja QBE Health Insurance policy renewal at 1800 - 4200 - 269
Frequently asked questions
The 11 most-asked questions about Raheja QBE Health Insurance, answered.
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Customer satisfaction
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Health Insurance Articles
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PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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