Raheja QBE Health Insurance

Raheja QBE health insurance provides extensive and exclusive coverage and is amongst the best insurance providers in the company. It offers customized...Read More

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Raheja QBE Health Insurance
premium

Network hospitals

5000+

premium

Incurred claim ratio

138.67%

premium

Sum insured

Up to 1 Cr

premium

No. of Plans

0

premium

Solvency Ratio

1.9

premium

Pan India Presence

10+

Customized Health Insurance Plan for you.

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About Raheja QBE Health Insurance

Raheja QBE Health Insurance is a joint venture between Rajan Raheja Group and QBE Insurance that offers insurance solutions to look after the healthcare needs of its customers. Raheja QBE collaborates internally and externally to ensure the delivery of highly adaptable insurance solutions that can cater to these multiplicities in requirements.

The company's adaptable insurance solutions cater to multiple requirements. At present, the company offers health insurance plans that provide customized health insurance solutions to fulfill consumer demands. Raheja QBE health insurance offers a cashless facility, easy claim registration, and a large hospital network to ease your stress like a friend.

Raheja QBE Health Insurance offers various options of health plans for individuals and families alike. Versatile health insurance plans offered by Raheja QBE act as a shield against unexpected medical bills in case of unfortunate incidents.

5000+

1

Network
Hospitals

138.67%

2

Incured Claims
Ratio

1.9

3

Solvancy
Ratio

UP TO 1 Cr

4

Sum
Insured

10

5

Pan India
Presence

Key Features of Raheja QBE Health Insurance

Raheja QBE health insurance provides extensive and exclusive coverage and is amongst the best insurance providers in the company. To get more insight into the company's performance, take a look at the below key features that will help you to analyze the company based on its performance

  • Network Hospitals:
    The company has tie-up with more than 5000+ hospitals. These hospitals allow the policyholders to avail cashless treatments at the time of a medical emergency.
  • Solvency Ratio:
    Raheja QBE Health Insurance has a Solvency Ratio of 2.44 as per the IRDAI annual report 2021-22. The solvency ratio helps the prospective policyholder assess the ability of a company to meet its financial obligations. As of now, IRDAI mandates maintaining a healthy solvency ratio of 1.50 for every insurer.
  • Claim Support:
    Claim support of an insurer helps you analyze its claims settling ability. As per the IRDAI annual report of 2021-22, the claim support of Raheja QBE Health Insurance is 93.3%
  • Annual Premium:
    As per the annual report of IRDAI 2021-22, The Annual premium of Raheja QBE Capital Health Insurance is 375.83 Cr.

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Raheja QBE Health Insurance

Raheja QBE Health Insurance

Why Choose Raheja QBE?

why-choose
  • Versatile and affordable health insurance plans for every need
  • 24X7 customer support for easy claim settlement
  • Over 5000 network hospitals all over India
  • Offers comprehensive coverage at affordable premiums
  • Tax benefits under Section 80D of the Income Tax Act

Benefits of Raheja QBE Health Insurance

Every individual has diverse needs when it comes to health insurance, which is why Raheja QBE is equipped with insurance solutions that cater to every individual and their needs. Below are some of the unique benefits offered by Raheja QBE Health Insurance:

  • A wide network PAN India: A wide network of 5000+ hospitals and 1300+ garages to avail cashless services.
  • A 1-2-3 process policy: Raheja QBE makes sure that processes like claim settlement, inquiries, and all grievances of their consumers are as easy as 1-2-3 communication are kept as simple as possible.
  • Transparency: Raheja QBE responds and resolves issues quickly, ensuring there are no hidden agendas that showcase their value for transparency towards their consumers.
  • 24/7 availability for consumers: Raheja QBE makes sure that policyholders' needs are put at the forefront of every transaction to ensure complete satisfaction. Policyholders can rely on Raheja QBE for their innumerable needs.

Why Buy from PolicyX.com?

With so many buying options available in the market, one must think about why he/she needs to choose PolicyX.com. Well, we are here to answer.

  • IRDAI Approved:The Insurance Regulatory Development Authority of India (IRDAI) is a regulatory body created to protect the policyholder's interest. PolicyX.com follows all the guidelines and protocols approved by the IRDAI.
  • Free Comparison Service: With PolicyX.com, you can easily compare the best Health Plans in India without paying any extra amount.
  • Compare 15 Companies in 30 Seconds: With us, you can compare up to 15 companies in just a few seconds.
  • Buy Insurance Within 5 Minutes: With PolicyX.com, you can buy your policy online without any hassles. We offer an easy 4-step online buying process that allows you to buy your policy without any trouble.
  • 24*7 Customer Service: The experts of PolicyX.com are always available to resolve any of your insurance-related queries
  • Free Future Claim Assistance: Our team will assist you at every step of your claim process. Be it claim intimation, documentation, or any other process, we are always there to help.

Raheja QBE Health Insurance Buying Process

For buying a Raheja QBE Health Insurance policy, one has two options. Either they can purchase directly from the website or can buy from PolicyX.com.

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Buying from PolicyX.com

  • Step 1

    Fill in the details in the 'Calculate Premium' form.

  • Step 2

    The next page will show all the available plans.

  • Step 3

    Choose the Raheja QBE health plan and click on Buy Now.

  • Step 4

    Pay the premium and your policy document will be shared with you on your registered email ID.

Buying from the company's website

  • Step 1

    Visit the official website of the company. Click on the Health Insurance section provided under the 'Personal' section on the menu bar.

  • Step 2

    You will then be redirected to the Health Insurance page and can explore all the available plans and click on 'Buy Now'.

  • Step 3

    Enter all the required details and your health insurance premium amount will be displayed on the screen.

  • Step 4

    Once you pay the premium online, you will get all the policy documents at your registered email address.

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How to Renew a Raheja QBE Health Insurance Policy?

Raheja QBE Health Insurance policy allows the customer to renew their policy online. Follow the below steps to renew your Raheja QBE Health Insurance Plans:

  • Step 1

    Visit the official website of the company. Click on the Health Insurance section provided under the 'Personal' section on the menu bar.

  • Step 2

    You will then be redirected to the Health Insurance page and can explore all the available plans and click on 'Renew'.

  • Step 3

    Enter all the required details and your health insurance premium amount will be displayed on the screen.

  • Step 4

    Pay the premium online, and your Raheja QBE health insurance renewal details will be mailed to your registered email address.

Connect with our insurance experts for Star health insurance policy renewal at 1800 - 4200 - 269

Raheja QBE Health Insurance Claim Process

Raheja QBE Health Insurance Company offers an easy and convenient claims settlement process. The policyholder can either choose cashless claims or can opt for reimbursement claims:

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Cashless Claim

  • Step 1

    Check the list of network hospitals from Raheja QBE's website. At the network hospital, show the cashless card of Raheja QBE Capital Health Insurance and valid ID proof like a Passport, PAN Card, Voting card, etc.

  • Step 2

    After the identification is done, the network hospital will send the cashless hospitalization request form to Raheja QBE. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization).

  • Step 3

    Raheja QBE will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail.

  • Step 4

    Once done, the payment will be made to the network hospital.

Reimbursement Claim

To file a claim, submit the following documents to Raheja QBE within 15 days of discharge:

  • Claim form (Part A & B)
  • Health card
  • KYC documents
  • Original discharge summary
  • Hospital bills
  • The invoice with the payment receipt
  • All consultation papers
  • Others

To file a claim, submit the following documents to Raheja QBE within 15 days of discharge:

After reviewing the documents, Raheja QBE will take the appropriate decision and if approved, the amount will be reimbursed through NEFT to the registered bank account.

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More Queries?

If you have any more queries regarding Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

Raheja QBE Health Insurance: FAQs

1. What if I am not satisfied with my issues related to the policy or any services of the company? How can I readdress my grievances?

Well, the company always try to resolve all your issues, but if by any chance, you are not satisfied, you can reach out to the company by mailing your complaint to: complaintsofficer@rahejaqbe.com or grievancehead@rahejaqbe.com

2. Does the plans under Raheja QBE Health Insurance offer Lifetime renewability?

Yes, the health plans under Raheja Health Insurance offer lifetime renewability.

3. Will I get coverage if I don’t have COVID-19 specific health insurance?

Yes, irrespective of the type of health policy, your health insurance company is liable to cover the hospitalization expenses incurred due to coronavirus.

4. What is the limit of convalescence benefit under the Hospital Daily Cash-Group policy?

The benefit is offered three times of daily limit for the number of days not exceeding 10 consecutive days of hospitalisation to a maximum of up to Rs. 10,000. This can be availed only once in a policy period.

5. What is the cancellation clause in Raheja QBE Health Insurance Policy?

Cancelling your policy under a free-look period (within 15 days from the date of receipt of the Policy), then the amount paid will be refunded after adjusting the amounts spent on any medical check-up, stamp duty charges, and proportionate risk premium.

6. What is the claim settlement ratio, and what is the current Raheja QBE Claim Settlement Ratio?

The Claim Settlement Ratio indicates the claim support offered by a company, and can be an helpful aspect while choosing your health insurance company. The Raheja QBE Claim Settlement Ratio is 96% as of IRDAI annual report of 2021-22.

7. What are the premium modes available under Raheja QBE Health Insurance?

Raheja Health Insurance company offers 3 options to pay your policy premium that are: Via Debit/Credit cards Via cash or cheque, or, Direct online payment

8. How can I check the status of my Raheja QBE Health Insurance policy?

To check the policy status, you need to visit the official website of Raheja QBE, and login with your credentials. Once done, the poage will show you all your policy related details.

9. How many Health Insurance Plans does Raheja QBE Offer?

Raheja QBE health insurance offers a total of 15 plans that are diverse and cater to the needs of individuals and families from all walks of life. Offering protection from accidents, critical illnesses, COVID-19, and more.

10. How to pay premiums? What are the modes of payment available?

Raheja QBE offers easy payment options to policyholders to pay premiums for their health insurance plans. The 3 major payment options are Debit Cash or Cheque Online Payment

11. What is the claim process for Raheja Health Insurance plans?

Raheja QBE offers an easy and hassle-free claim process. Here is the process to receive your claim: Check the list of network hospitals from Raheja QBE’s website. At the network hospital, show the cashless card of Raheja QBE Capital Health Insurance and valid ID proof like a Passport, PAN Card, Voting card, etc. After the identification is done, the network hospital will send the cashless hospitalization request form to Raheja QBE. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization). Raheja QBE will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail Once done, the payment will be made to the network hospital.

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