Raheja QBE Health Insurance

About Raheja QBE Health Insurance

Raheja QBE Health Insurance is a joint venture between Rajan Raheja Group and QBE Insurance. It offers insurance solutions to look after the healthcare needs of its customers. Raheja QBE collaborates internally and externally to deliver highly adaptable insurance solutions that cater to diverse requirements.

The company's adaptable insurance solutions cater to multiple requirements. At present, the company offers health insurance plans that provide customized health insurance solutions to fulfill consumer demands. Raheja QBE Health Insurance offers a cashless facility, easy claim registration, and a large hospital network to ease your stress.

Raheja QBE Health Insurance offers various health plan options for individuals and families alike. Versatile health insurance plans offered by Raheja QBE act as a shield against unexpected medical bills in case of unfortunate incidents.

Key Statistics

• 5000+ Network Hospitals
• 77.91% Incurred Claims Ratio
• 1.9 Solvency Ratio
• Up to 1 Cr Sum Insured
• Pan India Presence

Key Features of Raheja QBE Health Insurance

Raheja QBE Health Insurance provides extensive and exclusive coverage and is among the best insurance providers in the country. To get more insight into the company's performance, take a look at the key features below that will help you analyze the company:

• Network Hospitals: The company has tie-ups with more than 5000 hospitals. These hospitals allow policyholders to avail cashless treatments at the time of a medical emergency.

• Solvency Ratio: Raheja QBE Health Insurance has a Solvency Ratio of 2.44 as per the IRDAI annual report 2021-22. The solvency ratio helps prospective policyholders assess the ability of a company to meet its financial obligations. As of now, IRDAI mandates maintaining a healthy solvency ratio of 1.50 for every insurer.

• Claim Support: Claim support of an insurer helps you analyze its claims settling ability. As per the IRDAI annual report of 2021-22, the claim support of Raheja QBE Health Insurance is 93.3%.

• Annual Premium: As per the annual report of IRDAI 2021-22, the Annual Premium of Raheja QBE Capital Health Insurance is 375.83 Cr.

Why Choose Raheja QBE?

• Versatile and affordable health insurance plans for every need
• 24x7 customer support for easy claim settlement
• Over 5000 network hospitals all over India
• Offers comprehensive coverage at affordable premiums
• Tax benefits under Section 80D of the Income Tax Act

Benefits of Raheja QBE Health Insurance

Every individual has diverse needs when it comes to health insurance, which is why Raheja QBE is equipped with insurance solutions that cater to every individual and their needs. Below are some of the unique benefits offered by Raheja QBE Health Insurance:

• Wide Network PAN India: A wide network of 5000+ hospitals to avail cashless services.

• A 1-2-3 Process Policy: Raheja QBE ensures that processes like claim settlement, inquiries, and grievance resolution are kept as simple and straightforward as possible.

• Transparency: Raheja QBE responds and resolves issues quickly, ensuring there are no hidden agendas, demonstrating their commitment to transparency towards their consumers.

• 24/7 Availability for Consumers: Raheja QBE ensures that policyholders' needs are put at the forefront of every transaction to ensure complete satisfaction. Policyholders can rely on Raheja QBE for their various needs.

Why Buy from PolicyX.com?

With so many buying options available in the market, one must think about why they need to choose PolicyX.com. Well, we are here to answer:

• IRDAI Approved: PolicyX.com is an IRDAI-approved insurance broker and adheres to all guidelines and protocols set by the IRDAI to protect policyholders' interests.

• Free Comparison Service: With PolicyX.com, you can easily compare the best Health Plans in India without paying any extra amount.

• Compare up to 15 Companies in 30 Seconds: With us, you can compare up to 15 companies in just a few seconds.

• Buy Insurance Within 5 Minutes: With PolicyX.com, you can buy your policy online without any hassles. We offer an easy 4-step online buying process that allows you to buy your policy without any trouble.

• 24x7 Customer Service: The experts of PolicyX.com are always available to resolve any of your insurance-related queries.

• Free Future Claim Assistance: Our team will assist you at every step of your claim process. Be it claim intimation, documentation, or any other process, we are always there to help.

Raheja QBE Health Insurance Buying Process

For buying a Raheja QBE Health Insurance policy, one has two options: either they can purchase directly from the company's website or can buy from PolicyX.com.

Buying from PolicyX.com

1. Fill in the details in the 'Calculate Premium' form.

2. The next page will show all the available plans.

3. Choose the Raheja QBE health plan and click on Buy Now.

4. Pay the premium, and your policy document will be shared with you on your registered email ID.

Buying from the Company's Website

1. Visit the official website of the company. Click on the Health Insurance section provided under the 'Personal' section on the menu bar.

2. You will then be redirected to the Health Insurance page and can explore all the available plans and click on 'Buy Now'.

3. Enter all the required details, and your health insurance premium amount will be displayed on the screen.

4. Once you pay the premium online, you will get all the policy documents at your registered email address.

Raheja QBE Health Insurance Claim Process

Raheja QBE Health Insurance Company offers an easy and convenient claims settlement process. Policyholders can either choose cashless claims or opt for reimbursement claims:

Cashless Claim

1. Check the list of network hospitals from Raheja QBE's website. At the network hospital, show the cashless card of Raheja QBE Capital Health Insurance and valid ID proof like a Passport, PAN Card, Voting card, etc.

2. After identification, the network hospital will send the cashless hospitalization request form to Raheja QBE. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization).

3. Raheja QBE will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail.

4. Once approved, the payment will be made directly to the network hospital.

Reimbursement Claim

To file a claim, submit the following documents to Raheja QBE within 15 days of discharge:

• Claim form (Part A & B)
• Health card
• KYC documents
• Original discharge summary
• Hospital bills
• Invoice with payment receipt
• All consultation papers
• Others

After reviewing the documents, Raheja QBE will take the appropriate decision, and if approved, the amount will be reimbursed through NEFT to the registered bank account.

How to Renew a Raheja QBE Health Insurance Policy?

Raheja QBE Health Insurance policy allows customers to renew their policy online. Follow the steps below to renew your Raheja QBE Health Insurance Plans:

1. Visit the official website of the company. Click on the Health Insurance section provided under the 'Personal' section on the menu bar.

2. You will then be redirected to the Health Insurance page and can explore all the available plans and click on 'Renew'.

3. Enter all the required details, and your health insurance premium amount will be displayed on the screen.

4. Pay the premium online, and your Raheja QBE health insurance renewal details will be mailed to your registered email address.

Connect with our insurance experts for Raheja QBE Health Insurance policy renewal at 1800 - 4200 - 269