Raheja QBE Health Insurance
  • More than 10 health plans to choose
  • Coverage against Coronavirus
  • Explore the Inclusions & Exclusion
Raheja QBE Health Insurance
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Raheja QBE Health Insurance

Raheja QBE Health Insurance is a joint venture between Rajan Raheja Group and QBE Insurance that offers insurance solutions to look after the healthcare needs of its customers. Raheja QBE collaborates internally and externally to assure the delivery of highly adaptable insurance solutions that can cater to these multiplicities in requirements.

The company's adaptable insurance solutions cater to multiple requirements. At present, the company offers health insurance plans that provide customized health insurance solutions to fulfill consumer demands. Raheja QBE health insurance offers a cashless facility, easy claim registration, and a large hospital network to ease your stress like a friend.

Raheja QBE Health Insurance offers various options of health plans for individuals and families alike. Versatile health insurance plans offered by Raheja QBE act as a shield against unexpected medical bills in case of unfortunate incidents.

Why choose Raheja QBE Health Insurance?

Raheja QBE health insurance provides extensive and exclusive coverage and is amongst the best insurance providers in the company. To get more insight into the company's performance, take a look at the below key features that will help you to analyze the company based on its performance

  • Network Hospitals:
    The company has tie-up with more than 5000+ hospitals. These hospitals allow the policyholders to avail cashless treatments at the time of a medical emergency.
  • Solvency Ratio:
    Raheja QBE Health Insurance has a Solvency Ratio of 3.33 as per the IRDAI annual report 2020-21. The solvency ratio helps the prospective policyholder assess the ability of a company to meet its financial obligations. As of now, IRDAI mandates maintaining a healthy solvency ratio of 1.50 for every insurer.
  • Claim Support:
    Claim support of an insurer helps you analyze its claims settling ability. As per the IRDAI annual report of 2020-21, the claim support of Raheja QBE Health Insurance is 95.51
  • Annual Premium:
    As per the annual report of IRDAI 2020-21, The Annual premium of Raheja QBE Capital Health Insurance is 272.22 Cr.
Raheja qbe Health Insurance Key Features
Raheja QBE Health Insurance
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Raheja QBE Health Insurance Plans

To cater to the dynamic healthcare needs of an individual and their family, Raheja QBE comes with several plans.

Raheja QBE Health Insurance Individual & Family Plans

Comprehensive Plan

Raheja QBE Health QuBE plan

A health plan suitable for individuals and families. The given plan offers a sum insured for up to 50L.

Unique Features

  • Avail organ donor benefit
  • 4 variants available
  • Medical checkup covered

Standard Plan

Raheja QBE Arogya Sanjeevani Policy

The Policy offers hospitalization coverage from Rs. 50,000 to Rs. 10 lakhs. This coverage is available on an individual and on a family floater sum insured basis.

Unique Features

  • Day Care Treatment available
  • AYUSH treatment covered
  • Cumulative bonus up to 50%

Accident Plan

Raheja QBE Individual Personal Accident

Raheja QBE’s Individual Personal Accident Insurance provides you with mitigation against the financial consequences of unforeseeable accidents and mishaps.

Unique Features

  • Ambulance charges covered
  • Covers accidental death
  • Permanent Total disability covered

Accident Plan

Raheja QBE Group Personal Accident

Group Personal Accident Insurance policy offers financial compensation to the insured and his family for an injury or death arising out of an accident.

Unique Features

  • Avail compensation benefit
  • Ambulance expense covered
  • 4 cover variants available

Accident Plan

Raheja QBE Saral Suraksha Bima

Insure yourself and your family against losses incurred due to an accidental injury. It provides cover against the financial losses incurred due to accidental injury.

Unique Features

  • Education Grant available
  • Temporary Total Disablement covered
  • Death cover available

Raheja QBE Health Insurance Specialized Plans

Top-up Plan

Raheja QBE Health QBE Super Top-Up

The plan provides you with additional medical coverage and enhances your health cover up to Rs. 1 Cr. with Health QBE Super Top-up policy.

Unique Features

  • Day care treatments covered
  • Avail 10% no claim bonus
  • life-long renewability

Cancer Plan

Raheja QBE Cancer Insurance

A specific cancer insurance policy that protects the policyholder against the expenses incurred during the treatment of this dreadful disease.

Unique Features

  • SI available up to 10L
  • Diagnostic investigation covered
  • No exit age feature

Hospital Cash Plan

Raheja QBE Hospital Daily Cash

The Hospital Daily Cash plan covers many miscellaneous expenses that are not covered under a health plan.

Unique Features

  • Day Care Procedure cash benefit
  • Accidental Hospital Cash
  • International Emergency Benefit

Global Plan

Raheja QBE Pravasi Bhartiya Bima Yojana

An insurance policy for individuals who emigrate to foreign countries providing cover against personal accidents, medical emergencies, and more.

Unique Features

  • Covers death and permanent disability
  • Hospitalization expense covered
  • Medical emergency cover available

COVID-19 Plan

Raheja QBE Corona Kavach Policy

The policy offers hospitalization coverage against COVID-19 from Rs. 50,000 to Rs. 5 lakhs. This coverage is available on an individual and on a family floater sum insured basis.

Unique Features

  • AYUSH treatment available
  • Avail Home Care
  • Hospital daily cash

Corporate Plan

Group Corona Kavach Policy

The policy covers inpatient hospitalization due to Coronavirus disease and offers coverage from ₹ 50,000 to ₹ 5 Lakhs.

Unique Features

  • AYUSH treatment covered
  • Home care available
  • Flexible Policy Period

Corporate Plan

Raheja QBE Group Health Insurance

Raheja QBE Group Health Insurance Policy offers coverage from ₹ 25,000 to ₹ 1 Crore. Self, spouse, children, and parents can be covered under this policy.

Unique Features

  • Day care treatment
  • Domiciliary treatment
  • Maternity Cover available

Corporate Plan

Raheja QBE Group Premier Personal Accident Policy

Insure your employees, students, teachers, or members and their families under one policy against losses incurred due to an accidental injury.

Unique Features

  • Dependent child education benefit
  • Burn injuries covered
  • Accidental death covered

Loan Plan

Raheja QBE Group Loan Insurance

The plan offers cover against loans like Personal Loan, Housing Loan, Auto Loan, Gold Loan, Business Loan, Merchandise Loan, and Consumer Durable Loans.

Unique Features

  • Critical Illness covered
  • Child education benefit available
  • Hospital cash benefit

Top-up Plan

Raheja QBE Super Top Up Plan

A insurance plan for employees and their family members of companies, organizations, customers/members of banks, or housing societies.

Unique Features

  • Organ Donor Cover
  • Maternity Cover
  • Pre and Post Natal Expenses

Benefits of Raheja QBE Health Insurance

Every individual has diverse needs when it comes to health insurance, which is why Raheja QBE is equipped with insurance solutions that cater to each and every individual and their needs. Below mentioned are some of the unique benefits offered by Raheja QBE Health Insurance:

  • A wide network PAN India: A wide network of 5000+ hospitals and 1300+ garages to avail cashless services.
  • A 1-2-3 process policy: Raheja QBE makes sure that processes like claim settlement, inquiries, and all grievances of their consumers are as easy as 1-2-3 communication are kept as simple as possible.
  • Transparency: Raheja QBE responds and resolves issues quickly, ensuring there are no hidden agendas that showcase their value for transparency towards their consumers.
  • 24X7 availability for consumers: Raheja QBE makes sure that policyholders' needs are put at the forefront of every transaction to ensure complete satisfaction. Policyholders can rely on Raheja QBE for their innumerable needs.

Raheja QBE Health Insurance Buying Process

For buying a Raheja QBE Health Insurance policy, one has two options. Either they can purchase directly from the website or can buy from PolicyX.com.

Buying from PolicyX.com

  • Fill in the details in the 'Calculate Premium' form.
  • The next page will show all the available plans.
  • Choose the Raheja QBE health plan and click on Buy Now.
  • Pay the premium and your policy document will be shared with you on your registered email id.

Buying from the company's website

  • Visit the official website of the company. Click on the Health Insurance section provided under the 'Personal' section on the menu bar.
  • You will then be redirected to the Health Insurance page and can explore all the available plans and click on 'Buy Now'.
  • Enter all the required details and your health insurance premium amount will be displayed on the screen.
  • Once you pay the premium online, you will get all the policy documents at your registered email address.

Why Buy from PolicyX.com?

With so many buying options available in the market, one must think about why he/she needs to choose PolicyX.com. Well, we are here to answer.

  • IRDAI Approved:The Insurance Regulatory Development Authority of India (IRDAI) is a regulatory body created to protect the policyholder's interest. PolicyX.com follows all the guidelines and protocols approved by the IRDAI.
  • Free Comparison Service: With PolicyX.com, you can easily compare the best Health Plans in India without paying any extra amount.
  • Compare 15 Companies in 30 Seconds: With us, you can compare up to 15 companies in just a few seconds.
  • Buy Insurance Within 5 Minutes: With PolicyX.com, you can buy your policy online without any hassles. We offer an easy 4-step online buying process that allows you to buy your policy without any trouble.
  • 24*7 Customer Service: The experts of PolicyX.com are always available to resolve any of your insurance-related queries
  • Free Future Claim Assistance: Our team will assist you at every step of your claim process. Be it claim intimation, documentation, or any other process, we are always there to help.

How to Renew a Raheja QBE Health Insurance Policy?

Raheja QBE Health Insurance policy allows the customer to renew their policy online. Follow the below steps to renew your Raheja QBE Health Insurance Plans:

  • Visit the official website of the company. Click on the Health Insurance section provided under the 'Personal' section on the menu bar.
  • You will then be redirected to the Health Insurance page and can explore all the available plans and click on 'Renew'.
  • Enter all the required details and your health insurance premium amount will be displayed on the screen.
  • Pay the premium online, and your Raheja QBE health insurance renewal details will be mailed to your registered email address.

Raheja QBE Health Insurance Claim Process

Raheja QBE Health Insurance company offers an easy and convenient claims settlement process. The policyholder can either choose cashless claims or can opt for reimbursement claims:

Cashless Claim

  • Check the list of network hospitals from Raheja QBE's website. At the network hospital, show the cashless card of Raheja QBE Capital Health Insurance and valid ID proof like a Passport, PAN Card, Voting card, etc.
  • After the identification is done, the network hospital will send the cashless hospitalization request form to Raheja QBE. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization).
  • Raheja QBE will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail.
  • Once done, the payment will be made to the network hospital.

If you are admitted to a non-network hospital, you have to pay the hospital directly after the treatment is done.

  • To file a claim, submit the following documents to Raheja QBE within 15 days of discharge:
    • Claim form (Part A & B)
    • Health card
    • KYC documents
    • Original discharge summary
    • Hospital bills
    • The invoice with payment receipt
    • All consultation papers
    • Others
  • After reviewing the documents, Raheja QBE will take the appropriate decision and if approved, the amount will be reimbursed through NEFT to the registered bank account.

How To Contact Raheja QBE

Raheja QBE health insurance customer care is available to look after your queries. To get in touch with Raheja QBE health insurance customer care, opt for the below methods:

Raheja QBE General Insurance Ltd. Ground Floor, Procter and Gamble Plaza, Cardinal Gracious Rd, Chakala, Andheri East, Mumbai, Maharashtra 400099

customercare@rahejaqbe.com

1800-102- (RQBE) 7723 (Monday - Saturday, 9 AM - 8 PM)

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Raheja QBE Health Insurance: FAQs

1. Will I get coverage if I don't have COVID-19 specific health insurance?

Yes, irrespective of the type of health policy, your health insurance company is liable to cover the hospitalization expenses incurred due to coronavirus.

2. What is the limit of convalescence benefit under Hospital Daily Cash-Group policy?

The benefit is offered three times of daily limit for the number of days not exceeding 10 consecutive days of hospitalisation to a maximum of up to Rs. 10,000. This can be availed only once in a policy period.

3. What is the cancellation clause in Raheja QBE Health Insurance Policy?

Cancelling your policy under a free-look period (within 15 days from the date of receipt of the Policy), then the amount paid will be refunded after adjusting the amounts spent on any medical check-up, stamp duty charges, and proportionate risk premium.

4. What if I am not satisfied with my issues related to the policy or any services of the company? How can I readdress my grievances?

Well, the company always try to resolve all your issues, but if by any chance, you are not satisfied, you can reach out to the company by mailing your complaint to: complaintsofficer@rahejaqbe.com or grievancehead@rahejaqbe.com

5. Does the plans under Raheja QBE Health Insurance offer Lifetime renewability?

Yes, the health plans under Raheja Health Insurance offer lifetime renewability.

6. What is the claim settlement ratio, and what is the current Raheja QBE Claim Settlement Ratio?

The Claim Settlement Ratio indicates the claim support offered by a company, and can be an helpful aspect while choosing your health insurance company. The Raheja QBE Claim Settlement Ratio is 96% as of IRDAI annual report of 2020-21.

7. What are the premium modes available under Raheja QBE Health Insurance?

Raheja Health Insurance company offers 3 options to pay your policy premium that are:

  • Via Debit/Credit cards
  • Via cash or cheque, or,
  • Direct online payment

8. How can I check the status of my Raheja QBE Health Insurance policy?

To check the policy status, you need to visit the official website of Raheja QBE, and login with your credentials. Once done, the poage will show you all your policy related details.

9. What is the free-look period? Will I again get that at the time of renewing my policy?

Free-look period is a time wherein you can cancel your policy within the 15 days of buying without getting penalized. No, one can get the free-look period only at the time of buying a policy & not at the time of renewal.

10. How many Health Insurance Plans does Raheja QBE Offer?

Raheja QBE health insurance offers a total of 15 plans that are diverse and cater to the needs of individuals and families from all walks of life. Offering protection from accidents, critical illnesses, COVID-19, and more.

12. How to pay premiums? What are the modes of payments available?

Raheja QBE offers easy payment options to policyholders to pay premiums for their health insurance plans. The 3 major payment options are

  • Debit
  • Cash or Cheque
  • Online Payment

13. What is the claim process for Raheja Health Insurance plans?

Raheja QBE offers an easy and hassle-free claim process. Here is the process to receive your claim:
Check the list of network hospitals from Raheja QBE's website. At the network hospital, show the cashless card of Raheja QBE Capital Health Insurance and valid ID proof like a Passport, PAN Card, Voting card, etc.

  • After the identification is done, the network hospital will send the cashless hospitalization request form to Raheja QBE. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization).
  • Raheja QBE will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail
  • Once done, the payment will be made to the network hospital.

Raheja QBE Health Insurance Reviews

Read what our customers have to say about raheja health insurance company and raheja QBE health mediclaim policy.

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rohit

Jaipur

February 21, 2022

Staff is really polite and good and educated not like other insurance companies. Dont disturb with so many calls and available at the time of help

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Vishal Kumar

Mumbai

October 4, 2021

The way of talking of their customer staff is quite impressive. I am happy and satisfied with their amazing services

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Bhawna Pandey

Kanpur

September 14, 2021

I will never forget the help that I received from Raheja QBE while settling my claims when my husband was in the hospital. They truly were quick and super duper helpful.

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Barkha Deewan

Hyderabad

September 14, 2021

Great company with good plans at an affordable price. Would definitely recommend this company if someone asks me for the best health insurance company.

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Naina Sharma

Bhopal

September 14, 2021

Happy with the services. Full satisfied. The company helps each of its customers very patiently and nicely.

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Devna Kumari

Chandigarh

September 14, 2021

A nice company that looks after its customer s health needs. I have also a Raheja QBE Health Insurance plan and I am happy.

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Abhishek Singh

Kochi

September 14, 2021

Very nice company. It offers a good product portfolio and ensures that its customers healthcare needs are taken care of.

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Kamli Devi

Coimbatore

September 13, 2021

Nace company. Very good staff and team. Company offer amazeing insurance plans. Full happy and give full marks to the Raheja Health Insurance.

View All Raheja QBE Health Insurance Reviews