Magma HDI Health Insurance

Yes, the plan offers a discount if the policyholder has opted for a multi-year policy. Discount for 2-year tenure policy: 10%, and for 3-year tenure policy: 12.5%.

If an individual buys a policy before the age of 40 and renews it continuously, and there is no claim, then the company offers an additional benefit amount. For example:

• Additional Rs. 2,500 in 6th Policy year, (i.e. 5 claim-free policy years)
• Additional Rs. 5,000 in 11th Policy year (i.e. 10 claim-free policy years)

The company offers a very simple and easy renewal process.

• Visit the official website, and click on the Renewal option.
• Fill in your policy number and other details.
• Pay the premium, and get the details of your renewed policy on your registered email address.

No worries. The company will promptly and effectively address your grievances. If you are still not satisfied with the solution then you may approach the Insurance Ombudsman located nearest to you.

Yes, as per the new guidelines of IRDAI, every health insurance plan will offer coverage against COVID-19 claims.

The waiting periods for Magma HDI Health Insurance plans are as follows:

• Initial Waiting Period - 30 days
• Specific Diseases - 2 years/ 4 years
• Pre-existing Diseases - 3 years/ 4 years
• Waiting Period for Critical Illness - 90 days
• Waiting Period for COVID-19 - 15 days

The Magma Health Insurance policies can cover up to four adults and three children.

Magma HDI Health Insurance premium calculator is available on the official website of the company or you can also calculate the premium from the official website of PolicyX.com.

Yes, Some Magma HDI Health Insurance plans come with a sub-limit on certain covers.

Magma HDI health insurance hospital list has more than 4,300 network hospitals that provide cashless hospitalization to the policyholders.

Yes, the company has a mobile app named Magma HDI App , that you can download to avail of the following:

• Intimate and track claims
• Avail wellness services
• Download forms
• Search hospitals for cashless facilities, and more

• Visit the official website of Magma HDI General Insurance and log in using your credentials.
• Once you are logged in, you can generate a request for a copy of the insurance policy.

Yes, the company has a separate customer care team to assist with the issues of senior citizens. One can send a mail to Namaskar@magma-hdi.co.in to get their queries resolved.

You need to submit the below-mentioned details to file a claim:

• Duly filled claim form
• Certificate from the physician
• Medicine prescriptions
• Medical bills
• Diagnosis reports such as x-ray scan, ECG, etc.
• Details of the discharge
• Final receipts from the hospital