Magma HDI One Health Policy
  • SI upto 2 Crore
  • Voluntary Co-Pay
  • CI & PA Coverage
Magma HDI Health Insurance
premium

Network hospitals

8400+

premium

Incurred claim ratio

72.1%

premium

Sum insured

Up to 3 CR

premium

No. of Plans

12

premium

Solvency Ratio

2.1

premium

Pan India Presence

100+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

8400+

premium

Incurred claim ratio

72.1%

premium

Sum insured

Up to 3 CR

premium

No. of Plans

12

premium

Solvency Ratio

2.1

premium

Pan India Presence

100+

Magma HDI One Health Insurance Policy

Magma HDI One Health insurance policy is a versatile health plan with 5 different plan variants and high-sum insured options ranging between 2 Lakhs to 1 Crore. Individuals can avail of a plethora of benefits under the Magma HDI One Health Insurance Policy such as:

  • Psychiatric Cover
  • Lasik Surgery Cover
  • IVF Treatment
  • Free Annual Health Check-up
  • Critical Illness and Personal Accident Cover

The plan is available for 1/2/3 years policy tenure for individuals with a minimum age of 5 years with no upper limit for entry age. Magma HDI One Health Insurance policy is available as an individual and family floater plan wherein you can cover your spouse, dependent children, dependent parents, dependent parents-in-law, dependent grandchildren, dependent sister, and dependent brother. To know more about the plan read the article in detail.

Magma HDI One Health Insurance Policy Eligibility Criteria

When purchasing the Magma HDI One Health Insurance Policy you must fulfill the eligibility criteria mentioned below:

Entry Age

Minimum: 18 Years Children: 91 Days to 26 Years

Adult Entry Age

Maximum: No Limit

Plan Type

Individual/Family Floater

Sum Insured

2 L | 3 L | 4 L | 5 L | 7.5 L | 10 L | 15 L | 20 L | 25 L | 30 L | 50 L | 1 Cr

Policy Term

1/2/3 Years

Initial Waiting Period*

30 Days

Magma HDI One Health Insurance Policy Benefits

Insurance holders are entitled to a wide array of benefits under the policy that are mentioned below:

  • Enhanced Coverage
    With Magma HDI One Health insurance policy individuals can opt for enhanced coverage by opting for additional covers at minimal additional premium rates. Critical illness and personal accident coverages offered by the plan protect you against 11 listed critical illnesses as well as physical disablement due to accidents.
  • Customized Sum Insured
    Magma HDI One health insurance policy comes in 5 different plan variants allowing customers to customize their health insurance plan. One health support, secure, support plus, and shield variants along with different deductible options.
  • Long Term Discounts
    Magma HDI One Health Insurance policy offers insured individuals with long-term policy discounts. If you have opted for a 2-year policy tenure you are eligible for a 10% discount whereas, for a 3-year policy tenure you can avail 12.5% discount. Discounts are however available on single premium payment options.
  • New Age Coverage
    Magma HDI One Health Insurance policy offers unique coverage benefits that are most often absent in many health insurance policies. Lasik Surgery, IVF Treatments, and psychiatric are some of the new age coverages offered by the health insurance plan to its customers.
  • Tax Benefits
    Premiums paid towards the Magma HDI One Health Insurance plan are eligible for tax benefits as per the Income Tax Act of India, 1961.

Choose Your Magma HDI One Health Insurance Policy

Coverage for SI:2 L - 1 Crore

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered for Up to 30 Days

Post-Hospitalization

Covered for Up to 60 Days

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Available, up to 100% of SI

Automatic Restoration

Not Applicable

Daily Hospital Cash

Covered

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Covered

Compassionate Travel

Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

Covered

Vaccination

Covered

Limitations

Co-payment

Applicable

Sub-limits

Not Applicable

What is Room Rent?

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under Magma HDI One Health Insurance Policy?

Under Magma HDI One Health Insurance Policy, the room rent is covered up to 1% of SI.

What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Magma HDI One Health Insurance Policy?

Under Magma HDI One Health Insurance Policy, ICU charges are covered up to 2% of SI.

What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Magma HDI One Health Insurance Policy?

Under Magma HDI One Health Insurance Policy, pre-hospitalization is covered for up to 30 days.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Magma HDI One Health Insurance Policy?

Magma HDI One Health Insurance Policy covers medical expenses incurred during post-hospitalization for 60 Days.

What is Domiciliary Hospitalization?

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Magma HDI One Health Insurance Policy?

Magma HDI One Health Insurance Policy does cover domiciliary hospitalizations.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Magma HDI One Health Insurance Policy?

Magma HDI One Health Insurance Policy covers the expenses of daycare procedures.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under Magma HDI One Health Insurance Policy?

OPD charges are covered under Magma HDI One Health Insurance Policy.

What is COVID-19 Treatment?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Magma HDI One Health Insurance Policy?

Magma HDI One Health Insurance Policy covers COVID-19.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under Magma HDI One Health Insurance Policy?

Magma HDI One Health Insurance Policy covers Cataract Treatment.

  • Support Plan- up to Rs. 25,000 per eye per Policy Year
  • Secure and Support Plus plan – up to Rs. 35,000 per eye per Policy Year
  • Shield plan– up to Rs. 50,000 per eye per Policy Year
  • Premium plan– up to Rs. 1,00,000 per eye per Policy Year
    •
    What is a No-Claim Bonus?

    For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

    Coverage status under Magma HDI One Health Insurance Policy?

    Magma HDI One Health Insurance Policy offers a no-claim bonus

    • Support plan: 10% of SI per claim-free policy year up to a maximum of 50% of SI
    • Secure plan: 10% of SI per claim-free policy year up to a maximum of 50% of SI
    • Support Plus plan: 10% of SI per claim-free policy year up to a maximum of 100% of SI
    • Shield plan: 20% of SI per claim-free policy year up to a maximum of 100% of SI
    • Premium plan: 33.33% of SI per claim-free policy year up to a maximum of 100% of SI
    What is Automatic Restoration?

    Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

    Coverage status under Magma HDI One Health Insurance Policy?

    Magma HDI One Health Insurance Policy does not offer automatic restoration benefits.

    What is Daily Hospital Cash?

    It is a cash amount that you receive each day during the time of hospitalization..

    Coverage status under Magma HDI One Health Insurance Policy?

    The Daily hospital cash is available under Magma HDI One Health Insurance Policy.

    What is an Organ Donor Cover?

    It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

    Coverage status under Magma HDI One Health Insurance Policy?

    Under Magma HDI One Health Insurance Policy the organ donor expenses are covered.

    What is a Maternity Cover?

    It refers to the cover that includes expenses for normal and c-section procedure deliveries.

    Coverage status under Magma HDI One Health Insurance Policy?

    Under the Magma HDI, One Health Insurance Policy Maternity Cover is available.

    What is a New Born Baby Cover?

    It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

    • ongenital anomaly (conditions since birth)
    • Acute condition
    • Chronic condition
    • Premature delivery
    • Birth asphyxia
    • Day care treatment

    Coverage status under Magma HDI One Health Insurance Policy?

    Under the Magma HDI One Health Insurance Policy, the newborn baby cover is available.

    What is AYUSH Treatment?

    Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

    Coverage status under Magma HDI One Health Insurance Policy?

    Under the Magma HDI One Health Insurance Policy, AYUSH treatment is covered.

    What is IVF Treatment?

    In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

    • Full infertility
    • No fertility
    • Infertility diagnosis
    • Infertility diagnosis and limited fertility treatment
    • Medication (which may or may not include fertility drug prescriptions)

    Coverage status under Magma HDI One Health Insurance Policy?

    Under the Magma HDI One Health Insurance Policy, IVF is covered.

    What is a Modern Treatment?

    Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

    Coverage status under Magma HDI One Health Insurance Policy?

    Under the Magma HDI One Health Insurance Policy, modern treatments are covered.

    What is an Ambulance Cover?

    An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

    Coverage status under Magma HDI One Health Insurance Policy?

    Under the Magma HDI One Health Insurance Policy, ambulance cover is available.

    What is an Air Ambulance?

    Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

    Coverage status under Magma HDI One Health Insurance Policy?

    Under the Magma HDI One Health Insurance Policy, the air ambulance is covered.

    What is Compassionate Travel?

    Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.

    Coverage status under Magma HDI One Health Insurance Policy?

    Under the Magma HDI One Health Insurance Policy, compassionate travel is covered.

    What is Global Coverage?

    Any kind of medical/health emergency when you are outside of India.

    Coverage status under Magma HDI One Health Insurance Policy?

    Under the Magma HDI One Health Insurance Policy, global coverage is not covered.

    What is E-Consultation?

    If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

    Coverage status under Magma HDI One Health Insurance Policy?

    Under the Magma HDI One Health Insurance Policy, e-consultation is covered.

    What is a Health Checkup?

    A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.

    Coverage status under Magma HDI One Health Insurance Policy?

    Under the Magma HDI One Health Insurance Policy, a health check-up is available.

    What is a Second Medical Opinion?

    If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

    Coverage status under Magma HDI One Health Insurance Policy?

    Magma HDI One Health Insurance Policy covers the expenses for a second medical opinion.

    What is Vaccination cover?

    Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

    Coverage status under Magma HDI One Health Insurance Policy?

    Magma HDI One Health Insurance Policy does cover vaccination expenses.

    What is Co-payment?

    In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

    Status under Magma HDI One Health Insurance Policy?

    10 % and 20% optional co-pay applicable under Magma HDI One Health Insurance Policy.

    What is the Sub limit?

    Sub-limits are the specific limits set in an insurance policy for its various features. For example, there are usually sub-limits set on room rent, OPD, doctor’s fees, ambulance charges, family visits, etc. Small amounts of the total sum insured are allotted to different features that the policy comes with and exceeding these amounts leads to out-of-pocket expenses from the policyholder.

    Status under Magma HDI One Health Insurance Policy?

    Sub-limits are not applicable.

    Magma HDI One Health Insurance Plan Exclusions

    Permanent Exclusions

    Permanent diseases or health conditions that are not included under the Magma HDI One Health Insurance plan are mentioned below:

    Treatments for alcohol abuse.

    Treatment for substance abuse.

    Any alternative treatment except benefit under AYUSH treatment.

    Treatment for any injury related to unlawful activity.

    Treatment for injury due to war, nuclear or chemical contamination.

    Coverage after Waiting Period

    Pre-Existing Diseases 24/36/48 Months

    Listed ailments 24 Months

    Sample Premium Illustration for Magma HDI One Health Insurance Plan

    To understand how much premium is payable towards the Magma HDI One health insurance plan refer to the premium tables mentioned below for all variants of the plan:

    One Health Support

    Sum Insured (In Rs.)2 L3 L4 L5 L
    Premium (In Rs.)3,6154,1704,6815,116

    One Health Secure

    Sum Insured (In Rs.)2 L3 L4 L5 L7.5 L10 L
    Premium (In Rs.)4,1524,6235,0075,3475,9686,450

    One Health Support Plus

    Sum Insured (In Rs.)2 L3 L4 L5 L7.5 L10 L
    Premium (In Rs.)4,9475,4035,7186,0656,6067,012

    One Health Shield

    Sum Insured (In Rs.)10 L15 L20 L25 L30 L50 L
    Premium (In Rs.)9,46710,78711,39611,96512,43013,732

    One Health Premium

    Sum Insured (In Rs.)15 L20 L25 L30 L50 L1 Cr
    Premium (In Rs.)16,46017,41718,16118,74520,34222,687

    Explore other Magma HDI Health Plans

    With a wide range of Health Plans,Magma HDI Health Insurance company ensures to cater to every healthcare need of its customers. At present, the company offers more than 11 health plans that are designed to fulfill each and every medical need of the policyholder.

    Personal accident

    Magma HDI Individual Personal Accident Policy

    The policy provides coverage against unfortunate accidents & covers Accidental Death, Permanent Total Disablement, & Temporary Total Disablement.

    Unique Features

    • 3 variants to choose from
    • Medical Expense Extension
    • Hospital Confinement Allowance

    Individual Personal Accident Policy (Pros)

    • Parents In Law Cover
    • Spouse Cover
    • Dependent Child Cover
    • Family Discount
    • Step Children Cover

    Individual Personal Accident Policy (Cons)

    • No Alcoholism Ailment Cover
    • Hazardous or adventure sports
    • No Obesity Treatment Cover
    • No Cosmetic Treatment Cover
    • No War Injury Cover

    Individual Personal Accident Policy (Other Benefits)

    • Easy Claim Settlement Process
    • Enhancement Of SI
    • Hospital Confinement Allowance
    • Medical Extension Cover
    • Staff Discount

    Individual Personal Accident Policy (Eligibility Criteria)

    • Entry Age - 18 Years
    • Max Entry Age - 65 Years
    • SI - 1 L to 5 Cr
    • Waiting Period - 30 Days

    Loan Protect

    Magma HDI Loan Guard

    The policy provides coverage against unfortunate accidents & covers Accidental Death, Permanent Total Disablement, & Temporary Total Disablement.

    Unique Features

    • Lump Sum payout
    • Rehabilitation cost covered
    • Covers available

    Loan Guard (Pros)

    • Annual Health Check-up
    • Day Care Treatment
    • Guaranteed Cumulative Bonus
    • Organ Donor Cover
    • Joint Replacement Cover

    Loan Guard (Cons)

    • No Suicide Cover
    • Hazardous or adventure sports
    • No Obesity Treatment Cover
    • No Cosmetic Treatment Cover
    • No War Injury Cover

    Loan Guard (Other Benefits)

    • Domiciliary Hospitalization
    • Second E-Opinion
    • Oral chemotherapy Cover
    • Wellness services
    • Ambulance Cover

    Loan Guard (Eligibility Criteria)

    • Entry Age - 5 Years
    • Max Entry Age - No Upper Cap
    • SI - 5 L to 1 Cr
    • Waiting Period - 30 Days

    Comprehensive

    Magma HDI One Extra Cover Health Insurance Policy

    Comes with 2 plan options (Platinum and Gold) and 9 optional covers. It provides for critical illness and surgeries and has death and accidental benefits.

    Unique Features

    • AYUSH Treatment
    • Personal Accident Cover
    • Psychiatric Inpatient Cover

    One Extra Cover Health Policy (Pros)

    • Annual Health Check-up
    • E-opinion for Critical Illness
    • Enhanced Post Hospitalization
    • Organ Donor Cover
    • Joint Replacement Cover

    One Extra Cover Health Policy (Cons)

    • No Substance abuse cover
    • Hazardous or adventure sports
    • No External congenital anomaly
    • No Cosmetic Treatment Cover
    • Treatment not supported by prescription

    One Extra Cover Health Policy (Other Benefits)

    • Domiciliary Hospitalization
    • Second E-Opinion
    • Non-payable expense Cover
    • Wellness services
    • Cataract Cover

    One Extra Cover Health Policy (Eligibility Criteria)

    • Entry Age - 56 Years
    • Max Entry Age - No Upper Cap
    • SI - 3 L to 25 L
    • Waiting Period - 30 Days

    Senior Citizen

    Magma HDI One Health Senior Insurance Policy

    A plan that covers in-laws and a maximum of 4 adults and 3 children. It provides coverage for many surgeries and also has death and accidental benefits.

    Unique Features

    • AYUSH Treatment
    • Personal Accident Cover
    • HIV/AIDS Cover

    One Health Senior Policy (Pros)

    • Annual Health Check-up
    • Day Care Treatment
    • Guaranteed Cumulative Bonus
    • Organ Donor Cover
    • Joint Replacement Cover

    One Health Senior Policy (Cons)

    • No Alcoholism Ailment Cover
    • Hazardous or adventure sports
    • No Obesity Treatment Cover
    • No Cosmetic Treatment Cover
    • No War Injury Cover

    One Health Senior Policy (Other Benefits)

    • Domiciliary Hospitalization
    • Second E-Opinion
    • Oral chemotherapy Cover
    • Wellness services
    • Ambulance Cover

    One Health Senior Policy (Eligibility Criteria)

    • Entry Age - 5 Years
    • Max Entry Age - No Upper Cap
    • SI - 5 L to 1 Cr
    • Waiting Period - 30 Days

    Specialized

    Magma HDI Corona Kavach

    A plan that covers COVID-19 hospitalizations with no sub-limits on room rent or tests. The cost of gloves, mask, oxygen cylinder, and nebulizer is covered.

    Unique Features

    • ICU Cover
    • Room Rent Cover
    • Cumulative Bonus

    Corona Kavach (Pros)

    • Ambulance charges
    • Day Care Treatment
    • Home Care treatment expenses
    • Hospital Daily Cash Cover
    • PPE Kit Cover

    Corona Kavach (Cons)

    • No Global Cover
    • Hazardous or adventure sports
    • No Obesity Treatment Cover
    • No Cosmetic Treatment Cover
    • No War Injury Cover

    Corona Kavach (Other Benefits)

    • Pre & Post Hospitalization
    • Nebulizer Cover
    • Oxymetre Cover
    • Tax Benefit
    • Easy Claim Settlement

    Corona Kavach (Eligibility Criteria)

    • Entry Age - 18 Years
    • Max Entry Age - 65 Years
    • SI - 50 K to 10 L
    • Waiting Period - 15 Days

    Comrehensive

    Magma HDI Arogya Sanjeevani

    It is an all-in-one plan that covers hospitalization and modern treatments. The plan also provides coverage for accidental injuries and pre-existing diseases.

    Unique Features

    • ICU Cover
    • Room Rent Cover
    • 5 % Cumulative Bonus

    Arogya Sanjeevani (Pros)

    • AYUSH Cover
    • Day Care Treatment
    • Cataract Cover
    • Stem cell therapy Cover
    • Oral chemotherapy Cover

    Arogya Sanjeevani (Cons)

    • No Global Cover
    • Hazardous or adventure sports
    • No Obesity Treatment Cover
    • No Cosmetic Treatment Cover
    • No War Injury Cover

    Arogya Sanjeevani (Other Benefits)

    • Pre & Post Hospitalization
    • Deep Brain stimulation
    • Oral chemotherapy Cover
    • Bronchial Thermoplasty
    • Ambulance Cover

    Arogya Sanjeevani (Eligibility Criteria)

    • Entry Age - 18 Years
    • Max Entry Age - 65 Years
    • SI - 50 K to 10 L
    • Waiting Period - 30 Days

    Family

    Magma HDI Saral Suraksha Bima

    It is a comprehensive plan that covers the individual as well as family members. It covers accidental death, disability and accidental hospitalization.

    Unique Features

    • ICU Cover
    • Room Rent Cover
    • Cumulative Bonus

    Saral Suraksha Bima (Pros)

    • Education Grant
    • Temporary Disablement Cover
    • Total Disablement Cover
    • Hospital Daily Cash Cover
    • Compensation Benefit

    Saral Suraksha Bima (Cons)

    • No Natural Death Cover
    • Hazardous or adventure sports
    • No Obesity Treatment Cover
    • No Cosmetic Treatment Cover
    • No War Injury Cover

    Saral Suraksha Bima (Other Benefits)

    • Ambulance Cover
    • Spouse Cover
    • Child Cover
    • Tax Benefit
    • Easy Claim Settlement

    Saral Suraksha Bima (Eligibility Criteria)

    • Entry Age - 18 Years
    • Max Entry Age - 75 Years
    • SI - 2.5 L to 1 Cr
    • Waiting Period - 30 Days

    Comprehensive

    Magma HDI Janta Personal Accident

    The plan coverage for accidental death disability and accidental hospitalization. Comes in 3 options i.e Basic, Wide, and Comprehensive.

    Unique Features

    • Hospital Confinement Allowance
    • Medical Expense Extension
    • Dependent Parent Cover

    Janta Personal Accident (Pros)

    • Accidental Death
    • Temporary Disablement Cover
    • Total Disablement Cover
    • Hospital Daily Cash Cover
    • Compensation Benefit

    Janta Personal Accident (Cons)

    • No Natural Death Cover
    • Hazardous or adventure sports
    • No Obesity Treatment Cover
    • No Cosmetic Treatment Cover
    • No War Injury Cover

    Janta Personal Accident (Other Benefits)

    • Ambulance Cover
    • Spouse Cover
    • Child Cover
    • Tax Benefit
    • Easy Claim Settlement

    Janta Personal Accident (Eligibility Criteria)

    • Entry Age - 18 Years
    • Max Entry Age - NA
    • SI - 2.5 L to 1 Cr
    • Waiting Period - 30 Days

    Group

    Magma HDI Group Health Insurance

    The plan covers for Benign Brain Tumors, Alzheimer's Disease, End Stage Liver Failure.

    Unique Features

    • First Heart Attack Cover
    • Open Heart Replacement
    • Bone Marrow Transplant Cover

    Group Health Insurance (Pros)

    • ICU Cover
    • Room Rent Cover
    • Qualified Nurses Cover
    • Deafness Cover
    • Third Degree Burns Cover

    Group Health Insurance (Cons)

    • No Global Cover
    • Hazardous or adventure sports
    • No Obesity Treatment Cover
    • No Cosmetic Treatment Cover
    • No War Injury Cover

    Group Health Insurance (Other Benefits)

    • Diagnostic procedures Cover
    • Medical Practitioners Cover
    • Critical Illness Cover
    • Cancer of Specified Severity
    • Kidney Failure Cover

    Group Health Insurance (Eligibility Criteria)

    • Entry Age - 18 Years
    • Max Entry Age - 65 Years
    • SI - 2.5 L to 1 Cr
    • Waiting Period - 30 Days

    Group

    Magma HDI Group Accident Suraksha

    This plan is designed for covering Accidental Medical Expenses and disability. It acts as a Loan Protector and offers coverage for death due to an accident.

    Unique Features

    • Adventure Sports Benefit
    • Funeral Benefit
    • Accidental Death

    Group Accident Suraksha (Pros)

    • Funeral expenses Cover
    • Accidental OPD Cover
    • Air Ambulance Cover
    • Life Support Benefit
    • Family Transportation Allowance

    Group Accident Suraksha (Cons)

    • No Global Cover
    • No Suicide Cover
    • No Obesity Treatment Cover
    • No Cosmetic Treatment Cover
    • No War Injury Cover

    Group Accident Suraksha (Other Benefits)

    • Diagnostic procedures Cover
    • Medical Practitioners Cover
    • Hospital Cash Allowance
    • Adaptation Allowance
    • Renewal Benefits

    Group Accident Suraksha (Eligibility Criteria)

    • Entry Age - 18 Years
    • Max Entry Age - 65 Years
    • SI - NA
    • Waiting Period - NA

    Comprehensive

    Magma HDI Saksham Health Insurance

    The plan covers pre-existing diseases and offers coverage for modern treatments for many chronic illnesses.

    Unique Features

    • Child Cover Uoto 17 Years
    • Renewal Benefit
    • Deep Brain Stimulation

    Saksham Health Insurance (Pros)

    • Cataract Cover
    • Modern treatment
    • Cerebral Palsy Cover
    • Speech and Language disability
    • AYUSH Cover

    Saksham Health Insurance (Cons)

    • No Anti-Retroviral Treatment
    • No Suicide Cover
    • No Obesity Treatment Cover
    • No Type2 Diabetes Cover
    • No Sleep Apnea Cover

    Saksham Health Insurance (Other Benefits)

    • Emergency Ground Ambulance
    • Hernia Cover
    • Hospital Cash Allowance
    • ICU Cover
    • Pre & Post Hospitalization

    Saksham Health Insurance (Eligibility Criteria)

    • Entry Age - 18 Years
    • Max Entry Age - 65 Years
    • SI - 4 LTo 5 L
    • Waiting Period - NA

    Conclusion

    Magma HDI One Health Insurance policy is a versatile health insurance plan with a plethora of base coverage and optional coverage options along with wellness benefits. It is an ideal health insurance plan for individuals who want to customize their health insurance plan as it is available in 5 different variants and can be customized in terms of sum insured and features.

    Magma HDI One Health Insurance Plan: FAQs

    1. What are the sum insured options available under the Magma HDI One Health Insurance Plan?

    The sum insured options available under the plan range between 2 Lakhs to 1 Crore split through 5 different plan variants namely, One health support, One health secure, One health support plus, One health shield, and One health premium that can be opted by customers as per their needs and requirements.

    2. What are the eligibility criteria required under the Magma HDI One Health Insurance Plan?

    The eligibility criteria required for Magma HDI One health Insurance plan is 18 years to no maximum limit for adults and 91 days to 26 years for dependent children.

    3. What are the optional covers available with Magma HDI One Health Insurance Plan?

    The optional covers available with Magma HDI One health insurance policy are:

    • Critical Illness Cover
    • Personal Accident Cover

    4. Do customers get tax benefits with Magma HDI One health insurance policy?

    Yes, customers are eligible to avail tax benefits with Magma HDI One health insurance policy as per the Income Tax Act of India, 1961.

    5. Is there a co-pay applicable clause applicable with Magma HDI One health insurance policy?

    Yes, a voluntary co-pay of 10% and 20% is applicable with the plan.

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    magma Health Insurance Review

    Read what customers think about the magma Health Insurance.

    Customer Review Image

    Laxman Shekhawat

    Hyderabad

    October 4, 2021

    Superb customer staff. Bahut ache se handle kiya meri queries ko. I am supr impressed. Good luck for the future.

    Customer Review Image

    S Tiwari

    Indore

    September 27, 2021

    Amazing company. Proud customer of magma health insurance. Totally in love with the way the company works.

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    Gaurav Taneja

    Bhopal

    September 27, 2021

    Wow. I am literally blessed that I have chosen Magma Health Insurance company. This company just works for its customers. Thank God for letting me chose this health insurance company.

    Customer Review Image

    Akshay Sharma

    Chandigarh

    September 21, 2021

    Good company. I am simply impressed with how Magma Health Insurance works with all its ethics. Good. Keep up the good work.

    Customer Review Image

    Avinash Bhatt

    Pune

    September 20, 2021

    One of my friends sister suggested me to buy a Health Insurance from Magma Health Insurance company. I am quite satisfied with the service and customer-centric approach

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    Shivay Singh

    Meerut

    September 8, 2021

    Nice and handsome company. Plans are very best. I in love for the plans present in the market. No company can give better plans then Magma HDI Health Insurance

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    Kavya Shah

    Allahabad

    September 6, 2021

    Very nice company. Offers several product to choose from. Would give 10 on 10 to this amazing company.

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    Vikrant Sherawat

    Bhopal

    September 6, 2021

    Quick response, dependable services and customer friendly staff. Overall good experience with the company.

    View All magma Health Insurance Reviews

    Simran Saxena

    Written By: Simran Saxena

    An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.

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