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Overview
Magma HDI One Health Insurance Policy is a versatile health plan with five different plan variants and high sum insured options ranging between ₹2 Lakhs to ₹1 Crore. Individuals can avail a plethora of benefits under the Magma HDI One Health Insurance Policy, such as:
- Psychiatric Cover
- LASIK Surgery Cover
- IVF Treatment
- Free Annual Health Check-up
- Critical Illness and Personal Accident Cover
The plan is available for 1, 2, or 3-year policy tenures. The minimum entry age is 18 years for adults and 91 days for children, with no upper limit for adult entry age. Magma HDI One Health Insurance Policy is available as an individual and family floater plan, allowing you to cover your spouse, dependent children, dependent parents, dependent parents-in-law, grandchildren, sisters, and brothers. For more details about the plan, please read the article.
Exclusions
Permanent diseases or health conditions that are not included under the Magma HDI One Health Insurance plan are mentioned below:
- Treatments for alcohol abuse
- Treatment for substance abuse
- Any alternative treatment except those covered under AYUSH treatment
- Treatment for any injury related to unlawful activity
- Treatment for injury due to war, nuclear, or chemical contamination
- Pre-Existing Diseases: 24/36/48 Months
- Listed Ailments: 24 Months
Documents Required for Magma HDI One Health Insurance Policy
To apply for the Magma HDI One Health Insurance Policy, applicants typically need to submit standard documents such as proof of identity, proof of address, and age proof. Depending on the applicant's age and health declaration, medical reports may also be required. It is advisable to refer to the official policy brochure or contact Magma HDI for a precise list of documents.
Other Features
The Magma HDI One Health Insurance Policy offers a wide range of features, including comprehensive base coverage and various optional add-on covers. Policyholders can also benefit from wellness programs. The plan is highly customizable, available in five different variants, allowing individuals to tailor their sum insured and features to suit their specific needs.
Sample Premium Illustration for Magma HDI One Health Insurance Plan
To understand how much premium is payable towards the Magma HDI One Health Insurance Plan, refer to the premium tables mentioned below for all variants of the plan:
One Health Support
| Sum Insured (in ₹) | 2 Lakh | 3 Lakh | 4 Lakh | 5 Lakh |
|---|---|---|---|---|
| Premium (in ₹) | 3,615 | 4,170 | 4,681 | 5,116 |
One Health Secure
| Sum Insured (in ₹) | 2 Lakh | 3 Lakh | 4 Lakh | 5 Lakh | 7.5 Lakh | 10 Lakh |
|---|---|---|---|---|---|---|
| Premium (in ₹) | 4,152 | 4,623 | 5,007 | 5,347 | 5,968 | 6,450 |
One Health Support Plus
| Sum Insured (in ₹) | 2 Lakh | 3 Lakh | 4 Lakh | 5 Lakh | 7.5 Lakh | 10 Lakh |
|---|---|---|---|---|---|---|
| Premium (in ₹) | 4,947 | 5,403 | 5,718 | 6,065 | 6,606 | 7,012 |
One Health Shield
| Sum Insured (in ₹) | 10 Lakh | 15 Lakh | 20 Lakh | 25 Lakh | 30 Lakh | 50 Lakh |
|---|---|---|---|---|---|---|
| Premium (in ₹) | 9,467 | 10,787 | 11,396 | 11,965 | 12,430 | 13,732 |
One Health Premium
| Sum Insured (in ₹) | 15 Lakh | 20 Lakh | 25 Lakh | 30 Lakh | 50 Lakh | 1 Crore |
|---|---|---|---|---|---|---|
| Premium (in ₹) | 16,460 | 17,417 | 18,161 | 18,745 | 20,342 | 22,687 |
