Edelweiss Tokio Term Insurance
Edelweiss Tokio Term Insurance is a prominent insurer with over 120 branches and 5000+ employees.
The headline features and policy mechanics, at a glance.
Affordable premium options starting from entry-level to comprehensive whole-life protection.
Industry-leading approval rate on eligible term insurance claims in the most recent fiscal year.
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
Choose from level cover, increasing cover, and return-of-premium variants.
Extend a base policy with add-on covers — critical illness, accidental death, waiver of premium and more.
Branch offices and claim service centres across India for easy policy servicing.
Edelweiss Tokio Life Insurance offers term insurance plans designed to provide financial security and high life cover for your family. With a strong presence across 120+ branches and a wide customer base, it focuses on affordable protection and reliable claim support.
Established in 2011, Edelweiss Tokio Life Insurance currently operates over 120 branches in major cities and employs more than 5000 individuals. As a responsible family member, you would always be concerned about what happens to your family after your death. Edelweiss Tokio's term plans are the perfect solution to this concern.
It offers various categories of term plans such as level term plans, increasing term plans, term plans with optional riders, and term plans with a return of premium to cater to the needs of every customer.
Key features of these plans include:
Every plan currently being sold by Edelweiss Tokio Term Insurance, shown side-by-side so you can shortlist quickly.
The Edelweiss Life Zindagi Protect is a pure-term insurance plan that provides financial support to your dependents in return for the premium you have...
Edelweiss Life Total Protect Plus is a pure protection plan that comes with three plan options: Life Cover Option, Return of Premium Option, and Live ...
Side-by-side across the 2 most-bought Edelweiss Tokio Term Insurance plans on PolicyX.
| Feature | Edelweiss Life Zindagi Protect | Edelweiss Life Total Protect Plus |
|---|---|---|
| Plan type | Term Plan | Term Plan |
| Sum assured | Base sum assured: Rs 50 lakhs to 1 crore | Base sum assured: Rs 25 lakhs to no limit. |
| Entry age | Minimum Age: 18 years, Maximum Age: 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Top benefits | Premium Break Benefit · Child's Future Protect Benefit | Return of premium · Life long benefit option |
Enhance your term plan with optional add-on riders for broader protection.
Edelweiss Tokio Accidental Death Benefit Rider
This rider enhances the life coverage for your loved ones in case of your accidental death. Your beneficiaries will receive the base sum assured along with the rider's sum assured.
Edelweiss Tokio Accidental Total and Permanent Disability Rider
If an accident results in a total and permanent disability preventing you from earning for more than six months, this rider waives off all future premiums while keeping your insurance coverage intact.
Edelweiss Tokio Critical Illness Rider
This rider provides an additional sum assured, separate from the base plan, if you are diagnosed with any critical illnesses specified in your policy.
Edelweiss Tokio Term Insurance is one of the most trustworthy and reliable insurer partners. Here are the reasons why you should choose Edelweiss Tokio Term Insurance Plans:
01
Recognized as Asia's best insurance company for digital sales channels in 2020, Edelweiss Tokio Term Insurance maintains a strong customer-centric approach.
02
Edelweiss Tokio's term plans come with affordable premiums. A basic term plan starts at just Rs. 512 per month for a ₹25 lakh cover, making it accessible to a wide range of individuals.
03
Edelweiss Tokio Term Insurance offers a 24-hour claim settlement process, providing timely financial support to insured families.
04
Edelweiss Tokio's term plans provide tax benefits under Section 80C of the Income Tax Act, 1961, for premiums paid in the same financial year.
05
You can enhance the protection for your loved ones by adding multiple riders to your basic term plan.
For policy purchase and claim submission. Have these ready before you start.
Term insurance plans typically do not have a waiting period for the death benefit. However, certain riders, such as Critical Illness riders, may have specific waiting periods before benefits can be claimed. For detailed information on any applicable waiting periods, policyholders should refer to their specific Edelweiss Tokio Term Insurance policy document.
Step-by-step guides for the four key moments in your policy lifecycle. Click a tab to switch.
Filing a claim for the Edelweiss Tokio Term Plan is a simple and hassle-free task. You can submit claims online or offline. To file a claim for Edelweiss Tokio Term Plan, follow these steps:
Don't just take our word for it — check out what our happy customers say about us!
All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.
Ravindra SinghI highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.
Priti VarshneyI'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.
Nisha MaryI bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.
Ajay ShahPolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.
Vijay RathodI purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.
Uma MahajanThe 16 most-asked questions about Edelweiss Tokio Term Insurance, answered.
Aggregate ratings from 931 verified PolicyX customers who bought a Edelweiss Tokio Term Insurance plan.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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