Edelweiss Tokio Term Insurance
Edelweiss Life Total Protect Plus is a pure protection plan that offer ...Read More
A quick read on what this Edelweiss Tokio Term Insurance term plan covers and why it might be a fit for you.
Edelweiss Life Total Protect Plus is a pure protection plan that comes with three plan options: Life Cover Option, Return of Premium Option, and Live Long Option. It offers all-around protection to take care of your dependents with their ever-changing responsibilities.
The plan also provides life coverage up to the age of 100 years at affordable premiums, an option to add your spouse to the same plan, and returns your paid premiums as survival benefits.
Edelweiss Life Total Protect Plus offers a range of benefits including:
A quick honest summary — the strengths and the trade-offs.
Eligibility criteria pulled straight from the policy wording.
Let's understand how the Edelweiss Life Total Protect Plus works with a simple premium illustration.
Mr. Manan is looking for a term plan that covers his spouse under the same plan, offers whole life coverage, and survival benefits.
His financial advisor advised him to buy the Edelweiss Life Total Protect Plus. He visited PolicyX.com.
Let's understand how Edelweiss Life Total Protect Plus works for him with a premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 35 years | Rs 24,592 | 35 years | 5 years | Rs 1,22,958 | Rs 1 crore |
Key Takeaways: In case of Mr. Manan's demise during the policy tenure, Rs 1 crore will be paid to their nominee.
You can add the following riders to your Edelweiss Life Total Protect Plus:
Under this rider, an additional sum assured, along with the base plan death benefit, is paid if the policyholder dies due to an accident during the policy term.
Under the accidental disability rider , benefits are offered if the policyholder becomes disabled or dies due to an accident.
Under this rider, if you are hospitalized for any reason that affects your income, it will provide you with a daily allowance similar to your income and other post-hospitalization benefits. This allows you to focus on health recovery rather than worrying about finances.
Under this rider, if you are diagnosed with any of the 12 listed critical illnesses, you will receive a lump sum assured amount to manage your expenses, along with a waiver of all future premiums of the policy.
Key features that make Edelweiss Life Total Protect Plus stand out.
Comprehensive Life Coverage
The plan offers a comprehensive Life Cover up to a term of 40 years.
Choose your premium payment term
This plan provides an option to choose from multiple premium payment terms.
Choice of the policy term
Edelweiss Life Total Protect Plus offers you the option to choose the policy tenure.
Choice of plan option
Edelweiss Life Total Protect Plus offers you the option to choose the plan option of your choice.
Here are the key benefits of the Edelweiss Life Total Protect Plus.
Return of Premium Option
Under the return of premium option, a maturity benefit equal to the total premiums paid will be payable to the policyholder if they survive the entire policy term.
Live Long Option
Under this benefit, the policyholder will receive a regular income after attaining 60 or 65 years (as chosen at policy inception). The Live Long option offers flexibility to choose the percentage of the sum assured.
Life Cover Option
Under the Life Cover option, a pure death benefit will be paid to the nominee of the policyholder; no survival and income benefits are available under this option.
Child’s Future Protect Benefit
Under this additional benefit, you can increase your life cover by 10% to 100% of the base sum assured. This option can only be selected at the policy's inception and only if you have a child between the ages of 0 and 18.
Here is the list of exclusions for Edelweiss Total Protect Plus:
Edelweiss Life Total Protect Plus is a term plan that offers wholesome coverage with its three plan options, joint life cover, whole life coverage, survival benefit, and discounts.
If you are still confused about which term plan is best for you, you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and help you choose a plan that suits your needs.
Edelweiss Life Total Protect Plus is a term plan that offers wholesome coverage with its three plan options, joint life cover, whole life coverage, survival benefit, and discounts.
The 4 most-asked questions about Edelweiss Life Total Protect Plus, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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