Birla Sun Life Insurance
Birla Sun Life Insurance
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Aditya Birla Sun Life Insurance

Aditya Birla Sun Life Insurance Company Limited or ABSLI, formerly known as Birla Sun Life Insurance Co. Ltd. started its operations on January 17th, 2001 in India. The company is a joint venture between Aditya Birla Group, a sincere multinational enterprise with a global presence and Sun Life Financial Inc., one of Canada's top financial service organizations. It is also currently ranked among the top seven companies in Individual Business (Individual FYP amended for 10% single premium) in India. ABSLI is among India's most trustworthy and foremost insurance organizations offering a range of products across the customer's lifecycle, including wealth protection plans, health plans, retirement and pension solutions, children future plans, Unit-linked Insurance Plans (ULIPs) and traditional term plans.

Highlights Of Aditya Birla Sun Life Insurance

Claim Settlement Ratio

97.15%

No. of Agents

2,00,000+

No. of Branches

850+

**Last Updated on 13-10-2020

1. ABSLI Term Insurance Plans

ABSLI Term Insurance Plans are affordable and traditional life insurance plans that provide financial stability together with complete protection to you and your loved ones. These plans also offer life insurance coverage to the family against any type of unforeseen event with the policyholder. Let us look at the following ABSLI Term Insurance Plan:

i) ABSLI Life Shield Plan

ABSLI Life Shield offers joint life protection with your spouse and gives you the freedom to choose from 8 plan options and sum assured amounts (depending on your needs). The policy offers enhanced life stage protection, i.e, the plan provides additional cover during key stages of life like marriage, the birth of children. It also provides inbuilt Terminal Illness Benefit and Waiver of Premium Benefit in the event of critical illness and total permanent disability.

Eligibility Criteria:

Entry Age

18-65 years

Maximum Maturity Age

85 Years

Premium Paying Term

Single Pay | Limited Pay – 6, 8, 10 Years | Regular Pay

Sum Assured

Minimum – Rs. 25,00,000

Maximum – No Limit (subject to underwriting guidelines)

**Last Updated on 13-10-2020

2. ABSLI Wealth With Protection Plans

ABSLI Wealth with Protection or Unit-linked Insurance Plans (ULIPs) offers comprehensive protection to the life assured. It is a combination of life insurance cover along with investment options, which in turn helps to create wealth with the help of market-linked returns. Under these ULIPs, a portion of the premium is for life coverage and the rest is for investments consisting of bonds, stocks, etc. ABSLI offers the below-mentioned Wealth With Protection Plans to its customers:

i) ABSLI Wealth Max Plan

ABSLI Wealth Max Plan is a ULIP plan that provides security to your wealth against market fluctuations and minimizes the equity market associated risks. Under the plan, you can choose from 16 segregated fund options to have complete control over your premium investments. You are free to make partial withdrawals with this policy and it also offers top-ups to enhance your savings during the policy term.

Eligibility Criteria:

Entry Age

30 days - 70 years, subject to minimum attained age of 18 at maturity

Policy Term

5 |10 | 15 | 20 years

Premium Paying Term

Single pay

Basic Premium

Minimum Rs.100,000 for policy term 5 & 10 years

Minimum Rs.200,000 for policy term 15 & 20 years

Basic Sum Assured

1.25 | 5 | 10 times the Basic Premium

**Last Updated on 13-10-2020

ii) ABSLI Wealth Secure Plan

With the help of this plan, you can develop a disciplined habit of savings and save time on management of investments in the market. You will be liable to get a whole life cover under the plan with limited premium payment term options. The plan offers the flexibility to choose from 3 investment options to suit your investment needs.

Eligibility Criteria:

Entry Age

30 days to 65 years

Premium Paying Term (PPT)

  • For entry ages 30 days to 44 years: 5 to 30 years
  • For entry ages 45 to 60 years: 8 to 30 years
  • For entry ages 61 to 65 years: 10 to 14 years

Policy Term

Whole Life

Basic Premium

Minimum Rs. 30,000 p.a. if paid annually or semi-annually

Minimum Rs. 60,000 p.a. if paid monthly or quarterly

Top-up Premium

Minimum Rs. 5,000

**Last Updated on 13-10-2020

iii) ABSLI Wealth Assure Plus

ABSLI Wealth Assure Plus allows your wealth to grow over a long-term and protect it against death, Critical Illness or Total Permanent Disability. The policy allows you to make partial withdrawals to fulfil emergency fund requirements. To maximize your savings, top-ups can also be added under the plan.

Eligibility Criteria:

 

Classic Option

Assured Option

Entry Age (age last birthday)

30 days to 55 years

18 to 50 years

Maturity Age

18 to 75 years

33 to 65 years

Basic Premium

Minimum Rs.24,000 p.a.

Basic Sum Assured

Minimum Rs.2,40,000 p.a.

Pay Mode

Annual, Semi-Annual, Quarterly & Monthly

**Last Updated on 13-10-2020

iv) ABSLI Fortune Elite Plan

ABSLI Fortune Elite Plan safeguards your wealth and savings to meet your financial goals in the future. Under the plan, you are allowed to surrender the policy anytime (within the policy tenure) during any emergency. It offers the flexibility to select the premium paying term and policy term from different available options.

Eligibility Criteria:

Entry Age

30 days to 55 years for 5 Pay and up to 65 years for other pay terms (subject to max maturity age of 75 years)

Policy Term

10 | 20 | 25 | 30 | 35 | 40 years

Minimum Basic Premium

Rs. 40,000

Minimum Sum Assured

Rs. 4,00,000

Top-up Premium

Minimum Rs. 5,000

**Last Updated on 13-10-2020

v) ABSLI Wealth Aspire Plan

ABSLI Wealth Aspire Plan secures your accumulated wealth for future financial goals of life. It helps you to build a corpus for your loved ones and fulfil various liabilities.

Eligibility Criteria:

 

Classic Option

Assured Option

Entry Age

Minimum - 30 days
Maximum:

  • For 5 Pay: 50 years
  • For 6 Pay and 7 Pay: 55 years
  • For 8 Pay and above: 65 years

Minimum - 18 years
Maximum:

  • For 5 Pay to 8 Pay: 45 years
  • For 9 Pay and above: 50 years

Maturity Age

  • For 5 to 7 Pay: 18 to 70 years
  • For 8 Pay and above: 18 to 75 years

28 to 60 years

Policy Term

Minimum – 10 years

Maximum – 40 years

Premium Paying Term (PPT)

5 to 40 years

Minimum Sum Assured

Rs. 4,00,000

**Last Updated on 13-10-2020

3. ABSLI Child Plan

ABSLI Child Insurance Plans are specially designed to protect the future of your child's education, marriage and other significant milestones of life. It offers life insurance cover along with protection for the future even in case of death of the parent. Let us discuss the following child insurance plans by ABSLI:

i) ABSLI Vision Star Plan

ABSLI Vision Star Plan ensures financial stability and fund management so as to prepare for different opportunities in your child's life. It makes sure that your child does not suffer any loss in his/her career because of inadequate funds. The policy also announces and adds simple reversionary bonuses and terminal bonus accrued till maturity on every policy anniversary.

Eligibility Criteria:

Entry Age (age last birthday)

18 – 55 years

Max Maturity Age

75 years

Minimum Policy Term

For Option A - 16 years (maximum of 23 years)

For Option B - 14 years (maximum of 21 years)

Premium Paying Term

5 -12 years

Minimum Sum Assured

Rs.1,00,000

**Last Updated on 13-10-2020

ii) ABSLI Child’s Future Assured Plan

ABSLI Child’s Future Assured Plan is a life insurance savings plan that offers assured benefits to take care of the important milestones in your child’s life. If something happens to the parent, all future [premiums are waived off and the plan continues to function (only applicable with the help of a rider).

Eligibility Criteria:

Entry Age (age last birthday)

18 – 65 years (50 years if Enhanced Insurance cover is chosen)

Max Maturity Age

75 years

Plan Options

Education Milestone Benefit, Marriage Milestone Benefit, Education and Marriage Milestone Benefit

Minimum Annualized Premium

Rs.30,000 p.a.

Minimum Sum Assured

Rs.4,00,000

Maximum Sum Assured

No Limit (subject to Board Approved Underwriting Policy)

**Last Updated on 13-10-2020

4. ABSLI Health Plans

ABSLI Health Plans provides coverage against all the medical and surgical procedures that the policyholder may go through in the future. These plans also take care of the hospital bills, medical bills as well as treatment costs during any health emergency. With the help of these health plans, you can insure your family members under the same plan. Here's a list of health insurance plans provided by ABSLI to its clients:

i) ABSLI Cancer Shield Plan

ABSLI Cancer Shield Plan is a cancer protection plan that offers adequate coverage against all medical costs related to this life-threatening disease. The plan covers all minor as well as major stages of cancer. This product also offers a unique feature that acts as a blessing to the policyholders, i.e., an option to receive monthly income up to 5 years on the diagnosis of a major stage of cancer.

Eligibility Criteria:

Entry Age

18 - 65 Years

Maturity Age or Cover Ceasing Age

85 years

Policy Term

Minimum - 5 Years / Maximum - 50 Years

Premium Paying Term

Regular Pay

Sum Assured

Minimum - Rs.10 Lakhs / Maximum - Rs.50 Lakhs

**Last Updated on 13-10-2020

ii) ABSLI CritiShield Plan

ABSLI CritiShield Plan is a plan that helps an individual to save money against sudden health expenses for ailments related to heart and kidneys. These diseases are critical and demand higher expenditure than others. This plan takes care of the medical costs including hospital bills and diagnosis from time to time. It doesn't matter if the disease is in its minor or major stage, financial assistance is available at all times.

Eligibility Criteria:

Entry Age

18 – 65 years

Maturity Age or Cover Ceasing Age

85 years

Policy Term

Minimum - 5 Years / Maximum - 50 Years

Sum Assured

Minimum - Rs.10 Lakhs / Maximum - Rs.50 Lakhs

**Last Updated on 13-10-2020

5. ABSLI Retirement Plans

ABSLI Retirement Plans also known as pension plans assist the policyholder in contributing towards his/her post-retirement savings. The pool of funds invested by you in these policies together with return on investments creates income for your retirement life. These plans give the freedom to choose the term or interval of receiving the income as per your needs. Let us look at retirement plans offered by ABSLI.

i) ABSLI Empower Pension plan

ABSLI Empower Pension plan is a unit-linked non-participating retirement plan that helps in accumulating savings for the golden years of your life by gaining returns on investments. The plan offers vesting benefits along with death and surrender benefits.

Eligibility Criteria:

Entry Age (age on last birthday)

25 –70 years

Accumulation Period

5 – 30 years subject to a maximum vesting age of 80 years

Premium Paying Term

Regular pay

Basic Premium

  • Minimum Rs.18,000 p.a. if paid annually
  • Minimum Rs.24,000 p.a. if paid semi-annually
  • Minimum Rs.30,000 p.a. if paid quarterly; or
  • Minimum Rs.36,000 p.a. if monthly

**Last Updated on 13-10-2020

ii) ABSLI Immediate Annuity Plan

ABSLI Immediate Annuity Plan ensures security to the life assured by means of financial assistance in a lump sum amount (just like the Employees Provident Fund). This plan helps in combining investments and savings to generate regular income payout post-retirement.

Eligibility Criteria:

Age at entry

30 to 90 years

Frequency of income

Monthly, quarterly, semi-annual or annual

Purchase price

Min. Regular Income of Rs.1,000, Rs.3,000, Rs.6,000 or Rs.12,000 for monthly, quarterly, semi-annual and annual mode of annuity payment

**Last Updated on 13-10-2020

iii) ABSLI Empower Pension - SP Plan

ABSLI Empower Pension – SP Plan is a unit-linked non-participating pension plan. With this plan, you will receive an amount equal to the fund value along with guaranteed additions (if applicable) as a vesting benefit on the vesting date of the policy.

Eligibility Criteria:

Entry Age (age on last birthday)

25 – 70 years

Accumulation Period

5 – 20 years, subject to a maximum vesting age of 80 years

Premium Paying Term

Single pay

Single Premium

Minimum Rs.1,00,000 p.a., Max – No Limit

**Last Updated on 13-10-2020

6. ABSLI Savings With Protection Plans

ABSLI Savings With Protection Plans (popularly known as endowment plans) allow the life assured to save through regular investments over a period of time so as to create a huge corpus to fulfil the various milestones of life. The death benefits and maturity benefits are also payable under the plans. Below-mentioned savings with protection plans are offered by ABSLI:

i) ABSLI SecurePlus Plan

ABSLI SecurePlus Plan offers guaranteed income benefit (after the policy tenure ends) payouts at the end of each policy year. The payouts are a predetermined percentage of annual paid premiums towards the policy. The plan comes out with various rider options to enhance life insurance coverage.

Eligibility Criteria :

Entry Age

5 years - 50 years (age last birthday)

Maximum Maturity Age

63 years (age last birthday)

Policy Term

13 years

Minimum Sum Assured

Rs.5,22,000

**Last Updated on 13-10-2020

ii) ABSLI Vision MoneyBack Plus Plan

ABSLI Vision MoneyBack Plus Plan is a traditional savings cum protection plan that offers financial security by way of periodic payouts to meet major life goals. The plan also provides life insurance cover against the unfortunate demise of the policyholder.

Eligibility Criteria:

Entry Age (age last birthday)

13 – 45 years

Policy Term

20, 24, 25 years

Premium Paying Term

  • 10 years for a 20 year policy term
  • 12 years for a 24 or 25 year policy term

Minimum Sum Assured

Rs.1,00,000

Premium Frequency

Annual, Semi-annual, Quarterly and Monthly

**Last Updated on 13-10-2020

iii) ABSLI Vision LifeIncome Plan

ABSLI Vision LifeIncome Plan is a participating whole life policy, which provides protection against financial needs to you and the family. In case of the unfortunate death of the policyholder, the plan is liable to pay a death benefit to the dependants so as not to face any lack of funds.

Eligibility Criteria:

Entry Age (age last birthday)

30 days – 60 years

Policy Term

Whole Life to Age 100

Premium Paying Term

8 | 10 | 12 | 15 to 40 years

Minimum Sum Assured

Rs.2,00,000

**Last Updated on 13-10-2020

iv) ABSLI Savings Plan

ABSLI Savings Plan provides regular income with the help of savings on the investment made towards the policy. The savings can lead to substantial growth over time by making on-time premium payments towards the plan. The policy pays an additional sum assured in the event of death due to an accident.

Eligibility Criteria:

Entry Age (age last birthday)

18 – 50 years

Policy Term

10, 15, 20 years

Minimum Sum Assured

Rs.30,000

Maximum Sum Assured

Rs.10,00,000

Premium Frequency

Annual, Semi-annual, Quarterly or Monthly

(all modes except Annual allowed through ECS only)

**Last Updated on 13-10-2020

v) ABSLI Vision LifeSecure Plan

ABSLI Vision LifeSecure Plan offers long-term security for all your financial requirements in life. You can enjoy life insurance protection up to 100 years of age along with the flexibility to choose the policy term as per your needs.

Eligibility Criteria:

Entry Age (age last birthday)

30 days – 60 years

Policy Term

15 to 35 years

Minimum Sum Assured

Rs.2,00,000

Minimum Premium

Rs.12,000 p.a.

Premium Frequency

Annual, Semi-annual, Quarterly, Monthly

**Last Updated on 13-10-2020

vi) ABSLI Income Assured Plan

ABSLI Income Assured Plan is a savings plan that allows the policyholder to plan his/her long-term future goals (financially). The plan allows the flexibility to choose from 2 options (monthly & lump sum) to receive the assured income at the end of the premium payment term. The plan also provides a number of riders at nominal prices to enhance the existing coverage.

Eligibility Criteria:

Entry Age (Age at last birthday)

8– 60 years (subject to max attained age 75 at end of policy term)

Premium Paying Term (PPT)

  • 5 years for 15 year policy term
  • 7 years for 17, 22 year policy term
  • 10 years for 20, 25 years policy term

Minimum Sum Assured

Rs.1,00,000

Premium Frequency

Annual, Semi-annual, Quarterly, Monthly

**Last Updated on 13-10-2020

vii) ABSLI Vision Endowment Plus Plan

ABSLI Vision Endowment Plus Plan is a savings plus protection plan that safeguards the family (financially) against unforeseen circumstances. The plan offers a return of premiums along with maturity and death benefit in case of an unfortunate demise of the life assured. It also offers accrued regular bonuses and terminal bonus (if applicable) after the completion of the policy tenure.

Eligibility Criteria:

Entry Age (age last birthday)

30 days – 60 years

(subject to maximum maturity age of 70 years)

Policy Term

10 – 40 years

Premium Paying Term

7, 10, 15, 20 years, Regular Pay

Minimum Sum Assured

Rs.1,00,000

**Last Updated on 13-10-2020

viii) ABSLI Guaranteed Milestone Plan

ABSLI Guaranteed Milestone Plan is an endowment participating policy, which provides guaranteed benefits on death and maturation of the policy. The plan comes with a joint life cover, where you as a policyholder is the 'primary life assured' and your spouse is the 'secondary life assured' under the policy. The applicable sum assured for the spouse is 20% of the basic sum assured.

Eligibility Criteria:

Entry Age (age last birthday)

30 days - 60 years

Policy Term

12, 14, 16, 18, 20, 22, 24 & 26 years

Minimum Maturity Age

18 years

Minimum Sum Assured

Rs.2,25,000

**Last Updated on 13-10-2020

ix) ABSLI - Jeevan Bachat Plan

ABSLI - Jeevan Bachat Plan is a savings plan that helps in creating a bigger corpus for life by means of accumulating small savings. The policy also helps in boosting the savings with guaranteed returns towards your investments.

Eligibility Criteria:

Entry Age (age last birthday)

1 - 55 years

Premium Paying Term

  • Single Pay
  • Limited Pay - 6 | 9 | 12 years
  • Regular Pay - 10 | 15 years

Maturity Age

  • Minimum - 18 years
  • Maximum - 65 years

Sum Assured

  • Minimum: Single Pay: Rs. 25,000 | Limited & Regular Pay: Rs.50,000
  • Maximum: Rs.10,00,000

**Last Updated on 13-10-2020

x) ABSLI Monthly Income Plan

ABSLI Monthly Income Plan is a participating and non-linked life insurance plan that assists in the financial planning of the future with the help of returns on investments. The plan creates tax-free income and pays at regular intervals for retirement goals.

Eligibility Criteria:

Entry Age (age last birthday)

18 years - 55 years (For Premium Paying Term of 10 years)

18 years - 53 years (For Premium Paying Term of 12 years)

(subject to maximum maturity age of 80 years )

Premium Paying Term (PPT)

10 and 12 years

Policy Term

Minimum - 20 years | Maximum - 37 years

Policy Term = Premium Payment Term + Deferment

Period + Income Benefit Period

Minimum Sum Assured

Rs. 4,00,000

Premium Frequency

Annual, Semi-annual, Quarterly & Monthly

**Last Updated on 13-10-2020

xi) ABSLI Assured FlexiSavings Plan

ABSLI Assured FlexiSavings Plan offers you guaranteed returns to achieve your financial goals and the flexibility to access that corpus through unlimited withdrawals. The plan also protects you and your loved ones with a life cover.

Eligibility Criteria:

Age of the Life Insured at Entry a(age as on last birthday)

Minimum:

  • 4 years for Policy Term 26 years
  • 6 years for Policy Term 22 years
  • 8 years for Policy Term 20 years
  • 11 years for Policy Term 17 years

Maximum: 60 years

Maturity Age of the Life Insured (age as on last birthday)

Minimum: 18 years

Maximum: 86 years

Premium Paying Term (PPT)

5 years / 8 years / 10 years / 12 years

Minimum Annualized Premium

Rs.50,000 p.a

Maximum Annualized Premium

No Limit (subject to Board Approved Underwriting Policy)

Minimum Sum Assured

Rs.5,50,000

**Last Updated on 13-10-2020

Why PolicyX.com Is the Best Choice to Buy Aditya Birla Sun Life Insurance Plans?

PolicyX.com is an online insurance web aggregator registered by the Insurance Regulatory and Development Authority of India (IRDAI). The following features are offered to our customers:

  • We provide free online comparison quotes for various insurers.
  • You can easily buy an appropriate plan according to your needs within 5 minutes from our portal.
  • It is easy to navigate on our portal as it provides a simple process and gives access to information without much effort.

What Is the Claim Settlement Process for Aditya Birla Sun Life Insurance Plans? 

Claim Intimation:

You can apply for the claim by visiting the official website of Aditya Birla Capital. Follow the below steps:

  • After visiting their website, click on the 'customer service' button given at the top of the page.
  • Select 'Claims' from the drop-down list.
  • You can see a 'Claim intimation' tab. Click on it.
  • You need to provide basic details such as Policy Number and Date of Birth of the life assured and then click on 'next'.

**Note: Do not intimate any Rural/Health/Group/Hospital Care/Surgical Care Rider Claims through the website.

You can also apply for the claim via the following ways:

  • E-mail at: claims.lifeinsurance@adityabirlacapital.com
  • Visit the claim department/nearest branch office.
  • Call on the toll-free number at 1800-270-7000.

Documents Required For Claim Process:

The claimant needs to submit some mandatory documents along with the claim form to the insurance company. The documents to be submitted are as follows:

  • Recent passport-sized photograph.
  • Proof of identity such as passport, driving licence, Pan card, Aadhaar card, voter's identity card.
  • Bank statement, cancelled cheque for bank account details of the nominee/claimant to transfer claim amount.

Claim Assessment:

The claims department will review and examine the claim form and submitted documents.

Claim Decision:

On successful verification by the insurer, the claim will be accepted. The payment will be made to the nominee/claimant's bank account. If the claim is rejected, the same will be communicated to the concerned person with valid reasons.

Aditya Birla Sun Life Insurance Company: Contact Details

Contact Address: Registered Office: Aditya Birla Sun Life Insurance Company Limited, One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013.

Customer Support: Phone: 1800 270 7000 (Toll-free; within India); +91 22 66917777 (Outside India; call charges may apply) **Between 9 am to 9 pm, All 7 Days

E-mail: care.lifeinsurance@adityabirlacapital.com

For any escalations: complaints@BirlaSunindia.com

Whatsapp:

Step 1. Register: Register by giving a missed call on 7676690033 or SMS 'OPTIN' on 567679 from your registered mobile number.

Step 2. Begin Chatting: Save the number 8828800040 as ABSLI contact and say 'Hi' to us on WhatsApp. You can also connect with "Aditya Birla Capital Life Insurance Virtual Assistant" given on their official website.

Also, a locator is available on Aditya Birla's official website to get the nearest branch for a medical facility or alternate premium payment centre.

FAQs

1. Is it possible to avail ECS (Electronic Clearing Service) facility for my Aditya Birla Sun life insurance plan?

Yes, it is possible to avail ECS facility for Aditya Birla Sun life insurance plan. You will be required to fill an auto-debit form and certify the same from your bank in which your bank account exists. This form will be then sent to the ABSLI branch and the process will take around 30 days to get activated. The ECS service can be enjoyed without paying any extra charges.

2. Is there any mobile application available for Aditya Birla Sun life insurance plans?

Yes, a mobile application named 'ABSLI mApp' is available for Aditya Birla Sun life insurance plans.

3. Can I get a loan against my Aditya Birla Sun life insurance plan?

Yes, you can get a loan against Aditya Birla Sun life insurance plan on acquiring a surrender value. The minimum and maximum amount of the loan amount can be checked from your policy documents. Interest rates as declared by the company shall apply for the loan facility.

4. Can I pay a top-up premium for my Aditya Birla Sun Life Insurance ULIP plan?

Yes, you can. However, you are not allowed to make a top-up premium payment during the last 3 and 5 years of the policy tenure.

5. How to check the policy status of Aditya Birla Sun Life Insurance policies?

To check the policy status for your Aditya Birla Sun life insurance plan, you can call at the company's toll-free number 1800 270 7000 or else write an email at care[dot]lifeinsurance[at]adityabirlacapital[dot]com Keep your policy details with you while calling the customer service.

6. What is EVA Benefit under my Aditya Birla Sun Life Insurance Income Shield Plan?

EVA Benefit under Aditya Birla Sun Life Insurance Income Shield Plan is an exclusive benefit specially designed for women, where the premiums are waived off for 1 year in case the life assured (woman) delivers a baby during the policy tenure.

7. What riders can I opt for in my Aditya Birla Sun Life Insurance Vision Star Plan?

Aditya Birla Sun Life Insurance Vision Star Plan offers the following 6 rider options for additional protection:

  • ABSLI Accidental Death and Disability Rider
  • ABSLI Critical Illness Rider
  • ABSLI Surgical Care Rider
  • ABSLI Hospital Care Rider
  • ABSLI Waiver of Premium
  • ABSLI Accidental Death Benefit Rider Plus

8. May I know how the 'Income Benefit Option' works for my Aditya Birla Sun Life Insurance CritiShield Plan?

Under the 'Income Benefit Option' of Aditya Birla Sun Life Insurance CritiShield Plan, 1% of the sum assured will be paid as a monthly income in major stages of cardiac or renal ailments. This option can be chosen during the inception of the policy and cannot be opted out once chosen.

9. My age is 33 years. Is there any medical test required to apply for Aditya Birla Sun Life Insurance Immediate Annuity Plan?

No, you do not need to go for medical tests to apply for Aditya Birla Sun Life Insurance Immediate Annuity Plan.

10. What are the different premium payment modes available under Aditya Birla Sun Life Insurance Jeevan Bachat Plan?

The different premium payment modes available under Aditya Birla Sun Life Insurance Jeevan Bachat Plan are Single, Annual, Semi-annual, Quarterly and Monthly.

Last updated on 13-10-2020