Aviva Term Insurance Plans

Aviva India is a joint venture between Aviva Plc., a UK based insurance group, and Dabur Invest Corp., one of India's oldest and most respected business houses. Aviva plc, founded in 1696, is among the world's oldest insurance companies in continuous existence. Aviva has the distinction of being one of the first insurance companies to set up business in India in 1834. Aviva Term Insurance has a customer base of over 34 million across the globe.

Aviva has an array of financial planning products like children's plans, investment plans, retirement plans, health plans, and term plans. At present, Aviva offers customers 2 term plans that take care of the family's financial needs and requirements in case of any unforeseen circumstances like your sudden demise.

Key Features of Aviva Term Insurance

Aviva Term Insurance is a leader amongst insurance companies and offers an economical way of securing your family after you. Let's have a look at some of the brilliant features of the policy making it one of the best available term insurance plans in the domain.

Benefits of Aviva Term Insurance

Aviva Life Term Insurance Plans

Aviva Life Insurance offers two variants of term insurance plans to provide financial protection against life's uncertainties.

Exclusions of Aviva Term Insurance Plans

There are some general exclusions against which the above-mentioned term insurance plans by the Aviva Life Insurance company would not provide coverage. Let's have a look at them:

• In case of death of Life Insured due to suicide within 12 months from the date of commencement of risk under the policy or from the date of revival of the policy, as applicable, the nominee or beneficiary of the policyholder shall be entitled to at least 80% of the total premiums paid till the date of death or the surrender value, if any, available as on the date of death whichever is higher, provided the policy is in force.

• If the Life Assured commits suicide at any time within 12 months from the date of commencement of risk, provided the policy is in force or within 12 months from the date of revival and the company will not entertain any claim except for 80% of the premiums paid (excluding any extra amount if charged under the policy due to underwriting decisions, taxes and rider premiums, if any) till the date of death.

How to Contact Aviva Life Insurance Company?