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Aviva India is a joint venture between Aviva Plc., a UK based insurance group, and Dabur Invest Corp., one of India's oldest and most respected business houses. Aviva plc, founded in 1696, is among the world's oldest insurance companies in continuous existence. Aviva has the distinction of being one of the first insurance companies to set up business in India in 1834. Aviva Term Insurance has a customer base of over 34 million across the globe.
Aviva has an array of financial planning products like children's plans, investment plans, retirement plans, health plans, and term plans. At present, Aviva offers customers 2 term plans that take care of the family's financial needs and requirements in case of any unforeseen circumstances like your sudden demise.
Aviva Term Insurance is a leader amongst insurance companies and offers an economical way of securing your family after you. Let's have a look at some of the brilliant features of the policy making it one of the best available term insurance plans in the domain.
Aviva Life Insurance offers two variants of term insurance plans to provide financial protection against life's uncertainties.
The Aviva Jana Suraksha is a life insurance plan that helps you protect your children’s future. It is a low-cost life insurance plan with flexible premium payment terms.
Unique Features
Aviva Saral Jeevan Bima Plan is a term life insurance plan which provides financial security to your loved ones. The sum assured can be up to 25 lakhs with a death benefit.
Unique Features
A plan that comes with basic/additional and maturity sum assured, discounts on the higher sum assured and Return of Premiums.
Unique Features
There are some general exclusions against which the above-mentioned term insurance plans by the Aviva Life Insurance company would not provide coverage. Let's have a look at them:
In case of death of Life Insured due to suicide within 12 months from the date of commencement of risk under the policy or from the date of revival of the policy, as applicable, the nominee or beneficiary of the policyholder shall be entitled to at least 80% of the total premiums paid till the date of death or the surrender value, if any, available as on the date of death whichever is higher, provided the policy is in force.
If the Life Assured commits suicide at any time within 12 months from the date of commencement of risk, provided the policy is in force or within 12 months from the date of revival and the company will not entertain any claim except for 80% of the premiums paid (excluding any extra amount if charged under the policy due to underwriting decisions, taxes and rider premiums, if any) till the date of death.
Aviva Term Insurance plans are an excellent choice for anyone looking for a cost-effective and reliable way to protect their family's financial future. Here are some reasons why you should consider buying Aviva Term Insurance:
**Once the payment is made, you will get a payment confirmation at your registered email address.
**Once the payment is made, you will get a payment confirmation at your registered email address.
Filing a claim for Aviva Term Insurance is a simple and hassle-free task. You can easily fill and submit their claims online. To file a claim for Aviva Term Plan, you need to follow the below-mentioned steps.
1. Claim Intimation
Visit the official website of Aviva and click on 'customer service' and 'file a claim'.
Further submit your details like:
A claim reference number/intimation number will be provided to you upon successful registration of the claim.
2. Document Submission
Submit the necessary documents requested by the company to process the claim. In the case of natural death-
In the case of unnatural death (Accidental death/Murder/Suicide)-
3. Claim Settlement
After receiving all the documents and claim forms, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over a call or an email.
2nd-floor Prakashdeep Building, 7 Tolstoy Marg, New Delhi: 110001, Delhi, India.
customerservices@avivaindia.com
Toll-Free Number: 1800-180-2111
See More Term Insurance Articles
See More Term Insurance Articles
The minimum entry age for Aviva's plan is 18 years, and the maximum entry age is 65 years. However, the maximum age limit varies based on the policy term and the type of plan selected.
No, you cannot change the sum assured amount during the policy term. However, you can opt for additional coverage by adding riders or buying a new policy.
You can pay the premiums through various modes such as debit card, credit card, net banking, or cheque. Additionally, you can also set up automatic payments through ECS or standing instructions.
Yes, it is possible to cancel the policy after purchasing it. However, the refund amount will depend on the terms and conditions of the policy and the duration for which the policy was active.
The duration of life cover cannot be changed once the policy is issued.
There are several factors that play a vital role in determining an increase in premiums. A few of such factors include health conditions and change in family history, etc.
Yes, you can change the nominee after marriage or if the nominee passes away before the policyholder. In both cases, one can request the insurance company to do the changes.
Yes, Aviva Term Insurance provides a 15-day free-look period during which the policyholder can cancel or return the Aviva term plan after stating the reason for dissatisfaction.
If the life assured commits suicide during the first 12 months of the policy's issuance, the family of the assured will get 80% of the total premiums paid.
Yes, COVID 19 is covered under the Aviva term life insurance plan.
Aviva Term Insurance provides a 5 year of revival period from the first date of unpaid premium payment.
Yes, you can buy Aviva Term Insurance online through the official website of the company.
Read what our customers have to say about Aviva term insurance company
Nayanika Katyal
Delhi
October 6, 2021
Great company. Amazing customer support with helpful staff. I am happy that I bought the policy from Aviva. Thanks
Bholu Chaudhary
Delhi
September 21, 2021
Very good company. I am very impressed with Aviva Health Insurance works and their customer care team. Good. Keep it up.
Raveena kapoor
Guwahati
September 20, 2021
I bought life insurance from Aviva Life Insurance and it is a very good company. I am totally satisfied with the services.
Devna Sharma
Chennai
August 19, 2021
Very nice company Aviva is. I am glad that I choose the Aviva Life plan. With several insurance products available, one can buy as per the requirements and needs.
Anita Kumari
Kolkata
August 19, 2021
Very nice company. The team of PolicyX.com helped a lot. Aviva Life Insurance I give you 5 stars myself. Very good. Well done
Vinny Thakur
Gandhinagar
August 19, 2021
Aviva is one of the best life insurance companies. I have bought Aviva Term Plan, and I am sure when I die my family will enjoy the money I left.
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