Get Instant Quotes
ICICI Prudential Life operates on the core philosophy of customer centricity. They offer long-term savings and protection products to meet different life stage requirements of their customers. They have developed and implemented various initiatives to provide cost-effective products, superior quality services, consistent fund performance and a hassle-free claim settlement experience to their customers.
Every family has a breadwinner who earns for the entire family. In such cases, the family member depends on that person for their basic needs as well. But what if that family member meets with an accident. How will they manage to arrange funds for their basic needs without the person? How will they clear debts and loans? What if someone falls ill shortly after your demise how will they clear bills of hospitals, how will they take care of themselves? Basically, life insurance is a way through which you can provide complete safety to your family after you are gone.
You must buy the right life insurance policy. In the market, there are several options of the same available, but choosing the best as per your needs is essential to reap the benefits out of it. You must buy the plan that will be able to offer needful coverage to your family in case of need. Choose the right plan and also check its inclusions, exclusions, term & conditions, etc.
ICICI Prudential life insurance is a renowned name in the market for life insurance. The company has been in the same business for many years and offers tailor-made products at affordable prices. When it comes to life insurance policy, the amount of the cover that you have selected plays a vital role. In life insurance there are several options of the same are also available. In case of your demise or if you ever get diagnosed with a terminal illness during the policy tenure, then your family and loved ones can also file the claim on your policy. If everything goes well and your claim file get approved by the company then your family or nominee will receive the amount and can further use the same.
At the time of purchase, you can easily choose that who will be your nominee and the company will hand over the amount to them only in case of need. Under the same, you can choose up to two people. It is very important to choose the right cover. For choosing the right cover, you must be aware of your needs, and your family needs, the expense which they will require for their standard living.
At the time of purchase, you can easily choose that who will be your nominee and the company will hand over the amount to them only in case of need. Under the same, you can choose up to two people. It is very important to choose the right cover. For choosing the right cover, you must be aware of your needs, and your family needs, the expense which they will require for their standard living.How much amount would be required to clear debts and loans?
When you apply for life insurance, the insurer may ask a few questions about your health and much more. With ICICI Prudential Life insurance policy, you can also take advantage of tax benefits and much more. It is advisable to provide genuine details at the time of purchase so that in future there will be no issue regarding the claim.
A protection plan that covers your loved ones and ensures that nothing ever comes in the way of their dreams.ICICI PruiProtect Smart
An online term plan gives you assured death benefit and helps protect your family by meeting their immediate financial liabilities. It is a pure protection plan with optional Accidental Death Benefit rider.Depending upon the needs of your family, you can choose the events against which you want to secure your loved ones. ICICI PruiProtect Smart offers complete protection against various unforeseen events such as death, permanent disability, terminal illness, critical illness and accidental illness.ICICI PruiCare II
It provides protection for your family and makes sure that your family can live a stable life in your absence. In case of your death, your family or the nominee as per stated in the document will get the required funds by theinsurer.ICICI Pru Life Raksha
Ensure your family's financial security even in your absence with a life cover along with tax benefits.
Health insurance plans & online mediclaim policies provide needful financial security to fight against increasing medical care costs to best meet health issues.ICICI Pru Heart/Cancer Protect special
It is a specific plan that covers both heart diseases and cancer, starting from early stage to serious stages as well. With the wider coverage, it will be easy for you to get the needful assistance on time.
A Unit Linked Insurance Plan (ULIP) is a product offered by insurance companies that, unlike a pure insurance policy, give investors both insurance and investment under a single integrated plan.ICICI Pru Life Time Classic
ICICI Pru Life Time Classic is the new ULIP plan. Premium starts at Rs. 2,500 per month: The mentioned minimum premium is applicable under the premium payment mode of Limited Pay and Regular Pay. The minimum premium amount under the single pay is Rs 50,000.ICICI Pru Elite Life Super
This plan offers life cover to protect your family.In case of death of the policyholder, the nominee receives the life cover amount as a lump sum payout. Offers the choice to invest different funds that include 5 Equity, 2 Debt and 2 Balanced and switch between them anytime.ICICI Pru Elite Wealth Super
Under this plan, you have the authority to choose from 4 portfolio strategies as per your investment styles to accomplish financial goals. Allows you to invest in 9 diverse funds that include 5 Equity, 2 Debt, and 2 balanced funds as per your choice to get the best return.ICICI Pru Guaranteed Wealth Protector
It is basically a unit linked insurance plan that offers the potential for high returns, by investing a portion of your money in equity, while also providing the dual assurances of assured benefit & life cover.ICICI Pru Smart Life
ICICI Pru Smart Life is a unit linked insurance plan that provides you with multiple choices to invest towards your financial goals & smart benefit which ensure that wealth accumulation continues, even after you are not around. Allows you to select from fixed portfolio strategy or life-cycle based portfolio strategy as per your risk appetite.ICICI Pru Smart Kid
It is a plan that will work like a good investment if nothing happens to you and you get the fund value on maturity. Premium you pay will be invested in your choice of equity, debt or balanced funds to build a corpus for your child's future.
Savings plan provides the dual benefit of lumpsum payout for your goal along with protection from life's uncertainties. It also gives the flexibility to choose from a wide range of funds to suit your investment style and choice of the policy term. What's more! with this plan, you can save taxes on your investments.ICICI Pru Cash Advantage
A plan that offers regular additional income for celebrating life and making all those precious moments, a little extra special. The policy lasts for 15 years with Five Pay, 17 years with Seven Pay and 20 years with Ten Pay option.ICICI Pru Savings Suraksha
It offers the opportunity to grow while enjoying the benefits of guaranteed returns. You have the option to pay the premium,either regularly or for a limited period of five, seven, ten, or twelve years.ICICI Assured Savings Insurance Plan
Protect your loved ones and secure their dreams with guaranteed wealth growth. The policy lasts for 10 or 12 years for Seven Pay option. For ten pay option, it lasts for 12 years.ICICI Pru Future Perfect
Get dual assurances of guaranteed benefits and life cover, while complementing your investment corpus with bonuses that offer apotentially higher return. The policy can last from 10 to 30 years depending on your choice of premium paying term
Securing the future without any supply of income may be hard, which is why it is imperative to invest in a great retirement scheme. ICICI Prudential gives schemes which offer healthy returns, supplying safety to the policyholder, however additionally his/her partner. You can choose a plan based on his/her economic requirements, with the option to modify them.ICICI Pru Easy Retirement
This is a unit linked retirement scheme which has fund alternatives. While the easy retirement fund is right for those who are searching out higher returns at mild risk, the smooth Retirement Fund is designed with low risk. A sum will be paid on maturity/vesting, primarily based on the option selected by a policyholder. In the case of the death of the policyholder, his/her nominee could get the death benefit.ICICI Pru Easy Retirement SP
This is a unit linked retirement scheme which has investment alternatives. This is a single payment model of the ICICI Pru easy Retirement Plan. One wishes to pay a single premium to enjoy income after retirement. The scheme earns an assured advantage, with the selection to exchange between two finances. The policy also earns loyalty additions after the 6th year. A loss of life advantage is provided to the nominee if the policyholder passes away.ICICI Pru Immediate Annuity
That is a non-linked insurance scheme which offers the annuity as in keeping with the wishes of a policyholder. This quantity is paid at some stage in the life of a policyholder. There are 5 annuity alternativesunder this plan. One can also pick to increase the amount if they wish to.