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Atal Pension Yojana is a pension scheme introduced by the Government of India. The scheme pertains to citizens who belong to the unorganized sector, registered with the National Pension Scheme (NPS). The scheme was introduced in the year 2015 by the former Finance Minister Arun Jaitley. The pension scheme is administered by the Pension Fund Regulatory and Development Authority.

Rashtriya Swasthya Bima Yojana was introduced in the year 2008 by the Ministry of Labor and Employment for unorganized workers in the country. The idea is to provide families below the line of poverty with the best healthcare services and social security.

The Insured Declared Value is the amount that the owner is entitled to receive for loss or damage of the insured vehicle. Simply put, the current market value of the car is referred to as the Insured Declared Value.