SBI General Health Alpha provides broad protection for you and your family. It covers hospitalization, advanced treatments, outpatient care, and wellness services. The plan is flexible and customizable, ensuring financial support for a wide range of medical expenses while letting you choose the coverage that suits your needs. The plan offers the following inclusions:
Pre-existing diseases during the waiting period
Specific listed illnesses during their waiting periods
Cosmetic and aesthetic procedures
Routine dental and vision treatments
Hospitalization without active treatment
Experimental or unproven treatments
Self-inflicted injuries
Alcohol or drug misuse–related treatment
Injuries from unlawful activities
Injuries from hazardous or adventure sports
Maternity and newborn expenses (unless covered)
Infertility and reproductive treatments
OPD expenses (unless covered)
Gender transition treatments
Congenital disease treatments (if not covered)
Non-prescribed or non-allopathic treatments
Vaccination and preventive care (unless covered)
War, nuclear, or biohazard-related treatment
Obesity or lifestyle-related procedures
Non-payable medical consumables
Inclusions
- In-Patient Treatment
- Day Care Treatment
- AYUSH Treatment
- Domiciliary Treatment
- Pre-Hospitalization
- Post-Hospitalization
- Bariatric Surgery
- Modern Treatments
- Home Health Care
- Consumables Cover
- Organ Donor
- OPD Cover
- Global Cover
Transportation Covers
- Road Ambulance
- Air Ambulance
- Radio Cab
Special and Optional Covers
- Special Covers
- Convalescence
- Companion Cover
- Adventure Sports
- Gym & Sports Injury Cover
- Prosthetics
- Reconstructive Surgery
- Change of Gender Treatments
- Vision Correction
Maternity and Child Care Covers
- Maternity & Child Care Cover
- Maternity Expenses
- Newborn Baby Care
- Child Vaccination
- Assisted Reproduction Treatment
Accident, Critical Illness, and Benefit-Based Covers
- Personal Accident
- Benefit Based Covers
- Critical Illness
- Cancer of Specified Severity
- Myocardial Infarction (First Heart Attack of Specific Severity)
- Open Chest CABG
- Open Heart Replacement/Repair of Heart Valves
- Coma of Specified Severity
- Kidney Failure Requiring Regular Dialysis
- Stroke Resulting in Permanent Symptoms
- Major Organ/Bone Marrow Transplant
- Motor Neuron Disease with Permanent Symptoms
- Permanent Paralysis of Limbs
- Accidental Death (AD)
- Permanent Total Disablement (PTD)
- Permanent Partial Disablement (PPD)
- Temporary Total Disablement (TTD)
- Loan Protector Benefit
- Home Modification Benefit
- Child Education Benefit
- Hospital Daily Cash
Policy Features and Modifiers
- Restore Benefit
- Cumulative Bonus
- Endless Sum Insured
- Plan Ahead
- Preventive Care
- Health Check-up
- E-Opinion
- Voluntary Covers for Discounts
- Voluntary Deductible
- No Claim Bonus
- Discount in Premium
- Reduction in Room Rent Limits
- Reduction in Specific Disease Waiting Period
- Change in PED Waiting Period
- Change in Maternity Expenses Waiting Period
- Reduction in Global Cover Waiting Period
- Welcome Discount (5%)
Do you have any thoughts you’d like to share?