SBI Health Insurance Plans for Family

SBI Health Insurance plans for family are essential tools of protection for your family. When a family member is ill or is met with unexpected health issues you want to protect them and give them the best possible medical care available. SBI Health Insurance plans for the family can truly prove to be a policyholder’s best friend in such difficult situations. SBI Health Insurance for Family provides a safety net for all your loved ones under one single plan purchase. This helps policyholders to secure the future and well-being of their loved ones against any unforeseen medical emergency saving them from breaking the bank.

SBI Health Insurance for families offers well-rounded coverage to policyholders that encompass hospitalization coverage, pre-and-post-hospitalization coverage, ambulance charges, AYUSH treatments, and more. With SBI Health Insurance for Family, policyholders can now focus on caring for their loved ones.

Comprehensive Plan

SBI Arogya Supreme

A comprehensive health insurance plan that offers a 15% increase in cumulative bonus for every claim-free year and comes with 8 optional coverage options.

Unique Features

Bariatric Surgery cover
573 Day Care procedures covered
Domestic Air Ambulance cover

SBI Arogya Supreme (Pros)

E - Consultations
Sum Insured Refill
Air Ambulance
Long-term Policy
AYUSH Cover

SBI Arogya Supreme (Cons)

Cosmetic Treatment
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries
Unlawful Activities

SBI Arogya Supreme (Other Benefits)

Multiple Discounts
Annual Health Check-up
Mental Health Care
Cataract Treatment
E-Opinion

SBI Arogya Supreme (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 5 L to 50 L
Waiting Period - 30 Days

Comprehensive/ Family Floater Plan

SBI Arogya Premier Plan

A policy designed to provide coverage to you and your family. Providing high SI of 30 lakhs, it covers maternity expenses to childbirth.

Unique Features

12 advanced treatment procedures
SI Auto Restoration
No pre medical up to 55 years

Arogya Premier Plan (Pros)

Road Ambulance
High SI
AYUSH Cover
Room Rent
Pre & Post Hospitalization

Arogya Premier Plan (Cons)

Cosmetic Treatment
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries
Unlawful Activities

Arogya Premier Plan (Other Benefits)

Family Floater
Tax Benefits
Affordable Premiums
Medicine Cover
Cataract Cover

Arogya Premier Plan (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 50k to 10L
Waiting Period - 30 Days

Family Floater Plan

SBI Arogya Plus Plan

A fixed premium plan that offers coverage up to 3 Lakhs and offers protection against the expenses incurred during OPD and hospitalization.

Unique Features

Coverage for HIV/AIDS
Genetic Disorders covered
Internal Congenital Diseases covered

Arogya Plus Plan (Pros)

Up to 7.5% discount
OPD Cover
Maternity Cover
Pre & Post Hospitalization
141 Daycare Treatments

Arogya Plus Plan (Cons)

Cosmetic Treatment
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries
Unlawful Activities

Arogya Plus Plan (Other Benefits)

Nursing Expenses
Domiciliary Hospitalization
AYUSH Cover
Medicines Cover
Tax Benefits

Arogya Plus Plan (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 3 L
Waiting Period - 30 Days

Standard Plan

SBI Arogya Sanjeevani Policy

A standard health insurance plan that comes with a coverage of 10 Lakhs. Moreover, the plan comes with a 5% Co-pay, applicable on all the admissible claims.

Unique Features

Advanced Procedures covered
Lifelong renewals
Cumulative Bonus of 5%

SBI Arogya Sanjeevani (Pros)

Road Ambulance
High SI
AYUSH Cover
Room Rent
Pre & Post Hospitalization

SBI Arogya Sanjeevani (Cons)

Cosmetic Treatment
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries
Unlawful Activities

SBI Arogya Sanjeevani (Other Benefits)

Family Floater
Tax Benefits
Affordable Premiums
Medicine Cover
Cataract Cover

SBI Arogya Sanjeevani (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 50k to 10L
Waiting Period - 30 Days

Affordable Plan

SBI Retail Health Insurance Policy

A family floater plan for metro and non-metro cities offering wide coverage of INR 5 Lakhs. No pre-policy medical check-up is required to avail of this policy.

Unique Features

Consultancy Cover
Tax Benefits
SI Upto 5 L

Retail Health Policy (Pros)

Add-on Covers Available
ICU Benefit
Ambulance Cover
Free Medical Check-up
Parental Care

Retail Health Policy (Cons)

Cosmetic Treatment
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries
Unlawful Activities

Retail Health Policy (Other Benefits)

High SI
Child Care
Cataract Care
AYUSH Care
Mental Illness

Retail Health Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 50k to 5 L
Waiting Period - 30 Days

Key Benefits of SBI Health Insurance Plans for Family

SBI Health Insurance Plans for family is a popular choice amongst customers for family protection needs. Let us take a glimpse into the company's performance and key features that will help you to analyze the company.

Save your earnings Any medical treatment comes with its fair share of medical expenses which can cause trouble with your future financial planning. SBI Family Floater Health Insurance Plan ensures that you can provide the best treatments to your family members without feeling the financial burden.
Affordable Premiums Purchasing separate health insurance policies for each family member can be an expensive option. However, the economical option is to invest in such plans that offer coverage for all your family members. SBI Family Floater Plan, policyholders can opt to cover all their family members under a single premium.
Ease of Renewability It can be a daunting task to remember to renew all health insurance policies for your family members every few years and sometimes people may even forget to do so. SBI Family Floater Plan is one of the best solutions as it does not require to be renewed every year for all your family members separately and instead, you can opt to renew a single plan for all your loved ones.
Tax Benefits SBI Health Insurance plans for family comes with tax benefits under prevailing tax laws.

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Choose SBI Health Insurance Plan for

SBI Health Insurance Plans for Family Eligibility Criteria

Entry Age

Minimum: 3 Months

Maximum: 65 Years

Policy Term

1/2/3 Years

Plan Type

Individual/ Family Floater

Sum Insured (in Rs.)

1 L | 2 L | 3 L | 4 L | 5 L | 7.5 L | 10 L | 20 L | 30 L

Initial Waiting Period

30 Days*

SBI Health Insurance Plans for Family Inclusions

Inclusions of SBI Health Insurance Plans for Family include:

Hospitalization expenses

Pre and post hospitalization coverage

OPD & Day Care

Maternity expenses

Ambulance charges

AYUSH

Mental Health Care

SBI Health Insurance Plans for Family Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under SBI Health Insurance Plans for Family are

International Treatment outside India

Disease or injuries due to war or war-like situations

Infertility or sterility

Plastic or cosmetic surgery

Injuries or accidents due to unlawful activities

Hospital admission that is solely done for evaluation, rehabilitation and/or investigation

Explore SBI Health Insurance

Explore other SBI Health Insurance

SBI Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Top-up policy

SBI Arogya Top Up Policy

The policy comes into action post exhaustion of your current health plan and provides affordable premiums with various benefits.

Unique Benefits

Maternity Expenses covered
Ambulance coverage up to 5K
Coverage up to 50 Lakhs

Arogya Top Up Policy (Pros)

Up to 7.5% discount
OPD Cover
Tax Benefits
Pre & Post Hospitalization
141 Daycare Treatments

Arogya Top Up Policy (Cons)

Cosmetic Treatment
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries
Unlawful Activities

Arogya Top Up Policy (Other Benefits)

High SI
Room Rent Covered
Physiotherapy Covered
Affordable Premiums
Domiciliary Hospitalization

Arogya Top Up Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 1 L to 50L
Waiting Period - 30 Days

Critical Illness policy

SBI Critical Illness Plan

The plan offers coverage against 13 critical illnesses & financial support irrespective of the actual medical expenses, & comes with two policy tenures enabling customization.

Unique Features

Entry Age upto 65 years
Free-look period of 15 days
Coverage of up to 10 Lakh

Critical Illness Plan (Pros)

Covers 13 CI
Cancer Care
Kidney Failure
Organ Transplant
Stroke

Critical Illness Plan (Cons)

Cosmetic Treatment
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries
Unlawful Activities

Critical Illness Plan (Other Benefits)

High SI
Paralysis
Coma
2 Plan variants
Blindness Cover

Critical Illness Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 10 L
Waiting Period - 30 Days

Hospital Daily Cash

SBI Hospital Daily Cash Insurance Policy

The policy provides a fixed amount to the claimant for each day of hospitalization and expenses like traveling, food, and much more.

Unique Features

4 daily benefit amount options
Hospital confinement expenses
Convalescence expenses

Hospital Daily Cash Policy (Pros)

Daily Cash Benefit
Tax Benefits
Optional Covers
ICU Benefit
Accident Injury

Hospital Daily Cash Policy (Cons)

Cosmetic Treatment
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries
Unlawful Activities

Hospital Daily Cash Policy (Other Benefits)

Compassionate Benefit
Daycare Treatment
Maternity Cover
Sickness Cash Benefit
Affordable Premiums

Hospital Daily Cash Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 500 to 2,000
Waiting Period - 30 Days

Loan Insurance Policy

SBI Loan Insurance Policy

SBI Loan Insurance policy helps you to repay your outstanding loan in case you are a victim of any of the listed 13 critical illnesses/accidental death/unemployment.

Unique Features

Tax Benefits
Personal Accident Cover
SI up to 1 Crore

Loan Insurance Policy (Pros)

Loss of Job Cover
Long Term Policy
Affordable Premiums
Death Cover
Permanent Disablement

Loan Insurance Policy (Cons)

Cosmetic Treatment
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries
Unlawful Activities

Loan Insurance Policy (Other Benefits)

Cancer Cover
Organ Transplant Cover
Paralysis Cover
Organ Transplant
Blindness Cover

Loan Insurance Policy (Eligibility Criteria)

Entry Age - N/A
Max Entry Age - N/A
SI - Up to 1 Crore
Waiting Period - 30 Days

Group Insurance Policy

SBI Group Health Insurance Policy

This plan is available for individuals and families, wherein the plan will take care of medical expenses with affordable premium rates.

Unique Features

Tax Benefits
Wide Coverage
Room Rent Covered

Group Health Policy (Pros)

Medical Practitioners Available
Specialist Fees Cover
Daycare Expenses
Domiciliary Hospitalization
Pre & Post Hospitalization

Group Health Policy (Cons)

Cosmetic Treatment
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries
Unlawful Activities

Group Health Policy (Other Benefits)

Individual Cover
Family Cover
High SI
Policy Renewal opted
Ambulance Cover

Group Health Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 - 5 L
Waiting Period - 30 Days

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SBI Health Insurance Plans for Family: FAQ's

1. Who all can be included under SBI Health Insurance Plans for Family?

Under a standard family medical insurance plan, you can cover yourself, your spouse, dependent children, your own parents, and your parents-in-law.

2. What are the policy tenures for SBI Health Insurance Plans for Family?

SBI Health Insurance Plans for family come with a tenure of up to three years. Longer tenures save you from the hassles of yearly renewal and can prove to be more convenient.

3. What are the waiting period for SBI Health Insurance Plan for Family?

Yes, your family medical insurance plan will have a couple of waiting periods. You have to wait for an initial period of 30 days from the date you buy coverage before filing any claims. This initial waiting period excludes accidents. There is an additional waiting period of 48 months for the coverage of pre-existing diseases, provided you mention these at the time of purchase of the policy. Finally, you may also have an additional waiting period that range from 3 months/to 1 year/ 2 year for specific illnesses mentioned in the policy wordings.

4. What are the age limits to purchase SBI Health Insurance Plans for Family?

The age criteria when buying coverage are 90 days for children, 18 years for adults, and up to 65 years for senior citizens.

5. Are genetic disorders covered under SBI Health Insurance Plans for Family?

Yes, genetic disorders are included for coverage up to the limits specified in the policy wording.

What Our Customers Have to Say

Piyush Kumar

Indore

May 1, 2023

PolicyX offers a wide range of insurance options from various insurance providers. Their website allowed me to compare different policies and choose the one that best suits my needs and budget.

priya

Pune

June 7, 2022

Best buy and reliable. I recently got a life insurance for myself from SBI. Also, my purchasing experience was made easy and swift, apart from the best deal given by PolicyX.

Saksham

Ahmedabad

June 7, 2022

I got the sbi general term insurance plan last year as I am concerned about my family. Such great plans. Great work.

kuljeet singh

Chandigarh

March 14, 2022

very good company with good plans. They always reply to my and my wife queries related to our old diseases and new doctor consultations. they OPD plan is very helpful.

Dhiraj Khanna

Mumbai

February 17, 2022

This is a reliable company as they fulfill their promise to help during any medical emergency. I am satisfied with their services.

Avantika Nagpal

Kolkata

October 12, 2021

Very amazing and helpful service offered by SBI Health. I am impressed by the way this company works.

Rekha Tyagi

Kolkata

October 8, 2021

Well done SBI Health. You are doing a great job. Also, I wanna thank PolicyX.com for your continuous support. Best of luck to both companies.

Kuwali Rai

Gandhinagar

September 2, 2021

truly grateful for all the help received at PolicyX. the agents are smart, dont waste time and have good knowlege

View All SBI Health Insurance Reviews

Reviewed By : Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

Confused? No Worries, We Are Here To Help!

SBI Health Insurance Plans for Family

SBI Arogya Supreme (Pros)

SBI Arogya Supreme (Cons)

SBI Arogya Supreme (Other Benefits)

SBI Arogya Supreme (Eligibility Criteria)

Arogya Premier Plan (Pros)

Arogya Premier Plan (Cons)

Arogya Premier Plan (Other Benefits)

Arogya Premier Plan (Eligibility Criteria)

Arogya Plus Plan (Pros)

Arogya Plus Plan (Cons)

Arogya Plus Plan (Other Benefits)

Arogya Plus Plan (Eligibility Criteria)

SBI Arogya Sanjeevani (Pros)

SBI Arogya Sanjeevani (Cons)

SBI Arogya Sanjeevani (Other Benefits)

SBI Arogya Sanjeevani (Eligibility Criteria)

SBI Retail Health Insurance Policy

Retail Health Policy (Pros)

Retail Health Policy (Cons)

Retail Health Policy (Other Benefits)

Retail Health Policy (Eligibility Criteria)

Key Benefits of SBI Health Insurance Plans for Family

Other Family Health Insurance Companies

Health Insurance Companies

Choose SBI Health Insurance Plan for

SBI Health Insurance Plans for Family Eligibility Criteria

Entry Age

Maximum: 65 Years

Policy Term

Plan Type

Sum Insured (in Rs.)

Initial Waiting Period

SBI Health Insurance Plans for Family Inclusions

SBI Health Insurance Plans for Family Exclusions

Permanent Exclusions

Explore SBI Health Insurance

Explore other SBI Health Insurance

Arogya Top Up Policy (Pros)

Arogya Top Up Policy (Cons)

Arogya Top Up Policy (Other Benefits)

Arogya Top Up Policy (Eligibility Criteria)

Critical Illness Plan (Pros)

Critical Illness Plan (Cons)

Critical Illness Plan (Other Benefits)

Critical Illness Plan (Eligibility Criteria)

SBI Hospital Daily Cash Insurance Policy

Hospital Daily Cash Policy (Pros)

Hospital Daily Cash Policy (Cons)

Hospital Daily Cash Policy (Other Benefits)

Hospital Daily Cash Policy (Eligibility Criteria)

Loan Insurance Policy (Pros)

Loan Insurance Policy (Cons)

Loan Insurance Policy (Other Benefits)

Loan Insurance Policy (Eligibility Criteria)

Group Health Policy (Pros)

Group Health Policy (Cons)

Group Health Policy (Other Benefits)

Group Health Policy (Eligibility Criteria)

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