Network hospitals
20000+
Claim settlement ratio
95.04%
Sum insured
Up to 5 Lakh
No. of Plans
10
Solvency Ratio
1.98
Pan India Presence
24700+
Network hospitals
20000+
Claim settlement ratio
95.04%
Sum insured
Up to 5 Lakh
No. of Plans
10
Solvency Ratio
1.98
Pan India Presence
24700+
SBI Health Insurance plans for family are essential tools of protection for your family. When a family member is ill or is met with unexpected health issues you want to protect them and give them the best possible medical care available. SBI Health Insurance plans for the family can truly prove to be a policyholder’s best friend in such difficult situations. SBI Health Insurance for Family provides a safety net for all your loved ones under one single plan purchase. This helps policyholders to secure the future and well-being of their loved ones against any unforeseen medical emergency saving them from breaking the bank.
SBI Health Insurance for families offers well-rounded coverage to policyholders that encompass hospitalization coverage, pre-and-post-hospitalization coverage, ambulance charges, AYUSH treatments, and more. With SBI Health Insurance for Family, policyholders can now focus on caring for their loved ones.
Comprehensive Plan
A comprehensive health insurance plan that offers a 15% increase in cumulative bonus for every claim-free year and comes with 8 optional coverage options.
Unique Features
Comprehensive/ Family Floater Plan
A policy designed to provide coverage to you and your family. Providing high SI of 30 lakhs, it covers maternity expenses to childbirth.
Unique Features
Family Floater Plan
A fixed premium plan that offers coverage up to 3 Lakhs and offers protection against the expenses incurred during OPD and hospitalization.
Unique Features
Standard Plan
A standard health insurance plan that comes with a coverage of 10 Lakhs. Moreover, the plan comes with a 5% Co-pay, applicable on all the admissible claims.
Unique Features
Affordable Plan
A family floater plan for metro and non-metro cities offering wide coverage of INR 5 Lakhs. No pre-policy medical check-up is required to avail of this policy.
Unique Features
SBI Health Insurance Plans for family is a popular choice amongst customers for family protection needs. Let us take a glimpse into the company's performance and key features that will help you to analyze the company.
Minimum: 3 Months
Maximum: 65 Years
1/2/3 Years
Individual/ Family Floater
1 L | 2 L | 3 L | 4 L | 5 L | 7.5 L | 10 L | 20 L | 30 L
30 Days*
Inclusions of SBI Health Insurance Plans for Family include:
Hospitalization expenses
Pre and post hospitalization coverage
OPD & Day Care
Maternity expenses
Ambulance charges
AYUSH
Mental Health Care
Permanent diseases or health conditions that are not included under SBI Health Insurance Plans for Family are
International Treatment outside India
Disease or injuries due to war or war-like situations
Infertility or sterility
Plastic or cosmetic surgery
Injuries or accidents due to unlawful activities
Hospital admission that is solely done for evaluation, rehabilitation and/or investigation
SBI Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Top-up policy
The policy comes into action post exhaustion of your current health plan and provides affordable premiums with various benefits.
Unique Benefits
Critical Illness policy
The plan offers coverage against 13 critical illnesses & financial support irrespective of the actual medical expenses, & comes with two policy tenures enabling customization.
Unique Features
Hospital Daily Cash
The policy provides a fixed amount to the claimant for each day of hospitalization and expenses like traveling, food, and much more.
Unique Features
Loan Insurance Policy
SBI Loan Insurance policy helps you to repay your outstanding loan in case you are a victim of any of the listed 13 critical illnesses/accidental death/unemployment.
Unique Features
Group Insurance Policy
This plan is available for individuals and families, wherein the plan will take care of medical expenses with affordable premium rates.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
Under a standard family medical insurance plan, you can cover yourself, your spouse, dependent children, your own parents, and your parents-in-law.
SBI Health Insurance Plans for family come with a tenure of up to three years. Longer tenures save you from the hassles of yearly renewal and can prove to be more convenient.
Yes, your family medical insurance plan will have a couple of waiting periods. You have to wait for an initial period of 30 days from the date you buy coverage before filing any claims. This initial waiting period excludes accidents. There is an additional waiting period of 48 months for the coverage of pre-existing diseases, provided you mention these at the time of purchase of the policy. Finally, you may also have an additional waiting period that range from 3 months/to 1 year/ 2 year for specific illnesses mentioned in the policy wordings.
The age criteria when buying coverage are 90 days for children, 18 years for adults, and up to 65 years for senior citizens.
Yes, genetic disorders are included for coverage up to the limits specified in the policy wording.
Piyush Kumar
Indore
May 1, 2023
PolicyX offers a wide range of insurance options from various insurance providers. Their website allowed me to compare different policies and choose the one that best suits my needs and budget.
priya
Pune
June 7, 2022
Best buy and reliable. I recently got a life insurance for myself from SBI. Also, my purchasing experience was made easy and swift, apart from the best deal given by PolicyX.
Saksham
Ahmedabad
June 7, 2022
I got the sbi general term insurance plan last year as I am concerned about my family. Such great plans. Great work.
kuljeet singh
Chandigarh
March 14, 2022
very good company with good plans. They always reply to my and my wife queries related to our old diseases and new doctor consultations. they OPD plan is very helpful.
Dhiraj Khanna
Mumbai
February 17, 2022
This is a reliable company as they fulfill their promise to help during any medical emergency. I am satisfied with their services.
Avantika Nagpal
Kolkata
October 12, 2021
Very amazing and helpful service offered by SBI Health. I am impressed by the way this company works.
Rekha Tyagi
Kolkata
October 8, 2021
Well done SBI Health. You are doing a great job. Also, I wanna thank PolicyX.com for your continuous support. Best of luck to both companies.
Kuwali Rai
Gandhinagar
September 2, 2021
truly grateful for all the help received at PolicyX. the agents are smart, dont waste time and have good knowlege
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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