SBI Super Health Plan

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under SBI Super Health Plan?

Under SBI Super Health Plan, the room rent is covered up to SI.

The Intensive Care Unit (ICU) is a hospital special department where patients with severe medical conditions are treated.

Coverage status under SBI Health Edge Plan Plan?

Under SBI Super Health Plan, ICU charges are covered up to SI.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under SBI Super Health Plan?

SBI Super Health plan covers medical expenses incurred during pre-hospitalization up to 60 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under SBI Super Health Plan?

SBI Super Health plan covers medical expenses incurred during post-hospitalization up to 90 days for elite, premier, and platinum plan variants and 180 days for platinum infinite plan variant.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under SBI Super Health Plan?

Under SBI Super Health Plan, domiciliary hospitalization is covered up to SI.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under SBI Super Health Plan?

Under SBI Super Health Plan all day care treatments are covered.

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under SBI Super Health Plan?

SBI Super Health plan covers OPD expenses

• Single Adult - INR 5,000 All other family combinations - Up to INR 10,000/Family for Platinum plan variant
• Single Adult - INR 10,000 All other family combinations - Up to INR 20,000/Family for Platinum Infinite plan variant

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved center.

Coverage status under SBI Super Health Plan?

SBI Super Health plan does not cover COVID-19 treatment.

A common eye condition in which your vision gets blurred.

Coverage status under SBI Super Health Plan?

SBI Super Health plan does not cover cataract treatment expenses

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under SBI Super Health Plan?

A cumulative Bonus is available under the SBI Super Health plan wherein the Sum Insured is increased by 50% of the Base Sum Insured in respect of each claim free Policy Year.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under SBI Super Health Plan?

Unlimited Auto Restoration is available under SBI Super Health plan. Up to 200% of the Base Sum Insured.

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under SBI Super Health Plan?

The daily hospital cash is available under SBI Super Health Plan

• 500 per day, maximum INR 4000 for Elite and Premier plan variants
• 500 per day, maximum INR 8000 for the Platinum plan variant
• 1000 per day, maximum INR 15000 for Platinum Infinite plan variant

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under SBI Super Health Plan?

Under the SBI Super Health plan, organ donor expenses are covered up to SI.

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under SBI Super Health Plan?

Maternity expense is available under the SBI Super Health Plan

• Up to INR 25,000 (N)/ INR 50,000(C-sec) under Premier Plan Variant
• Up to INR 50,000 (N)/ INR 75,000(C-sec) under Platinum Plan Variant
• Up to 2 Lac under Platinum Infinite Plan Variant

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under SBI Super Health Plan?

Covered Under SBI Super Health Plan up to SI

Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under SBI Super Health Plan?

Under SBI Super Health plan modern treatments are covered up to SI.

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under SBI Super Health Plan?

Covered under SBI Super Health Plan

• Up to INR 3,000 under the Elite plan variant
• Up to INR 4,000 under the Premier plan variant
• Up to INR 5,000 under the Platinum plan variant
• Up to SI under the Platinum Infinite plan variant

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under National Arogya Sanjeevani Plan?

Air Ambulance is covered under SBI Super Health Plan

• Up to 2 Lac under Elite, Premier and Platinum plan variants
• Up to 10 Lacs under Platinum Infinite plan variant

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under SBI Super Health Plan?

Under SBI Super Health plan compassionate travel is not available

Any kind of medical/health emergency when you are outside of India.

Coverage status under SBI Super Health Plan?

Under SBI Super Health plan Global treatment is available up to SI under platinum and platinum infinite plan variants.

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under SBI Super Health Plan?

SBI Super Health Plan provides E-consultation

• Up to 4 - Per Member under the Platinum plan variant
• Unlimited e-opinion under the Platinum Infinite plan variant

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under SBI Super Health Plan?

Under the SBI Super Health Plan, an annual health checkup is available

• Up to INR 2500 (1st renewal onwards/year) under the Elite and Premier Plan variant
• Up to INR 5000 (since inception) under Platinum Plan Variant
• Up to INR 10,000 (since inception) under Platinum Infinite Variant

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under SBI Super Health Plan?

Under the SBI Super Health plan second opinion is not available.

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under SBI Super Health Plan?

SBI Super Health plan does cover vaccination expenses for children up to the age of 12 years

• INR 5000 per annum under Platinum Plan Variant
• INR 10,000 per annum under Platinum Infinite Plan Variant

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under SBI Super Health Plan?

Applicable, 10% / 20% Co-payment.

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Coverage status under SBI Super Health Plan?

Not Applicable