SBI Super Health Policy

Overview

The SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. It is an umbrella health plan that provides all-inclusive healthcare based on your specifications. SBI Super Health Insurance is available as a floater plan for individuals and families, with an entry age of 18 years for adults and 91 days for dependent children. There is no maximum entry age for the proposer and their family members. The SBI Super Health Plan offers different plan variants such as Elite, Premier, Platinum, and Platinum Infinite.

SBI Super Health Insurance provides 27 base covers and 7 optional covers, with sum insured options ranging from INR 3 lakh to INR 2 Crore. The major benefits of SBI Super Health Insurance include ReInsure benefits, Health Multiplier benefits, annual health check-ups, global medical treatments, and more.

SBI Super Health Plan Benefits

The SBI Super Health Plan encompasses multiple benefits and features, making it a versatile health insurance plan. Below are the various benefits insurance holders can avail under the SBI Super Health Plan:

• Wellness Benefit

  The SBI Super Health Plan offers a plethora of wellness benefits to its insurance holders, such as Health Assistance (AI Personal Fitness coaching), Dietician and Nutrition E-consultation, 30% off on renewal premium by fulfilling walking goals, and gym membership.

• Renewal Benefits

  The SBI Super Health Plan offers individuals renewal benefits starting from 50% of the Base Sum Insured up to 200%.

• Tax Benefits

  The amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.

• Optional Covers

  The SBI Super Health Insurance Plan offers 7 optional covers to its insurance holders, such as Enhanced ReInsure Benefit, Enhanced Cumulative Bonus Safeguard, Co-payment, Aggregate Deductible, Domestic Help/Staff Indemnity, Additional Basic Sum Insured, and Wellness Benefits.

• Annual Health Check-up

  The insured person can avail of a health check-up for preventive purposes, up to INR 10,000 (from inception/1st renewal onwards/year) as per the plan opted.

Exclusions

• Investigation and evaluation purposes
• Obesity/Weight Control
• Cosmetic surgery
• Hazardous/Adventure sports
• Breach of Law
• Alcoholism, drug or substance abuse
• Unproven treatments
• Sterility and infertility
• Pre-existing diseases after: 2 Years
• Listed Ailments: 1 Year and 2 Years depending on the plan variant

Wrapping it Up

The SBI Super Health Policy is a comprehensive plan with 4 different variants to choose from. It is loaded with a multitude of features suitable for individuals as well as families. The plan offers 27 base covers and 7 optional covers, which include value-added services, global treatment, co-pays, deductibles, and more. SBI Health Insurance is known for its reliable customer support and hassle-free claim settlement services. If you are a young individual, a newly married couple, or have dependent parents, children, or in-laws, you must consider investing in the SBI Super Health Plan.