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SBI Super Health Policy

SBI Super Health Insurance is a comprehensive health plan from SBI Hea ...Read More

Up to 2 Cr
Sum insured
1
No. of plans
141+
Pan India presence
-%
Claim settlement ratio
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🛡️ IRDAI Approved
⭐ 4.4/5 · 2,706 reviews
🏥 6,000+ hospitals
📊 2.03 solvency ratio
✅ -% claim settlement
Written by Anshika Ojha
Reviewed by Raj Kumar
Published: 15 Nov 2024
Updated: 27 Jul 2026
Expert Verified
IRDAI Licensed

Overview

The SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. It is an umbrella health plan that provides all-inclusive healthcare based on your specifications. SBI Super Health Insurance is available as a floater plan for individuals and families, with an entry age of 18 years for adults and 91 days for dependent children. There is no maximum entry age for the proposer and their family members. The SBI Super Health Plan offers different plan variants such as Elite, Premier, Platinum, and Platinum Infinite.

SBI Super Health Insurance provides 27 base covers and 7 optional covers, with sum insured options ranging from INR 3 lakh to INR 2 Crore. The major benefits of SBI Super Health Insurance include ReInsure benefits, Health Multiplier benefits, annual health check-ups, global medical treatments, and more.

SBI Super Health Plan Benefits

The SBI Super Health Plan encompasses multiple benefits and features, making it a versatile health insurance plan. Below are the various benefits insurance holders can avail under the SBI Super Health Plan:

  • Wellness Benefit

    The SBI Super Health Plan offers a plethora of wellness benefits to its insurance holders, such as Health Assistance (AI Personal Fitness coaching), Dietician and Nutrition E-consultation, 30% off on renewal premium by fulfilling walking goals, and gym membership.

  • Renewal Benefits

    The SBI Super Health Plan offers individuals renewal benefits starting from 50% of the Base Sum Insured up to 200%.

  • Tax Benefits

    The amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.

  • Optional Covers

    The SBI Super Health Insurance Plan offers 7 optional covers to its insurance holders, such as Enhanced ReInsure Benefit, Enhanced Cumulative Bonus Safeguard, Co-payment, Aggregate Deductible, Domestic Help/Staff Indemnity, Additional Basic Sum Insured, and Wellness Benefits.

  • Annual Health Check-up

    The insured person can avail of a health check-up for preventive purposes, up to INR 10,000 (from inception/1st renewal onwards/year) as per the plan opted.

Exclusions

  • Investigation and evaluation purposes
  • Obesity/Weight Control
  • Cosmetic surgery
  • Hazardous/Adventure sports
  • Breach of Law
  • Alcoholism, drug or substance abuse
  • Unproven treatments
  • Sterility and infertility
  • Pre-existing diseases after: 2 Years
  • Listed Ailments: 1 Year and 2 Years depending on the plan variant

Wrapping it Up

The SBI Super Health Policy is a comprehensive plan with 4 different variants to choose from. It is loaded with a multitude of features suitable for individuals as well as families. The plan offers 27 base covers and 7 optional covers, which include value-added services, global treatment, co-pays, deductibles, and more. SBI Health Insurance is known for its reliable customer support and hassle-free claim settlement services. If you are a young individual, a newly married couple, or have dependent parents, children, or in-laws, you must consider investing in the SBI Super Health Plan.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Min: 91 Days, Max: No Limit
Plan type
Individual and Family Health Insurance
Sum insured options
₹3 L, ₹10 L, ₹25 L, ₹80 L, ₹1 L, ₹2 L
Waiting period
30 Days
Renewability
Lifetime
Policy term
1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Tax benefit
  • Reinsure benefit
  • Health multiplier
  • Optional covers

Cons

  • Cosmetic treatment
  • Injury due to illegal activities
  • Unlawful activities
  • Adventure sports injuries

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Not covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Not covered

SBI Health Insurance Network Hospital List

SBI Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, SBI Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Frequently Asked Questions

The 5 most-asked questions about SBI Super Health Policy, answered.

The various waiting periods associated with SBI Super Health Plan are as follows Pre Existing Diseases - 2 Years Specific Diseases - 2 Years for elite and premier variant and 1 year for platinum and platinum infinite variant Maternity Cover - 48 Months Medical Treatment Abroad - 36 Months Hypertension, Diabetes, Cardiac Condition - 90 Days
SBI Super Health Insurance has an entry age of 18 years for adults and 91 days for dependent children.
SBI Super Health Plan offers 4 plan variants to select from. Insurance holders can select any one variant amongst Elite, Premier, Platinum, and Platinum Infinite plan options with different sum insured cover.
The optional covers available under SBI Super Health Plan are Enhanced Reinsure Benefit Enhanced Cumulative Bonus Safeguard Wellness Benefit Walk Healthy Benefit Aggregate Deductible Additional Basic Sum Insured for Accident Co-payment
Yes, Air ambulance cover is available under SBI Super Health Plan.

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