SBI Divyanga Suraksha Policy
Would you believe if we say that the SBI Divyanga Suraksha health insurance plan provides healthcare for people with disability or any pre-existing HIV disease health insurance?
Yes, you heard that right!
The SBI Divyanga Suraksha health plan is specially designed for people with certified disability/disabilities according to the Rights of Persons with Disabilities Act of 2016, India. Additionally, a person with HIV or AIDS certified by the Human Immunodeficiency Virus and Acquired Immune Deficiency Syndrome (Prevention and Control) Act of 2017, India can also buy this plan.
The basic available options of the sum insured of SBI Divyanga Suraksha health policy is INR 4 & 5 Lakhs for which the insured can receive the following healthcare services
- Pre and post-hospitalization
- Medical treatment
- Daycare procedures
- Cataract cover
- Modern treatment cover
- In-patient treatment
- AYUSH care
- PEDs cover
- Ambulance services, and so on
The policyholders can claim for room rent charges, including nursing, doctor’s prescription, ICU cover, etc against their Divyanga Suraksha policy with a range of 1% for room rent, and 2% for ICU charges out of the total sum insured opted. Apart from this, there is an availability of co-payment options upto 20%, however, it can be waived off with an optional cover. The best part of this plan is that it covers modern treatment and advanced surgical procedures upto 50% of the sum insured, which means you get an extra layer of protection with basic healthcare cover.
Furthermore, we’ve curated this guide which will give you all the information related to the SBI Divyanga Suraksha plan. Read on and make an informed decision before investing in it.
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