SBI Health Insurance for Maternity
  • Large Sum Insured
  • Ayush Treatment
  • 10% Claim Free Bonus
SBI Health Insurance
premium

Network hospitals

6000+

premium

Incurred claim ratio

73.92%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

11

premium

Solvency Ratio

1.8

premium

Pan India Presence

141

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

6000+

premium

Incurred claim ratio

73.92%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

11

premium

Solvency Ratio

1.8

premium

Pan India Presence

141

SBI Health Insurance for Maternity

Motherhood is one of the most revered milestones in any woman’s life. It also comes with emotional as well as financial responsibility. So, before taking this life-altering decision, it is very important to be financially ready for the responsibilities. Moreover, it is equally crucial to have a proper plan in place in order to counter any unexpected situations that, one may face during or after the pregnancy. A good financial plan for mothers must take care of their needs that change at every stage of motherhood, right from pregnancy to old age.

When we are talking about maternity health insurance, we must mention SBI Health Insurance for maternity insurance solutions. The maternity plans offered by SBI have good coverage for all maternity-related expenses. You should never settle for anything less when it comes to keeping the mother and the family safe in every situation. SBI Pregnancy Insurance is a great help since they cover both post and pre-hospitalization costs along with daycare costs as well. Before jumping on any decision let us see some benefits and features of SBI Maternity Insurance.

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SBI Health Insurance Maternity Plans

The maternity plans offered by SBI Health Insurance come with several benefits and complete maternity coverage. Let's have a brief look at the plans:

The policy comes into action post exhaustion of your current health plan and provides affordable premiums with various benefits.

Unique Benefits

  • Maternity Expenses covered
  • Ambulance coverage up to 5K
  • Coverage up to 50 Lakhs

Arogya Top Up Policy (Pros)

  • Up to 7.5% discount
  • OPD Cover
  • Tax Benefits
  • Pre & Post Hospitalization
  • 141 Daycare Treatments

Arogya Top Up Policy (Cons)

  • Cosmetic Treatment
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries
  • Unlawful Activities

Arogya Top Up Policy (Other Benefits)

  • High SI
  • Room Rent Covered
  • Physiotherapy Covered
  • Affordable Premiums
  • Domiciliary Hospitalization

Arogya Top Up Policy (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 1 L to 50L
  • Waiting Period - 30 Days

A policy designed to provide coverage to you and your family. Providing high SI of 30 lakhs, it covers maternity expenses to childbirth.

Unique Features

  • 12 advanced treatment procedures
  • SI Auto Restoration
  • No pre medical up to 55 years

Arogya Premier Plan (Pros)

  • Road Ambulance
  • High SI
  • AYUSH Cover
  • Room Rent
  • Pre & Post Hospitalization

Arogya Premier Plan (Cons)

  • Cosmetic Treatment
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries
  • Unlawful Activities

Arogya Premier Plan (Other Benefits)

  • Family Floater
  • Tax Benefits
  • Affordable Premiums
  • Medicine Cover
  • Cataract Cover

Arogya Premier Plan (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 50k to 10L
  • Waiting Period - 30 Days

Other Maternity Health insurance Companies

Key Features of SBI Health Insurance for Maternity

A robust maternity insurance can help you and your family, to take your first steps toward parturition without worrying about financial limitations. Now, let's discuss the key features of SBI Health Insurance pregnancy cover.

  • SBI Health Insurance For Maternity has a policy period of 1/2/3 years.
  • The sum insured can be automatically reinstated, this makes SBI Health Insurance for maternity a dynamic plan.
  • SBI Health Insurance pregnancy cover provides tax benefits under Section 80D of the Income Tax Act.
  • SBI health insurance pregnancy cover has a good range of sum insured options between Rs. 10 Lakh to Rs. 30 Lakh.
  • This plan provides many alternate treatment benefits like Ayurveda, Unani, Siddha & Homeopathy.
  • SBI Maternity Insurance Policy has a cumulative bonus of 10% of SI for each claim-free year and it goes maximum up to 50%.
  • One of the best features, is that the plan does not need any pre-acceptance health check-up to the age of 55 years (for people with no medical history).

Health Insurance Companies

The SBI Health Insurance for Maternity Eligibility

If a person wants to opt for SBI Health pregnancy coverage they must meet the following eligibility criteria:

Age of individual

Minimum: 60 Years
Maximum:65 Years

Dependent child

91 days to 25 Years

Cover Type

Individual / Family

Free Lookup Period

15 Days

Sum Insured

10 Lakh / 30 Lakh

Initial Waiting Period*

9 months to 24 months

  • Individuals with entry age above 55 years have to undergo a pre-acceptance medical checkup before the policy is issued. There is no exit age.

Benefits of SBI Health Insurance for Maternity

A maternity insurance policy can provide many advantages to the expecting mother and her family, for more information, let's check the benefits of the policy to make a clear decision:

  • SBI Maternity Insurance Policy benefit includes hospital room rent, boarding expenses and doctor fees.
  • The pocket-draining expenses such as operation theatre, nursing expenses, medicines that the policyholder consumes during the hospital stay and Intensive Care charges are also covered under SBI Maternity Insurance.
  • Pre-Hospitalisation expenses for 60 days and Post-Hospitalisation expenses for 90 days are covered.
  • Domiciliary hospitalisation and Outpatient Treatment are covered under SBI Maternity Coverage.

Inclusions of SBI Health Insurance for Maternity

Buying a maternity insurance plan is an excellent step towards adding financial security for the mother and for the whole family. Let's look at a few inclusions of SBI Health Insurance for maternity.

Room rent, Boarding expenses, Medical practitioners’ fees, Intensive care unit.

Nursing expenses, such as Anesthesia, blood, oxygen, operation theatre, surgical appliances, diagnostic expenses & x-ray, dialysis, chemotherapy, medicines & consumables, radiotherapy, cost of a pacemaker, prosthesis/internal implants & any medical expense incurred that is a part of the operation.

Drugs, medicines that are consumables during hospitalisation, OPD treatment.

Expenses for OPD consultation & treatment up to the specified limit.

Pre and Post-hospitalisation expense coverage: 60 days prior to the date of admission and 90 days after the date of discharge from the hospital.

Day Care expenses: 142 Day Care expenses are covered.

Ambulance expenses: Up to Rs 1500.

Alternative treatment: Alternative treatment under AYUSH taken in a government hospital or in any institute recognised by the government and/or accredited by the quality council of

Domiciliary hospitalisation: Reasonable and customary charges towards domiciliary will be paid, up to a certain limit, the rest will be included.

SBI Health Insurance for Maternity Exclusions

Before choosing a plan, look for the one that best suits your needs and look at its exclusions for avoiding fatalities

Any pre-existing diseases from starting day of the policy up to 4 years of the policy, the pre-existing disease must be persistent in this period of time.

Treatment of certain illnesses such as ulcers, tonsillectomy, hernia, cataract, sinusitis, gall bladder stones, and many other chronic organ failures during the first year of running of the policy.

Treatment that is taken outside India will not be included in the SBI Pregnancy Insurance Policy.

For the medical practitioner without undertaking any active regular treatment, a stay in hospital facility is not available.

Experimental and unproven treatment is excluded from the SBI Maternity Insurance Policy.

Any injury caused due to self-harm.

Naturopathy treatment.

War and war-like situations.

A standard health insurance plan for senior citizens will have an initial waiting period of 30 days (excluding accidents). There will be another waiting period of 48 months for pre-existing diseases and 90 days to 12/24 months for specific illnesses depending on the product opted.

SBI Health Insurance Network Hospital List

SBI Health Insurance Network Hospitals are present in 31 states across the country. With a wide network of hospitals, SBI Health Insurance ensures that you are medically safe regardless of the city you live in.

Explore other SBI Health Insurance

SBI Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Top-up policy

The policy comes into action post exhaustion of your current health plan and provides affordable premiums with various benefits.

Unique Benefits

  • Maternity Expenses covered
  • Ambulance coverage up to 5K
  • Coverage up to 50 Lakhs

Arogya Top Up Policy (Pros)

  • Up to 7.5% discount
  • OPD Cover
  • Tax Benefits
  • Pre & Post Hospitalization
  • 141 Daycare Treatments

Arogya Top Up Policy (Cons)

  • Cosmetic Treatment
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries
  • Unlawful Activities

Arogya Top Up Policy (Other Benefits)

  • High SI
  • Room Rent Covered
  • Physiotherapy Covered
  • Affordable Premiums
  • Domiciliary Hospitalization

Arogya Top Up Policy (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 1 L to 50L
  • Waiting Period - 30 Days

Critical Illness policy

The plan offers coverage against 13 critical illnesses & financial support irrespective of the actual medical expenses, & comes with two policy tenures enabling customization.

Unique Features

  • Entry Age upto 65 years
  • Free-look period of 15 days
  • Coverage of up to 10 Lakh

Critical Illness Plan (Pros)

  • Covers 13 CI
  • Cancer Care
  • Kidney Failure
  • Organ Transplant
  • Stroke

Critical Illness Plan (Cons)

  • Cosmetic Treatment
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries
  • Unlawful Activities

Critical Illness Plan (Other Benefits)

  • High SI
  • Paralysis
  • Coma
  • 2 Plan variants
  • Blindness Cover

Critical Illness Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Hospital Daily Cash

SBI Hospital Daily Cash Insurance Policy

The policy provides a fixed amount to the claimant for each day of hospitalization and expenses like traveling, food, and much more.

Unique Features

  • 4 daily benefit amount options
  • Hospital confinement expenses
  • Convalescence expenses

Hospital Daily Cash Policy (Pros)

  • Daily Cash Benefit
  • Tax Benefits
  • Optional Covers
  • ICU Benefit
  • Accident Injury

Hospital Daily Cash Policy (Cons)

  • Cosmetic Treatment
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries
  • Unlawful Activities

Hospital Daily Cash Policy (Other Benefits)

  • Compassionate Benefit
  • Daycare Treatment
  • Maternity Cover
  • Sickness Cash Benefit
  • Affordable Premiums

Hospital Daily Cash Policy (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 500 to 2,000
  • Waiting Period - 30 Days

Loan Insurance Policy

SBI Loan Insurance policy helps you to repay your outstanding loan in case you are a victim of any of the listed 13 critical illnesses/accidental death/unemployment.

Unique Features

  • Tax Benefits
  • Personal Accident Cover
  • SI up to 1 Crore

Loan Insurance Policy (Pros)

  • Loss of Job Cover
  • Long Term Policy
  • Affordable Premiums
  • Death Cover
  • Permanent Disablement

Loan Insurance Policy (Cons)

  • Cosmetic Treatment
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries
  • Unlawful Activities

Loan Insurance Policy (Other Benefits)

  • Cancer Cover
  • Organ Transplant Cover
  • Paralysis Cover
  • Organ Transplant
  • Blindness Cover

Loan Insurance Policy (Eligibility Criteria)

  • Entry Age - N/A
  • Max Entry Age - N/A
  • SI - Up to 1 Crore
  • Waiting Period - 30 Days

Group Insurance Policy

This plan is available for individuals and families, wherein the plan will take care of medical expenses with affordable premium rates.

Unique Features

  • Tax Benefits
  • Wide Coverage
  • Room Rent Covered

Group Health Policy (Pros)

  • Medical Practitioners Available
  • Specialist Fees Cover
  • Daycare Expenses
  • Domiciliary Hospitalization
  • Pre & Post Hospitalization

Group Health Policy (Cons)

  • Cosmetic Treatment
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries
  • Unlawful Activities

Group Health Policy (Other Benefits)

  • Individual Cover
  • Family Cover
  • High SI
  • Policy Renewal opted
  • Ambulance Cover

Group Health Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 - 5 L
  • Waiting Period - 30 Days

SBI Health Insurance Plans for Maternity: FAQ's

1. What are the minimum and the maximum sum insured for SBI Health Insurance for Maternity?

The minimum is 10 lakh and the maximum sum insured is 30 lakh for SBI Health Insurance for Maternity.

2. What is the waiting period for SBI Health Insurance for Maternity?

An initial waiting period of 9 months and a maximum of 24 months is applicable from the date of commencement of this policy.

3. What is the minimum and the maximum age of a dependent child for SBI Health Insurance for Maternity?

For SBI Health Insurance for Maternity for a dependent child a minimum of 91 days and a maximum of 25 years of age is mentioned.

4. What is the ambulance charge in SBI health insurance for maternity?

The ambulance Charge is INR 1500 for SBI Health Insurance for Maternity.

5. What is Pre and Post-hospitalisation expense coverage for SBI Health Insurance for Maternity.?

Pre and Post-hospitalisation expense coverage: 60 days prior to the date of admission and 90 days after the date of discharge from the hospital.

What Our Customers Have to Say

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Simran Oberai

Gurgaon

February 26, 2024

My search for the best cancer insurance plan for me ended with the SBI Critical Illness health insurance plan suggested by insurance experts at PolicyX.

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Ritika Bhalla

Kolkata

February 16, 2024

For all my SBI health insurance plan queries like premium comparison, renewal, and rider information I turn to PolicyX.

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Sakshi Kapoor

Ranchi

February 16, 2024

Maternity insurance was a major concern for me. PolicyX suggested the SBI Super Health Insurance which has got everything I need and more.

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Toshani Yadav

Meerut

February 16, 2024

I am extremely happy with PolicyX customer support, as I was stuck with a claim settlement request for my SBI Health Edge claims and they solved it quickly.

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Bilal

Bhopal

February 16, 2024

I am happy with the customer support of PolicyX as they helped me with the queries for my SBI Health Edge policy.

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Thomas

Kochi

January 14, 2024

Good insurance,hassle free clearance at aster medicity with help of aldun.covered full amount for my wife& 039;s maternity admission. New born charges were not covered

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Piyush Kumar

Indore

May 1, 2023

PolicyX offers a wide range of insurance options from various insurance providers. Their website allowed me to compare different policies and choose the one that best suits my needs and budget.

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priya

Pune

June 7, 2022

Best buy and reliable. I recently got a life insurance for myself from SBI. Also, my purchasing experience was made easy and swift, apart from the best deal given by PolicyX.

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Naval Goel

Reviewed By : Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.