SBI Health Plans for Senior Citizens
- Cumulative Bonus
- High Sum Insured
- AYUSH Treatments
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Updated on Apr 08, 2025 4 min read
SBI Health Insurance for senior citizens protects their hard earned savings from draining due to any unforeseen medical emergency or mishappening. SBI Health Insurance for Senior Citizens is a unique plan that protects their retirement funds and provides the policyholder with a well-equipped health insurance policy that covers all necessities.
Investing in SBI medicalim for senior citizens gives you the confidence to find the best medical care available across the country without having to rely on any third person for help. With around 6000+ Network Hospitals and approx 15000 Cr Health Insurance Claims Handled, SBI is one of the best options to buy a plan for senior citizens.
A health insurance plan for senior citizens offers complete coverage to help you take care of hefty medical bills. Here’s a quick look at the coverage that you can expect from the Senior Citizen Health Insurance Plan by SBI.
Hospitalization expenses including room rent, doctor’s consultation charges, ICU, etc.
Pre- and post-hospitalisation expenses
Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy (AYUSH) treatment costs
Mental health treatments
Hospitalization as well as pre-and post-hospitalisation expenses incurred by organ donor
Internal congenital diseases
Ambulance charges.
The below medical expenses are excluded under SBI Health Insurance for senior citizens:
Medical treatments done outside the geographical limits of the policy, i.e. outside India
Injuries or treatments required due to nuclear material/activity and war or war-like situations
Hospital admission are done solely for rehabilitation, rest, or investigation
Refractive law
Expenses for cosmetic surgery, plastic surgery or change of gender surgery
Treatments arising from situations involving breach of law
Infertility and sterility
Claims for unproven treatments
A standard health insurance plan for senior citizens will have an initial waiting period of 30 days (excluding accidents). There will be another waiting period of 48 months for pre-existing diseases and 90 days to 12/24 months for specific illnesses depending on the product opted.
SBI Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, SBI Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To cater to the different medical needs of an individual & their family, SBI Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to SBI Health Insurance plans explore more:
Individual and Family Health Insurance
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Individual and Family Health Insurance
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Group Health Insurance
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Individual and Family Health Insurance
SBI Arogya Supreme health plan is a diverse health insurance plan that provides a solution for all your healthcare needs. It covers 20 basic covers an...
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Individual
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Critical Illness Health Insurance
SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespect...
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Individual and Family Health Insurance
SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its p...
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Individual and Family Health Insurance
SBI Arogya Top-up Policy is a health insurance top-up policy that is designed to provide additional coverage to policyholders when their standard heal...
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Individual and Family Health Insurance
SBI Arogya Plus policy is a fixed premium plan that offers financial protection to you and your family during a medical emergency. The plan provides c...
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Individual and Family Health Insurance
SBI Arogya Premier Policy is a comprehensive health insurance plan that is designed to protect you and your family from uncertain medical expenses. Th...
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Individual
Manage Additional Expenses With Hospital Daily Cash Insurance of SBI! SBI Hospital Daily Cash insurance policy takes care of the extra expenses ...
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Individual
Would you believe if we say that the SBI Divyanga Suraksha health insurance plan provides healthcare for people with disability or any pre-existing HI...
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Know More About Health Insurance Companies
Yes, SBI Family Floater Plan allows senior citizens can be included for coverage. The age limit for entry is 65 years and the age limit for the Arogya Top Up Policy has been extended up to 70 years.
Yes, policyholders do get tax benefit under Section 80D of the Income Tax Act, 1961.
Yes, in case you are an applicant who has crossed the age of 55 years then you have to undergo pre-policy medical check-up.
Yes, the standard health insurance plan for senior citizens will have an initial waiting period of 30 days, 48 months for pre-existing diseases and 90 days to 12/24 months for specific illnesses.
Policyholders will get a grace period of 30 days after the policy expiry date during which you can pay your premium. In case you miss out on making premium payments during this grace period, the health insurance policy will lapse.
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Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
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