Health Edge Policy

Overview

SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance, customizable and available to policyholders based on their needs.

The plan includes 9 basic indemnity covers and 18 optional covers. SBI Health Edge is a digital-only health insurance coverage that is simple to purchase and provides a hassle-free experience. The health insurance plan offers a range of sum insured options from INR 3 to 25 Lacs, available for a long term of up to 3 years. The eligibility criteria for SBI Health Edge start at 18 years to 65 years for adults and 91 days to 30 years for dependent children.

Basic Covers Included

SBI Health Edge Policy includes the following basic covers along with 18 optional covers:

• In-patient hospitalization
• Pre and Post hospitalization
• Daycare treatments
• Emergency road ambulance cover
• Bariatric Surgery Cover
• Modern Treatments
• AYUSH Treatments
• Health Check-ups

SBI Health Edge Plan Benefits

SBI Health Edge Plan encompasses multiple benefits and features, making it a versatile health insurance plan. Below are the various benefits insurance holders can avail of under the SBI Health Edge plan:

Wellness Benefit

SBI Health Edge offers wellness benefits to its insurance holders. Individuals can avail of up to 30% discount on SBI Health Edge Policy renewal by ensuring good health practices.

Unlimited Refill Option

SBI Health Edge provides an unlimited refill benefit that allows individuals to restore up to their base sum insured unlimited times in a year.

Optional Cover

SBI Health Edge offers a variety of supplemental covers to enhance your main health edge plan, including hospital daily cash, global treatment, Critical Illness Cover, and more. Insurance consumers can tailor their health insurance coverage to their specific needs.

Maternity Expenses

SBI Health Edge offers maternity and newborn baby coverage as an optional cover, allowing female insurance holders to plan their motherhood without financial stress.

Tax Benefits

The amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.

Exclusions

Permanent diseases or health conditions not included under the SBI Health Edge Plan are:

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Miscarriage and Abortion
• Congenital disease
• Infertility and in vitro fertilization

Certain diseases and treatments are covered under this plan after a certain period. Details include:

• Listed ailments after 24 Months
• Pre-existing diseases after 24 Months