Critical Illness Insurance Policy
  • Coverage for Cancer
  • Eligibility Criteria of plan
  • Inclusions and exclusions
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SBI Critical Illness

SBI General's Critical Illness Policy is designed to offer financial protection to the policyholder from 13 listed critical illnesses. The plan offers a fixed sum regardless of your actual expenses

Below is the list of critical illnesses covered under the plan:

A. The first diagnosis of the below-mentioned Illnesses more specifically described below:

  • Cancer of Specified Severity
  • Kidney Failure Requiring Regular Dialysis
  • Primary Pulmonary Arterial Hypertension
  • Multiple Sclerosis With Persisting Symptoms

B. Undergoing for the first time of the following surgical procedures, more specifically described below:

  • Major Organ/ Bone Marrow Transplant
  • Open Chest CABG
  • Aorta Graft Surgery
  • Open Heart Replacement or Repair of Heart Valves

C. Occurrence for the first time of the following medical events more specifically described below:

  • Stroke Resulting in Permanent Symptoms
  • First Heart Attack of Specified Severity
  • Coma of Specified Severity
  • Total blindness
  • Permanent Paralysis of Limbs

Let's explore more about this Critical Illness Health Plan:

Eligibility Criteria of SBI Critical Illness Plan:

Entry Age Minimum Age: 18 Years
Maximum Age: 65 Years
Sum Insured Rs. 2 Lakhs- Rs. 50 Lakhs
Policy Tenure 1year & 3 years
Freelook Period 15 Days
Waiting Period 90 days for all illnesses

**Last Updated on August, 2021

Sample Premium Illustration of SBI Critical Illness Plan

Suppose, a 30-year-old individual decided to buy SBI Critical Illness Plan. Let's have a look at the premium amount he needs to pay to get coverage against:

Sum Insured Options (in Rs.) 2 Lakhs 5 Lakhs 10 Lakhs 20 Lakhs
Premium Amount (in Rs.) 228 595 1,190 2,380

**Last Updated on August, 2021

Graph Illustrating the Premium Payable Unde SBI Critical Illness Plan

Premium Payable Unde SBI Critical Illness Plan

What Is Not Covered Under SBI Critical Illness Plan

  • Pre- Existing disease and related complications
  • Attempt to suicide or self-inflicted injury
  • Sexually transmitted disease
  • Mental disorder
  • Any congenital Illnesses/conditions.

How To Buy SBI Critical Illness Plan

Buying From SBI Health Insurance
Buying From Policyx Website SBI Health Plan

What Is the Claim Process for SBI Critical Illness Plan?

SBI Health Insurance offers a direct process to file the claims. Let's take a look at it.

  • Inform the company about the claim by dialing the toll-free number: 1800 22 1111, or SMS 'CLAIM' to 561612.
  • One of the SBI customer representatives will reach out to you within 24 hours of filing the claim with details of the required documents and further steps.
  • Submit all the required documents.
  • The company will initiate the process and settle all relevant claims within 30 days of the final survey report.

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Find Out What Customers Are Saying

(Showing latest 5 reviews only)

- 4.8/5 (41 Total Rating)

June 7, 2022



Best buy and reliable. I recently got a life insurance for myself from SBI. Also, my purchasing experience was made easy and swift, apart from the best deal given by PolicyX.

June 7, 2022



I got the sbi general term insurance plan last year as I am concerned about my family. Such great plans. Great work.

March 14, 2022

kuljeet singh


very good company with good plans. They always reply to my and my wife queries related to our old diseases and new doctor consultations. they OPD plan is very helpful.

February 17, 2022

Dhiraj Khanna


This is a reliable company as they fulfill their promise to help during any medical emergency. I am satisfied with their services.

October 12, 2021

Avantika Nagpal


Very amazing and helpful service offered by SBI Health. I am impressed by the way this company works.

Last updated on August, 2021

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