Critical Illness Insurance Policy
  • Coverage for Cancer
  • Eligibility Criteria of plan
  • Inclusions and exclusions

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Critical Illness Insurance Policy

SBI General's Critical Illness Policy is designed to offer financial protection to the policyholder from 13 listed critical illnesses. The plan offers a fixed sum regardless of your actual expenses

Below is the list of critical illnesses covered under the plan:

A. The first diagnosis of the below-mentioned Illnesses more specifically described below:

  • Cancer of Specified Severity
  • Kidney Failure Requiring Regular Dialysis
  • Primary Pulmonary Arterial Hypertension
  • Multiple Sclerosis With Persisting Symptoms

B. Undergoing for the first time of the following surgical procedures, more specifically described below:

  • Major Organ/ Bone Marrow Transplant
  • Open Chest CABG
  • Aorta Graft Surgery
  • Open Heart Replacement or Repair of Heart Valves

C. Occurrence for the first time of the following medical events more specifically described below:

  • Stroke Resulting in Permanent Symptoms
  • First Heart Attack of Specified Severity
  • Coma of Specified Severity
  • Total blindness
  • Permanent Paralysis of Limbs

Let's explore more about this Critical Illness Health Plan:

Eligibility Criteria of SBI Critical Illness Plan:

Entry Age Minimum Age: 18 Years
Maximum Age: 65 Years
Sum Insured Rs. 2 Lakhs- Rs. 50 Lakhs
Policy Tenure 1year & 3 years
Freelook Period 15 Days
Waiting Period 90 days for all illnesses

**Last Updated on 29-04-2021

Sample Premium Illustration of SBI Critical Illness Plan

Suppose, a 30-year-old individual decided to buy SBI Critical Illness Plan. Let's have a look at the premium amount he needs to pay to get coverage against:

Sum Insured Options (in Rs.) 2 Lakhs 5 Lakhs 10 Lakhs 20 Lakhs
Premium Amount (in Rs.) 228 595 1,190 2,380

**Last Updated on 29-04-2021

Graph Illustrating the Premium Payable Unde SBI Critical Illness Plan

Premium Payable Unde SBI Critical Illness Plan

What Is Not Covered Under SBI Critical Illness Plan

  • Pre- Existing disease and related complications
  • Attempt to suicide or self-inflicted injury
  • Sexually transmitted disease
  • Mental disorder
  • Any congenital Illness/conditions.

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Find Out What Customers Are Saying

(Showing latest 5 reviews only)

- 4.8/5 (18 Total Rating)

April 29, 2021

Meenal Varun Joshi


If you are looking for an ideal health insurance company, SBI is the name. One of the best health insurance company I have come across. Go for this company without any second thoughts. One of my best decisions.

April 29, 2021

Rakesh Koul


I am in love with this company. From the plan they offer to their services, everything is A class. If you are looking for a company that really care about its customers, SBI is the name.

April 13, 2018



I took my SBI Arogya Premier Policy in SBI General Insurance for last 4 years. As of now I don't have any claim experience. The premium was decent and good compared to others

May 11, 2021

manmohan tiwari


I brought health insurance plan from SBI in 2019 and i am very happy with my plan and customer service of SBI insurance company. Keep it up SBI !

April 29, 2021

Vihaan Gupta


Me and my family have been lucky to have bought an SBI Health Insurance plan during the covid situation. The policy has proved to be a saviour for all of us, Thankyou SBI health Insurance for helping us in the time of our medical need.

Last updated on 29-04-2021

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