Network hospitals
6000+
Incurred claim ratio
73.92%
Sum insured
Up to 2 Cr
No. of Plans
1
Solvency Ratio
1.8
Pan India Presence
141+
SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespective of your actual medical expenses. Enables you to stay financially secure and focus on the most important thing health. The policyholder can avail Sum Insured up to 10 Lakh.
To understand SBI Critical Illness Policy Insurance in detail, take a look at the below table:
5 years to No maximum age limit
Critical Illness Health Insurance
3 L | 5 L | 7 L | 10 L
90 Days
NA
1/2/3 years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Read more specifications in the brochure.
SBI Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, SBI Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To understand how much premium an amount one needs to pay, let us go through the below example wherein we have illustrated the sample premiums for different family sizes.
Sum Insured (in Rs.) | 3 Lakhs | 5 Lakhs | 7 Lakhs | 10 Lakhs |
Premium Payable | 357 | 595 | 833 | 1190 |
Permanent diseases or health conditions that are not included under the Critical Illness plan are:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage, and Abortion
Congenital disease
Infertility and in vitro fertilization
To cater to the different medical needs of an individual & their family, SBI Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to SBI Health Insurance plans explore more:
Individual
Would you believe if we say that the SBI Divyanga Suraksha health insurance plan provides healthcare for people with disability or any pre-existing HI...
Unique Features
Individual and Family Health Insurance
SBI Arogya Premier Policy is a comprehensive health insurance plan that is designed to protect you and your family from uncertain medical expenses. Th...
Unique Features
Individual and Family Health Insurance
SBI Arogya Plus policy is a fixed premium plan that offers financial protection to you and your family during a medical emergency. The plan provides c...
Unique Features
Individual and Family Health Insurance
SBI Arogya Top-up Policy is a health insurance top-up policy that is designed to provide additional coverage to policyholders when their standard heal...
Unique Features
Individual and Family Health Insurance
SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its p...
Unique Features
Critical Illness Health Insurance
SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespect...
Unique Features
Individual
SBI Loan Insurance policy offers comprehensive coverage to the policyholder and helps them to repay their loan in case of medical emergencies arising ...
Unique Features
Individual and Family Health Insurance
SBI Arogya Supreme health plan is a diverse health insurance plan that provides a solution for all your healthcare needs. It covers 20 basic covers an...
Unique Features
Group Health Insurance
SBI Group Health Insurance is a comprehensive plan, as it provides wider coverage to its customers as well as their family members. Group health insur...
Unique Features
Individual and Family Health Insurance
SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance which is customizable and is available to insurance holders base...
Unique Features
Individual and Family Health Insurance
SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusi...
Unique Features
You are covered against 13 critical illnesses under SBI critical Illness Policy namely: Cancer of Specified Severity Open Chest CABG Aorta Graft Surgery Open Heart Replacement or Repair of Heart Valves Stroke Resulting in Permanent Symptoms First Heart Attack of Specified Severity Kidney Failure Requiring Regular Dialysis Primary Pulmonary Arterial Hypertension Major Organ/ Bone Marrow Transplant Multiple Sclerosis with Persisting Symptoms Coma of Specified Severity Total Blindness Permanent Paralysis of Limbs
Under SBI Critical Illness Policy you will receive a minimum cover of Rs. 3,00,000 and a maximum cover of Rs. 10,00,000
Yes, Health Check-up is applicable for all Insureds older than 45 years as well as in case of any pre-existing disease as declared on the proposal form irrespective of age and Sum Insured.
1 year / 3 years as chosen by the Proposer. A policy with a 3-year term can be renewed or offered till the age of 57 years only. Beyond 57 years of age, all renewals for existing 1-year/3-year policies will be allowed for a 1-year term only.
Any Pre- Existing Diseases or related condition(s).
The minimum entry age is 18 years and the maximum entry age is 65 years.
To make a claim you can use the following information: Call on toll-free numbers: - 1800 22 1111/1800 102 SMS: - 1111 "CLAIM" to 561612 Email: - customer.care@sbigeneral.in
Yes, there are some permanent exclusions in the plan such as: Hospitalization out of war, riot, strike, and nuclear weapons Intentional self-injury AIDS Miscarriage, and abortion Congenital disease Infertility, and in vitro fertilization
Critical Illness policy covers an insured individual against the listed critical illnesses given in the policy wordings/ document.
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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