SBI Arogya Top-up Policy

Overview

SBI Arogya Top-up Policy is a health insurance top-up policy designed to provide additional coverage to policyholders when their standard health policy coverage is exhausted. The plan adds an extra shield of protection at affordable premiums.

Available on an individual and family floater sum insured basis, the SBI Arogya Top-up plan overcomes inflation over and above your existing basic health insurance plan. It allows the insured to continue treatment without worrying about the cost. The plan comes with an array of benefits that include in-patient hospitalisation, pre- and post-hospitalisation, ambulance cover, organ donor expenses, and domiciliary treatment.

Explore more about the plan and its features below:

Exclusions

• Injuries due to war or warlike activities.
• Any disease or illness arising within the initial 30 days of policy commencement, except accidental injuries.
• Aesthetic and cosmetic treatments.
• Venereal diseases or sexually transmitted diseases.
• Self-inflicted injuries and suicide attempts.
• Convalescence expenses.
• Injuries due to nuclear weapons or radioactivity.
• Medical treatments for weight loss, obesity, and weight management.
• Injuries sustained under the influence of alcohol or drugs.

Sample Illustration Of SBI Arogya Top-Up Plan

To help you understand the premium payable, we have illustrated sample premiums with different sum insured options and deductibles.

Let's consider a 30-year-old individual and illustrate the premiums for various sum insured and deductible amounts.

Deductible choice: 1 Lakh

Deductible choice: 5 Lakhs

Deductible choice: 10 Lakhs