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Reliance health insurance plans come with a bucket full of benefits which specifically targets the health-related expenses of its customers. With the strong support of network hospitals and pocket-friendly premiums, these plans are able to make a name for themselves in the market.
Reliance General Insurance Company was established in 2000 and since then, has proved to be one of the most trusted insurance providers in the Indian market. The company has a wide range of insurance products which are well-equipped and regularly updated to match the ever-changing needs of their customers. It has managed to open around 139 branches and houses more than 2500 employees to offer on-time and well-matched service. Other details are stated below-
|Incurred Claim Ratio||107%|
Reliance General Insurance Company has a handful of health insurance plans at its disposal which strictly cater to the financial needs of the people at the time of a medical emergency. A deep insight of them is given below:-
This plan has managed to grab the attention of the entire health insurance market with the help of its superior features. It is divided further into two variants- Plan A and Plan B. Both the plans have close to similar features but Plan B outruns Plan A in terms of comprehensive coverage.
|Plans||Plan A||Plan B|
|Entry Age||5 years minimum & 65 years maximum||5 years minimum for individual/ floater and maximum 65 years|
|Policy Period||1 years and 2 year plans||NA|
|Medical Tests||Aged 45 years and above||Aged 18 years and above|
|Sum Assured||Rs.3 lakhs & 6 lakhs||Rs.12 lakhs & 15 lakhs|
Note- After careful consideration, if you find it difficult to shell out the entire premium of the policy in one go, you can purchase Reliance HealthGain Insurance Policy on EMI basis.
Accidents are a perfect excuse to put a full-stop in your daily livelihood. Financial loss and empty savings are its after-effects. With Reliance Personal Accident Insurance, the company will take care of your expenses, allowing you to fully concentrate on your recovery.
|Entry Age||Self & spouse- Minimum 18 years|
Dependent children- 5-25 years
|Basis||Single + Family package|
Your health is directly related to your career, lifestyle and family. A small variation in your health can harm its related factors. To get the best healthcare treatment, you have to stop worrying about its expenses. This policy can help you with that. Reliance HealthWise will take care of your expenses while you recover your health.
|Entry Age||3 months - 65 years|
|Sum Assured||1, 2, 3, 4 & 5 lakhs|
Acute diseases strike without an invitation. When that happens, you need a trusted friend which can minimize its effects. Reliance Critical Illness Policy can do that for you. All the hospitalization expenses will be paid from the company’s pocket. Your only job will be to concentrate on your recovery.
|Policy Tenure||1 & 3 years|
|Medical Test||Not required (up to 45 years)|
|Sum Assured||5, 7 & 10 lakhs|
A standard health insurance policy is sufficient for most people but a small pocket of the society always demands more from it. To meet their expectations, Reliance has come out with Health Infinity Insurance. As the name suggests, this policy is packed with standard + additional benefits.
|Child: 91 days to 25 years|
Adult: 18 years to 65 years
|Policy Period||1 year, 2 years & 3 years|
|Premium payment term||3 lakhs, 5 lakhs, 10 lakhs, 15 lakhs, 50 lakhs, 1 Crore|
There are two ways to renew Reliance health insurance online- through Reliance General’s website and PolicyX.com.
If you are an existing customer of PolicyX.com, you can follow the below-listed steps-
If you have not purchased your Reliance health insurance from PolicyX.com, you can follow the below-mentioned steps-
Reliance Health Insurance has a very transparent and easy method of applying for the insurance claim at the time of requirement.
If you are admitted in one of the Reliance’s partnered network hospitals, you have to follow the below steps-
Here you have the option to get yourself treated at any hospital (apart from network) and file for reimbursement with the following steps-
There are a few documents which you need to submit to get the claim. They are as follows:-
Yes, you can. Just visit the website of Reliance General Company, enter your username and password in the login tab to check the status.
A floater option allows a single sum assured to cover all the insured members of the policy. Other members apart from you can be- spouse, mother, father, daughter, etc.
You can directly call on their helpline number- 18003009
Yes. There are discounts for getting a girl child and single/widowed female insured. A family discount is there as well.
If the insured has not made any claim for 4 consecutive years, then by the end of the 4th year, the no claim bonus will be equal to the sum assured amount. In the 5th year, the insured can go for the ‘Call Option’ to double the sum insured by adding this earned bonus.
Last updated on 28-02-2020