Reliance Arogya Sanjeevani Plan

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Reliance Arogya SanjeevaniPlan?

Under Reliance Arogya SanjeevaniPlan, the room rent is covered up to 2% of the sum insured subject to a maximum of Rs.5000/- per day.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Reliance Arogya SanjeevaniPlan?

Under this plan, ICU charges are covered up to 5% of the sum insured subject to a maximum of Rs. 10,000/- per day.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Reliance Arogya SanjeevaniPlan?

This plan covers medical expenses incurred during pre-hospitalization for up to 30 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Reliance Arogya SanjeevaniPlan?

This plan covers medical expenses incurred during post-hospitalization for up to 60 days.

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Reliance Arogya SanjeevaniPlan?

Under Reliance Arogya SanjeevaniPlan, domiciliary hospitalization is not covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Reliance Arogya SanjeevaniPlan?

This plan covers the expenses of daycare procedures up to SI.

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Reliance Arogya SanjeevaniPlan?

Not covered under the plan.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Reliance Arogya SanjeevaniPlan?

COVID-19 treatment cover is unavailable under this plan.

A common eye condition in which your vision gets blurred.

Coverage status under Reliance Arogya SanjeevaniPlan?

The plan covers cataract treatment up to 25% of SI or Rs.40,000/-, whichever is lower, per eye, under one policy year.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Reliance Arogya SanjeevaniPlan?

The plan offers an Increase in the sum insured by 5% in respect of each claim-free year subject to a maximum of 50% of SI.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Reliance Arogya SanjeevaniPlan?

Not Available.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Reliance Arogya SanjeevaniPlan?

Under the plan, Organ Donor expenses are not covered

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Reliance Arogya SanjeevaniPlan?

Covered up to ?2000 per hospitalization.

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Reliance Arogya SanjeevaniPlan?

Not available

Any kind of medical/health emergency when you are outside of India.

Coverage status under Reliance Arogya SanjeevaniPlan?

Not available

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Reliance Arogya SanjeevaniPlan?

The plan does not cover the expenses for E-consultation.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Reliance Arogya SanjeevaniPlan?

Co-payment is applicable, 5% for all claims.