Reliance Group Mediclaim Policy

About Reliance General Group Mediclaim Insurance

Reliance General Group Mediclaim Insurance, offered by Reliance Health Insurance, covers employees' health at an economical cost and provides tax benefits. It offers coverage for health-related problems to a group of employees, providing multiple financial benefits and advantages for them and their loved ones.

Reliance Group Mediclaim Policy comes in 3 different variants: Standard, Silver, and Gold plans, which policyholders can choose based on their financial needs.

Reliance Group Mediclaim Policy Details

Reliance General Group Mediclaim Insurance offers numerous features, including:

• Customization of policy
• Cover for all employees and their families
• Cashless claims across Network Hospitals
• Daycare procedures covered
• Renewal premium discount for favorable claim experience
• Lower premium costs
• Regular health check-ups
• Tax benefits

Reliance General Group Mediclaim Insurance Plan Eligibility Criteria

The Reliance Group Health Insurance plan can be issued to:

• Corporates/Small and Medium Enterprises – for employees and their families.
• Clubs, Societies, or other specific groups – for their members.
• The maximum entry age for the Standard, Silver, and Gold Plans is 65, 60, and 55 years, respectively.
• Members between the ages of 5 and 80 years.
• The policy also provides health insurance for children between the ages of 3 months and 5 years, if one parent is covered concurrently.

Reliance General Group Mediclaim Insurance Value-Added Benefits

Reliance General Group Mediclaim Insurance offers additional value-added benefits along with basic coverage, including:

• Option to add a family floater clause
• Day-one cover for maternity, pre-existing illnesses, and children (no waiting period)
• Extra insurance cover for employees in need
• Buffer sum insured extension for employees who have exhausted their sum insured

Exclusions

• Vaccination and inoculation
• Cosmetic treatment
• Cost of spectacles, contact lenses, and hearing aids
• Treatment for illnesses due to war and nuclear perils
• Naturopathy treatment
• Treatment for HIV/AIDS
• Miscarriage and abortion
• Congenital diseases
• Initial Waiting Period: Any treatment for illnesses/diseases within the first 30 days of the policy, unless due to an accident.
• Specific Ailments Waiting Period: 12 months for listed ailments and specified illnesses.
• Pre-existing Diseases Waiting Period: 48 months.