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Reliance Hospi-Care Policy
It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents an…
- 150+ listed surgeries
- 140+ daycare procedures
- Daily hospital cash
Reliance Health Insurance
Reliance Group Mediclaim Policy
Reliance Group Mediclaim Policy offers high-end healthcare services an ...Read More
Up to 5 Cr
Sum insured
1
No. of plans
127+
Pan India presence
87.50%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,702 reviews
🏥 9,100+ hospitals
📊 2.35 solvency ratio
✅ 87.50% claim settlement
About Reliance Group Mediclaim Policy
A quick read on what this Reliance Health Insurance plan covers and why it might be a fit for you.
Reliance General Group Mediclaim Insurance, offered by Reliance Health Insurance, covers employees' health at an economical cost and provides tax benefits. It offers coverage for health-related problems to a group of employees, providing multiple financial benefits and advantages for them and their loved ones.
Reliance Group Mediclaim Policy comes in 3 different variants: Standard, Silver, and Gold plans, which policyholders can choose based on their financial needs.
Reliance Group Mediclaim Policy Details
Reliance General Group Mediclaim Insurance offers numerous features, including:
- Customization of policy
- Cover for all employees and their families
- Cashless claims across Network Hospitals
- Daycare procedures covered
- Renewal premium discount for favorable claim experience
- Lower premium costs
- Regular health check-ups
- Tax benefits
Reliance General Group Mediclaim Insurance Plan Eligibility Criteria
The Reliance Group Health Insurance plan can be issued to:
- Corporates/Small and Medium Enterprises – for employees and their families
- Clubs/Societies/Other specific groups – for their members
- The maximum entry age for the Standard, Silver, and Gold Plans is 65, 60, and 55 years, respectively.
- Members between the ages of 5 and 80 years.
- The policy also provides health insurance for children between the ages of 3 months and 5 years, if one parent is covered concurrently.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
18 to 65 years
Plan type
Group Health Insurance
Waiting period
30 days
Renewability
NA
Policy term
1 year
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Day care procedures
- Regular health check-ups
- Tax benefits
Cons
- Cosmetic treatment
- Treatment of PEDs
- HIV/AIDS treatment
Reliance General Group Mediclaim Insurance Value-Added Benefits
Reliance General Group Mediclaim Insurance offers additional value-added benefits along with basic coverage, including:
- Option to add a family floater clause
- Day-one cover for maternity, pre-existing illnesses, and children (no waiting period)
- Extra insurance cover for employees in need
- Buffer sum insured extension for employees who have exhausted their sum insured
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Vaccination and inoculation
- Cosmetic treatment
- Cost of spectacles, contact lenses, and hearing aids
- Treatment for illnesses due to war and nuclear perils
- Naturopathy treatment
- Treatment for HIV/AIDS
- Miscarriage and abortion
- Congenital diseases
- Initial Waiting Period: Any treatment for illnesses/diseases within the first 30 days of the policy, unless due to an accident.
- Specific Ailments Waiting Period: 12 months for listed ailments and specified illnesses.
- Pre-existing Diseases Waiting Period: 48 months.
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Entry age: 18 to 65 years
- Policy type: Group medical policy
- Initial waiting period: 30 days
Other features & benefits
- Family floater clause
- Extra insurance cover
- Cover for all employees and their families
Reliance Group Mediclaim Policy: FAQs
The 8 most-asked questions about Reliance Group Mediclaim Policy, answered.
Reliance General Group Mediclaim Insurance covers your employee’s health at an economical cost and lets you enjoy tax benefits too. Reliance General Group Mediclaim Insurance offers coverage for health-related problems to a group of employees offering multiple benefits and advantages not just in terms of financial coverage to them but also to their loved ones. Reliance Group Mediclaim Policy comes in 3 different variants Standard, Silver, and Gold plans which an insurance holder can choose according to their financial needs.
Reliance Group Mediclaim Policy can be issued to Corporate/ Small and Medium Enterprises – for employees and their families Clubs/Societies/Other specific groups – for their members Maximum age to enter the Plan is 65, 60 and 55 years for Standard, Silver and Gold Plans, respectively Between the ages of 5 and 80 years. The policy also provides health insurance for children between the ages of 3 months and 5 years, if one of the parents is covered concurrently.
Small, Medium, and Large enterprises can purchase Reliance Group Mediclaim Policy for their employees.
Reliance Group Mediclaim Insurance Policy provides coverage for consultation with doctors and medicines.
Reliance Group Mediclaim policy offers Hospitalization Expenses Complete hospitalization cover Inclusive of doctor’s fees Includes nursing expenses, OT charges Fees for anesthetist and consultants covered Pre and post-hospitalization Medicine, Consumables and Diagnostic Expenses Medicines and drugs Anesthesia, blood, and oxygen Surgical appliances, pacemaker and radiotherapy Domiciliary Hospitalization Cover for treatment administered at home, subject to: Medical condition restricting the patient from being shifted to hospital Lack of accommodation in any hospital/nursing home Day Care Treatment Coverage for treatment that does not need hospitalization for 24 hours or more Pre and Post-Hospitalization Covers medical expenses for a specified number of days
The sum insured varies by employer plan, typically ranging from ₹2 lakh to ₹10 lakh or more, with possible buffer or top-up options.
Yes, if opted by the employer, pre-existing diseases are covered from Day 1; otherwise, standard waiting periods may apply.
Required documents include claim form, hospital bills, discharge summary, prescriptions, diagnostic reports, ID proof, and bank details for reimbursement.
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